{"id":31087,"date":"2025-05-20T15:25:33","date_gmt":"2025-05-20T06:25:33","guid":{"rendered":"https:\/\/www.marketresearch.co.jp\/insights\/?p=31087"},"modified":"2026-03-27T23:49:13","modified_gmt":"2026-03-27T14:49:13","slug":"life-and-non-life-insurance-market-mordor","status":"publish","type":"post","link":"https:\/\/www.marketresearch.co.jp\/insights\/life-and-non-life-insurance-market-mordor\/","title":{"rendered":"\u751f\u547d\u4fdd\u967a\u30fb\u640d\u5bb3\u4fdd\u967a\u5e02\u5834\uff1a\u898f\u6a21\u30fb\u30b7\u30a7\u30a2\u5206\u6790\u3001\u6210\u9577\u52d5\u5411\u3068\u4e88\u6e2c (2025-2030\u5e74)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.marketresearch.co.jp\/insights\/wp-content\/uploads\/2026\/01\/life-and-non-life-insurance-market-size-image-1765448929135.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.marketresearch.co.jp\/insights\/wp-content\/uploads\/2026\/01\/life-and-non-life-insurance-market-Life-and-Non-Life-Insurance-Market-Market-Share-by-Insurance-Type-2024-1764930701516.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \u306f\u3058\u3081\u306b<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \u8abf\u67fb\u306e\u524d\u63d0\u3068\u5e02\u5834\u306e\u5b9a\u7fa9<\/li>\n<li class=\"toc-level-2\">1.2 \u8abf\u67fb\u7bc4\u56f2<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \u8abf\u67fb\u65b9\u6cd5<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \u30a8\u30b0\u30bc\u30af\u30c6\u30a3\u30d6\u30b5\u30de\u30ea\u30fc<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \u5e02\u5834\u6982\u6cc1<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \u5e02\u5834\u6982\u8981<\/li>\n<li class=\"toc-level-2\">4.2 \u5e02\u5834\u306e\u63a8\u9032\u8981\u56e0\n<ul>\n<li class=\"toc-level-3\">4.2.1 \u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u81ea\u52d5\u8eca\u4fdd\u967a\u306e\u5c0e\u5165<\/li>\n<li class=\"toc-level-3\">4.2.2 \u4e2d\u9593\u5c64\u306e\u30e6\u30cb\u30c3\u30c8\u30ea\u30f3\u30af\u578b\u751f\u547d\u4fdd\u967a\u3078\u306e\u5e74\u91d1\u9700\u8981<\/li>\n<li class=\"toc-level-3\">4.2.3 \u6c17\u5019\u5909\u52d5\u306b\u5f37\u3044\u8ca1\u7523\u88dc\u511f<\/li>\n<li class=\"toc-level-3\">4.2.4 E\u30b3\u30de\u30fc\u30b9\u30b5\u30a4\u30c8\u306b\u304a\u3051\u308b\u7d44\u307f\u8fbc\u307f\u578b\u30de\u30a4\u30af\u30ed\u4fdd\u967a<\/li>\n<li class=\"toc-level-3\">4.2.5 \u5916\u8cc7\u6240\u6709\u306e\u81ea\u7531\u5316\u3068\u30bd\u30eb\u30d9\u30f3\u30b7\u30fc\u6539\u9769<\/li>\n<li class=\"toc-level-3\">4.2.6 AI\u3092\u6d3b\u7528\u3057\u305f\u5f15\u53d7\u696d\u52d9\u306e\u52b9\u7387\u5316<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \u5e02\u5834\u306e\u963b\u5bb3\u8981\u56e0\n<ul>\n<li class=\"toc-level-3\">4.3.1 \u4f4e\u91d1\u5229\u306b\u3088\u308b\u5229\u3056\u3084\u306e\u5727\u7e2e<\/li>\n<li class=\"toc-level-3\">4.3.2 \u5897\u52a0\u3059\u308b\u5de8\u5927\u707d\u5bb3\u518d\u4fdd\u967a\u30b3\u30b9\u30c8<\/li>\n<li class=\"toc-level-3\">4.3.3 \u9280\u884c\u7a93\u8ca9\u8a34\u8a1f<\/li>\n<li class=\"toc-level-3\">4.3.4 \u884c\u52d5\u30d9\u30fc\u30b9\u306e\u4fa1\u683c\u8a2d\u5b9a\u306b\u304a\u3051\u308b\u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u306e\u5236\u9650<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.4 \u30d0\u30ea\u30e5\u30fc\/\u30b5\u30d7\u30e9\u30a4\u30c1\u30a7\u30fc\u30f3\u5206\u6790<\/li>\n<li class=\"toc-level-2\">4.5 \u898f\u5236\u304a\u3088\u3073\u6280\u8853\u7684\u5c55\u671b<\/li>\n<li class=\"toc-level-2\">4.6 \u30dd\u30fc\u30bf\u30fc\u306e5\u3064\u306e\u529b\n<ul>\n<li class=\"toc-level-3\">4.6.1 \u65b0\u898f\u53c2\u5165\u8005\u306e\u8105\u5a01<\/li>\n<li class=\"toc-level-3\">4.6.2 \u8cb7\u3044\u624b\u306e\u4ea4\u6e09\u529b<\/li>\n<li class=\"toc-level-3\">4.6.3 \u4f9b\u7d66\u8005\u306e\u4ea4\u6e09\u529b<\/li>\n<li class=\"toc-level-3\">4.6.4 \u4ee3\u66ff\u54c1\u306e\u8105\u5a01<\/li>\n<li class=\"toc-level-3\">4.6.5 \u7af6\u4e89\u306e\u6fc0\u3057\u3055<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.7 \u30a4\u30f3\u30b7\u30e5\u30a2\u30c6\u30c3\u30af\u6295\u8cc7\u52d5\u5411\u5206\u6790<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \u5e02\u5834\u898f\u6a21\u3068\u6210\u9577\u4e88\u6e2c\uff08\u91d1\u984d\uff09<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \u4fdd\u967a\u30bf\u30a4\u30d7\u5225\n<ul>\n<li class=\"toc-level-3\">5.1.1 \u751f\u547d\u4fdd\u967a<\/li>\n<li class=\"toc-level-3\">5.1.2 \u640d\u5bb3\u4fdd\u967a<\/li>\n<li class=\"toc-level-4\">5.1.2.1 \u81ea\u52d5\u8eca\u4fdd\u967a<\/li>\n<li class=\"toc-level-4\">5.1.2.2 \u533b\u7642\u4fdd\u967a<\/li>\n<li class=\"toc-level-4\">5.1.2.3 \u7269\u4ef6\u4fdd\u967a<\/li>\n<li class=\"toc-level-4\">5.1.2.4 \u8ce0\u511f\u8cac\u4efb\u4fdd\u967a<\/li>\n<li class=\"toc-level-4\">5.1.2.5 \u305d\u306e\u4ed6\u306e\u4fdd\u967a<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \u9867\u5ba2\u30bb\u30b0\u30e1\u30f3\u30c8\u5225\n<ul>\n<li class=\"toc-level-3\">5.2.1 \u30ea\u30c6\u30fc\u30eb<\/li>\n<li class=\"toc-level-3\">5.2.2 \u6cd5\u4eba<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.3 \u6d41\u901a\u30c1\u30e3\u30cd\u30eb\u5225\n<ul>\n<li class=\"toc-level-3\">5.3.1 \u30d6\u30ed\u30fc\u30ab\u30fc<\/li>\n<li class=\"toc-level-3\">5.3.2 \u4ee3\u7406\u5e97<\/li>\n<li class=\"toc-level-3\">5.3.3 \u9280\u884c<\/li>\n<li class=\"toc-level-3\">5.3.4 \u76f4\u8ca9<\/li>\n<li class=\"toc-level-3\">5.3.5 \u305d\u306e\u4ed6\u306e\u30c1\u30e3\u30cd\u30eb<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.4 \u5730\u57df\u5225\n<ul>\n<li class=\"toc-level-3\">5.4.1 \u5317\u7c73<\/li>\n<li class=\"toc-level-4\">5.4.1.1 \u7c73\u56fd<\/li>\n<li class=\"toc-level-4\">5.4.1.2 \u30ab\u30ca\u30c0<\/li>\n<li class=\"toc-level-4\">5.4.1.3 \u30e1\u30ad\u30b7\u30b3<\/li>\n<li class=\"toc-level-3\">5.4.2 \u5357\u7c73<\/li>\n<li class=\"toc-level-4\">5.4.2.1 \u30d6\u30e9\u30b8\u30eb<\/li>\n<li class=\"toc-level-4\">5.4.2.2 \u30a2\u30eb\u30bc\u30f3\u30c1\u30f3<\/li>\n<li class=\"toc-level-4\">5.4.2.3 \u30b3\u30ed\u30f3\u30d3\u30a2<\/li>\n<li class=\"toc-level-4\">5.4.2.4 \u30c1\u30ea<\/li>\n<li class=\"toc-level-4\">5.4.2.5 \u305d\u306e\u4ed6\u306e\u5357\u7c73\u8af8\u56fd<\/li>\n<li class=\"toc-level-3\">5.4.3 \u30e8\u30fc\u30ed\u30c3\u30d1<\/li>\n<li class=\"toc-level-4\">5.4.3.1 \u30c9\u30a4\u30c4<\/li>\n<li class=\"toc-level-4\">5.4.3.2 \u30a4\u30ae\u30ea\u30b9<\/li>\n<li class=\"toc-level-4\">5.4.3.3 \u30d5\u30e9\u30f3\u30b9<\/li>\n<li class=\"toc-level-4\">5.4.3.4 \u30a4\u30bf\u30ea\u30a2<\/li>\n<li class=\"toc-level-4\">5.4.3.5 \u30b9\u30da\u30a4\u30f3<\/li>\n<li class=\"toc-level-4\">5.4.3.6 \u30d9\u30cd\u30eb\u30af\u30b9 (\u30d9\u30eb\u30ae\u30fc\u3001\u30aa\u30e9\u30f3\u30c0\u3001\u30eb\u30af\u30bb\u30f3\u30d6\u30eb\u30af)<\/li>\n<li class=\"toc-level-4\">5.4.3.7 \u5317\u6b27\u8af8\u56fd (\u30c7\u30f3\u30de\u30fc\u30af\u3001\u30d5\u30a3\u30f3\u30e9\u30f3\u30c9\u3001\u30a2\u30a4\u30b9\u30e9\u30f3\u30c9\u3001\u30ce\u30eb\u30a6\u30a7\u30fc\u3001\u30b9\u30a6\u30a7\u30fc\u30c7\u30f3)<\/li>\n<li class=\"toc-level-4\">5.4.3.8 \u305d\u306e\u4ed6\u306e\u30e8\u30fc\u30ed\u30c3\u30d1\u8af8\u56fd<\/li>\n<li class=\"toc-level-3\">5.4.4 \u4e2d\u6771&amp;\u30a2\u30d5\u30ea\u30ab<\/li>\n<li class=\"toc-level-4\">5.4.4.1 \u30a2\u30e9\u30d6\u9996\u9577\u56fd\u9023\u90a6<\/li>\n<li class=\"toc-level-4\">5.4.4.2 \u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2<\/li>\n<li class=\"toc-level-4\">5.4.4.3 \u5357\u30a2\u30d5\u30ea\u30ab<\/li>\n<li class=\"toc-level-4\">5.4.4.4 \u30ca\u30a4\u30b8\u30a7\u30ea\u30a2<\/li>\n<li class=\"toc-level-4\">5.4.4.5 \u305d\u306e\u4ed6\u306e\u4e2d\u6771&amp;\u30a2\u30d5\u30ea\u30ab\u8af8\u56fd<\/li>\n<li class=\"toc-level-3\">5.4.5 \u30a2\u30b8\u30a2\u592a\u5e73\u6d0b<\/li>\n<li class=\"toc-level-4\">5.4.5.1 \u4e2d\u56fd<\/li>\n<li class=\"toc-level-4\">5.4.5.2 \u30a4\u30f3\u30c9<\/li>\n<li class=\"toc-level-4\">5.4.5.3 \u65e5\u672c<\/li>\n<li class=\"toc-level-4\">5.4.5.4 \u97d3\u56fd<\/li>\n<li class=\"toc-level-4\">5.4.5.5 \u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2<\/li>\n<li class=\"toc-level-4\">5.4.5.6 \u6771\u5357\u30a2\u30b8\u30a2 (\u30b7\u30f3\u30ac\u30dd\u30fc\u30eb\u3001\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u3001\u30de\u30ec\u30fc\u30b7\u30a2\u3001\u30bf\u30a4\u3001\u30d9\u30c8\u30ca\u30e0\u3001\u30d5\u30a3\u30ea\u30d4\u30f3)<\/li>\n<li class=\"toc-level-4\">5.4.5.7 \u305d\u306e\u4ed6\u306e\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u8af8\u56fd<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \u7af6\u5408\u60c5\u52e2<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \u5e02\u5834\u96c6\u4e2d\u5ea6<\/li>\n<li class=\"toc-level-2\">6.2 \u6226\u7565\u7684\u52d5\u5411<\/li>\n<li class=\"toc-level-2\">6.3 \u5e02\u5834\u30b7\u30a7\u30a2\u5206\u6790<\/li>\n<li class=\"toc-level-2\">6.4 \u4f01\u696d\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb (\u30b0\u30ed\u30fc\u30d0\u30eb\u30ec\u30d9\u30eb\u306e\u6982\u8981\u3001\u5e02\u5834\u30ec\u30d9\u30eb\u306e\u6982\u8981\u3001\u4e3b\u8981\u30bb\u30b0\u30e1\u30f3\u30c8\u3001\u8ca1\u52d9\u72b6\u6cc1\u3001\u6226\u7565\u60c5\u5831\u3001\u5e02\u5834\u9806\u4f4d\/\u30b7\u30a7\u30a2\u3001\u88fd\u54c1&amp;\u30b5\u30fc\u30d3\u30b9\u3001\u6700\u8fd1\u306e\u52d5\u5411)\n<ul>\n<li class=\"toc-level-3\">6.4.1 Allianz SE<\/li>\n<li class=\"toc-level-3\">6.4.2 Ping An Insurance (Group) Co. of China, Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.3 AXA SA<\/li>\n<li class=\"toc-level-3\">6.4.4 China Life Insurance Co. Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.5 Prudential plc<\/li>\n<li class=\"toc-level-3\">6.4.6 UnitedHealth Group Incorporated<\/li>\n<li class=\"toc-level-3\">6.4.7 Berkshire Hathaway Inc.<\/li>\n<li class=\"toc-level-3\">6.4.8 Zurich Insurance Group AG<\/li>\n<li class=\"toc-level-3\">6.4.9 MetLife, Inc.<\/li>\n<li class=\"toc-level-3\">6.4.10 Japan Post Insurance Co., Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.11 AIA Group Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.12 Chubb Limited<\/li>\n<li class=\"toc-level-3\">6.4.13 Generali Group<\/li>\n<li class=\"toc-level-3\">6.4.14 Munich Reinsurance Company<\/li>\n<li class=\"toc-level-3\">6.4.15 Swiss Re Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.16 Mapfre SA<\/li>\n<li class=\"toc-level-3\">6.4.17 Aviva plc<\/li>\n<li class=\"toc-level-3\">6.4.18 Tokio Marine Holdings, Inc.<\/li>\n<li class=\"toc-level-3\">6.4.19 Discovery Limited<\/li>\n<li class=\"toc-level-3\">6.4.20 Sompo Holdings, Inc.<\/li>\n<li class=\"toc-level-3\">6.4.21 Qatar Insurance Company<\/li>\n<li class=\"toc-level-3\">6.4.22 Sanlam Ltd.<\/li>\n<li class=\"toc-level-3\">6.4.23 Fairfax Financial Holdings Limited<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \u5e02\u5834\u6a5f\u4f1a&amp;\u5c06\u6765\u5c55\u671b<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u751f\u547d\u4fdd\u967a\u304a\u3088\u3073\u640d\u5bb3\u4fdd\u967a\u5e02\u5834\u306e\u6982\u8981\uff1a\u6210\u9577\u30c8\u30ec\u30f3\u30c9\u3068\u4e88\u6e2c\uff082025\u5e74\uff5e2030\u5e74\uff09<\/p>\n<p>\u672c\u30ec\u30dd\u30fc\u30c8\u306f\u3001\u4e16\u754c\u306e\u751f\u547d\u4fdd\u967a\u304a\u3088\u3073\u640d\u5bb3\u4fdd\u967a\u5e02\u5834\u306e\u73fe\u72b6\u3068\u5c06\u6765\u4e88\u6e2c\u306b\u3064\u3044\u3066\u8a73\u7d30\u306b\u5206\u6790\u3057\u305f\u3082\u306e\u3067\u3059\u3002\u5e02\u5834\u306f\u3001\u4fdd\u967a\u30bf\u30a4\u30d7\uff08\u751f\u547d\u4fdd\u967a\u3001\u640d\u5bb3\u4fdd\u967a\uff09\u3001\u9867\u5ba2\u30bb\u30b0\u30e1\u30f3\u30c8\uff08\u30ea\u30c6\u30fc\u30eb\u3001\u6cd5\u4eba\uff09\u3001\u6d41\u901a\u30c1\u30e3\u30cd\u30eb\uff08\u30d6\u30ed\u30fc\u30ab\u30fc\u3001\u4ee3\u7406\u5e97\u3001\u9280\u884c\u3001\u76f4\u8ca9\u3001\u305d\u306e\u4ed6\uff09\u3001\u304a\u3088\u3073\u5730\u57df\uff08\u5317\u7c73\u3001\u5357\u7c73\u3001\u6b27\u5dde\u3001\u4e2d\u6771\u30fb\u30a2\u30d5\u30ea\u30ab\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\uff09\u306b\u5206\u985e\u3055\u308c\u3001\u5e02\u5834\u898f\u6a21\u306f\u7c73\u30c9\u30eb\u5efa\u3066\u3067\u63d0\u4f9b\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p># 1. \u5e02\u5834\u6982\u8981\u3068\u4e3b\u8981\u306a\u6210\u9577\u8981\u56e0<\/p>\n<p>\u4e16\u754c\u306e\u751f\u547d\u4fdd\u967a\u304a\u3088\u3073\u640d\u5bb3\u4fdd\u967a\u5e02\u5834\u306f\u30012025\u5e74\u306b\u306f7.91\u5146\u7c73\u30c9\u30eb\u306b\u9054\u3057\u30012030\u5e74\u306b\u306f9.98\u5146\u7c73\u30c9\u30eb\u307e\u3067\u62e1\u5927\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u304a\u308a\u3001\u4e88\u6e2c\u671f\u9593\u4e2d\u306e\u5e74\u5e73\u5747\u6210\u9577\u7387\uff08CAGR\uff09\u306f4.8%\u3067\u3059\u3002\u3053\u306e\u6210\u9577\u306f\u3001\u500b\u4eba\u304a\u3088\u3073\u6cd5\u4eba\u306b\u304a\u3051\u308b\u30ea\u30b9\u30af\u30af\u30e9\u30b9\u5168\u4f53\u3067\u306e\u9700\u8981\u5897\u52a0\u3092\u53cd\u6620\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5e02\u5834\u3092\u727d\u5f15\u3059\u308b\u4e3b\u306a\u8981\u56e0\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<br \/>\n*   \u898f\u5236\u5727\u529b: \u65b0\u305f\u306a\u898f\u5236\u304c\u5e02\u5834\u306e\u7af6\u4e89\u30eb\u30fc\u30eb\u3092\u518d\u69cb\u7bc9\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   AI\u3092\u6d3b\u7528\u3057\u305f\u5f15\u53d7: \u4eba\u5de5\u77e5\u80fd\uff08AI\uff09\u306e\u5c0e\u5165\u306b\u3088\u308a\u3001\u5f15\u53d7\u30d7\u30ed\u30bb\u30b9\u304c\u52b9\u7387\u5316\u3055\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u6c17\u5019\u5909\u52d5\u306b\u7126\u70b9\u3092\u5f53\u3066\u305f\u5546\u54c1\u9769\u65b0: \u6c17\u5019\u5909\u52d5\u30ea\u30b9\u30af\u306b\u5bfe\u5fdc\u3059\u308b\u65b0\u305f\u306a\u4fdd\u967a\u5546\u54c1\u304c\u958b\u767a\u3055\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30c7\u30b8\u30bf\u30eb\u6d41\u901a: \u30c7\u30b8\u30bf\u30eb\u30c1\u30e3\u30cd\u30eb\u306e\u666e\u53ca\u306b\u3088\u308a\u3001\u30d0\u30ea\u30e5\u30fc\u30c1\u30a7\u30fc\u30f3\u304c\u5727\u7e2e\u3055\u308c\u3001\u30b3\u30b9\u30c8\u52b9\u7387\u304c\u5411\u4e0a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u6210\u719f\u5e02\u5834\u306e\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u53ce\u76ca\u6027\u3092\u7dad\u6301\u3059\u308b\u305f\u3081\u306b\u884c\u52d5\u30d9\u30fc\u30b9\u306e\u4fa1\u683c\u8a2d\u5b9a\u3092\u52a0\u901f\u3055\u305b\u3066\u3044\u308b\u4e00\u65b9\u3001\u65b0\u8208\u7d4c\u6e08\u56fd\u3067\u306f\u3001\u9577\u5e74\u306e\u4fdd\u969c\u30ae\u30e3\u30c3\u30d7\u3092\u57cb\u3081\u308b\u305f\u3081\u306b\u7d44\u307f\u8fbc\u307f\u578b\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u3084\u30e2\u30d0\u30a4\u30eb\u30de\u30cd\u30fc\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u304c\u6d3b\u7528\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30d9\u30fc\u30b9\u306e\u81ea\u52d5\u8eca\u4fdd\u967a\u3001\u30e6\u30cb\u30c3\u30c8\u30ea\u30f3\u30af\u578b\u5e74\u91d1\u5546\u54c1\u3001\u30d1\u30e9\u30e1\u30c8\u30ea\u30c3\u30af\u707d\u5bb3\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306a\u3069\u304c\u3001\u5e02\u5834\u306e\u5909\u9769\u3092\u652f\u3048\u3001\u4e2d\u671f\u7684\u6210\u9577\u3092\u5f37\u5316\u3057\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u8cc7\u672c\u52b9\u7387\u304c\u9ad8\u304f\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u3092\u6d3b\u7528\u3057\u305f\u4fdd\u967a\u4f1a\u793e\u304c\u3001\u5f93\u6765\u306e\u4f01\u696d\u3088\u308a\u3082\u65e9\u304f\u640d\u76ca\u5206\u5c90\u70b9\u306b\u9054\u3057\u3066\u3044\u308b\u3053\u3068\u304b\u3089\u3001\u6295\u8cc7\u5bb6\u306e\u95a2\u5fc3\u3082\u9ad8\u307e\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p># 2. \u4e3b\u8981\u306a\u30ec\u30dd\u30fc\u30c8\u306e\u30dd\u30a4\u30f3\u30c8<\/p>\n<p>*   \u4fdd\u967a\u30bf\u30a4\u30d7\u5225: 2024\u5e74\u306b\u304a\u3044\u3066\u3001\u640d\u5bb3\u4fdd\u967a\u304c\u5e02\u5834\u30b7\u30a7\u30a2\u306e58.43%\u3092\u5360\u3081\u307e\u3057\u305f\u3002\u4e00\u65b9\u3001\u751f\u547d\u4fdd\u967a\u306f2030\u5e74\u307e\u3067\u306b5.45%\u306eCAGR\u3067\u62e1\u5927\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u304a\u308a\u3001\u4e3b\u8981\u30bb\u30b0\u30e1\u30f3\u30c8\u306e\u4e2d\u3067\u6700\u3082\u901f\u3044\u6210\u9577\u7387\u3092\u793a\u3059\u898b\u8fbc\u307f\u3067\u3059\u3002<br \/>\n*   \u9867\u5ba2\u30bb\u30b0\u30e1\u30f3\u30c8\u5225: 2024\u5e74\u306b\u304a\u3044\u3066\u3001\u30ea\u30c6\u30fc\u30eb\u9867\u5ba2\u304c\u5e02\u5834\u898f\u6a21\u306e65.46%\u3092\u5360\u3081\u307e\u3057\u305f\u3002\u3057\u304b\u3057\u3001\u6cd5\u4eba\u5411\u3051\u30d3\u30b8\u30cd\u30b9\u306f2030\u5e74\u307e\u3067\u306b6.54%\u306eCAGR\u3067\u6210\u9577\u3057\u3001\u9867\u5ba2\u30bb\u30b0\u30e1\u30f3\u30c8\u306e\u4e2d\u3067\u6700\u3082\u901f\u3044\u6210\u9577\u3092\u727d\u5f15\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u6d41\u901a\u30c1\u30e3\u30cd\u30eb\u5225: 2024\u5e74\u306b\u304a\u3044\u3066\u3001\u30d6\u30ed\u30fc\u30ab\u30fc\u304c\u53ce\u76ca\u30b7\u30a7\u30a2\u306e46.76%\u3092\u7372\u5f97\u3057\u307e\u3057\u305f\u3002\u3057\u304b\u3057\u3001\u76f4\u8ca9\u30c1\u30e3\u30cd\u30eb\u306f2030\u5e74\u307e\u3067\u306b6.75%\u306eCAGR\u3067\u4ed6\u306e\u3059\u3079\u3066\u306e\u30c1\u30e3\u30cd\u30eb\u3092\u4e0a\u56de\u308b\u6210\u9577\u3092\u9042\u3052\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u5730\u57df\u5225: 2024\u5e74\u306b\u304a\u3044\u3066\u3001\u5317\u7c73\u304c\u4fdd\u967a\u6599\u306e38.43%\u3092\u5360\u3081\u307e\u3057\u305f\u3002\u4e00\u65b9\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u306f2030\u5e74\u307e\u3067\u306b\u5e74\u95937.34%\u3067\u6210\u9577\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u304a\u308a\u3001\u6700\u3082\u901f\u3044\u6210\u9577\u304c\u898b\u8fbc\u307e\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p># 3. \u4e16\u754c\u306e\u751f\u547d\u4fdd\u967a\u304a\u3088\u3073\u640d\u5bb3\u4fdd\u967a\u5e02\u5834\u306e\u30c8\u30ec\u30f3\u30c9\u3068\u6d1e\u5bdf<\/p>\n<p> 3.1. \u4e2d\u9593\u5c64\u306e\u5e74\u91d1\u9700\u8981\u3068\u30e6\u30cb\u30c3\u30c8\u30ea\u30f3\u30af\u578b\u751f\u547d\u4fdd\u967a\u5546\u54c1<\/p>\n<p>\u30a2\u30b8\u30a2\u3067\u306f\u300118\u5104\u4eba\u306e\u4e2d\u9593\u6240\u5f97\u5c64\u304c\u9000\u8077\u5f8c\u306e\u8caf\u84c4\u3092\u307e\u3059\u307e\u3059\u91cd\u8996\u3057\u3066\u3044\u307e\u3059\u3002\u30a4\u30f3\u30c9\u306eULIP\uff08\u30e6\u30cb\u30c3\u30c8\u30ea\u30f3\u30af\u578b\u4fdd\u967a\u30d7\u30e9\u30f3\uff09\u4fdd\u967a\u6599\u306f2024\u5e74\u306b450\u5104\u7c73\u30c9\u30eb\u306b\u9054\u3057\u3001\u524d\u5e74\u6bd428%\u5897\u52a0\u3057\u307e\u3057\u305f\u3002\u4e2d\u56fd\u3082\u6295\u8cc7\u9023\u52d5\u578b\u898f\u5236\u304c\u5f37\u5316\u3055\u308c\u305f\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u300122%\u306e\u6210\u9577\u3092\u8a18\u9332\u3057\u3066\u3044\u307e\u3059\u3002\u82e5\u3044\u4e16\u4ee3\u306f\u7d14\u7c8b\u306a\u5b9a\u671f\u4fdd\u967a\u3088\u308a\u3082\u4fdd\u969c\u3068\u6295\u8cc7\u3092\u7d44\u307f\u5408\u308f\u305b\u305f\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u578b\u5546\u54c1\u3092\u597d\u307f\u3001\u97d3\u56fd\u3084\u30b7\u30f3\u30ac\u30dd\u30fc\u30eb\u306a\u3069\u306e\u5e02\u5834\u3067\u306fESG\uff08\u74b0\u5883\u30fb\u793e\u4f1a\u30fb\u30ac\u30d0\u30ca\u30f3\u30b9\uff09\u30c6\u30fc\u30de\u306e\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u5c0e\u5165\u3059\u308b\u4fdd\u967a\u4f1a\u793e\u304c\u5897\u3048\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u5909\u5316\u306f\u3001\u516c\u7684\u5e74\u91d1\u3078\u306e\u4f9d\u5b58\u5ea6\u3092\u6e1b\u3089\u3057\u3001\u4fdd\u967a\u4f1a\u793e\u3092\u30d5\u30a3\u30fc\u30d9\u30fc\u30b9\u306e\u53ce\u76ca\u3078\u3068\u79fb\u884c\u3055\u305b\u3001\u8cc7\u672c\u52b9\u7387\u6bd4\u7387\u306e\u5411\u4e0a\u3068\u5e02\u5834\u306e\u53ce\u76ca\u6027\u5411\u4e0a\u3092\u652f\u63f4\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p> 3.2. \u898f\u5236\u63aa\u7f6e\u306b\u7d9a\u304f\u6c17\u5019\u5909\u52d5\u5bfe\u5fdc\u578b\u640d\u5bb3\u4fdd\u967a<\/p>\n<p>\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u306e2024\u5e74\u6c17\u5019\u30ea\u30b9\u30af\u958b\u793a\u7fa9\u52d9\u306b\u3088\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306f200\u5e74\u306b\u4e00\u5ea6\u306e\u30b7\u30ca\u30ea\u30aa\u306b\u5bfe\u3059\u308b\u30bd\u30eb\u30d9\u30f3\u30b7\u30fc\uff08\u652f\u6255\u80fd\u529b\uff09\u3092\u30b9\u30c8\u30ec\u30b9\u30c6\u30b9\u30c8\u3059\u308b\u3053\u3068\u304c\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3001\u30d1\u30e9\u30e1\u30c8\u30ea\u30c3\u30af\u6d2a\u6c34\u3001\u68ee\u6797\u706b\u707d\u3001\u30b5\u30a4\u30af\u30ed\u30f3\u4fdd\u967a\u306e\u8fc5\u901f\u306a\u5c0e\u5165\u304c\u4fc3\u3055\u308c\u307e\u3057\u305f\u3002\u65e5\u672c\u306e\u91d1\u878d\u5e81\u306f\u3001\u707d\u5bb3\u30ea\u30b9\u30af\u306b\u6652\u3055\u308c\u308b\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306b\u5bfe\u3057\u3066150%\u306e\u30bd\u30eb\u30d9\u30f3\u30b7\u30fc\u30d0\u30c3\u30d5\u30a1\u30fc\u3092\u7fa9\u52d9\u4ed8\u3051\u3001\u885b\u661f\u753b\u50cf\u3084\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u3092\u6d3b\u7528\u3057\u305f\u8acb\u6c42\u81ea\u52d5\u5316\u306e\u5c0e\u5165\u3092\u52a0\u901f\u3055\u305b\u3001\u6c7a\u6e08\u6642\u9593\u3092\u6570\u9031\u9593\u304b\u3089\u6570\u65e5\u306b\u77ed\u7e2e\u3057\u307e\u3057\u305f\u30022024\u5e74\u306b\u306f\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u5168\u4f53\u3067\u30d1\u30e9\u30e1\u30c8\u30ea\u30c3\u30af\u4fdd\u967a\u6599\u304c45%\u5897\u52a0\u3057\u3001\u9ad8\u5ea6\u306a\u30cf\u30b6\u30fc\u30c9\u30e2\u30c7\u30ea\u30f3\u30b0\u3092\u6301\u3064\u4fdd\u967a\u4f1a\u793e\u304c\u512a\u4f4d\u306b\u7acb\u3061\u3001\u5f93\u6765\u306e\u4fdd\u967a\u4f1a\u793e\u306f\u9ad8\u30ea\u30b9\u30af\u5730\u57df\u3067\u306e\u4fa1\u683c\u6539\u5b9a\u3084\u64a4\u9000\u3092\u4f59\u5100\u306a\u304f\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p> 3.3. E\u30b3\u30de\u30fc\u30b9\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306b\u304a\u3051\u308b\u7d44\u307f\u8fbc\u307f\u578b\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u306e\u7d71\u5408<\/p>\n<p>\u30b5\u30cf\u30e9\u4ee5\u5357\u30a2\u30d5\u30ea\u30ab\u306b\u304a\u3051\u308b\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u306e\u666e\u53ca\u7387\u306f2024\u5e74\u306b12%\u306b\u9054\u3057\u307e\u3057\u305f\u3002\u3053\u308c\u306f\u3001\u30e2\u30d0\u30a4\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u3084\u30c1\u30a7\u30c3\u30af\u30a2\u30a6\u30c8\u6642\u306b\u7d44\u307f\u8fbc\u307e\u308c\u308b\u4fdd\u967a\u5546\u54c1\u306b\u3088\u3063\u3066\u3001\u6d41\u901a\u306e\u6469\u64e6\u304c\u307b\u307c\u30bc\u30ed\u306b\u306a\u3063\u305f\u3053\u3068\u304c\u8981\u56e0\u3067\u3059\u3002BIMA\u306f\u3059\u3067\u306b15\u30ab\u56fd\u30674500\u4e07\u4eba\u306e\u751f\u6d3b\u3092\u4fdd\u969c\u3057\u3066\u304a\u308a\u3001Milvik\u306f280\u4e07\u4eba\u306e\u30e9\u30a4\u30c9\u30d8\u30a4\u30ea\u30f3\u30b0\u30c9\u30e9\u30a4\u30d0\u30fc\u3092\u30ab\u30d0\u30fc\u3057\u3066\u3044\u307e\u3059\u3002\u6708\u984d0.50\u7c73\u30c9\u30eb\u304b\u3089\u306e\u4fdd\u967a\u6599\u3067\u3001\u30e2\u30d0\u30a4\u30eb\u4e8b\u696d\u8005\u306f\u4fdd\u967a\u624b\u6570\u6599\u3092\u901a\u3058\u3066\u53ce\u76ca\u3092\u62e1\u5927\u3057\u3001\u4ed8\u52a0\u4fa1\u5024\u30b5\u30fc\u30d3\u30b9\u3092\u901a\u3058\u3066\u9867\u5ba2\u96e2\u53cd\u7387\u3092\u4f4e\u6e1b\u3057\u3066\u3044\u307e\u3059\u3002\u30ca\u30a4\u30b8\u30a7\u30ea\u30a2\u306f850\u4e07\u4ef6\u306e\u30a2\u30af\u30c6\u30a3\u30d6\u306a\u4fdd\u967a\u5951\u7d04\u3067\u5c0e\u5165\u3092\u30ea\u30fc\u30c9\u3057\u3066\u304a\u308a\u3001\u7d44\u307f\u8fbc\u307f\u578b\u30a2\u30d7\u30ed\u30fc\u30c1\u304c\u4ee3\u7406\u5e97\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u3092\u98db\u3073\u8d8a\u3048\u3001\u53ef\u51e6\u5206\u6240\u5f97\u306e\u5897\u52a0\u306b\u4f34\u3044\u5305\u62ec\u7684\u306a\u4fdd\u967a\u5546\u54c1\u3078\u306e\u9053\u3092\u958b\u304f\u3053\u3068\u3092\u8a3c\u660e\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p> 3.4. \u5317\u7c73\u304a\u3088\u3073\u6b27\u5dde\u306b\u304a\u3051\u308b\u5229\u7528\u30d9\u30fc\u30b9\u306e\u81ea\u52d5\u8eca\u4fdd\u967a\u306e\u63a1\u7528<\/p>\n<p>2024\u5e74\u307e\u3067\u306b\u5317\u7c73\u3067\u306f\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u666e\u53ca\u7387\u304c23%\u3001\u6b27\u5dde\u3067\u306f18%\u306b\u9054\u3057\u3001\u4fa1\u683c\u8a2d\u5b9a\u306e\u30d1\u30e9\u30c0\u30a4\u30e0\u304c\u4eba\u53e3\u7d71\u8a08\u5b66\u7684\u4ee3\u7406\u5909\u6570\u304b\u3089\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u884c\u52d5\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u3078\u3068\u79fb\u884c\u3057\u3066\u3044\u307e\u3059\u3002Progressive\u793e\u306f1500\u4e07\u4ef6\u306e\u30a2\u30af\u30c6\u30a3\u30d6\u306a\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u4fdd\u967a\u5951\u7d04\u3092\u51e6\u7406\u3057\u3001\u5f93\u6765\u306e\u81ea\u52d5\u8eca\u4fdd\u967a\u5951\u7d04\u3068\u6bd4\u8f03\u3057\u306640%\u9ad8\u3044\u5229\u76ca\u7387\u3092\u9054\u6210\u3057\u307e\u3057\u305f\u3002\u6b27\u5dde\u306e\u540c\u696d\u4ed6\u793e\u306f\u3001\u8eca\u8f09\u30b3\u30fc\u30c1\u30f3\u30b0\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u30eb\u30fc\u30d7\u306b\u3088\u308a\u3001\u8acb\u6c42\u983b\u5ea6\u309212%\u4f4e\u6e1b\u3057\u307e\u3057\u305f\u3002\u898f\u5236\u5f53\u5c40\u306f\u5dee\u5225\u7684\u306a\u6599\u91d1\u4f53\u7cfb\u3092\u6291\u5236\u3059\u308b\u305f\u3081\u306b\u3053\u306e\u30e2\u30c7\u30eb\u3092\u63a8\u9032\u3057\u3001\u6700\u8fd1\u306eGDPR\u540c\u610f\u30c6\u30f3\u30d7\u30ec\u30fc\u30c8\u306fEU\u5168\u4f53\u3067\u306e\u30b7\u30fc\u30e0\u30ec\u30b9\u306a\u30c7\u30fc\u30bf\u30d5\u30ed\u30fc\u3092\u53ef\u80fd\u306b\u3057\u307e\u3057\u305f\u3002\u7d99\u7d9a\u7684\u306a\u8d70\u884c\u8ddd\u96e2\u3068\u30d6\u30ec\u30fc\u30ad\u30c7\u30fc\u30bf\u304c\u5f15\u53d7\u30ef\u30fc\u30af\u30d5\u30ed\u30fc\u3067\u6a19\u6e96\u5316\u3055\u308c\u305f\u3053\u3068\u3067\u3001\u56fa\u5b9a\u4fdd\u967a\u6599\u306e\u5546\u54c1\u306f2028\u5e74\u307e\u3067\u306b\u6b8b\u5b58\u30ea\u30b9\u30af\u30d7\u30fc\u30eb\u5411\u3051\u306e\u30cb\u30c3\u30c1\u306a\u5546\u54c1\u3068\u306a\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3067\u3059\u3002<\/p>\n<p># 4. \u5e02\u5834\u306e\u963b\u5bb3\u8981\u56e0<\/p>\n<p>\u5e02\u5834\u306e\u6210\u9577\u3092\u6291\u5236\u3059\u308b\u8981\u56e0\u3082\u5b58\u5728\u3057\u307e\u3059\u3002<\/p>\n<p>*   \u4f4e\u91d1\u5229\u306b\u3088\u308b\u5229\u3056\u3084\u5727\u7e2e\uff08-0.7%\uff09: \u65e5\u672c\u3067\u306f\u3001\u6301\u7d9a\u7684\u306a\u30de\u30a4\u30ca\u30b9\u91d1\u5229\u306b\u3088\u308a\u30012024\u5e74\u306e\u65e5\u672c\u306e\u751f\u547d\u4fdd\u967a\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306e\u5e73\u5747\u6295\u8cc7\u53ce\u76ca\u7387\u304c1.2%\u306b\u4f4e\u4e0b\u3057\u307e\u3057\u305f\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u4fdd\u967a\u6599\u3092\u6700\u592715%\u5f15\u304d\u4e0a\u3052\u3001\u904e\u53bb\u306e\u9ad8\u91d1\u5229\u6642\u4ee3\u306b\u66f8\u304b\u308c\u305f\u5f93\u6765\u306e\u7d42\u8eab\u4fdd\u967a\u5951\u7d04\u306e\u4fdd\u8a3c\u5229\u56de\u308a\u3092\u5f15\u304d\u4e0b\u3052\u308b\u3053\u3068\u3092\u4f59\u5100\u306a\u304f\u3055\u308c\u3001\u6d77\u5916\u50b5\u5238\u3001\u5909\u984d\u5e74\u91d1\u3001\u5916\u8ca8\u5efa\u3066\u5546\u54c1\u3078\u306e\u8ee2\u63db\u304c\u52a0\u901f\u3057\u3066\u3044\u307e\u3059\u3002\u540c\u69d8\u306e\u4eba\u53e3\u52d5\u614b\u3068\u5229\u56de\u308a\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\u3092\u6301\u3064\u897f\u6b27\u306e\u751f\u547d\u4fdd\u967a\u4f1a\u793e\u3082\u540c\u69d8\u306e\u53ce\u76ca\u6027\u30b9\u30c8\u30ec\u30b9\u306b\u76f4\u9762\u3057\u3066\u304a\u308a\u3001\u8cc7\u7523\u914d\u5206\u306e\u591a\u69d8\u5316\u3068\u8cc7\u672c\u96c6\u7d04\u7684\u306a\u4fdd\u8a3c\u306e\u524a\u6e1b\u304c\u55ab\u7dca\u306e\u8ab2\u984c\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u707d\u5bb3\u518d\u4fdd\u967a\u30b3\u30b9\u30c8\u306e\u4e0a\u6607\uff08-0.5%\uff09: \u7c73\u56fd\u6cbf\u5cb8\u90e8\u306e\u707d\u5bb3\u518d\u4fdd\u967a\u6599\u306f2024\u5e74\u306b35%\u6025\u9a30\u3057\u3001\u30d5\u30ed\u30ea\u30c0\u5dde\u306e\u4f4f\u5b85\u6240\u6709\u8005\u4fdd\u967a\u6599\u306f\u524d\u5e74\u6bd442%\u4e0a\u6607\u3057\u307e\u3057\u305f\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u5927\u624b\u591a\u5dde\u5c55\u958b\u306e\u4fdd\u967a\u4f1a\u793e\u306f\u65b0\u305f\u306a\u6cbf\u5cb8\u90e8\u4fdd\u967a\u5951\u7d04\u306e\u5f15\u53d7\u3092\u505c\u6b62\u3057\u3066\u3044\u307e\u3059\u30022022\u5e74\u306e\u30cf\u30ea\u30b1\u30fc\u30f3\u30fb\u30a4\u30a2\u30f3\u306b\u3088\u308b500\u5104\u7c73\u30c9\u30eb\u306e\u4fdd\u967a\u640d\u5931\u30682024\u5e74\u306e\u30cf\u30ea\u30b1\u30fc\u30f3\u30fb\u30c7\u30d3\u30fc\u306b\u3088\u308b280\u5104\u7c73\u30c9\u30eb\u306e\u640d\u5931\u306f\u3001\u30d5\u30ed\u30ea\u30c0\u5dde\u3068\u30e1\u30ad\u30b7\u30b3\u6e7e\u5cb8\u306e\u30ea\u30b9\u30af\u3092\u5927\u5e45\u306b\u518d\u8a55\u4fa1\u3055\u305b\u3001\u5dde\u306e\u6b8b\u4f59\u5e02\u5834\u3092\u5727\u8feb\u3057\u3066\u3044\u307e\u3059\u3002\u518d\u518d\u4fdd\u967a\u5c64\u3078\u306e\u8cc7\u672c\u6d41\u5165\u304c\u9650\u3089\u308c\u3066\u3044\u308b\u305f\u3081\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u3088\u308a\u5927\u304d\u306a\u7d14\u4fdd\u6709\u984d\u3092\u7dad\u6301\u305b\u3056\u308b\u3092\u5f97\u305a\u3001\u4e0d\u52d5\u7523\u958b\u767a\u304c\u6d3b\u6cc1\u3092\u5448\u3057\u3066\u3044\u308b\u307e\u3055\u306b\u305d\u306e\u5730\u57df\u3067\u5f15\u53d7\u80fd\u529b\u304c\u7e2e\u5c0f\u3057\u3001\u5e02\u5834\u6700\u5927\u306e\u640d\u5bb3\u4fdd\u967a\u30b5\u30d6\u30af\u30e9\u30b9\u306b\u304a\u3051\u308b\u30c8\u30c3\u30d7\u30e9\u30a4\u30f3\u306e\u62e1\u5927\u53ef\u80fd\u6027\u3092\u6291\u5236\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30d0\u30f3\u30ab\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u8a34\u8a1f\uff08-0.4%\uff09: \u30e9\u30c6\u30f3\u30a2\u30e1\u30ea\u30ab\u3067\u306f\u3001\u30d0\u30f3\u30ab\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\uff08\u9280\u884c\u7a93\u8ca9\uff09\u306b\u304a\u3051\u308b\u4e0d\u9069\u5207\u306a\u8ca9\u58f2\u306b\u95a2\u3059\u308b\u96c6\u56e3\u8a34\u8a1f\u304c\u3001\u5e02\u5834\u306eCAGR\u4e88\u6e2c\u304b\u30890.4%\u30dd\u30a4\u30f3\u30c8\u3092\u524a\u6e1b\u3059\u308b\u8981\u56e0\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u898f\u5236\u306b\u3088\u308b\u884c\u52d5\u30d9\u30fc\u30b9\u4fa1\u683c\u8a2d\u5b9a\u306e\u5236\u9650\uff08-0.3%\uff09: \u6b27\u5dde\u3084\u30d6\u30e9\u30b8\u30eb\u3067\u306f\u3001\u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u306b\u95a2\u3059\u308b\u53b3\u683c\u306a\u898f\u5236\u304c\u3001\u884c\u52d5\u30d9\u30fc\u30b9\u306e\u4fa1\u683c\u8a2d\u5b9a\u306e\u5c0e\u5165\u3092\u5236\u9650\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p># 5. \u30bb\u30b0\u30e1\u30f3\u30c8\u5206\u6790<\/p>\n<p> 5.1. \u4fdd\u967a\u30bf\u30a4\u30d7\u5225\uff1a\u5e74\u91d1\u9700\u8981\u306b\u3088\u308a\u751f\u547d\u4fdd\u967a\u5546\u54c1\u304c\u52e2\u3044\u3092\u5897\u3059<\/p>\n<p>\u751f\u547d\u4fdd\u967a\u306f5.45%\u306eCAGR\u4e88\u6e2c\u3092\u8a18\u9332\u3057\u30012024\u5e74\u306b58.43%\u306e\u30b7\u30a7\u30a2\u3092\u5360\u3081\u305f\u640d\u5bb3\u4fdd\u967a\u3092\u542b\u3080\u5e83\u7bc4\u306a\u5e02\u5834\u3092\u4e0a\u56de\u308b\u6210\u9577\u3092\u898b\u305b\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u6210\u9577\u5dee\u306f\u3001\u30a2\u30b8\u30a2\u306e\u4e2d\u9593\u5c64\u306b\u304a\u3051\u308b\u9000\u8077\u5f8c\u306e\u8a08\u753b\u30ae\u30e3\u30c3\u30d7\u306b\u8d77\u56e0\u3057\u3066\u304a\u308a\u30012024\u5e74\u306b\u306f\u30a4\u30f3\u30c9\u3067ULIP\u306e\u8ca9\u58f2\u91cf\u304c32%\u3001\u6771\u5357\u30a2\u30b8\u30a2\u5168\u4f53\u306728%\u5897\u52a0\u3057\u307e\u3057\u305f\u3002\u30bb\u30b0\u30e1\u30f3\u30c8\u30ec\u30d9\u30eb\u3067\u306f\u3001ULIP\u306f\u6025\u901f\u306b\u6210\u9577\u3059\u308b\u30a2\u30b8\u30a2\u7d4c\u6e08\u570f\u306b\u304a\u3051\u308b\u65b0\u898f\u751f\u547d\u4fdd\u967a\u6599\u306e52%\u3092\u5360\u3081\u3066\u304a\u308a\u3001\u5148\u9032\u56fd\u3067\u306f\u5229\u56de\u308a\u5727\u7e2e\u306e\u4e2d\u3067\u5f93\u6765\u306e\u7d42\u8eab\u4fdd\u967a\u306e\u8ca9\u58f2\u304c\u505c\u6ede\u3057\u3066\u3044\u307e\u3059\u3002\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u82e5\u3044\u4fdd\u967a\u5951\u7d04\u8005\u306b\u97ff\u304f\u5909\u984d\u5e74\u91d1\u3001\u682a\u5f0f\u9023\u52d5\u578b\u990a\u8001\u4fdd\u967a\u3001ESG\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u30d5\u30a1\u30f3\u30c9\u3078\u3068\u5546\u54c1\u69cb\u6210\u3092\u6d17\u7df4\u3055\u305b\u3066\u3044\u307e\u3059\u3002\u4e00\u65b9\u3001\u640d\u5bb3\u4fdd\u967a\u5e02\u5834\u306e\u898f\u6a21\u306f\u3001\u81ea\u52d5\u8eca\u4fdd\u967a\u3068\u5065\u5eb7\u4fdd\u967a\u304c\u640d\u5bb3\u4fdd\u967a\u6599\u306e61%\u3092\u5360\u3081\u3066\u3044\u307e\u3059\u304c\u3001\u6c17\u5019\u5909\u52d5\u306b\u654f\u611f\u306a\u8ca1\u7523\u4fdd\u967a\u306e\u5229\u76ca\u7387\u306f\u3001\u707d\u5bb3\u640d\u5931\u306e\u983b\u5ea6\u304c\u5897\u52a0\u3059\u308b\u306b\u3064\u308c\u3066\u7e2e\u5c0f\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u640d\u5bb3\u4fdd\u967a\u306e\u6210\u9577\u306f\u3001\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u305f\u81ea\u52d5\u8eca\u4fdd\u967a\u898f\u5247\u3001\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u5272\u5f15\u3001\u65b0\u8208\u7d4c\u6e08\u56fd\u306b\u304a\u3051\u308b\u653f\u5e9c\u652f\u63f4\u306e\u5065\u5eb7\u4fdd\u967a\u62e1\u5927\u306b\u3088\u3063\u3066\u5f15\u304d\u7d9a\u304d\u727d\u5f15\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u306b\u3088\u308b\u8d70\u884c\u8ddd\u96e2\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u306f\u30012024\u5e74\u306b\u5b9a\u984d\u5236\u4fdd\u967a\u3068\u6bd4\u8f03\u3057\u30662\u30dd\u30a4\u30f3\u30c8\u306e\u640d\u5bb3\u7387\u512a\u4f4d\u6027\u3092\u3082\u305f\u3089\u3057\u307e\u3057\u305f\u3002\u516c\u8846\u885b\u751f\u30a4\u30f3\u30d5\u30e9\u304c\u9045\u308c\u3066\u3044\u308b\u5e02\u5834\u3001\u7279\u306b\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u3068\u30ca\u30a4\u30b8\u30a7\u30ea\u30a2\u3067\u306f\u3001\u5065\u5eb7\u4fdd\u967a\u6599\u304c14%\u5897\u52a0\u3057\u307e\u3057\u305f\u3002\u8ce0\u511f\u8cac\u4efb\u4fdd\u967a\u306f\u3001\u4f01\u696d\u7d71\u6cbb\u57fa\u6e96\u306e\u5f37\u5316\u3068\u56fd\u5883\u3092\u8d8a\u3048\u305f\u8a34\u8a1f\u30ea\u30b9\u30af\u306e\u5897\u52a0\u304b\u3089\u6069\u6075\u3092\u53d7\u3051\u3066\u3044\u307e\u3059\u3002\u30b5\u30a4\u30d0\u30fc\u4fdd\u967a\u3084\u8cbf\u6613\u4fe1\u7528\u4fdd\u967a\u306a\u3069\u306e\u7279\u6b8a\u4fdd\u967a\u306f\u4e8c\u6841\u306e\u5e74\u9593\u6210\u9577\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u5e02\u5834\u5168\u4f53\u306b\u5360\u3081\u308b\u5272\u5408\u306f5%\u672a\u6e80\u3067\u3042\u308a\u3001\u5546\u54c1\u9769\u65b0\u306e\u4f59\u5730\u304c\u5341\u5206\u306b\u3042\u308a\u307e\u3059\u3002<\/p>\n<p> 5.2. \u9867\u5ba2\u30bb\u30b0\u30e1\u30f3\u30c8\u5225\uff1a\u6cd5\u4eba\u30ea\u30b9\u30af\u306e\u9ad8\u5ea6\u5316\u304c\u63a1\u7528\u3092\u52a0\u901f<\/p>\n<p>\u6cd5\u4eba\u5411\u3051\u30d7\u30ed\u30b0\u30e9\u30e0\u306f2024\u5e74\u306b\u4e16\u754c\u306e\u4fdd\u967a\u6599\u306e34.54%\u3092\u5360\u3081\u30012030\u5e74\u307e\u3067\u306b\u5e74\u95936.54%\u3067\u62e1\u5927\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u304a\u308a\u3001\u9867\u5ba2\u30af\u30e9\u30b9\u306e\u4e2d\u3067\u6700\u3082\u901f\u3044\u6210\u9577\u304c\u898b\u8fbc\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u591a\u56fd\u7c4d\u4f01\u696d\u306f\u3001\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u3084\u30e9\u30f3\u30b5\u30e0\u30a6\u30a7\u30a2\u4e8b\u4ef6\u304c\u30b5\u30d7\u30e9\u30a4\u30c1\u30a7\u30fc\u30f3\u306e\u8106\u5f31\u6027\u3092\u6d6e\u304d\u5f6b\u308a\u306b\u3057\u305f\u5f8c\u3001\u30d1\u30e9\u30e1\u30c8\u30ea\u30c3\u30af\u4e8b\u696d\u4e2d\u65ad\u4fdd\u967a\u3084\u30b5\u30a4\u30d0\u30fc\u4fdd\u967a\u3092\u307e\u3059\u307e\u3059\u6c42\u3081\u3066\u3044\u307e\u3059\u3002ESG\u958b\u793a\u57fa\u6e96\u304c\u53b3\u683c\u5316\u3055\u308c\u308b\u306b\u3064\u308c\u3066\u3001\u5f79\u54e1\u8ce0\u511f\u8cac\u4efb\u4fdd\u967a\u3084\u74b0\u5883\u6c5a\u67d3\u8ce0\u511f\u8cac\u4efb\u4fdd\u967a\u304c\u6ce8\u76ee\u3092\u96c6\u3081\u3066\u3044\u307e\u3059\u3002\u30ea\u30b9\u30af\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u306e\u30d0\u30f3\u30c9\u30eb\u5316\u306b\u3088\u308a\u3001\u30d6\u30ed\u30fc\u30ab\u30fc\u306f\u3088\u308a\u9ad8\u3044\u624b\u6570\u6599\u3092\u5f97\u308b\u3053\u3068\u304c\u3067\u304d\u3001\u66f4\u65b0\u6642\u306e\u9867\u5ba2\u7dad\u6301\u3092\u5f37\u5316\u3057\u3066\u3044\u307e\u3059\u3002\u305d\u306e\u7d50\u679c\u3001\u30ea\u30c6\u30fc\u30eb\u304c\u7d76\u5bfe\u7684\u306a\u898f\u6a21\u3067\u4f9d\u7136\u3068\u3057\u3066\u512a\u4f4d\u3092\u5360\u3081\u3066\u3044\u308b\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u6cd5\u4eba\u9867\u5ba2\u306b\u95a2\u9023\u3059\u308b\u5e02\u5834\u30b7\u30a7\u30a2\u306f2030\u5e74\u307e\u3067\u4e0a\u6607\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30ea\u30c6\u30fc\u30eb\u9700\u8981\u306f\u5805\u8abf\u3067\u3059\u304c\u3001\u4fa1\u683c\u306b\u654f\u611f\u3067\u3059\u3002E\u30b3\u30de\u30fc\u30b9\u306e\u30ab\u30fc\u30c8\u3084\u30e9\u30a4\u30c9\u30d8\u30a4\u30ea\u30f3\u30b0\u30a2\u30d7\u30ea\u306b\u7d44\u307f\u8fbc\u307e\u308c\u305f\u4fdd\u967a\u306f\u3001\u30a2\u30d5\u30ea\u30ab\u3084\u6771\u5357\u30a2\u30b8\u30a2\u3067\u4f55\u767e\u4e07\u4eba\u3082\u306e\u521d\u3081\u3066\u306e\u8cfc\u5165\u8005\u3092\u5f15\u304d\u8fbc\u3093\u3067\u3044\u307e\u3059\u3002\u4f4e\u4fa1\u683c\u306e\u50b7\u5bb3\u4fdd\u967a\u3084\u643a\u5e2f\u96fb\u8a71\u4fdd\u967a\u306f\u3001\u4fe1\u983c\u3068\u30c7\u30fc\u30bf\u3092\u57f9\u3044\u3001\u5f8c\u306b\u9ad8\u5229\u76ca\u7387\u306e\u81ea\u52d5\u8eca\u4fdd\u967a\u3084\u5065\u5eb7\u4fdd\u967a\u3078\u3068\u8ee2\u63db\u3055\u308c\u307e\u3059\u3002\u30c7\u30b8\u30bf\u30eb\u30aa\u30f3\u30dc\u30fc\u30c7\u30a3\u30f3\u30b0\u306f\u3001\u4ee3\u7406\u5e97\u8ca9\u58f2\u3068\u6bd4\u8f03\u3057\u3066\u9867\u5ba2\u7372\u5f97\u30b3\u30b9\u30c8\u3092\u6700\u592760%\u524a\u6e1b\u3057\u3001\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u4e88\u7b97\u3092\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30aa\u30d5\u30a1\u30fc\u306b\u5145\u3066\u308b\u3053\u3068\u3067\u3001\u9867\u5ba2\u751f\u6daf\u4fa1\u5024\u3092\u9ad8\u3081\u3066\u3044\u307e\u3059\u3002<\/p>\n<p> 5.3. \u6d41\u901a\u30c1\u30e3\u30cd\u30eb\u5225\uff1a\u76f4\u8ca9\u30c7\u30b8\u30bf\u30eb\u7d4c\u8def\u304c\u30d6\u30ed\u30fc\u30ab\u30fc\u306e\u512a\u4f4d\u6027\u306b\u6311\u6226<\/p>\n<p>\u30d6\u30ed\u30fc\u30ab\u30fc\u306f2024\u5e74\u306e\u53ce\u76ca\u306e46.76%\u3092\u7dad\u6301\u3057\u307e\u3057\u305f\u3002\u3053\u308c\u306f\u3001\u5c02\u9580\u7684\u306a\u4ea4\u6e09\u3068\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u30e9\u30a4\u30bb\u30f3\u30b9\u304c\u4e0d\u53ef\u6b20\u306a\u8907\u96d1\u306a\u5546\u696d\u4fdd\u967a\u306e\u914d\u7f6e\u306b\u652f\u3048\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u30e1\u30ac\u30d6\u30ed\u30fc\u30ab\u30fc\u306e\u7d71\u5408\u306f\u4f9b\u7d66\u3092\u7d5e\u308a\u8fbc\u307f\u307e\u3057\u305f\u304c\u3001\u30b5\u30a4\u30d0\u30fc\u5206\u6790\u3084\u6c17\u5019\u30b7\u30ca\u30ea\u30aa\u30e2\u30c7\u30ea\u30f3\u30b0\u306b\u95a2\u3059\u308b\u80fd\u529b\u30bb\u30c3\u30c8\u3092\u62e1\u5927\u3057\u307e\u3057\u305f\u3002\u3057\u304b\u3057\u3001\u76f4\u8ca9\u30c1\u30e3\u30cd\u30eb\u3092\u901a\u3058\u305f\u5e02\u5834\u898f\u6a21\u306f6.75%\u306eCAGR\u3067\u4e0a\u6607\u3057\u3066\u304a\u308a\u3001\u30e2\u30d0\u30a4\u30eb\u3067\u306e\u898b\u7a4d\u3082\u308a\u30fb\u5951\u7d04\u30d7\u30ed\u30bb\u30b9\u3084AI\u30c1\u30e3\u30c3\u30c8\u30dc\u30c3\u30c8\u306b\u3088\u3063\u3066\u3001\u51e6\u7406\u6642\u9593\u304c\u6570\u65e5\u304b\u3089\u6570\u5206\u306b\u77ed\u7e2e\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u751f\u547d\u4fdd\u967a\u5546\u54c1\u3067\u306f\u300150\u4e07\u7c73\u30c9\u30eb\u672a\u6e80\u306e\u5b9a\u671f\u4fdd\u967a\u306e\u30b9\u30c8\u30ec\u30fc\u30c8\u30b9\u30eb\u30fc\u5f15\u53d7\u304c\u3001\u4e3b\u8981\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306795%\u306e\u81ea\u52d5\u6c7a\u5b9a\u7387\u3092\u9054\u6210\u3057\u3066\u304a\u308a\u3001\u4ee3\u7406\u5e97\u624b\u6570\u6599\u3092\u5927\u5e45\u306b\u524a\u6e1b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u9280\u884c\u3068\u4ee3\u7406\u5e97\u306f\u3001\u5bcc\u88d5\u5c64\u9867\u5ba2\u5c64\u3084\u8907\u96d1\u306a\u8cc7\u7523\u79fb\u8ee2\u6848\u4ef6\u306b\u304a\u3044\u3066\u30cb\u30c3\u30c1\u306a\u95a2\u9023\u6027\u3092\u7dad\u6301\u3057\u3066\u3044\u307e\u3059\u3002\u30d0\u30f3\u30ab\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u306f\u30d5\u30e9\u30f3\u30b9\u3084\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306a\u3069\u306e\u5e02\u5834\u3067\u4fdd\u8b77\u3055\u308c\u305f\u8db3\u8de1\u3092\u4eab\u53d7\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u30e9\u30c6\u30f3\u30a2\u30e1\u30ea\u30ab\u3067\u306f\u4e0d\u9069\u5207\u306a\u8ca9\u58f2\u306b\u95a2\u3059\u308b\u96c6\u56e3\u8a34\u8a1f\u306e\u7cbe\u67fb\u306b\u76f4\u9762\u3057\u3066\u304a\u308a\u3001\u3053\u306e\u5236\u7d04\u304c\u5e02\u5834\u306eCAGR\u4e88\u6e2c\u304b\u30890.4%\u30dd\u30a4\u30f3\u30c8\u3092\u524a\u6e1b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p># 6. \u5730\u57df\u5206\u6790<\/p>\n<p> 6.1. \u5317\u7c73<\/p>\n<p>\u5317\u7c73\u306f2024\u5e74\u306e\u4e16\u754c\u306e\u4fdd\u967a\u6599\u306e38.43%\u3092\u5360\u3081\u3066\u304a\u308a\u3001\u751f\u547d\u4fdd\u967a\u3001\u5065\u5eb7\u4fdd\u967a\u3001\u8ca1\u7523\u4fdd\u967a\u306e\u5404\u5206\u91ce\u3067\u9ad8\u3044\u666e\u53ca\u7387\u3092\u53cd\u6620\u3057\u3066\u3044\u307e\u3059\u3002\u7c73\u56fd\u306e\u4fdd\u967a\u4f1a\u793e\u306f2024\u5e74\u306b28\u5104\u7c73\u30c9\u30eb\u3092InsurTech\u6a5f\u80fd\u306b\u6295\u8cc7\u3057\u3001\u4e3b\u306bAI\u5f15\u53d7\u3001\u30b5\u30a4\u30d0\u30fc\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u3001\u6c17\u5019\u5206\u6790\u306b\u91cd\u70b9\u3092\u7f6e\u304d\u307e\u3057\u305f\u3002\u3057\u304b\u3057\u300150\u5dde\u306b\u308f\u305f\u308b\u898f\u5236\u306e\u3070\u3089\u3064\u304d\u306f\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306e\u30aa\u30fc\u30d0\u30fc\u30d8\u30c3\u30c9\u3092\u5897\u5927\u3055\u305b\u3001\u8a18\u9332\u7684\u306a\u707d\u5bb3\u640d\u5931\u306f\u6cbf\u5cb8\u5730\u57df\u3067\u306e\u5f15\u53d7\u53ce\u76ca\u6027\u3092\u8105\u304b\u3057\u3066\u3044\u307e\u3059\u3002\u30ab\u30ca\u30c0\u306f\u3001\u5e74\u91d1\u81ea\u52d5\u52a0\u5165\u5236\u5ea6\u3068\u5b98\u6c11\u9023\u643a\u306e\u533b\u7642\u8cbb\u81ea\u5df1\u8ca0\u62c5\u5236\u5ea6\u3092\u901a\u3058\u3066\u7740\u5b9f\u306a\u6210\u9577\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p> 6.2. \u30a2\u30b8\u30a2\u592a\u5e73\u6d0b<\/p>\n<p>\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u306f\u3001\u4eba\u53e3\u52d5\u614b\u306e\u8ffd\u3044\u98a8\u3001\u90fd\u5e02\u5316\u3001\u5305\u62ec\u7684\u91d1\u878d\u653f\u7b56\u306b\u727d\u5f15\u3055\u308c\u30017.34%\u306eCAGR\u3067\u6700\u3082\u6025\u901f\u306b\u6210\u9577\u3057\u3066\u3044\u308b\u5730\u57df\u3067\u3059\u3002\u4e2d\u56fd\u5e02\u5834\u306f2024\u5e74\u306b8.2%\u6210\u9577\u3057\u3001\u30bd\u30eb\u30d9\u30f3\u30b7\u30fc\u6539\u9769\u3068\u5916\u8cc7\u6240\u6709\u6a29\u306e\u81ea\u7531\u5316\u306b\u652f\u3048\u3089\u308c\u307e\u3057\u305f\u3002\u30a4\u30f3\u30c9\u306e\u4fdd\u967a\u6599\u306f\u30c7\u30b8\u30bf\u30eb\u30a2\u30b0\u30ea\u30b2\u30fc\u30bf\u30fc\u306e\u62e1\u5927\u3068\u751f\u547d\u4fdd\u967a\u306b\u304a\u3051\u308b100%\u306eFDI\uff08\u5916\u56fd\u76f4\u63a5\u6295\u8cc7\uff09\u8a31\u53ef\u306b\u3088\u308a12.5%\u6210\u9577\u3057\u307e\u3057\u305f\u3002\u6771\u5357\u30a2\u30b8\u30a2\u306e\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u30e2\u30d0\u30a4\u30eb\u30dd\u30ea\u30b7\u30fc\u30ed\u30c3\u30ab\u30fc\u3084\u5f93\u91cf\u8ab2\u91d1\u5236\u306e\u30de\u30a4\u30af\u30ed\u30ab\u30d0\u30fc\u3092\u901a\u3058\u3066\u5dee\u5225\u5316\u3092\u56f3\u308a\u3001\u30ae\u30b0\u30a8\u30b3\u30ce\u30df\u30fc\u52b4\u50cd\u8005\u9593\u306e\u666e\u53ca\u7387\u3092\u9ad8\u3081\u3066\u3044\u307e\u3059\u3002\u6c17\u5019\u5909\u52d5\u306b\u8d77\u56e0\u3059\u308b\u707d\u5bb3\u30ea\u30b9\u30af\u306f\u3001\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3084\u53f0\u98a8\u306b\u6652\u3055\u308c\u308b\u65e5\u672c\u306e\u8ca1\u7523\u4fdd\u967a\u306e\u4fa1\u683c\u8a2d\u5b9a\u3092\u6fc0\u5316\u3055\u305b\u3066\u3044\u307e\u3059\u304c\u3001\u30d1\u30e9\u30e1\u30c8\u30ea\u30c3\u30af\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u304c\u4f9b\u7d66\u4e0d\u8db3\u3092\u7de9\u548c\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p> 6.3. \u6b27\u5dde<\/p>\n<p>\u6b27\u5dde\u306f\u3001\u53b3\u683c\u306aGDPR\u30c7\u30fc\u30bf\u30ac\u30d0\u30ca\u30f3\u30b9\u898f\u5247\u3068\u30bd\u30eb\u30d9\u30f3\u30b7\u30fcII\u8cc7\u672c\u8981\u4ef6\u306e\u4e2d\u3067\u7de9\u3084\u304b\u306a\u6210\u9577\u3092\u8a18\u9332\u3057\u307e\u3057\u305f\u3002ESG\u9023\u52d5\u578b\u4fdd\u967a\u5546\u54c1\u306f2024\u5e74\u306e\u65b0\u898f\u4fdd\u967a\u6599\u306e23%\u3092\u5360\u3081\u3001\u6301\u7d9a\u53ef\u80fd\u6027\u306b\u5408\u81f4\u3057\u305f\u30ea\u30b9\u30af\u79fb\u8ee2\u3078\u306e\u9700\u8981\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002Brexit\u306b\u3088\u308a\u3001\u82f1\u56fd\u306b\u62e0\u70b9\u3092\u7f6e\u304f\u4fdd\u967a\u4f1a\u793e\u306f\u30d1\u30b9\u30dd\u30fc\u30c8\u6a29\u3092\u7dad\u6301\u3059\u308b\u305f\u3081\u306bEU\u5b50\u4f1a\u793e\u3092\u8a2d\u7acb\u305b\u3056\u308b\u3092\u5f97\u306a\u304f\u306a\u308a\u3001\u30b3\u30b9\u30c8\u30d9\u30fc\u30b9\u304c\u5897\u52a0\u3057\u307e\u3057\u305f\u304c\u3001\u6c4e\u6b27\u5dde\u306e\u7279\u6b8a\u4fdd\u967a\u3092\u5f15\u304d\u53d7\u3051\u308b\u9078\u629e\u80a2\u304c\u5897\u3048\u307e\u3057\u305f\u3002\u4e2d\u592e\u304a\u3088\u3073\u6771\u6b27\u306f\u3001\u8cc3\u91d1\u4e0a\u6607\u304c\u521d\u3081\u3066\u306e\u751f\u547d\u4fdd\u967a\u5951\u7d04\u306e\u53d6\u5f97\u3092\u4fc3\u3057\u3001\u3088\u308a\u9ad8\u3044\u6210\u9577\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p> 6.4. \u4e2d\u6771\u30fb\u30a2\u30d5\u30ea\u30ab<\/p>\n<p>\u4e2d\u6771\u30fb\u30a2\u30d5\u30ea\u30ab\u306f\u4f9d\u7136\u3068\u3057\u3066\u6d78\u900f\u5ea6\u304c\u4f4e\u3044\u3082\u306e\u306e\u3001\u6709\u671b\u306a\u5730\u57df\u3067\u3059\u3002GCC\u8af8\u56fd\u306f\u5916\u8cc7\u6240\u6709\u6a29\u3092\u81ea\u7531\u5316\u3057\u3001\u30ea\u30b9\u30af\u30d9\u30fc\u30b9\u306e\u8cc7\u672c\u67a0\u7d44\u307f\u3092\u5c0e\u5165\u3057\u3001\u4e16\u754c\u306e\u518d\u4fdd\u967a\u4f1a\u793e\u304c\u30c9\u30d0\u30a4\u3068\u30ea\u30e4\u30c9\u306b\u30e2\u30c7\u30ea\u30f3\u30b0\u30cf\u30d6\u3092\u5171\u540c\u3067\u8a2d\u7f6e\u3059\u308b\u306e\u3092\u4fc3\u3057\u307e\u3057\u305f\u3002\u30ca\u30a4\u30b8\u30a7\u30ea\u30a2\u3001\u30b1\u30cb\u30a2\u3001\u30ac\u30fc\u30ca\u306b\u304a\u3051\u308b\u30b5\u30cf\u30e9\u4ee5\u5357\u30a2\u30d5\u30ea\u30ab\u306e\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u306e\u6210\u529f\u306f\u3001\u7d44\u307f\u8fbc\u307f\u578b\u6d41\u901a\u304c\u3053\u306e\u5730\u57df\u306e\u3088\u308a\u5e83\u7bc4\u306a\u4fdd\u969c\u306e\u89e6\u5a92\u3068\u306a\u308b\u3053\u3068\u3092\u8a3c\u660e\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p># 7. \u7af6\u5408\u72b6\u6cc1<\/p>\n<p>\u4e0a\u4f4d10\u793e\u306e\u4fdd\u967a\u4f1a\u793e\u304c2024\u5e74\u306e\u4e16\u754c\u306e\u4fdd\u967a\u6599\u306e3\u5206\u306e1\u4ee5\u4e0a\u3092\u5360\u3081\u3066\u304a\u308a\u3001\u898f\u6a21\u304c\u30c7\u30fc\u30bf\u512a\u4f4d\u6027\u3092\u3082\u305f\u3089\u3059\u4e00\u65b9\u3067\u3001\u65b0\u305f\u306a\u5dee\u5225\u5316\u306e\u4f59\u5730\u3082\u5b58\u5728\u3059\u308b\u4e2d\u7a0b\u5ea6\u306e\u96c6\u4e2d\u5ea6\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002Allianz\u3001AXA\u3001Ping An\u306a\u3069\u306e\u7dcf\u5408\u4fdd\u967a\u30b3\u30f3\u30b0\u30ed\u30de\u30ea\u30c3\u30c8\u306f\u3001\u591a\u89d2\u7684\u306a\u6d41\u901a\u7db2\u3068\u9280\u884c\u3068\u306e\u9023\u643a\u3092\u6d3b\u7528\u3057\u3001\u30c7\u30b8\u30bf\u30eb\u6295\u8cc7\u3092\u5927\u9678\u5168\u4f53\u3067\u511f\u5374\u3057\u3066\u3044\u307e\u3059\u3002Ping An\u306eGood Doctor\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306f\u3001\u30d8\u30eb\u30b9\u30c6\u30c3\u30af\u3001\u9060\u9694\u8a3a\u7642\u3001\u52d5\u7684\u306a\u5f15\u53d7\u3092\u7d71\u5408\u3057\u3001\u30d1\u30a4\u30ed\u30c3\u30c8\u5e02\u5834\u3067\u306e\u66f4\u65b0\u7dad\u6301\u7387\u309292%\u306b\u5f15\u304d\u4e0a\u3052\u3066\u3044\u307e\u3059\u3002Allianz\u306f\u3001\u8ca1\u7269\u640d\u5bb3\u8acb\u6c42\u306e58%\u306bAI\u30c8\u30ea\u30a2\u30fc\u30b8\u3092\u9069\u7528\u3057\u3001\u5e73\u5747\u6c7a\u6e08\u6642\u9593\u309225%\u77ed\u7e2e\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u5c0e\u5165\u304c\u6c7a\u5b9a\u7684\u306a\u7af6\u4e89\u306e\u5834\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002Progressive\u793e\u306e\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30a8\u30f3\u30b8\u30f3\u306f\u5e74\u9593140\u5104\u30de\u30a4\u30eb\u3092\u5206\u6790\u3057\u3001\u640d\u5bb3\u7387\u309215%\u524a\u6e1b\u3057\u3001\u5e02\u5834\u5168\u4f53\u306eCAGR\u306b1.2%\u306e\u30d7\u30e9\u30b9\u5f71\u97ff\u3092\u4e0e\u3048\u3066\u3044\u307e\u3059\u3002Lemonade\u793e\u306eAI Jim\u306f\u30012024\u5e74\u306b\u5c0f\u898f\u6a21\u306a\u8ca1\u7269\u640d\u5bb3\u8acb\u6c42\u306e30%\u3092\u77ac\u6642\u306b\u6c7a\u6e08\u3057\u3001\u9867\u5ba2\u6e80\u8db3\u5ea6\u306e\u30d9\u30f3\u30c1\u30de\u30fc\u30af\u3092\u518d\u8a2d\u5b9a\u3057\u307e\u3057\u305f\u3002\u5f93\u6765\u306e\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u5909\u9769\u3092\u52a0\u901f\u3055\u305b\u308b\u304b\u3001\u4e0d\u8db3\u3057\u3066\u3044\u308b\u80fd\u529b\u3092\u7372\u5f97\u3059\u308b\u305f\u3081\u306bInsurTech\u4f01\u696d\u306b\u5171\u540c\u6295\u8cc7\u3057\u3066\u3044\u307e\u3059\u3002Zurich\u793e\u306e5\u5104\u7c73\u30c9\u30eb\u306e\u30d9\u30f3\u30c1\u30e3\u30fc\u30d5\u30a1\u30f3\u30c9\u306f\u3001\u6c17\u5019\u5909\u52d5\u3001\u30b5\u30a4\u30d0\u30fc\u3001\u7d44\u307f\u8fbc\u307f\u578b\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u3092\u30bf\u30fc\u30b2\u30c3\u30c8\u306b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u707d\u5bb3\u30ea\u30b9\u30af\u8cc7\u672c\u3082\u7af6\u4e89\u3092\u518d\u69cb\u7bc9\u3057\u3066\u3044\u307e\u3059\u3002Swiss Re\u306f2024\u5e74\u5f8c\u534a\u306b18\u5104\u7c73\u30c9\u30eb\u306e\u81ea\u7136\u707d\u5bb3\u50b5\u5238\u3092\u767a\u884c\u3057\u3001\u518d\u4fdd\u967a\u80fd\u529b\u3092\u591a\u69d8\u5316\u3057\u3001\u30d4\u30fc\u30af\u30ea\u30b9\u30af\u30c1\u30e3\u30fc\u30b8\u3092\u4f4e\u6e1b\u3057\u307e\u3057\u305f\u3002\u6c17\u5019\u5909\u52d5\u306e\u5909\u52d5\u6027\u304c\u9ad8\u307e\u308b\u4e2d\u3001\u512a\u308c\u305f\u707d\u5bb3\u5206\u6790\u3068ILS\uff08\u4fdd\u967a\u30ea\u30f3\u30af\u8a3c\u5238\uff09\u3068\u306e\u95a2\u4fc2\u3092\u6301\u3064\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u540c\u696d\u4ed6\u793e\u304c\u9ad8\u30ea\u30b9\u30af\u5730\u57df\u304b\u3089\u64a4\u9000\u3059\u308b\u4e2d\u3067\u3082\u3001\u8ca1\u7523\u4fdd\u967a\u5e02\u5834\u30b7\u30a7\u30a2\u3092\u5b88\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u4e3b\u8981\u30d7\u30ec\u30a4\u30e4\u30fc:<br \/>\n*   Allianz SE<br \/>\n*   Ping An Insurance<br \/>\n*   AXA Group<br \/>\n*   China Life Insurance<br \/>\n*   UnitedHealth Group<br \/>\n\uff08*\u514d\u8cac\u4e8b\u9805\uff1a\u4e3b\u8981\u30d7\u30ec\u30a4\u30e4\u30fc\u306f\u7279\u5b9a\u306e\u9806\u5e8f\u3067\u30bd\u30fc\u30c8\u3055\u308c\u3066\u3044\u307e\u305b\u3093\u3002\uff09<\/p>\n<p># 8. \u6700\u8fd1\u306e\u696d\u754c\u52d5\u5411<\/p>\n<p>*   2025\u5e743\u6708: Marsh McLennan\u306fMcGriff Insurance Services\u309277.5\u5104\u7c73\u30c9\u30eb\u3067\u8cb7\u53ce\u3057\u30013,200\u4eba\u306e\u30b9\u30bf\u30c3\u30d5\u3092\u52a0\u3048\u3001\u30df\u30c9\u30eb\u30de\u30fc\u30b1\u30c3\u30c8\u306e\u30d6\u30ed\u30fc\u30ab\u30fc\u3068\u3057\u3066\u306e\u5f71\u97ff\u529b\u3092\u5f37\u5316\u3057\u307e\u3057\u305f\u3002<br \/>\n*   2025\u5e741\u6708: Ping An\u306f\u3001\u751f\u4f53\u8a8d\u8a3c\u30a6\u30a7\u30a2\u30e9\u30d6\u30eb\u30c7\u30fc\u30bf\u306b\u57fa\u3065\u3044\u3066\u4fdd\u967a\u6599\u3092\u8abf\u6574\u3059\u308bAI\u30d9\u30fc\u30b9\u306e\u30d8\u30eb\u30b9\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u6771\u5357\u30a2\u30b8\u30a2\u3067\u767a\u8868\u3057\u307e\u3057\u305f\u3002<br \/>\n*   2024\u5e7412\u6708: Nationwide\u306fAllstate\u306e\u4efb\u610f\u798f\u5229\u539a\u751f\u90e8\u9580\u309212.5\u5104\u7c73\u30c9\u30eb\u3067\u8cb7\u53ce\u3057\u3001400\u4e07\u4eba\u306e\u88ab\u4fdd\u967a\u5f93\u696d\u54e1\u3092\u8ffd\u52a0\u3057\u307e\u3057\u305f\u3002<br \/>\n*   2024\u5e7411\u6708: Zurich\u306f\u3001\u30d1\u30e9\u30e1\u30c8\u30ea\u30c3\u30af\u3001\u30b5\u30a4\u30d0\u30fc\u3001\u7d44\u307f\u8fbc\u307f\u578b\u30a4\u30ce\u30d9\u30fc\u30bf\u30fc\u3092\u652f\u63f4\u3059\u308b\u305f\u3081\u30015\u5104\u7c73\u30c9\u30eb\u306eInsurTech VC\u30d5\u30a1\u30f3\u30c9\u3092\u7acb\u3061\u4e0a\u3052\u307e\u3057\u305f\u3002<\/p>\n<p>\u3053\u306e\u30ec\u30dd\u30fc\u30c8\u306f\u3001\u4e16\u754c\u306e\u751f\u547d\u4fdd\u967a\u304a\u3088\u3073\u640d\u5bb3\u4fdd\u967a\u5e02\u5834\u304c\u3001\u6280\u8853\u9769\u65b0\u3001\u898f\u5236\u306e\u5909\u5316\u3001\u305d\u3057\u3066\u65b0\u305f\u306a\u9867\u5ba2\u30cb\u30fc\u30ba\u306b\u3088\u3063\u3066\u5927\u304d\u304f\u5909\u9769\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u52d5\u5411\u3092\u7406\u89e3\u3057\u3001\u9069\u5207\u306b\u5bfe\u5fdc\u3059\u308b\u3053\u3068\u304c\u3001\u5e02\u5834\u306b\u304a\u3051\u308b\u6210\u529f\u306e\u9375\u3068\u306a\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3053\u306e\u30ec\u30dd\u30fc\u30c8\u306f\u3001\u4e16\u754c\u306e\u751f\u547d\u4fdd\u967a\u304a\u3088\u3073\u640d\u5bb3\u4fdd\u967a\u5e02\u5834\u306b\u95a2\u3059\u308b\u8a73\u7d30\u306a\u5206\u6790\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u8abf\u67fb\u306f\u3001\u5e02\u5834\u306e\u524d\u63d0\u3068\u5b9a\u7fa9\u3001\u7bc4\u56f2\u3001\u8abf\u67fb\u65b9\u6cd5\u3001\u30a8\u30b0\u30bc\u30af\u30c6\u30a3\u30d6\u30b5\u30de\u30ea\u30fc\u304b\u3089\u69cb\u6210\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5e02\u5834\u6982\u6cc1\u3067\u306f\u3001\u4e3b\u8981\u306a\u5e02\u5834\u63a8\u9032\u8981\u56e0\u3068\u963b\u5bb3\u8981\u56e0\u304c\u7279\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u63a8\u9032\u8981\u56e0\u3068\u3057\u3066\u306f\u3001\u5229\u7528\u30d9\u30fc\u30b9\u306e\u81ea\u52d5\u8eca\u4fdd\u967a\u306e\u666e\u53ca\u3001\u4e2d\u9593\u5c64\u306b\u304a\u3051\u308b\u30e6\u30cb\u30c3\u30c8\u30ea\u30f3\u30af\u578b\u751f\u547d\u4fdd\u967a\u3078\u306e\u5e74\u91d1\u9700\u8981\u306e\u9ad8\u307e\u308a\u3001\u6c17\u5019\u5909\u52d5\u306b\u5f37\u3044\u640d\u5bb3\u4fdd\u967a\u306e\u5c0e\u5165\u3001E\u30b3\u30de\u30fc\u30b9\u30b5\u30a4\u30c8\u306b\u304a\u3051\u308b\u7d44\u307f\u8fbc\u307f\u578b\u30de\u30a4\u30af\u30ed\u4fdd\u967a\u306e\u62e1\u5927\u3001\u5916\u8cc7\u898f\u5236\u306e\u81ea\u7531\u5316\u3068\u30bd\u30eb\u30d9\u30f3\u30b7\u30fc\u6539\u9769\u3001\u305d\u3057\u3066AI\u3092\u6d3b\u7528\u3057\u305f\u5f15\u53d7\u696d\u52d9\u306e\u52b9\u7387\u5316\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3001\u5e02\u5834\u306e\u963b\u5bb3\u8981\u56e0\u3068\u3057\u3066\u306f\u3001\u4f4e\u91d1\u5229\u74b0\u5883\u306b\u3088\u308b\u5229\u9798\u306e\u5727\u7e2e\uff08\u7279\u306b\u65e5\u672c\u306e\u9577\u671f\u751f\u547d\u4fdd\u967a\u8ca0\u50b5\u306b\u5f71\u97ff\uff09\u3001\u81ea\u7136\u707d\u5bb3\u518d\u4fdd\u967a\u30b3\u30b9\u30c8\u306e\u4e0a\u6607\u3001\u30d0\u30f3\u30ab\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u306b\u95a2\u3059\u308b\u8a34\u8a1f\u554f\u984c\u3001\u884c\u52d5\u30bf\u30fc\u30b2\u30c6\u30a3\u30f3\u30b0\u4fa1\u683c\u8a2d\u5b9a\u306b\u304a\u3051\u308b\u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u898f\u5236\u306e\u9650\u754c\u304c\u6307\u6458\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u7279\u306b\u3001\u4f4e\u91d1\u5229\u306f\u53ce\u76ca\u6027\u306b\u5bfe\u3059\u308b\u6700\u5927\u306e\u5236\u7d04\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u6c17\u5019\u30ea\u30b9\u30af\u3078\u306e\u5bfe\u5fdc\u3068\u3057\u3066\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u30d1\u30e9\u30e1\u30c8\u30ea\u30c3\u30af\u4fdd\u967a\u3001\u885b\u661f\u5206\u6790\u3001\u30ab\u30bf\u30b9\u30c8\u30ed\u30d5\u30a3\u30fc\u30dc\u30f3\u30c9\u306a\u3069\u3092\u6d3b\u7528\u3057\u3001\u30ea\u30b9\u30af\u5206\u6563\u3068\u8fc5\u901f\u306a\u4fdd\u967a\u91d1\u652f\u6255\u3044\u3092\u5b9f\u73fe\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5e02\u5834\u898f\u6a21\u3068\u6210\u9577\u4e88\u6e2c\u306b\u95a2\u3057\u3066\u3001\u4e16\u754c\u306e\u751f\u547d\u4fdd\u967a\u304a\u3088\u3073\u640d\u5bb3\u4fdd\u967a\u5e02\u5834\u306f2025\u5e74\u306b7.91\u5146\u7c73\u30c9\u30eb\u306b\u9054\u3057\u30012030\u5e74\u307e\u3067\u5e74\u73874.8%\u3067\u6210\u9577\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u7279\u306b\u751f\u547d\u4fdd\u967a\u30bb\u30b0\u30e1\u30f3\u30c8\u306f\u3001\u30a2\u30b8\u30a2\u306b\u304a\u3051\u308b\u30e6\u30cb\u30c3\u30c8\u30ea\u30f3\u30af\u578b\u5e74\u91d1\u9700\u8981\u306b\u727d\u5f15\u3055\u308c\u30012030\u5e74\u307e\u3067\u5e74\u73875.45%\u3068\u6700\u3082\u901f\u3044\u6210\u9577\u304c\u898b\u8fbc\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u30c7\u30b8\u30bf\u30eb\u898b\u7a4d\u3082\u308a\u3084AI\u5f15\u53d7\u306b\u3088\u308b\u53d6\u5f97\u30b3\u30b9\u30c8\u524a\u6e1b\u3068\u5373\u6642\u5951\u7d04\u63d0\u4f9b\u306b\u3088\u308a\u3001\u76f4\u63a5\u8ca9\u58f2\u30c1\u30e3\u30cd\u30eb\u3082\u5e74\u73876.75%\u3067\u30b7\u30a7\u30a2\u3092\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30ec\u30dd\u30fc\u30c8\u3067\u306f\u3001\u5e02\u5834\u3092\u4fdd\u967a\u7a2e\u5225\uff08\u751f\u547d\u4fdd\u967a\u3001\u640d\u5bb3\u4fdd\u967a\uff1a\u81ea\u52d5\u8eca\u3001\u533b\u7642\u3001\u8ca1\u7523\u3001\u8ce0\u511f\u8cac\u4efb\u3001\u305d\u306e\u4ed6\uff09\u3001\u9867\u5ba2\u30bb\u30b0\u30e1\u30f3\u30c8\uff08\u500b\u4eba\u3001\u6cd5\u4eba\uff09\u3001\u6d41\u901a\u30c1\u30e3\u30cd\u30eb\uff08\u30d6\u30ed\u30fc\u30ab\u30fc\u3001\u4ee3\u7406\u5e97\u3001\u9280\u884c\u3001\u76f4\u63a5\u8ca9\u58f2\u3001\u305d\u306e\u4ed6\uff09\u3001\u304a\u3088\u3073\u5730\u7406\u7684\u5730\u57df\uff08\u5317\u7c73\u3001\u5357\u7c73\u3001\u6b27\u5dde\u3001\u4e2d\u6771\u30fb\u30a2\u30d5\u30ea\u30ab\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\uff09\u306b\u7d30\u5206\u5316\u3057\u3066\u5206\u6790\u3057\u3066\u3044\u307e\u3059\u3002\u5730\u7406\u7684\u5206\u6790\u3067\u306f\u3001\u7c73\u56fd\u3001\u4e2d\u56fd\u3001\u30a4\u30f3\u30c9\u3001\u65e5\u672c\u3001\u30c9\u30a4\u30c4\u3001\u82f1\u56fd\u306a\u3069\u4e3b\u8981\u56fd\u3092\u542b\u3080\u8a73\u7d30\u306a\u5730\u57df\u5225\u30c7\u30fc\u30bf\u304c\u63d0\u4f9b\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u7af6\u4e89\u74b0\u5883\u306b\u3064\u3044\u3066\u306f\u3001\u5e02\u5834\u96c6\u4e2d\u5ea6\u3001\u4e3b\u8981\u4f01\u696d\u306e\u6226\u7565\u7684\u52d5\u5411\u3001\u5e02\u5834\u30b7\u30a7\u30a2\u5206\u6790\u304c\u884c\u308f\u308c\u3066\u3044\u307e\u3059\u3002Allianz SE\u3001Ping An Insurance\u3001AXA SA\u3001China Life Insurance\u3001Prudential plc\u3001UnitedHealth Group\u3001Berkshire Hathaway\u3001Zurich Insurance Group\u3001MetLife, Inc.\u3001\u65e5\u672c\u90f5\u653f\u4fdd\u967a\u3001AIA Group\u3001Chubb Limited\u3001Generali Group\u3001Munich Reinsurance\u3001Swiss Re\u3001Mapfre SA\u3001Aviva plc\u3001\u6771\u4eac\u6d77\u4e0a\u30db\u30fc\u30eb\u30c7\u30a3\u30f3\u30b0\u30b9\u3001Discovery Limited\u3001SOMPO\u30db\u30fc\u30eb\u30c7\u30a3\u30f3\u30b0\u30b9\u306a\u3069\u3001\u4e16\u754c\u306e\u4e3b\u8981\u306a\u4fdd\u967a\u4f1a\u793e20\u793e\u4ee5\u4e0a\u306e\u4f01\u696d\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\u304c\u63b2\u8f09\u3055\u308c\u3066\u304a\u308a\u3001\u5404\u793e\u306e\u6982\u8981\u3001\u4e3b\u8981\u30bb\u30b0\u30e1\u30f3\u30c8\u3001\u8ca1\u52d9\u60c5\u5831\u3001\u6226\u7565\u3001\u88fd\u54c1\u30fb\u30b5\u30fc\u30d3\u30b9\u3001\u6700\u8fd1\u306e\u52d5\u5411\u304c\u8a73\u8ff0\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u6700\u5f8c\u306b\u3001\u30ec\u30dd\u30fc\u30c8\u306f\u5e02\u5834\u6a5f\u4f1a\u3068\u5c06\u6765\u5c55\u671b\u3001\u7279\u306b\u672a\u958b\u62d3\u5e02\u5834\u3084\u6e80\u305f\u3055\u308c\u3066\u3044\u306a\u3044\u30cb\u30fc\u30ba\u306e\u8a55\u4fa1\u3092\u901a\u3058\u3066\u3001\u4eca\u5f8c\u306e\u6210\u9577\u53ef\u80fd\u6027\u3092\u63d0\u793a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/posts\/31087"}],"collection":[{"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/comments?post=31087"}],"version-history":[{"count":3,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/posts\/31087\/revisions"}],"predecessor-version":[{"id":101817,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/posts\/31087\/revisions\/101817"}],"wp:attachment":[{"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/media?parent=31087"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/categories?post=31087"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/tags?post=31087"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}