{"id":55430,"date":"2025-12-16T03:03:28","date_gmt":"2025-12-15T18:03:28","guid":{"rendered":"https:\/\/www.marketresearch.co.jp\/insights\/usage-based-insurance-ubi-market-straits\/"},"modified":"2026-09-18T06:05:37","modified_gmt":"2026-09-17T21:05:37","slug":"usage-based-insurance-ubi-market-straits","status":"publish","type":"post","link":"https:\/\/www.marketresearch.co.jp\/insights\/usage-based-insurance-ubi-market-straits\/","title":{"rendered":"\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u898f\u6a21\u3068\u5c55\u671b\u30012026\u5e74\uff5e2034\u5e74"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.marketresearch.co.jp\/insights\/wp-content\/uploads\/2025\/12\/U.S_Usage-based_Insurance_UBI_Market.png\" alt=\"Market Image 1\" style=\"max-width:100%; height:auto; margin-bottom: 20px;\" \/><br \/><img decoding=\"async\" src=\"https:\/\/www.marketresearch.co.jp\/insights\/wp-content\/uploads\/2025\/12\/usage-based-insurance-ubi-market-57757.jpg\" alt=\"Market Image 2\" style=\"max-width:100%; height:auto; margin-bottom: 20px;\" \/><\/p>\n<h2>Report Coverage &#038; Structure<\/h2>\n<ul>\n<li>\u30bb\u30b0\u30e1\u30f3\u30c6\u30fc\u30b7\u30e7\u30f3<\/li>\n<li>\u8abf\u67fb\u65b9\u6cd5\u8ad6\n<ul>\n<li>\u7121\u6599\u30b5\u30f3\u30d7\u30eb\u3092\u5165\u624b<\/li>\n<\/ul>\n<\/li>\n<li>\u76ee\u6b21\n<ul>\n<li>\u30a8\u30b0\u30bc\u30af\u30c6\u30a3\u30d6\u30b5\u30de\u30ea\u30fc<\/li>\n<li>\u8abf\u67fb\u7bc4\u56f2\u3068\u30bb\u30b0\u30e1\u30f3\u30c6\u30fc\u30b7\u30e7\u30f3<\/li>\n<li>\u8abf\u67fb\u76ee\u7684<\/li>\n<li>\u5236\u9650\u3068\u4eee\u5b9a<\/li>\n<li>\u5e02\u5834\u7bc4\u56f2\u3068\u30bb\u30b0\u30e1\u30f3\u30c6\u30fc\u30b7\u30e7\u30f3<\/li>\n<li>\u8003\u616e\u3055\u308c\u308b\u901a\u8ca8\u3068\u4fa1\u683c\u8a2d\u5b9a<\/li>\n<li>\u5e02\u5834\u6a5f\u4f1a\u8a55\u4fa1\n<ul>\n<li>\u65b0\u8208\u5730\u57df\/\u56fd<\/li>\n<li>\u65b0\u8208\u4f01\u696d<\/li>\n<li>\u65b0\u8208\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\/\u6700\u7d42\u7528\u9014<\/li>\n<\/ul>\n<\/li>\n<li>\u5e02\u5834\u30c8\u30ec\u30f3\u30c9\n<ul>\n<li>\u63a8\u9032\u8981\u56e0<\/li>\n<li>\u5e02\u5834\u8b66\u5831\u8981\u56e0<\/li>\n<li>\u6700\u65b0\u306e\u30de\u30af\u30ed\u7d4c\u6e08\u6307\u6a19<\/li>\n<li>\u5730\u653f\u5b66\u7684\u5f71\u97ff<\/li>\n<li>\u6280\u8853\u7684\u8981\u56e0<\/li>\n<\/ul>\n<\/li>\n<li>\u5e02\u5834\u8a55\u4fa1\n<ul>\n<li>\u30dd\u30fc\u30bf\u30fc\u306e5\u3064\u306e\u529b\u5206\u6790<\/li>\n<li>\u30d0\u30ea\u30e5\u30fc\u30c1\u30a7\u30fc\u30f3\u5206\u6790<\/li>\n<\/ul>\n<\/li>\n<li>\u898f\u5236\u306e\u67a0\u7d44\u307f\n<ul>\n<li>\u5317\u7c73<\/li>\n<li>\u30e8\u30fc\u30ed\u30c3\u30d1<\/li>\n<li>\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b<\/li>\n<li>\u4e2d\u6771\u304a\u3088\u3073\u30a2\u30d5\u30ea\u30ab<\/li>\n<li>\u30e9\u30c6\u30f3\u30a2\u30e1\u30ea\u30ab<\/li>\n<\/ul>\n<\/li>\n<li>ESG\u30c8\u30ec\u30f3\u30c9<\/li>\n<li>\u4e16\u754c\u306e\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u898f\u6a21\u5206\u6790\n<ul>\n<li>\u4e16\u754c\u306e\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u6982\u8981\n<ul>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u884c\u52d5\u9023\u52d5\u578b\u4fdd\u967a\uff08PHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u7ba1\u7406\u9023\u52d5\u578b\u4fdd\u967a\uff08MHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5229\u7528\u91cf\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYG\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u30d9\u30fc\u30b9\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8eca\u8f09\u8a3a\u65ad\u88c5\u7f6e\uff08OBD-II\u30c7\u30d0\u30a4\u30b9\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u7d44\u307f\u8fbc\u307f\u578b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30b7\u30b9\u30c6\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\u30c7\u30d0\u30a4\u30b9\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30c7\u30fc\u30bf\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u4e57\u7528\u8eca\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5c0f\u578b\u5546\u7528\u8eca\uff08LCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5927\u578b\u5546\u7528\u8eca\uff08HCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u500b\u4eba\u8eca\u4e21\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5546\u7528\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b7\u30a7\u30a2\u30fc\u30c9\u30e2\u30d3\u30ea\u30c6\u30a3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u8ab2\u91d1\u578b\u30ea\u30fc\u30b9\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>OEM\u7d71\u5408\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u5317\u7c73\u5e02\u5834\u5206\u6790\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u884c\u52d5\u9023\u52d5\u578b\u4fdd\u967a\uff08PHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u7ba1\u7406\u9023\u52d5\u578b\u4fdd\u967a\uff08MHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5229\u7528\u91cf\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYG\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u30d9\u30fc\u30b9\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8eca\u8f09\u8a3a\u65ad\u88c5\u7f6e\uff08OBD-II\u30c7\u30d0\u30a4\u30b9\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u7d44\u307f\u8fbc\u307f\u578b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30b7\u30b9\u30c6\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\u30c7\u30d0\u30a4\u30b9\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30c7\u30fc\u30bf\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u4e57\u7528\u8eca\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5c0f\u578b\u5546\u7528\u8eca\uff08LCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5927\u578b\u5546\u7528\u8eca\uff08HCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u500b\u4eba\u8eca\u4e21\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5546\u7528\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b7\u30a7\u30a2\u30fc\u30c9\u30e2\u30d3\u30ea\u30c6\u30a3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u8ab2\u91d1\u578b\u30ea\u30fc\u30b9\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>OEM\u7d71\u5408\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u7c73\u56fd\n<ul>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u884c\u52d5\u9023\u52d5\u578b\u4fdd\u967a\uff08PHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u7ba1\u7406\u9023\u52d5\u578b\u4fdd\u967a\uff08MHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5229\u7528\u91cf\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYG\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u30d9\u30fc\u30b9\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8eca\u8f09\u8a3a\u65ad\u88c5\u7f6e\uff08OBD-II\u30c7\u30d0\u30a4\u30b9\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u7d44\u307f\u8fbc\u307f\u578b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30b7\u30b9\u30c6\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\u30c7\u30d0\u30a4\u30b9\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30c7\u30fc\u30bf\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u4e57\u7528\u8eca\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5c0f\u578b\u5546\u7528\u8eca\uff08LCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5927\u578b\u5546\u7528\u8eca\uff08HCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u500b\u4eba\u8eca\u4e21\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5546\u7528\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b7\u30a7\u30a2\u30fc\u30c9\u30e2\u30d3\u30ea\u30c6\u30a3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u8ab2\u91d1\u578b\u30ea\u30fc\u30b9\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>OEM\u7d71\u5408\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u30ab\u30ca\u30c0<\/li>\n<\/ul>\n<\/li>\n<li>\u6b27\u5dde\u5e02\u5834\u5206\u6790\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u884c\u52d5\u9023\u52d5\u578b\u4fdd\u967a\uff08PHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u7ba1\u7406\u9023\u52d5\u578b\u4fdd\u967a\uff08MHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5229\u7528\u91cf\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYG\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u30d9\u30fc\u30b9\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8eca\u8f09\u8a3a\u65ad\u88c5\u7f6e\uff08OBD-II\u30c7\u30d0\u30a4\u30b9\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u7d44\u307f\u8fbc\u307f\u578b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30b7\u30b9\u30c6\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\u30c7\u30d0\u30a4\u30b9\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30c7\u30fc\u30bf\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u4e57\u7528\u8eca\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5c0f\u578b\u5546\u7528\u8eca\uff08LCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5927\u578b\u5546\u7528\u8eca\uff08HCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u500b\u4eba\u8eca\u4e21\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5546\u7528\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b7\u30a7\u30a2\u30fc\u30c9\u30e2\u30d3\u30ea\u30c6\u30a3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u8ab2\u91d1\u578b\u30ea\u30fc\u30b9\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>OEM\u7d71\u5408\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u82f1\u56fd\n<ul>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u884c\u52d5\u9023\u52d5\u578b\u4fdd\u967a\uff08PHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u7ba1\u7406\u9023\u52d5\u578b\u4fdd\u967a\uff08MHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5229\u7528\u91cf\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYG\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u30d9\u30fc\u30b9\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8eca\u8f09\u8a3a\u65ad\u88c5\u7f6e\uff08OBD-II\u30c7\u30d0\u30a4\u30b9\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u7d44\u307f\u8fbc\u307f\u578b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30b7\u30b9\u30c6\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\u30c7\u30d0\u30a4\u30b9\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30c7\u30fc\u30bf\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u4e57\u7528\u8eca\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5c0f\u578b\u5546\u7528\u8eca\uff08LCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5927\u578b\u5546\u7528\u8eca\uff08HCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u500b\u4eba\u8eca\u4e21\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5546\u7528\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b7\u30a7\u30a2\u30fc\u30c9\u30e2\u30d3\u30ea\u30c6\u30a3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u8ab2\u91d1\u578b\u30ea\u30fc\u30b9\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>OEM\u7d71\u5408\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u30c9\u30a4\u30c4<\/li>\n<li>\u30d5\u30e9\u30f3\u30b9<\/li>\n<li>\u30b9\u30da\u30a4\u30f3<\/li>\n<li>\u30a4\u30bf\u30ea\u30a2<\/li>\n<li>\u30ed\u30b7\u30a2<\/li>\n<li>\u5317\u6b27<\/li>\n<li>\u30d9\u30cd\u30eb\u30af\u30b9<\/li>\n<li>\u305d\u306e\u4ed6\u306e\u6b27\u5dde\u5730\u57df<\/li>\n<\/ul>\n<\/li>\n<li>\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5e02\u5834\u5206\u6790\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u884c\u52d5\u9023\u52d5\u578b\u4fdd\u967a\uff08PHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u7ba1\u7406\u9023\u52d5\u578b\u4fdd\u967a\uff08MHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5229\u7528\u91cf\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYG\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u30d9\u30fc\u30b9\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8eca\u8f09\u8a3a\u65ad\u88c5\u7f6e\uff08OBD-II\u30c7\u30d0\u30a4\u30b9\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u7d44\u307f\u8fbc\u307f\u578b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30b7\u30b9\u30c6\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\u30c7\u30d0\u30a4\u30b9\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30c7\u30fc\u30bf\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u4e57\u7528\u8eca\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5c0f\u578b\u5546\u7528\u8eca\uff08LCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5927\u578b\u5546\u7528\u8eca\uff08HCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u500b\u4eba\u8eca\u4e21\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5546\u7528\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b7\u30a7\u30a2\u30fc\u30c9\u30e2\u30d3\u30ea\u30c6\u30a3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u8ab2\u91d1\u578b\u30ea\u30fc\u30b9\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>OEM\u7d71\u5408\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u4e2d\u56fd\n<ul>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u884c\u52d5\u9023\u52d5\u578b\u4fdd\u967a\uff08PHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u7ba1\u7406\u9023\u52d5\u578b\u4fdd\u967a\uff08MHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5229\u7528\u91cf\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYG\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u30d9\u30fc\u30b9\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8eca\u8f09\u8a3a\u65ad\u88c5\u7f6e\uff08OBD-II\u30c7\u30d0\u30a4\u30b9\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u7d44\u307f\u8fbc\u307f\u578b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30b7\u30b9\u30c6\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\u30c7\u30d0\u30a4\u30b9\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30c7\u30fc\u30bf\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u4e57\u7528\u8eca\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5c0f\u578b\u5546\u7528\u8eca\uff08LCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5927\u578b\u5546\u7528\u8eca\uff08HCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u500b\u4eba\u8eca\u4e21\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5546\u7528\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b7\u30a7\u30a2\u30fc\u30c9\u30e2\u30d3\u30ea\u30c6\u30a3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u8ab2\u91d1\u578b\u30ea\u30fc\u30b9\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>OEM\u7d71\u5408\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u97d3\u56fd<\/li>\n<li>\u65e5\u672c<\/li>\n<li>\u30a4\u30f3\u30c9<\/li>\n<li>\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2<\/li>\n<li>\u53f0\u6e7e<\/li>\n<li>\u6771\u5357\u30a2\u30b8\u30a2<\/li>\n<li>\u305d\u306e\u4ed6\u306e\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df<\/li>\n<\/ul>\n<\/li>\n<li>\u4e2d\u6771\u304a\u3088\u3073\u30a2\u30d5\u30ea\u30ab\u5e02\u5834\u5206\u6790\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u884c\u52d5\u9023\u52d5\u578b\u4fdd\u967a\uff08PHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u7ba1\u7406\u9023\u52d5\u578b\u4fdd\u967a\uff08MHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5229\u7528\u91cf\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYG\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u30d9\u30fc\u30b9\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8eca\u8f09\u8a3a\u65ad\u88c5\u7f6e\uff08OBD-II\u30c7\u30d0\u30a4\u30b9\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u7d44\u307f\u8fbc\u307f\u578b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30b7\u30b9\u30c6\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\u30c7\u30d0\u30a4\u30b9\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30c7\u30fc\u30bf\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u4e57\u7528\u8eca\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5c0f\u578b\u5546\u7528\u8eca\uff08LCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5927\u578b\u5546\u7528\u8eca\uff08HCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u500b\u4eba\u8eca\u4e21\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5546\u7528\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b7\u30a7\u30a2\u30fc\u30c9\u30e2\u30d3\u30ea\u30c6\u30a3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u8ab2\u91d1\u578b\u30ea\u30fc\u30b9\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>OEM\u7d71\u5408\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u30a2\u30e9\u30d6\u9996\u9577\u56fd\u9023\u90a6\n<ul>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u884c\u52d5\u9023\u52d5\u578b\u4fdd\u967a\uff08PHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u7ba1\u7406\u9023\u52d5\u578b\u4fdd\u967a\uff08MHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5229\u7528\u91cf\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYG\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u30d9\u30fc\u30b9\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8eca\u8f09\u8a3a\u65ad\u88c5\u7f6e\uff08OBD-II\u30c7\u30d0\u30a4\u30b9\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u7d44\u307f\u8fbc\u307f\u578b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30b7\u30b9\u30c6\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\u30c7\u30d0\u30a4\u30b9\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30c7\u30fc\u30bf\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u4e57\u7528\u8eca\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5c0f\u578b\u5546\u7528\u8eca\uff08LCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5927\u578b\u5546\u7528\u8eca\uff08HCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u500b\u4eba\u8eca\u4e21\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5546\u7528\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b7\u30a7\u30a2\u30fc\u30c9\u30e2\u30d3\u30ea\u30c6\u30a3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u8ab2\u91d1\u578b\u30ea\u30fc\u30b9\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>OEM\u7d71\u5408\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u30c8\u30eb\u30b3<\/li>\n<li>\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2<\/li>\n<li>\u5357\u30a2\u30d5\u30ea\u30ab<\/li>\n<li>\u30a8\u30b8\u30d7\u30c8<\/li>\n<li>\u30ca\u30a4\u30b8\u30a7\u30ea\u30a2<\/li>\n<li>\u305d\u306e\u4ed6\u306eMEA\u5730\u57df<\/li>\n<\/ul>\n<\/li>\n<li>\u30e9\u30c6\u30f3\u30a2\u30e1\u30ea\u30ab\u5e02\u5834\u5206\u6790\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u884c\u52d5\u9023\u52d5\u578b\u4fdd\u967a\uff08PHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u7ba1\u7406\u9023\u52d5\u578b\u4fdd\u967a\uff08MHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5229\u7528\u91cf\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYG\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u30d9\u30fc\u30b9\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8eca\u8f09\u8a3a\u65ad\u88c5\u7f6e\uff08OBD-II\u30c7\u30d0\u30a4\u30b9\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u7d44\u307f\u8fbc\u307f\u578b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30b7\u30b9\u30c6\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\u30c7\u30d0\u30a4\u30b9\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30c7\u30fc\u30bf\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u4e57\u7528\u8eca\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5c0f\u578b\u5546\u7528\u8eca\uff08LCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5927\u578b\u5546\u7528\u8eca\uff08HCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u500b\u4eba\u8eca\u4e21\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5546\u7528\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b7\u30a7\u30a2\u30fc\u30c9\u30e2\u30d3\u30ea\u30c6\u30a3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u8ab2\u91d1\u578b\u30ea\u30fc\u30b9\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>OEM\u7d71\u5408\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u30d6\u30e9\u30b8\u30eb\n<ul>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30dd\u30ea\u30b7\u30fc\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u884c\u52d5\u9023\u52d5\u578b\u4fdd\u967a\uff08PHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u904b\u8ee2\u7ba1\u7406\u9023\u52d5\u578b\u4fdd\u967a\uff08MHYD\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5229\u7528\u91cf\u9023\u52d5\u578b\u4fdd\u967a\uff08PAYG\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u30d9\u30fc\u30b9\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u6280\u8853\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u8eca\u8f09\u8a3a\u65ad\u88c5\u7f6e\uff08OBD-II\u30c7\u30d0\u30a4\u30b9\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u7d44\u307f\u8fbc\u307f\u578b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30b7\u30b9\u30c6\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\u30c7\u30d0\u30a4\u30b9\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30c7\u30fc\u30bf\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u8eca\u4e21\u30bf\u30a4\u30d7\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u4e57\u7528\u8eca\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5c0f\u578b\u5546\u7528\u8eca\uff08LCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5927\u578b\u5546\u7528\u8eca\uff08HCV\uff09\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225\uff08\u91d1\u984d\uff09<\/li>\n<li>\u500b\u4eba\u8eca\u4e21\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u5546\u7528\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u30b7\u30a7\u30a2\u30fc\u30c9\u30e2\u30d3\u30ea\u30c6\u30a3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>\u8d70\u884c\u8ddd\u96e2\u8ab2\u91d1\u578b\u30ea\u30fc\u30b9\u30e2\u30c7\u30eb\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<li>OEM\u7d71\u5408\u4fdd\u967a\n<ul>\n<li>\u91d1\u984d\u5225<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u30e1\u30ad\u30b7\u30b3<\/li>\n<li>\u30a2\u30eb\u30bc\u30f3\u30c1\u30f3<\/li>\n<li>\u30c1\u30ea<\/li>\n<li>\u30b3\u30ed\u30f3\u30d3\u30a2<\/li>\n<li>\u305d\u306e\u4ed6\u306e\u30e9\u30c6\u30f3\u30a2\u30e1\u30ea\u30ab\u5730\u57df<\/li>\n<\/ul>\n<\/li>\n<li>\u7af6\u5408\u72b6\u6cc1\n<ul>\n<li>\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u30b7\u30a7\u30a2\uff08\u30d7\u30ec\u30a4\u30e4\u30fc\u5225\uff09<\/li>\n<li>M&#038;A\u5951\u7d04\u3068\u63d0\u643a\u5206\u6790<\/li>\n<\/ul>\n<\/li>\n<li>\u5e02\u5834\u30d7\u30ec\u30a4\u30e4\u30fc\u8a55\u4fa1\n<ul>\n<li>\u30d7\u30ed\u30b0\u30ec\u30c3\u30b7\u30d6\u30fb\u30b3\u30fc\u30dd\u30ec\u30fc\u30b7\u30e7\u30f3\n<ul>\n<li>\u6982\u8981<\/li>\n<li>\u4e8b\u696d\u60c5\u5831<\/li>\n<li>\u53ce\u76ca<\/li>\n<li>\u5e73\u5747\u8ca9\u58f2\u4fa1\u683c (ASP)<\/li>\n<li>SWOT\u5206\u6790<\/li>\n<li>\u6700\u8fd1\u306e\u52d5\u5411<\/li>\n<\/ul>\n<\/li>\n<li>\u30b9\u30c6\u30fc\u30c8\u30d5\u30a1\u30fc\u30e0\u76f8\u4e92\u81ea\u52d5\u8eca\u4fdd\u967a\u4f1a\u793e<\/li>\n<li>\u30aa\u30fc\u30eb\u30b9\u30c6\u30fc\u30c8\u30fb\u30b3\u30fc\u30dd\u30ec\u30fc\u30b7\u30e7\u30f3<\/li>\n<li>\u30ea\u30d0\u30c6\u30a3\u30fb\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u4fdd\u967a<\/li>\n<li>\u30a2\u30ea\u30a2\u30f3\u30c4SE<\/li>\n<li>\u30a2\u30af\u30b5SA<\/li>\n<li>\u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u4fdd\u967a\u30b0\u30eb\u30fc\u30d7<\/li>\n<li>\u30ac\u30a4\u30b3<\/li>\n<li>\u30cf\u30fc\u30c8\u30d5\u30a9\u30fc\u30c9\u30fb\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30b5\u30fc\u30d3\u30b9\u30fb\u30b0\u30eb\u30fc\u30d7<\/li>\n<li>\u30d5\u30a1\u30fc\u30de\u30fc\u30ba\u4fdd\u967a\u30b0\u30eb\u30fc\u30d7<\/li>\n<li>\u30e1\u30c3\u30c8\u30e9\u30a4\u30d5\u793e<\/li>\n<li>AIG<\/li>\n<li>\u30de\u30c3\u30d7\u30d5\u30ecS.A.<\/li>\n<li>\u30c0\u30a4\u30ec\u30af\u30c8\u30e9\u30a4\u30f3\u30fb\u30b0\u30eb\u30fc\u30d7<\/li>\n<li>\u6771\u4eac\u6d77\u4e0a\u30db\u30fc\u30eb\u30c7\u30a3\u30f3\u30b0\u30b9\u682a\u5f0f\u4f1a\u793e<\/li>\n<li>\u30a2\u30d3\u30d0\u30fb\u30d4\u30fc\u30a8\u30eb\u30b7\u30fc<\/li>\n<li>\u4e2d\u56fd\u592a\u5e73\u6d0b\u4fdd\u967a\u516c\u53f8<\/li>\n<li>\u30df\u30e5\u30f3\u30d8\u30f3\u518d\u4fdd\u967a\u30b0\u30eb\u30fc\u30d7<\/li>\n<li>\u640d\u4fdd\u30db\u30fc\u30eb\u30c7\u30a3\u30f3\u30b0\u30b9\u682a\u5f0f\u4f1a\u793e<\/li>\n<li>\u30a2\u30c9\u30df\u30e9\u30eb\u30fb\u30b0\u30eb\u30fc\u30d7\u30fb\u30d4\u30fc\u30a8\u30eb\u30b7\u30fc<\/li>\n<li>\u305d\u306e\u4ed6<\/li>\n<\/ul>\n<\/li>\n<li>\u8abf\u67fb\u65b9\u6cd5\u8ad6\n<ul>\n<li>\u8abf\u67fb\u30c7\u30fc\u30bf\n<ul>\n<li>\u4e8c\u6b21\u30c7\u30fc\u30bf\n<ul>\n<li>\u4e3b\u8981\u306a\u4e8c\u6b21\u60c5\u5831\u6e90<\/li>\n<li>\u4e8c\u6b21\u60c5\u5831\u6e90\u304b\u3089\u306e\u4e3b\u8981\u30c7\u30fc\u30bf<\/li>\n<\/ul>\n<\/li>\n<li>\u4e00\u6b21\u30c7\u30fc\u30bf\n<ul>\n<li>\u4e00\u6b21\u60c5\u5831\u6e90\u304b\u3089\u306e\u4e3b\u8981\u30c7\u30fc\u30bf<\/li>\n<li>\u4e00\u6b21\u60c5\u5831\u306e\u5185\u8a33<\/li>\n<\/ul>\n<\/li>\n<li>\u4e8c\u6b21\u304a\u3088\u3073\u4e00\u6b21\u8abf\u67fb\n<ul>\n<li>\u4e3b\u8981\u306a\u696d\u754c\u30a4\u30f3\u30b5\u30a4\u30c8<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\u5e02\u5834\u898f\u6a21\u63a8\u5b9a\n<ul>\n<li>\u30dc\u30c8\u30e0\u30a2\u30c3\u30d7\u30a2\u30d7\u30ed\u30fc\u30c1<\/li>\n<li>\u30c8\u30c3\u30d7\u30c0\u30a6\u30f3\u30a2\u30d7\u30ed\u30fc\u30c1<\/li>\n<li>\u5e02\u5834\u4e88\u6e2c<\/li>\n<\/ul>\n<\/li>\n<li>\u8abf\u67fb\u4eee\u5b9a\n<ul>\n<li>\u4eee\u5b9a<\/li>\n<\/ul>\n<\/li>\n<li>\u5236\u9650\u4e8b\u9805<\/li>\n<li>\u30ea\u30b9\u30af\u8a55\u4fa1<\/li>\n<\/ul>\n<\/li>\n<li>\u4ed8\u9332\n<ul>\n<li>\u30c7\u30a3\u30b9\u30ab\u30c3\u30b7\u30e7\u30f3\u30ac\u30a4\u30c9<\/li>\n<li>\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u30aa\u30d7\u30b7\u30e7\u30f3<\/li>\n<li>\u95a2\u9023\u30ec\u30dd\u30fc\u30c8<\/li>\n<\/ul>\n<\/li>\n<li>\u514d\u8cac\u4e8b\u9805<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p># \u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u306e\u8a73\u7d30\u5206\u6790\uff1a\u73fe\u72b6\u3001\u6210\u9577\u8981\u56e0\u3001\u8ab2\u984c\u3001\u6a5f\u4f1a\u3001\u304a\u3088\u3073\u30bb\u30b0\u30e1\u30f3\u30c8\u5225\u52d5\u5411<\/p>\n<p>## 1. \u306f\u3058\u3081\u306b\uff1a\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u306e\u6982\u8981\u3068\u5c06\u6765\u4e88\u6e2c<\/p>\n<p>\u4e16\u754c\u306e\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u306f\u30012025\u5e74\u306b\u306f334.7\u5104\u7c73\u30c9\u30eb\u3068\u8a55\u4fa1\u3055\u308c\u3066\u304a\u308a\u30012034\u5e74\u307e\u3067\u306b1223.3\u5104\u7c73\u30c9\u30eb\u306b\u9054\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3001\u4e88\u6e2c\u671f\u9593\u4e2d\u306e\u8907\u5408\u5e74\u9593\u6210\u9577\u7387\uff08CAGR\uff09\u306f15.9%\u3068\u3044\u3046\u9a5a\u7570\u7684\u306a\u6210\u9577\u304c\u898b\u8fbc\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u6301\u7d9a\u7684\u306a\u6210\u9577\u306f\u3001\u8eca\u4e21\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u306e\u63a1\u7528\u62e1\u5927\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u904b\u8ee2\u884c\u52d5\u5206\u6790\u3001\u304a\u3088\u3073\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u4fdd\u967a\u6599\u30e2\u30c7\u30eb\u306e\u666e\u53ca\u306b\u3088\u3063\u3066\u652f\u3048\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u6280\u8853\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u3088\u308a\u516c\u5e73\u306a\u4fa1\u683c\u8a2d\u5b9a\u3092\u63d0\u4f9b\u3057\u3001\u30ea\u30b9\u30af\u8a55\u4fa1\u306e\u7cbe\u5ea6\u3092\u9ad8\u3081\u3001\u4fdd\u967a\u5951\u7d04\u8005\u306b\u5b89\u5168\u904b\u8ee2\u7fd2\u6163\u3092\u5968\u52b1\u3059\u308b\u3053\u3068\u3092\u53ef\u80fd\u306b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u306f\u3001\u5e83\u7bc4\u306a\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30d9\u30fc\u30b9\u306e\u4fdd\u967a\u30e2\u30c7\u30eb\u3092\u542b\u3093\u3067\u3044\u307e\u3059\u3002\u3053\u308c\u306b\u306f\u3001\u8d70\u884c\u8ddd\u96e2\u306b\u5fdc\u3058\u3066\u4fdd\u967a\u6599\u304c\u6c7a\u307e\u308b\u300cPay-As-You-Drive\uff08PAYD\uff09\u300d\u3001\u904b\u8ee2\u884c\u52d5\u306b\u5fdc\u3058\u3066\u4fdd\u967a\u6599\u304c\u6c7a\u307e\u308b\u300cPay-How-You-Drive\uff08PHYD\uff09\u300d\u3001\u904b\u8ee2\u884c\u52d5\u306e\u6539\u5584\u3092\u4fc3\u3059\u300cManage-How-You-Drive\u300d\u3001\u5229\u7528\u3057\u305f\u5206\u3060\u3051\u652f\u6255\u3046\u300cPay-As-You-Go\uff08PAYG\uff09\u300d\u3001\u304a\u3088\u3073\u8d70\u884c\u8ddd\u96e2\u30d9\u30fc\u30b9\u306e\u4fdd\u967a\u306a\u3069\u304c\u542b\u307e\u308c\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u30e2\u30c7\u30eb\u306f\u3001\u9ad8\u5ea6\u306aOBD-II\uff08\u8eca\u8f09\u5f0f\u6545\u969c\u8a3a\u65ad\u88c5\u7f6e\uff09\u30c7\u30d0\u30a4\u30b9\u3001\u8eca\u4e21\u306b\u7d44\u307f\u8fbc\u307e\u308c\u305f\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30b7\u30b9\u30c6\u30e0\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3001\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\u30e6\u30cb\u30c3\u30c8\u3001\u304a\u3088\u3073\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30c7\u30fc\u30bf\u30e2\u30c7\u30eb\u3068\u3044\u3063\u305f\u591a\u69d8\u306a\u6280\u8853\u306b\u3088\u3063\u3066\u5b9f\u73fe\u3055\u308c\u3066\u304a\u308a\u3001\u904b\u8ee2\u884c\u52d5\u3092\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u8a18\u9332\u30fb\u5206\u6790\u3057\u307e\u3059\u3002<\/p>\n<p>\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306f\u3001\u4e57\u7528\u8eca\u3001\u5c0f\u578b\u5546\u7528\u8eca\uff08LCV\uff09\u3001\u304a\u3088\u3073\u5927\u578b\u5546\u7528\u8eca\uff08HCV\uff09\u306b\u5b9f\u88c5\u3055\u308c\u3001\u3088\u308a\u6b63\u78ba\u306a\u30ea\u30b9\u30af\u8a55\u4fa1\u3068\u4fdd\u967a\u6599\u8a2d\u5b9a\u306b\u5bc4\u4e0e\u3057\u3066\u3044\u307e\u3059\u3002\u305d\u306e\u5fdc\u7528\u7bc4\u56f2\u306f\u5e83\u304f\u3001\u500b\u4eba\u8eca\u4e21\u4fdd\u967a\u3001\u5546\u7528\u30d5\u30ea\u30fc\u30c8\u30d7\u30ed\u30b0\u30e9\u30e0\u3001\u30b7\u30a7\u30a2\u30fc\u30c9\u30e2\u30d3\u30ea\u30c6\u30a3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3001\u8d70\u884c\u8ddd\u96e2\u30d9\u30fc\u30b9\u306e\u30ea\u30fc\u30b9\u30e2\u30c7\u30eb\u3001\u304a\u3088\u3073\u81ea\u52d5\u8eca\u30e1\u30fc\u30ab\u30fc\u304c\u63d0\u4f9b\u3059\u308bOEM\u7d71\u5408\u578b\u4fdd\u967a\u306a\u3069\u591a\u5c90\u306b\u308f\u305f\u308a\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u3068\u81ea\u52d5\u8eca\u30e1\u30fc\u30ab\u30fc\u306f\u3001\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30c7\u30fc\u30bf\u99c6\u52d5\u578b\u4fdd\u967a\u3092\u63d0\u4f9b\u3057\u3064\u3064\u3001\u4e16\u754c\u4e2d\u306e\u81ea\u52d5\u8eca\u4fdd\u967a\u5e02\u5834\u306b\u304a\u3051\u308b\u5b89\u5168\u6027\u3001\u900f\u660e\u6027\u3001\u52b9\u7387\u6027\u3092\u5411\u4e0a\u3055\u305b\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u81ea\u52d5\u8eca\u4fdd\u967a\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306f\u3001\u9759\u7684\u3067\u753b\u4e00\u7684\u306a\u4fdd\u967a\u6599\u30e2\u30c7\u30eb\u304b\u3089\u3001\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u306b\u3088\u3063\u3066\u5b9f\u73fe\u3055\u308c\u308b\u52d5\u7684\u3067\u884c\u52d5\u30d9\u30fc\u30b9\u306e\u4fa1\u683c\u8a2d\u5b9a\u30e2\u30c7\u30eb\u3078\u3068\u5287\u7684\u306a\u5909\u9769\u3092\u9042\u3052\u3066\u3044\u307e\u3059\u3002\u4ee5\u524d\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u5e74\u9f62\u3001\u8eca\u7a2e\u3001\u5c45\u4f4f\u5730\u3068\u3044\u3063\u305f\u4eba\u53e3\u7d71\u8a08\u5b66\u7684\u8981\u56e0\u3084\u8eca\u4e21\u95a2\u9023\u8981\u56e0\u306b\u5927\u304d\u304f\u4f9d\u5b58\u3057\u3066\u4fdd\u967a\u6599\u3092\u6c7a\u5b9a\u3057\u3066\u304a\u308a\u3001\u305d\u306e\u7d50\u679c\u3001\u30ea\u30b9\u30af\u8a55\u4fa1\u304c\u4e00\u822c\u7684\u3067\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30bc\u30fc\u30b7\u30e7\u30f3\u304c\u9650\u5b9a\u7684\u3067\u3057\u305f\u3002\u3057\u304b\u3057\u4eca\u65e5\u3067\u306f\u3001\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u3001IoT\u3001AI\u5206\u6790\u3092\u6d3b\u7528\u3057\u305f\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u304c\u3001\u904b\u8ee2\u901f\u5ea6\u3001\u52a0\u901f\u3001\u30d6\u30ec\u30fc\u30ad\u30d1\u30bf\u30fc\u30f3\u306a\u3069\u306e\u904b\u8ee2\u884c\u52d5\u3092\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u7d99\u7d9a\u7684\u306b\u76e3\u8996\u3057\u3001\u30ea\u30b9\u30af\u3092\u7b97\u51fa\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u9032\u5316\u306b\u3088\u308a\u3001\u5b89\u5168\u904b\u8ee2\u8005\u306b\u306f\u4fdd\u967a\u6599\u306e\u5272\u5f15\u3068\u3044\u3046\u5f62\u3067\u5831\u3044\u3089\u308c\u3001\u540c\u6642\u306b\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u3092\u901a\u3058\u3066\u9053\u8def\u5b89\u5168\u306e\u5411\u4e0a\u3082\u56f3\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u4e3b\u8981\u306a\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u30b2\u30fc\u30df\u30d5\u30a3\u30b1\u30fc\u30b7\u30e7\u30f3\uff08\u30b2\u30fc\u30e0\u306e\u8981\u7d20\u3092\u53d6\u308a\u5165\u308c\u308b\u3053\u3068\uff09\u3092\u901a\u3058\u3066\u5b89\u5168\u904b\u8ee2\u3092\u5968\u52b1\u3059\u308b\u30a2\u30d7\u30ea\u5185\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9\u3092\u958b\u767a\u3057\u3066\u304a\u308a\u3001\u3053\u308c\u306f\u4fdd\u967a\u8a2d\u8a08\u3078\u306e\u884c\u52d5\u7d4c\u6e08\u5b66\u306e\u6df1\u3044\u7d71\u5408\u3092\u53cd\u6620\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4fdd\u967a\u4f1a\u793e\u3068\u81ea\u52d5\u8eca\u30e1\u30fc\u30ab\u30fc\u306e\u9023\u643a\u5f37\u5316\u306f\u3001\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u306e\u72b6\u6cc1\u3092\u5927\u304d\u304f\u5909\u3048\u308b\u91cd\u8981\u306a\u30c8\u30ec\u30f3\u30c9\u3067\u3059\u3002\u73fe\u5728\u3001\u81ea\u52d5\u8eca\u30e1\u30fc\u30ab\u30fc\u306f\u30bb\u30f3\u30b5\u30fc\u3068\u30b3\u30cd\u30af\u30c6\u30a3\u30d3\u30c6\u30a3\u30e2\u30b8\u30e5\u30fc\u30eb\u3092\u8eca\u4e21\u306b\u76f4\u63a5\u7d71\u5408\u3057\u3001\u904b\u8ee2\u30c7\u30fc\u30bf\u3092\u63d0\u643a\u4fdd\u967a\u4f1a\u793e\u306b\u30b7\u30fc\u30e0\u30ec\u30b9\u306b\u9001\u4fe1\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001OBD\u30d7\u30e9\u30b0\u3084\u30e2\u30d0\u30a4\u30eb\u8ffd\u8de1\u30a2\u30d7\u30ea\u3068\u3044\u3063\u305f\u5916\u90e8\u30c7\u30d0\u30a4\u30b9\u304c\u4e0d\u8981\u3068\u306a\u308a\u3001\u30c7\u30fc\u30bf\u306e\u7cbe\u5ea6\u3068\u30e6\u30fc\u30b6\u30fc\u306e\u5229\u4fbf\u6027\u304c\u5411\u4e0a\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u3088\u3046\u306aOEM\u3068\u4fdd\u967a\u4f1a\u793e\u306e\u5354\u696d\u306f\u3001\u8eca\u4e21\u8cfc\u5165\u6642\u306b\u4fdd\u967a\u304c\u30d0\u30f3\u30c9\u30eb\u3055\u308c\u308b\u65b9\u6cd5\u3092\u518d\u5b9a\u7fa9\u3057\u3001\u30c7\u30fc\u30bf\u99c6\u52d5\u578b\u4fdd\u967a\u304c\u8eca\u4e21\u6240\u6709\u306e\u7d44\u307f\u8fbc\u307f\u30e1\u30ea\u30c3\u30c8\u3068\u306a\u308b\u3053\u3068\u3092\u610f\u5473\u3057\u307e\u3059\u3002\u8acb\u6c42\u51e6\u7406\u306e\u8fc5\u901f\u5316\u3001\u4e88\u6e2c\u7684\u306a\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9\u901a\u77e5\u3001\u304a\u3088\u3073\u7a4d\u6975\u7684\u306a\u30ea\u30b9\u30af\u8efd\u6e1b\u304c\u30b7\u30fc\u30e0\u30ec\u30b9\u306b\u306a\u308a\u3001\u81ea\u52d5\u8eca\u4fdd\u967a\u306e\u9867\u5ba2\u4f53\u9a13\u306b\u304a\u3044\u3066\u65b0\u305f\u306a\u57fa\u6e96\u3092\u78ba\u7acb\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>## 2. \u5e02\u5834\u3092\u727d\u5f15\u3059\u308b\u4e3b\u8981\u56e0\uff08Drivers\uff09<\/p>\n<p>\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u306e\u76ee\u899a\u307e\u3057\u3044\u6210\u9577\u306f\u3001\u8907\u6570\u306e\u5f37\u529b\u306a\u8981\u56e0\u306b\u3088\u3063\u3066\u63a8\u9032\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u8981\u56e0\u306f\u3001\u6280\u8853\u9769\u65b0\u3001\u6d88\u8cbb\u8005\u884c\u52d5\u306e\u5909\u5316\u3001\u304a\u3088\u3073\u653f\u5e9c\u306e\u653f\u7b56\u304c\u8907\u96d1\u306b\u7d61\u307f\u5408\u3063\u3066\u4f5c\u7528\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>### 2.1. \u8eca\u4e21\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u3068\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u5206\u6790\u306e\u666e\u53ca\u62e1\u5927<\/p>\n<p>\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u6280\u8853\u306e\u9032\u5316\u3068\u666e\u53ca\u306f\u3001\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u306e\u6839\u5e79\u3092\u306a\u3059\u6700\u5927\u306e\u63a8\u9032\u8981\u56e0\u3067\u3059\u3002OBD-II\u30c7\u30d0\u30a4\u30b9\u3001\u8eca\u4e21\u7d44\u307f\u8fbc\u307f\u578b\u30b7\u30b9\u30c6\u30e0\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30a2\u30d7\u30ea\u306a\u3069\u3092\u901a\u3058\u3066\u3001\u8eca\u4e21\u306e\u4f4d\u7f6e\u3001\u901f\u5ea6\u3001\u52a0\u901f\u3001\u6e1b\u901f\u3001\u6025\u30d6\u30ec\u30fc\u30ad\u3001\u30b3\u30fc\u30ca\u30ea\u30f3\u30b0\u3001\u8d70\u884c\u8ddd\u96e2\u3001\u8d70\u884c\u6642\u9593\u5e2f\u3068\u3044\u3063\u305f\u8a73\u7d30\u306a\u904b\u8ee2\u30c7\u30fc\u30bf\u304c\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u53ce\u96c6\u3055\u308c\u307e\u3059\u3002AI\u3068\u6a5f\u68b0\u5b66\u7fd2\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u306f\u3001\u3053\u308c\u3089\u306e\u81a8\u5927\u306a\u30c7\u30fc\u30bf\u3092\u5206\u6790\u3057\u3001\u500b\u3005\u306e\u30c9\u30e9\u30a4\u30d0\u30fc\u306e\u30ea\u30b9\u30af\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\u3092\u6b63\u78ba\u306b\u8a55\u4fa1\u3057\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u3088\u308a\u7cbe\u7dfb\u306a\u30ea\u30b9\u30af\u8a55\u4fa1\u304c\u53ef\u80fd\u306b\u306a\u308a\u3001\u5f93\u6765\u306e\u7d71\u8a08\u7684\u624b\u6cd5\u3067\u306f\u898b\u9003\u3055\u308c\u304c\u3061\u306a\u500b\u5225\u306e\u904b\u8ee2\u7fd2\u6163\u306b\u57fa\u3065\u304f\u30ea\u30b9\u30af\u3092\u628a\u63e1\u3067\u304d\u307e\u3059\u3002\u4fdd\u967a\u8a50\u6b3a\u306e\u9632\u6b62\u306b\u3082\u7e4b\u304c\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u53ce\u76ca\u6027\u3092\u9ad8\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u540c\u6642\u306b\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u30c7\u30fc\u30bf\u53ce\u96c6\u3068\u5206\u6790\u306f\u3001\u30c9\u30e9\u30a4\u30d0\u30fc\u306b\u5bfe\u3057\u3066\u81ea\u8eab\u306e\u904b\u8ee2\u884c\u52d5\u306b\u95a2\u3059\u308b\u5373\u6642\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u3092\u63d0\u4f9b\u3057\u3001\u5b89\u5168\u904b\u8ee2\u3078\u306e\u610f\u8b58\u5411\u4e0a\u3092\u4fc3\u3057\u307e\u3059\u3002<\/p>\n<p>### 2.2. \u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u4fdd\u967a\u6599\u30e2\u30c7\u30eb\u3068\u516c\u5e73\u306a\u4fa1\u683c\u8a2d\u5b9a\u306e\u9700\u8981\u5897\u5927<\/p>\n<p>\u5f93\u6765\u306e\u4fdd\u967a\u30e2\u30c7\u30eb\u306f\u3001\u5e74\u9f62\u3001\u6027\u5225\u3001\u8eca\u7a2e\u3001\u5c45\u4f4f\u5730\u3068\u3044\u3063\u305f\u4e00\u822c\u7684\u306a\u5c5e\u6027\u306b\u57fa\u3065\u3044\u3066\u4fdd\u967a\u6599\u3092\u6c7a\u5b9a\u3059\u308b\u305f\u3081\u3001\u500b\u3005\u306e\u904b\u8ee2\u884c\u52d5\u304c\u53cd\u6620\u3055\u308c\u305a\u3001\u591a\u304f\u306e\u30c9\u30e9\u30a4\u30d0\u30fc\u304c\u300c\u4e0d\u516c\u5e73\u300d\u3068\u611f\u3058\u3066\u3044\u307e\u3057\u305f\u3002\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u306f\u3001\u3053\u306e\u4e0d\u6e80\u3092\u89e3\u6d88\u3057\u3001\u5b9f\u969b\u306e\u904b\u8ee2\u884c\u52d5\u306b\u57fa\u3065\u3044\u305f\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u4fdd\u967a\u6599\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002\u5b89\u5168\u904b\u8ee2\u8005\u3084\u8d70\u884c\u8ddd\u96e2\u304c\u5c11\u306a\u3044\u30c9\u30e9\u30a4\u30d0\u30fc\u306f\u3001\u3088\u308a\u4f4e\u3044\u4fdd\u967a\u6599\u306e\u6069\u6075\u3092\u53d7\u3051\u308b\u3053\u3068\u304c\u3067\u304d\u3001\u3053\u308c\u306f\u5927\u304d\u306a\u9b45\u529b\u3068\u306a\u308a\u307e\u3059\u3002\u3053\u306e\u516c\u5e73\u306a\u4fa1\u683c\u8a2d\u5b9a\u3078\u306e\u9700\u8981\u306f\u3001\u7279\u306b\u30df\u30ec\u30cb\u30a2\u30eb\u4e16\u4ee3\u3084Z\u4e16\u4ee3\u3068\u3044\u3063\u305f\u30c7\u30b8\u30bf\u30eb\u30cd\u30a4\u30c6\u30a3\u30d6\u4e16\u4ee3\u306b\u304a\u3044\u3066\u9855\u8457\u3067\u3042\u308a\u3001\u5f7c\u3089\u306f\u900f\u660e\u6027\u3068\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u3055\u308c\u305f\u30b5\u30fc\u30d3\u30b9\u3092\u5f37\u304f\u6c42\u3081\u3066\u3044\u307e\u3059\u3002\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u306f\u3001\u3053\u306e\u3088\u3046\u306a\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30aa\u30d5\u30a1\u30ea\u30f3\u30b0\u304c\u9867\u5ba2\u30ed\u30a4\u30e4\u30eb\u30c6\u30a3\u3092\u9ad8\u3081\u3001\u7af6\u4e89\u512a\u4f4d\u6027\u3092\u78ba\u7acb\u3059\u308b\u624b\u6bb5\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>### 2.3. \u5b89\u5168\u904b\u8ee2\u7fd2\u6163\u306e\u4fc3\u9032<\/p>\n<p>\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u306f\u3001\u5358\u306a\u308b\u4fdd\u967a\u6599\u306e\u5272\u5f15\u306b\u7559\u307e\u3089\u305a\u3001\u793e\u4f1a\u5168\u4f53\u306e\u9053\u8def\u5b89\u5168\u5411\u4e0a\u306b\u8ca2\u732e\u3057\u307e\u3059\u3002\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u904b\u8ee2\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u3001\u5b89\u5168\u904b\u8ee2\u30b9\u30b3\u30a2\u3001\u30b2\u30fc\u30df\u30d5\u30a3\u30b1\u30fc\u30b7\u30e7\u30f3\u8981\u7d20\uff08\u4f8b\uff1a\u5b89\u5168\u904b\u8ee2\u30c1\u30e3\u30ec\u30f3\u30b8\u3001\u30e9\u30f3\u30ad\u30f3\u30b0\u3001\u30d0\u30c3\u30b8\uff09\u306a\u3069\u3092\u901a\u3058\u3066\u3001\u30c9\u30e9\u30a4\u30d0\u30fc\u306f\u81ea\u8eab\u306e\u904b\u8ee2\u7fd2\u6163\u3092\u5ba2\u89b3\u7684\u306b\u8a8d\u8b58\u3057\u3001\u6539\u5584\u3092\u4fc3\u3055\u308c\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u4e8b\u6545\u767a\u751f\u7387\u306e\u4f4e\u4e0b\u3001\u4fdd\u967a\u91d1\u652f\u6255\u984d\u306e\u6e1b\u5c11\u3001\u3072\u3044\u3066\u306f\u793e\u4f1a\u5168\u4f53\u306e\u533b\u7642\u8cbb\u8ca0\u62c5\u306e\u8efd\u6e1b\u3068\u3044\u3063\u305f\u597d\u5faa\u74b0\u304c\u751f\u307e\u308c\u307e\u3059\u3002\u591a\u304f\u306e\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u5b89\u5168\u904b\u8ee2\u3092\u5968\u52b1\u3059\u308b\u305f\u3081\u306e\u30a4\u30f3\u30bb\u30f3\u30c6\u30a3\u30d6\u30d7\u30ed\u30b0\u30e9\u30e0\u3084\u5831\u916c\u30b7\u30b9\u30c6\u30e0\u3092\u5c0e\u5165\u3057\u3066\u304a\u308a\u3001\u3053\u308c\u304c\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u306e\u666e\u53ca\u3092\u5f8c\u62bc\u3057\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>### 2.4. \u4fdd\u967a\u4f1a\u793e\u3068\u81ea\u52d5\u8eca\u30e1\u30fc\u30ab\u30fc\u306e\u9023\u643a\u5f37\u5316<\/p>\n<p>\u81ea\u52d5\u8eca\u30e1\u30fc\u30ab\u30fc\uff08OEM\uff09\u3068\u4fdd\u967a\u4f1a\u793e\u9593\u306e\u6226\u7565\u7684\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u306f\u3001\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u306e\u6210\u9577\u3092\u52a0\u901f\u3055\u305b\u308b\u91cd\u8981\u306a\u8981\u56e0\u3067\u3059\u3002OEM\u306f\u3001\u8eca\u4e21\u306e\u8a2d\u8a08\u6bb5\u968e\u304b\u3089\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30b7\u30b9\u30c6\u30e0\u3092\u7d44\u307f\u8fbc\u3080\u3053\u3068\u3067\u3001\u3088\u308a\u6b63\u78ba\u3067\u4fe1\u983c\u6027\u306e\u9ad8\u3044\u30c7\u30fc\u30bf\u3092\u30b7\u30fc\u30e0\u30ec\u30b9\u306b\u53ce\u96c6\u3067\u304d\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u5f8c\u4ed8\u3051\u30c7\u30d0\u30a4\u30b9\u306e\u7169\u308f\u3057\u3055\u304c\u306a\u304f\u306a\u308a\u3001\u30e6\u30fc\u30b6\u30fc\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u304c\u5411\u4e0a\u3057\u307e\u3059\u3002\u307e\u305f\u3001\u65b0\u8eca\u8cfc\u5165\u6642\u306b\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u304c\u30d0\u30f3\u30c9\u30eb\u3055\u308c\u305f\u308a\u3001OEM\u72ec\u81ea\u306e\u4fdd\u967a\u30d7\u30ed\u30b0\u30e9\u30e0\u304c\u63d0\u4f9b\u3055\u308c\u305f\u308a\u3059\u308b\u3053\u3068\u3067\u3001\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u306e\u666e\u53ca\u304c\u4fc3\u9032\u3055\u308c\u307e\u3059\u3002\u3053\u306e\u9023\u643a\u306f\u3001\u5358\u306b\u4fdd\u967a\u3092\u63d0\u4f9b\u3059\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u4e88\u6e2c\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9\u3001\u4e8b\u6545\u6642\u306e\u81ea\u52d5\u7dca\u6025\u901a\u5831\u3001\u8eca\u4e21\u76d7\u96e3\u8ffd\u8de1\u3068\u3044\u3063\u305f\u4ed8\u52a0\u4fa1\u5024\u30b5\u30fc\u30d3\u30b9\u3078\u306e\u9053\u3092\u958b\u304d\u3001\u9867\u5ba2\u4f53\u9a13\u3092\u9769\u65b0\u3057\u307e\u3059\u3002<\/p>\n<p>### 2.5. \u653f\u5e9c\u306e\u898f\u5236\u3068\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30ab\u30fc\u30a4\u30f3\u30d5\u30e9\u306e\u6574\u5099<\/p>\n<p>\u4e16\u754c\u5404\u56fd\u306e\u653f\u5e9c\u306f\u3001\u56fd\u969b\u7684\u304a\u3088\u3073\u56fd\u5185\u7684\u306a\u30ec\u30d9\u30eb\u3067\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30ab\u30fc\u30a4\u30f3\u30d5\u30e9\u306e\u7d71\u5408\u3092\u52a0\u901f\u3055\u305b\u3066\u304a\u308a\u3001\u3053\u308c\u304c\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u306e\u5927\u898f\u6a21\u306a\u5c0e\u5165\u306e\u57fa\u76e4\u3092\u7bc9\u3044\u3066\u3044\u307e\u3059\u3002\u7c73\u56fd\u3001\u30c9\u30a4\u30c4\u3001\u30a4\u30f3\u30c9\u3001\u65e5\u672c\u306a\u3069\u306e\u898f\u5236\u5f53\u5c40\u306f\u3001\u8eca\u4e21\u306b\u30c7\u30fc\u30bf\u8a18\u9332\u30b7\u30b9\u30c6\u30e0\u3092\u88c5\u5099\u3059\u308b\u3053\u3068\u3092\u7fa9\u52d9\u4ed8\u3051\u308b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u99c6\u52d5\u578b\u306e\u9053\u8def\u5b89\u5168\u30d7\u30ed\u30b0\u30e9\u30e0\u3092\u5c55\u958b\u3057\u3066\u3044\u307e\u3059\u3002\u4f8b\u3048\u3070\u3001\u30a4\u30f3\u30c9\u653f\u5e9c\u306e\u300c\u81ea\u52d5\u8eca\u7523\u696d\u898f\u683cAIS-140\u300d\u306f\u3001\u3059\u3079\u3066\u306e\u5546\u7528\u30d5\u30ea\u30fc\u30c8\u306bGPS\u8ffd\u8de1\u304a\u3088\u3073\u7dca\u6025\u30b7\u30b9\u30c6\u30e0\u3092\u7fa9\u52d9\u4ed8\u3051\u3066\u304a\u308a\u3001\u3053\u308c\u306b\u3088\u308a\u4fdd\u967a\u4f1a\u793e\u306f\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u904b\u8ee2\u30c7\u30fc\u30bf\u3092\u5206\u6790\u3057\u3066\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u3055\u308c\u305f\u4fdd\u967a\u3092\u63d0\u4f9b\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u540c\u69d8\u306b\u3001\u6b27\u5dde\u306eeCall\u30b7\u30b9\u30c6\u30e0\u3084\u5317\u7c73\u306e\u8eca\u4e21\u5b89\u5168\u30c7\u30fc\u30bf\u6cd5\u306f\u3001\u81ea\u52d5\u8eca\u5185\u306e\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30b9\u3092\u4fc3\u9032\u3057\u3001\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u30e2\u30c7\u30eb\u306b\u3068\u3063\u3066\u3088\u308a\u826f\u3044\u74b0\u5883\u3092\u5275\u51fa\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u3088\u3046\u306a\u653f\u7b56\u4e3b\u5c0e\u306e\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306e\u6210\u9577\u306f\u3001\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u306e\u6210\u9577\u3068\u4fe1\u983c\u6027\u3092\u9ad8\u3081\u308b\u5f37\u529b\u306a\u529b\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>### 2.6. \u30e2\u30d3\u30ea\u30c6\u30a3\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306e\u6025\u901f\u306a\u30c7\u30b8\u30bf\u30eb\u5316<\/p>\n<p>\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3084\u30e2\u30d0\u30a4\u30eb\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u306e\u666e\u53ca\u306f\u3001\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u306e\u5c0e\u5165\u969c\u58c1\u3092\u5927\u5e45\u306b\u4e0b\u3052\u307e\u3057\u305f\u3002\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9\u306e\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u30a2\u30d7\u30ea\u306f\u3001\u624b\u8efd\u306b\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u30b5\u30fc\u30d3\u30b9\u3092\u958b\u59cb\u3067\u304d\u308b\u305f\u3081\u3001\u7279\u306b\u65b0\u8208\u5e02\u5834\u3084\u82e5\u3044\u4e16\u4ee3\u306e\u30c9\u30e9\u30a4\u30d0\u30fc\u306b\u4eba\u6c17\u3067\u3059\u3002\u307e\u305f\u3001\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3084\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u306e\u4fdd\u967a\u5951\u7d04\u7ba1\u7406\u30b7\u30b9\u30c6\u30e0\u306e\u9032\u5316\u3082\u3001\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u306e\u5229\u4fbf\u6027\u3092\u9ad8\u3081\u3001\u666e\u53ca\u3092\u52a0\u901f\u3055\u305b\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>## 3. \u5e02\u5834\u306e\u6291\u5236\u8981\u56e0\uff08Restraints\uff09<\/p>\n<p>\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u306f\u5927\u304d\u306a\u6210\u9577\u3092\u9042\u3052\u3066\u3044\u307e\u3059\u304c\u3001\u305d\u306e\u62e1\u5927\u3092\u59a8\u3052\u308b\u3044\u304f\u3064\u304b\u306e\u91cd\u8981\u306a\u8ab2\u984c\u3082\u5b58\u5728\u3057\u307e\u3059\u3002<\/p>\n<p>### 3.1. \u898f\u5236\u67a0\u7d44\u307f\u306e\u4e0d\u6574\u5408\u3068\u30c7\u30fc\u30bf\u30ac\u30d0\u30ca\u30f3\u30b9\u6cd5\u306e\u65ad\u7247\u5316<\/p>\n<p>\u6700\u3082\u9855\u8457\u306a\u6291\u5236\u8981\u56e0\u306e\u4e00\u3064\u306f\u3001\u56fd\u3084\u5730\u57df\u306b\u3088\u3063\u3066\u898f\u5236\u67a0\u7d44\u307f\u304c inconsistent \u3067\u3042\u308a\u3001\u30c7\u30fc\u30bf\u30ac\u30d0\u30ca\u30f3\u30b9\u6cd5\u304c\u65ad\u7247\u5316\u3057\u3066\u3044\u308b\u3053\u3068\u3067\u3059\u3002\u591a\u304f\u306e\u653f\u5e9c\u306f\u8eca\u4e21\u5b89\u5168\u6027\u306e\u5411\u4e0a\u3092\u540d\u76ee\u306b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u306e\u63a1\u7528\u3092\u5968\u52b1\u3057\u3066\u3044\u308b\u3082\u306e\u306e\u3001\u30c9\u30e9\u30a4\u30d0\u30fc\u306e\u884c\u52d5\u30c7\u30fc\u30bf\u306e\u53ce\u96c6\u3001\u4fdd\u5b58\u3001\u5171\u6709\u3092\u7ba1\u7406\u3059\u308b\u7d71\u4e00\u3055\u308c\u305f\u6cd5\u7684\u57fa\u6e96\u306f\u307b\u3068\u3093\u3069\u78ba\u7acb\u3055\u308c\u3066\u3044\u307e\u305b\u3093\u3002<\/p>\n<p>*   **\u6b27\u5dde:** \u6b27\u5dde\u8af8\u56fd\u306f\u3001\u4e00\u822c\u30c7\u30fc\u30bf\u4fdd\u8b77\u898f\u5247\uff08GDPR\uff09\u306e\u4e0b\u3067\u53b3\u683c\u306a\u30c7\u30fc\u30bf\u4fdd\u8b77\u898f\u5236\u3092\u6577\u3044\u3066\u304a\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u660e\u78ba\u306a\u540c\u610f\u306a\u3057\u306b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30c7\u30fc\u30bf\u3092\u51e6\u7406\u3059\u308b\u65b9\u6cd5\u306b\u53b3\u3057\u3044\u5236\u7d04\u3092\u8ab2\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306f\u3001\u30c7\u30fc\u30bf\u53ce\u96c6\u306e\u7bc4\u56f2\u3084\u5229\u7528\u76ee\u7684\u306b\u5927\u304d\u306a\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u4fdd\u967a\u4f1a\u793e\u306e\u904b\u7528\u3092\u8907\u96d1\u306b\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   **\u65b0\u8208\u5e02\u5834:** \u30a4\u30f3\u30c9\u3084\u30d6\u30e9\u30b8\u30eb\u306a\u3069\u306e\u65b0\u8208\u5e02\u5834\u3067\u306f\u3001\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30c7\u30fc\u30bf\u306e\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u304c\u307e\u3060\u6b63\u5f0f\u306b\u6574\u5099\u3055\u308c\u3066\u3044\u308b\u9014\u4e0a\u306b\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u898f\u5236\u306e\u7a7a\u767d\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u3069\u306e\u3088\u3046\u306b\u30c7\u30fc\u30bf\u3092\u53ce\u96c6\u30fb\u5229\u7528\u3059\u3079\u304d\u304b\u306b\u3064\u3044\u3066\u4e0d\u78ba\u5b9f\u6027\u3092\u3082\u305f\u3089\u3057\u3001\u6295\u8cc7\u3084\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u963b\u5bb3\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u3088\u3046\u306a\u898f\u5236\u306e\u4e0d\u8abf\u548c\u306f\u3001\u56fd\u969b\u7684\u306a\u4fdd\u967a\u30dd\u30ea\u30b7\u30fc\u306e\u5c55\u958b\u3092\u8907\u96d1\u306b\u3057\u3001\u56fd\u5883\u3092\u8d8a\u3048\u305f\u4fdd\u967a\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u6291\u5236\u3057\u3001\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u30d7\u30ed\u30b0\u30e9\u30e0\u306e\u4e16\u754c\u7684\u306a\u30b9\u30b1\u30fc\u30e9\u30d3\u30ea\u30c6\u30a3\u3092\u3055\u3089\u306b\u5236\u9650\u3057\u3066\u3044\u307e\u3059\u3002\u7570\u306a\u308b\u56fd\u3067\u4e8b\u696d\u3092\u5c55\u958b\u3059\u308b\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u305d\u308c\u305e\u308c\u306e\u5730\u57df\u306e\u6cd5\u898f\u5236\u306b\u6e96\u62e0\u3059\u308b\u305f\u3081\u306e\u8ffd\u52a0\u7684\u306a\u30b3\u30b9\u30c8\u3068\u52b4\u529b\u3092\u8981\u3057\u3001\u3053\u308c\u304c\u5e02\u5834\u306e\u52b9\u7387\u7684\u306a\u62e1\u5927\u3092\u59a8\u3052\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>### 3.2. \u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u306b\u95a2\u3059\u308b\u6d88\u8cbb\u8005\u306e\u61f8\u5ff5<\/p>\n<p>\u898f\u5236\u306e\u6709\u7121\u306b\u304b\u304b\u308f\u3089\u305a\u3001\u591a\u304f\u306e\u6d88\u8cbb\u8005\u306f\u81ea\u8eab\u306e\u904b\u8ee2\u30c7\u30fc\u30bf\u304c\u53ce\u96c6\u30fb\u5171\u6709\u3055\u308c\u308b\u3053\u3068\u306b\u5bfe\u3057\u3066\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u4e0a\u306e\u61f8\u5ff5\u3092\u62b1\u3044\u3066\u3044\u307e\u3059\u3002\u500b\u4eba\u306e\u884c\u52d5\u30c7\u30fc\u30bf\u304c\u3069\u306e\u3088\u3046\u306b\u5229\u7528\u3055\u308c\u3001\u8ab0\u3068\u5171\u6709\u3055\u308c\u308b\u306e\u304b\u3001\u305d\u3057\u3066\u305d\u308c\u304c\u7b2c\u4e09\u8005\u306b\u3088\u3063\u3066\u60aa\u7528\u3055\u308c\u308b\u53ef\u80fd\u6027\u306f\u306a\u3044\u306e\u304b\u3068\u3044\u3063\u305f\u7591\u554f\u306f\u3001\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u306e\u63a1\u7528\u3092\u305f\u3081\u3089\u308f\u305b\u308b\u5927\u304d\u306a\u8981\u56e0\u3067\u3059\u3002\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u30c7\u30fc\u30bf\u306e\u5b89\u5168\u6027\u3001\u900f\u660e\u6027\u3001\u304a\u3088\u3073\u5229\u7528\u76ee\u7684\u306b\u3064\u3044\u3066\u660e\u78ba\u306a\u30b3\u30df\u30e5\u30cb\u30b1\u30fc\u30b7\u30e7\u30f3\u3092\u56f3\u308a\u3001\u6d88\u8cbb\u8005\u306e\u4fe1\u983c\u3092\u69cb\u7bc9\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u4fe1\u983c\u306e\u6b20\u5982\u306f\u3001\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u30b5\u30fc\u30d3\u30b9\u306e\u666e\u53ca\u3092\u9045\u3089\u305b\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>### 3.3. \u30c7\u30fc\u30bf\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30ea\u30b9\u30af<\/p>\n<p>\u81a8\u5927\u306a\u904b\u8ee2\u30c7\u30fc\u30bf\u304c\u53ce\u96c6\u3055\u308c\u308b\u3068\u3044\u3046\u3053\u3068\u306f\u3001\u30b5\u30a4\u30d0\u30fc\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30ea\u30b9\u30af\u306e\u5897\u5927\u3092\u610f\u5473\u3057\u307e\u3059\u3002\u30cf\u30c3\u30ad\u30f3\u30b0\u3084\u30c7\u30fc\u30bf\u6f0f\u6d29\u304c\u767a\u751f\u3057\u305f\u5834\u5408\u3001\u500b\u4eba\u306e\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u304c\u4fb5\u5bb3\u3055\u308c\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u4fdd\u967a\u4f1a\u793e\u306e\u8a55\u5224\u3084\u4fe1\u983c\u6027\u304c\u5927\u304d\u304f\u640d\u306a\u308f\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306f\u3001\u30c7\u30fc\u30bf\u306e\u6697\u53f7\u5316\u3001\u30a2\u30af\u30bb\u30b9\u5236\u5fa1\u3001\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u76e3\u67fb\u306a\u3069\u306e\u53b3\u683c\u306a\u30c7\u30fc\u30bf\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u5bfe\u7b56\u3092\u8b1b\u3058\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u3053\u308c\u306b\u306f\u591a\u5927\u306a\u30b3\u30b9\u30c8\u3068\u5c02\u9580\u77e5\u8b58\u304c\u6c42\u3081\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>## 4. \u5e02\u5834\u306e\u6a5f\u4f1a\uff08Opportunities\uff09<\/p>\n<p>\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u306f\u3001\u65e2\u5b58\u306e\u8ab2\u984c\u3092\u514b\u670d\u3057\u3064\u3064\u3001\u65b0\u305f\u306a\u30c8\u30ec\u30f3\u30c9\u3068\u6280\u8853\u9769\u65b0\u306b\u3088\u3063\u3066\u591a\u304f\u306e\u6210\u9577\u6a5f\u4f1a\u3092\u5275\u51fa\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>### 4.1. \u90fd\u5e02\u578b\u30e2\u30d3\u30ea\u30c6\u30a3\u3001\u30ab\u30fc\u30b7\u30a7\u30a2\u30ea\u30f3\u30b0\u3001\u67d4\u8edf\u306a\u8eca\u4e21\u6240\u6709\u30e2\u30c7\u30eb\u3078\u306e\u79fb\u884c<\/p>\n<p>\u90fd\u5e02\u90e8\u306b\u304a\u3051\u308b\u30e2\u30d3\u30ea\u30c6\u30a3\u306e\u5909\u5316\u306f\u3001\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u306b\u3068\u3063\u3066\u5927\u304d\u306a\u62e1\u5927\u306e\u9053\u3092\u958b\u3044\u3066\u3044\u307e\u3059\u3002\u5927\u90fd\u5e02\u570f\u306e\u6d88\u8cbb\u8005\u3001\u7279\u306b\u82e5\u3044\u4e16\u4ee3\u306e\u9593\u3067\u306f\u3001\u9577\u671f\u7684\u306a\u4fdd\u967a\u5951\u7d04\u3088\u308a\u3082\u3001\u77ed\u671f\u307e\u305f\u306f\u30c8\u30ea\u30c3\u30d7\u30d9\u30fc\u30b9\u306e\u4fdd\u967a\u3078\u306e\u9078\u597d\u304c\u9ad8\u307e\u3063\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306f\u3001\u5b9f\u969b\u306e\u8eca\u4e21\u5229\u7528\u306b\u4fdd\u967a\u8cbb\u7528\u3092\u76f4\u63a5\u7d50\u3073\u3064\u3051\u305f\u3044\u3068\u3044\u3046\u30cb\u30fc\u30ba\u306e\u8868\u308c\u3067\u3059\u3002\u3053\u306e\u9032\u5316\u306f\u3001\u4e0d\u5b9a\u671f\u306b\u904b\u8ee2\u3059\u308b\u30c9\u30e9\u30a4\u30d0\u30fc\u3001\u30e9\u30a4\u30c9\u30d8\u30a4\u30ea\u30f3\u30b0\u30b5\u30fc\u30d3\u30b9\u306e\u5229\u7528\u8005\u3001\u304a\u3088\u3073\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u30d9\u30fc\u30b9\u306e\u8eca\u4e21\u6240\u6709\u8005\u3092\u30bf\u30fc\u30b2\u30c3\u30c8\u3068\u3059\u308b\u300cPay-Per-Mile\u300d\u4fdd\u967a\u30d7\u30ed\u30b0\u30e9\u30e0\u306e\u53f0\u982d\u3092\u4fc3\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u30e2\u30b8\u30e5\u30fc\u30eb\u5f0f\u3067\u30aa\u30f3\u30c7\u30de\u30f3\u30c9\u306e\u4fdd\u967a\u30d7\u30e9\u30f3\u3092\u5c0e\u5165\u3059\u308b\u3053\u3068\u3067\u3001\u624b\u9803\u306a\u4fa1\u683c\u3068\u5229\u4fbf\u6027\u3092\u6c42\u3081\u308b\u3053\u306e\u6025\u901f\u306b\u5897\u52a0\u3059\u308b\u9867\u5ba2\u30bb\u30b0\u30e1\u30f3\u30c8\u306e\u30b7\u30a7\u30a2\u3092\u7372\u5f97\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u90fd\u5e02\u4ea4\u901a\u30d1\u30bf\u30fc\u30f3\u304c\u30de\u30a4\u30af\u30ed\u30e2\u30d3\u30ea\u30c6\u30a3\u3084\u5171\u6709\u8cc7\u7523\u3078\u3068\u9032\u5316\u3059\u308b\u306b\u3064\u308c\u3066\u3001\u3053\u306e\u9069\u5fdc\u6027\u306e\u9ad8\u3044\u4fdd\u967a\u30e2\u30c7\u30eb\u306f\u3001\u4e16\u754c\u306e\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u306b\u304a\u3051\u308b\u4e3b\u8981\u306a\u6210\u9577\u30c9\u30e9\u30a4\u30d0\u30fc\u3068\u3057\u3066\u6d6e\u4e0a\u3057\u3066\u3044\u307e\u3059\u3002\u4f8b\u3048\u3070\u3001\u9031\u672b\u30c9\u30e9\u30a4\u30d0\u30fc\u3084\u7279\u5b9a\u306e\u6642\u9593\u5e2f\u3060\u3051\u8eca\u4e21\u3092\u5229\u7528\u3059\u308b\u30e6\u30fc\u30b6\u30fc\u306f\u3001\u5f93\u6765\u306e\u5e74\u9593\u5951\u7d04\u3088\u308a\u3082\u3001\u5229\u7528\u3057\u305f\u5206\u3060\u3051\u652f\u6255\u3046\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u306b\u5927\u304d\u306a\u9b45\u529b\u3092\u611f\u3058\u307e\u3059\u3002<\/p>\n<p>### 4.2. \u65b0\u8208\u7d4c\u6e08\u570f\u306b\u304a\u3051\u308b\u672a\u958b\u62d3\u5e02\u5834\u306e\u53ef\u80fd\u6027<\/p>\n<p>\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u3001\u30e9\u30c6\u30f3\u30a2\u30e1\u30ea\u30ab\u3001\u4e2d\u6771\u30fb\u30a2\u30d5\u30ea\u30ab\u306a\u3069\u306e\u65b0\u8208\u7d4c\u6e08\u570f\u306f\u3001\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u306b\u3068\u3063\u3066\u5927\u304d\u306a\u6210\u9577\u6a5f\u4f1a\u3092\u79d8\u3081\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u5730\u57df\u3067\u306f\u3001\u6025\u901f\u306a\u30c7\u30b8\u30bf\u30eb\u5316\u3001\u4e2d\u6d41\u968e\u7d1a\u306e\u62e1\u5927\u3001\u8eca\u4e21\u6240\u6709\u8005\u306e\u5897\u52a0\u304c\u9855\u8457\u3067\u3059\u3002\u4f4e\u30b3\u30b9\u30c8\u306e\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30c7\u30d0\u30a4\u30b9\u3001\u7279\u306b\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9\u306e\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306f\u3001\u521d\u671f\u6295\u8cc7\u3092\u6291\u3048\u3064\u3064\u5e83\u7bc4\u306a\u6d88\u8cbb\u8005\u5c64\u306b\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u624b\u6bb5\u3068\u306a\u308a\u307e\u3059\u3002\u653f\u5e9c\u306b\u3088\u308b\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30ab\u30fc\u30a4\u30f3\u30d5\u30e9\u306e\u6574\u5099\u3084\u9053\u8def\u5b89\u5168\u610f\u8b58\u306e\u5411\u4e0a\u3082\u3001\u3053\u308c\u3089\u306e\u5e02\u5834\u3067\u306e\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u306e\u9700\u8981\u3092\u5f8c\u62bc\u3057\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>### 4.3. \u4ed8\u52a0\u4fa1\u5024\u30b5\u30fc\u30d3\u30b9\u306e\u958b\u767a\u3068\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u7d71\u5408<\/p>\n<p>\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u306f\u3001\u5358\u306a\u308b\u4fdd\u967a\u5546\u54c1\u306b\u7559\u307e\u3089\u305a\u3001\u4ed8\u52a0\u4fa1\u5024\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u305f\u3081\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3068\u3057\u3066\u306e\u53ef\u80fd\u6027\u3092\u79d8\u3081\u3066\u3044\u307e\u3059\u3002\u4f8b\u3048\u3070\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u904b\u8ee2\u30c7\u30fc\u30bf\u306f\u3001\u4e88\u6e2c\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9\u306e\u901a\u77e5\u3001\u4e8b\u6545\u6642\u306e\u7dca\u6025\u652f\u63f4\u3001\u8eca\u4e21\u76d7\u96e3\u6642\u306e\u8ffd\u8de1\u3001\u30a8\u30b3\u30c9\u30e9\u30a4\u30d6\u306e\u30d2\u30f3\u30c8\u63d0\u4f9b\u306a\u3069\u306b\u6d3b\u7528\u3067\u304d\u307e\u3059\u3002\u307e\u305f\u3001\u30b9\u30de\u30fc\u30c8\u30b7\u30c6\u30a3\u3084IoT\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3068\u306e\u7d71\u5408\u306b\u3088\u308a\u3001\u4ea4\u901a\u7ba1\u7406\u306e\u6700\u9069\u5316\u3084\u90fd\u5e02\u8a08\u753b\u3078\u306e\u8ca2\u732e\u3082\u671f\u5f85\u3055\u308c\u307e\u3059\u3002\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u3053\u308c\u3089\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u901a\u3058\u3066\u9867\u5ba2\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u3092\u9ad8\u3081\u3001\u65b0\u305f\u306a\u53ce\u76ca\u6e90\u3092\u5275\u51fa\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>## 5. \u30bb\u30b0\u30e1\u30f3\u30c8\u5206\u6790<\/p>\n<p>### 5.1. \u5730\u57df\u5225\u5206\u6790<\/p>\n<p>#### 5.1.1. \u5317\u7c73<\/p>\n<p>\u5317\u7c73\u306f\u30012025\u5e74\u306b\u306f\u5e02\u5834\u30b7\u30a7\u30a2\u306e35.21%\u3092\u5360\u3081\u3001\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u3092\u727d\u5f15\u3059\u308b\u5730\u57df\u3067\u3059\u3002\u3053\u306e\u512a\u4f4d\u6027\u306f\u3001\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30ab\u30fc\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306e\u65e9\u671f\u958b\u767a\u3001\u9ad8\u5ea6\u306b\u767a\u9054\u3057\u305f\u4fdd\u967a\u30a4\u30f3\u30d5\u30e9\u3001\u304a\u3088\u3073\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u4fdd\u967a\u6599\u30e2\u30c7\u30eb\u306b\u5bfe\u3059\u308b\u6d88\u8cbb\u8005\u306e\u5f37\u3044\u9078\u597d\u306b\u3088\u3063\u3066\u652f\u3048\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u5730\u57df\u306e\u4e3b\u8981\u306a\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u3092\u4e2d\u6838\u88fd\u54c1\u306b\u7d71\u5408\u3057\u3066\u304a\u308a\u3001Pay-Per-Mile\u3084\u884c\u52d5\u30d9\u30fc\u30b9\u306e\u4fdd\u967a\u30d7\u30ed\u30b0\u30e9\u30e0\u3078\u306e\u5e45\u5e83\u3044\u53c2\u52a0\u3092\u4fc3\u3057\u3066\u3044\u307e\u3059\u3002\u5f37\u529b\u306a\u30c7\u30b8\u30bf\u30eb\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3001\u4fdd\u967a\u4f1a\u793e\u3068\u81ea\u52d5\u8eca\u30e1\u30fc\u30ab\u30fc\u9593\u306e\u30b7\u30fc\u30e0\u30ec\u30b9\u306a\u30c7\u30fc\u30bf\u7d71\u5408\u3001\u304a\u3088\u3073\u9ad8\u3044\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u666e\u53ca\u7387\u304c\u76f8\u307e\u3063\u3066\u3001\u5317\u7c73\u5e02\u5834\u306b\u304a\u3051\u308b\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u30dd\u30ea\u30b7\u30fc\u306e\u4e3b\u6d41\u5316\u3092\u52a0\u901f\u3055\u305b\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>**\u7c73\u56fd\u5e02\u5834\u306e\u6210\u9577**\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u3068\u81ea\u52d5\u8eca\u30e1\u30fc\u30ab\u30fc\u9593\u306e\u7d44\u307f\u8fbc\u307f\u578b\u4fdd\u967a\u30e2\u30c7\u30eb\u69cb\u7bc9\u306e\u305f\u3081\u306e\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u306e\u5897\u52a0\u306b\u5927\u304d\u304f\u5f71\u97ff\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u4e3b\u8981\u306a\u81ea\u52d5\u8eca\u30e1\u30fc\u30ab\u30fc\u306f\u3001\u8eca\u4e21\u8cfc\u5165\u6642\u306b\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u3092\u7d44\u307f\u8fbc\u307f\u3001\u30dd\u30ea\u30b7\u30fc\u306e\u30a2\u30af\u30bb\u30b9\u6027\u3092\u9ad8\u3081\u3001\u9867\u5ba2\u306e\u5229\u4fbf\u6027\u3092\u5411\u4e0a\u3055\u305b\u3066\u3044\u307e\u3059\u3002\u3055\u3089\u306b\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u30d9\u30fc\u30b9\u306e\u5272\u5f15\u3084\u5b89\u5168\u904b\u8ee2\u5831\u916c\u3092\u542b\u3080\u904b\u8ee2\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u5c0e\u5165\u3057\u3001\u30d6\u30e9\u30f3\u30c9\u30ed\u30a4\u30e4\u30eb\u30c6\u30a3\u3092\u9ad8\u3081\u3066\u3044\u307e\u3059\u3002\u4fdd\u967a\u6599\u8a08\u7b97\u306e\u900f\u660e\u6027\u3068\u67d4\u8edf\u306a\u77ed\u671f\u4fdd\u967a\u3078\u306e\u6d88\u8cbb\u8005\u306e\u50be\u5012\u304c\u3001\u7c73\u56fd\u5e02\u5834\u306e\u7740\u5b9f\u306a\u6210\u9577\u3092\u63a8\u9032\u3057\u3066\u304a\u308a\u3001\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u306e\u5c0e\u5165\u306b\u304a\u3044\u3066\u4e16\u754c\u7684\u306a\u30d9\u30f3\u30c1\u30de\u30fc\u30af\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>#### 5.1.2. 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5.1.3. 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5.1.4. \u30e9\u30c6\u30f3\u30a2\u30e1\u30ea\u30ab<\/p>\n<p>\u30e9\u30c6\u30f3\u30a2\u30e1\u30ea\u30ab\u306e\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u306f\u73fe\u5728\u52e2\u3044\u3092\u5897\u3057\u3066\u304a\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u65b0\u8208\u306e\u4e2d\u6d41\u968e\u7d1a\u30c9\u30e9\u30a4\u30d0\u30fc\u3084\u5546\u7528\u30d5\u30ea\u30fc\u30c8\u5411\u3051\u306b\u8abf\u6574\u3055\u308c\u305f\u67d4\u8edf\u3067\u4f4e\u30b3\u30b9\u30c8\u306e\u4fdd\u967a\u30aa\u30d7\u30b7\u30e7\u30f3\u3092\u5c55\u958b\u3057\u3066\u3044\u307e\u3059\u3002\u30d6\u30e9\u30b8\u30eb\u3001\u30e1\u30ad\u30b7\u30b3\u3001\u30c1\u30ea\u306a\u3069\u306e\u5730\u57df\u306e\u4e3b\u8981\u7d4c\u6e08\u56fd\u306e\u307b\u3068\u3093\u3069\u3067\u306f\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9\u306e\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30d7\u30ed\u30b0\u30e9\u30e0\u304c\u5897\u52a0\u3057\u3066\u304a\u308a\u3001\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u3092\u307e\u3059\u307e\u3059\u82e5\u3044\u6d88\u8cbb\u8005\u306b\u5229\u7528\u3057\u3084\u3059\u304f\u3057\u3066\u3044\u307e\u3059\u3002\u5730\u57df\u306e\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u5229\u4fbf\u6027\u3092\u9ad8\u3081\u3001\u30dd\u30ea\u30b7\u30fc\u7ba1\u7406\u306e\u6469\u64e6\u3092\u6e1b\u3089\u3059\u305f\u3081\u306b\u3001\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u3092\u30e2\u30d0\u30a4\u30eb\u6c7a\u6e08\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3084\u30c7\u30b8\u30bf\u30eb\u8acb\u6c42\u30b7\u30b9\u30c6\u30e0\u3068\u7d71\u5408\u3057\u3066\u3044\u307e\u3059\u3002\u5730\u57df\u306e\u30e2\u30d3\u30ea\u30c6\u30a3\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u3068\u4fdd\u967a\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u9593\u306e\u30b3\u30e9\u30dc\u30ec\u30fc\u30b7\u30e7\u30f3\u306e\u5897\u52a0\u306f\u3001\u30e9\u30c6\u30f3\u30a2\u30e1\u30ea\u30ab\u306e\u5909\u5316\u3059\u308b\u30e2\u30d3\u30ea\u30c6\u30a3\u30d1\u30bf\u30fc\u30f3\u306b\u9069\u5408\u3059\u308b\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u30c9\u30e9\u30a4\u30d0\u30fc\u63a1\u70b9\u3068\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305fPay-Per-Use\u30e2\u30c7\u30eb\u3092\u53ef\u80fd\u306b\u3059\u308b\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u63a8\u9032\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>**\u30d6\u30e9\u30b8\u30eb**\u5e02\u5834\u306f\u6025\u901f\u306b\u6210\u9577\u3057\u3066\u304a\u308a\u3001\u30d7\u30e9\u30a4\u30d9\u30fc\u30c8\u30ab\u30fc\u6240\u6709\u8005\u3084\u5c0f\u898f\u6a21\u30d5\u30ea\u30fc\u30c8\u30aa\u30da\u30ec\u30fc\u30bf\u30fc\u306e\u9593\u3067\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30d9\u30fc\u30b9\u306e\u8eca\u4e21\u4fdd\u967a\u304c\u666e\u53ca\u3057\u3066\u3044\u307e\u3059\u3002\u5730\u5143\u306b\u62e0\u70b9\u3092\u7f6e\u304f\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u5373\u6642\u30dd\u30ea\u30b7\u30fc\u30a2\u30af\u30c6\u30a3\u30d9\u30fc\u30b7\u30e7\u30f3\u3001\u904b\u8ee2\u5206\u6790\u3001\u304a\u3088\u3073\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5272\u5f15\u3092\u63d0\u4f9b\u3059\u308b\u30c7\u30b8\u30bf\u30eb\u30d5\u30a1\u30fc\u30b9\u30c8\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u7acb\u3061\u4e0a\u3052\u3066\u3044\u307e\u3059\u3002\u6bd4\u8f03\u7684\u624b\u9803\u306a\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30ab\u30fc\u30c7\u30d0\u30a4\u30b9\u306e\u666e\u53ca\u3068\u9ad8\u3044\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u666e\u53ca\u7387\u304c\u76f8\u307e\u3063\u3066\u3001\u4e2d\u6240\u5f97\u5c64\u306e\u6d88\u8cbb\u8005\u3092\u542b\u3080\u5e45\u5e83\u3044\u5c64\u3078\u306e\u53c2\u52a0\u3092\u6c11\u4e3b\u5316\u3057\u3066\u3044\u307e\u3059\u3002\u4fdd\u967a\u4f1a\u793e\u306f\u307e\u305f\u3001\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u3068\u4fdd\u6301\u3092\u9ad8\u3081\u308b\u305f\u3081\u306b\u3001\u30ed\u30a4\u30e4\u30eb\u30c6\u30a3\u5831\u916c\u3068\u5b89\u5168\u904b\u8ee2\u306e\u30b2\u30fc\u30df\u30d5\u30a3\u30b1\u30fc\u30b7\u30e7\u30f3\u6a5f\u80fd\u3092\u7d71\u5408\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u307e\u3059\u307e\u3059\u6025\u901f\u306a\u30c7\u30b8\u30bf\u30eb\u63a1\u7528\u3068\u3001\u30a2\u30d7\u30ea\u30d9\u30fc\u30b9\u306e\u30dd\u30ea\u30b7\u30fc\u7ba1\u7406\u3078\u306e\u5927\u304d\u306a\u52d5\u304d\u304c\u76f8\u307e\u3063\u3066\u3001\u30d6\u30e9\u30b8\u30eb\u306f\u9769\u65b0\u7684\u3067\u30c7\u30fc\u30bf\u99c6\u52d5\u578b\u306e\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306e\u5730\u57df\u7684\u306a\u6e29\u5e8a\u3068\u306a\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>#### 5.1.5. \u4e2d\u6771\u30fb\u30a2\u30d5\u30ea\u30ab<\/p>\n<p>\u4e2d\u6771\u30fb\u30a2\u30d5\u30ea\u30ab\u306e\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u306f\u3001\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30ab\u30fc\u306e\u63a1\u7528\u3068\u30c7\u30b8\u30bf\u30eb\u5909\u9769\u304c\u5730\u57df\u306e\u4fdd\u967a\u60c5\u52e2\u306b\u5909\u5316\u3092\u3082\u305f\u3089\u3059\u306b\u3064\u308c\u3066\u7740\u5b9f\u306b\u6210\u9577\u3057\u3066\u3044\u307e\u3059\u3002\u30a2\u30e9\u30d6\u9996\u9577\u56fd\u9023\u90a6\u3001\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u3001\u5357\u30a2\u30d5\u30ea\u30ab\u306e\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u9053\u8def\u5b89\u5168\u3092\u78ba\u4fdd\u3057\u3001\u8cac\u4efb\u3042\u308b\u904b\u8ee2\u7fd2\u6163\u3092\u5968\u52b1\u3059\u308b\u305f\u3081\u306b\u3001\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u5bfe\u5fdc\u30dd\u30ea\u30b7\u30fc\u3092\u7acb\u3061\u4e0a\u3052\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u30a4\u30cb\u30b7\u30a2\u30c1\u30d6\u306f\u3001\u6025\u901f\u306a\u30e2\u30d0\u30a4\u30eb\u63a5\u7d9a\u3068\u5730\u57df\u5168\u4f53\u3067\u306eIoT\u30d9\u30fc\u30b9\u306e\u30d5\u30ea\u30fc\u30c8\u76e3\u8996\u30b7\u30b9\u30c6\u30e0\u306e\u7d71\u5408\u306b\u3088\u3063\u3066\u5968\u52b1\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u500b\u4eba\u304a\u3088\u3073\u6cd5\u4eba\u30c9\u30e9\u30a4\u30d0\u30fc\u306e\u9593\u3067\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u4fa1\u683c\u8a2d\u5b9a\u3078\u306e\u610f\u8b58\u304c\u9ad8\u307e\u3063\u3066\u3044\u308b\u3053\u3068\u304c\u3001PAYD\u304a\u3088\u3073PAYG\u4fdd\u967a\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306e\u9700\u8981\u3092\u4fc3\u9032\u3057\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u8acb\u6c42\u983b\u5ea6\u3092\u6700\u5c0f\u9650\u306b\u6291\u3048\u306a\u304c\u3089\u53ce\u76ca\u6027\u3092\u6700\u9069\u5316\u3067\u304d\u308b\u3088\u3046\u306b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>**\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2**\u306e\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u306f\u3001\u8eca\u4e21\u30b5\u30fc\u30d3\u30b9\u306e\u6025\u901f\u306a\u30c7\u30b8\u30bf\u30eb\u5316\u3068\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30e2\u30d3\u30ea\u30c6\u30a3\u30a4\u30f3\u30d5\u30e9\u306e\u62e1\u5927\u306b\u3088\u3063\u3066\u529b\u5f37\u3044\u6210\u9577\u3092\u8a18\u9332\u3057\u3066\u3044\u307e\u3059\u3002\u30c8\u30c3\u30d7\u30e9\u30f3\u30af\u306e\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u904b\u8ee2\u30c7\u30fc\u30bf\u3092\u30dd\u30ea\u30b7\u30fc\u4fa1\u683c\u8a2d\u5b9a\u306b\u7d71\u5408\u3059\u308b\u305f\u3081\u306b\u3001\u81ea\u52d5\u8eca\u30c7\u30a3\u30fc\u30e9\u30fc\u3084\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30d7\u30ec\u30fc\u30e4\u30fc\u3068\u306e\u63d0\u643a\u3092\u307e\u3059\u307e\u3059\u5f37\u5316\u3059\u308b\u3067\u3057\u3087\u3046\u3002\u82e5\u3044\u30c9\u30e9\u30a4\u30d0\u30fc\u3084\u6cd5\u4eba\u30d5\u30ea\u30fc\u30c8\u304b\u3089\u306e\u67d4\u8edf\u306a\u77ed\u671f\u4fdd\u967a\u3078\u306e\u9700\u8981\u304c\u3001\u30c7\u30b8\u30bf\u30eb\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u30d7\u30ed\u30b0\u30e9\u30e0\u306e\u63a1\u7528\u3092\u63a8\u9032\u3059\u308b\u3067\u3057\u3087\u3046\u3002\u30c9\u30e9\u30a4\u30d0\u30fc\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u3001\u5b89\u5168\u30d2\u30f3\u30c8\u3001\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u30d9\u30fc\u30b9\u306e\u5831\u916c\u3092\u5099\u3048\u305f\u9769\u65b0\u7684\u306a\u30e2\u30d0\u30a4\u30eb\u30a2\u30d7\u30ea\u306e\u5c0e\u5165\u306f\u3001\u9867\u5ba2\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u3092\u9ad8\u3081\u307e\u3059\u3002\u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2\u306e\u5b8c\u5168\u306a\u30c7\u30b8\u30bf\u30eb\u5909\u9769\u3068\u9053\u8def\u5b89\u5168\u306e\u8fd1\u4ee3\u5316\u3078\u306e\u30b3\u30df\u30c3\u30c8\u30e1\u30f3\u30c8\u3092\u8003\u3048\u308b\u3068\u3001\u540c\u56fd\u306f\u4e2d\u6771\u30fb\u30a2\u30d5\u30ea\u30ab\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u306e\u4e3b\u8981\u306a\u6210\u9577\u30bb\u30f3\u30bf\u30fc\u306e\u4e00\u3064\u3068\u3057\u3066\u6d6e\u4e0a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>### 5.2. \u624b\u7d9a\u304d\u5225\uff08UBI\u30e2\u30c7\u30eb\u30bf\u30a4\u30d7\uff09<\/p>\n<p>#### 5.2.1. Pay-As-You-Drive (PAYD)<\/p>\n<p>Pay-As-You-Drive (PAYD)\u306f\u30012025\u5e74\u306b38.64%\u306e\u53ce\u76ca\u30b7\u30a7\u30a2\u3092\u5360\u3081\u3001\u5e02\u5834\u30bb\u30b0\u30e1\u30f3\u30c8\u3092\u727d\u5f15\u3057\u307e\u3057\u305f\u3002\u3053\u308c\u306f\u3001\u30b3\u30b9\u30c8\u52b9\u7387\u3068\u516c\u5e73\u6027\u3092\u7d04\u675f\u3059\u308b\u8d70\u884c\u8ddd\u96e2\u30d9\u30fc\u30b9\u306e\u4fdd\u967a\u6599\u30e2\u30c7\u30eb\u306b\u5bfe\u3059\u308b\u6d88\u8cbb\u8005\u306e\u9700\u8981\u306e\u9ad8\u307e\u308a\u306b\u3088\u3063\u3066\u63a8\u9032\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u5e74\u9593\u8d70\u884c\u8ddd\u96e2\u304c\u5c11\u306a\u3044\u30c9\u30e9\u30a4\u30d0\u30fc\u3084\u3001\u8eca\u4e21\u3092\u983b\u7e41\u306b\u4f7f\u7528\u3057\u306a\u3044\u30c9\u30e9\u30a4\u30d0\u30fc\u306f\u3001\u5b9f\u969b\u306e\u8eca\u4e21\u5229\u7528\u306b\u4fdd\u967a\u8cbb\u7528\u3092\u5408\u308f\u305b\u308bPAYD\u30dd\u30ea\u30b7\u30fc\u3092\u975e\u5e38\u306b\u9b45\u529b\u7684\u306b\u611f\u3058\u307e\u3059\u3002\u90fd\u5e02\u4eba\u53e3\u306b\u304a\u3051\u308b\u30ea\u30e2\u30fc\u30c8\u30ef\u30fc\u30af\u306e\u63a1\u7528\u5897\u52a0\u3068\u901a\u52e4\u30d1\u30bf\u30fc\u30f3\u306e\u9650\u5b9a\u5316\u306f\u3001\u5148\u9032\u56fd\u304a\u3088\u3073\u65b0\u8208\u5e02\u5834\u306e\u4e21\u65b9\u3067PAYD\u4fdd\u967a\u3078\u306e\u9700\u8981\u3092\u3055\u3089\u306b\u5f37\u5316\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>#### 5.2.2. Pay-As-You-Go (PAYG)<\/p>\n<p>Pay-As-You-Go (PAYG)\u30ab\u30c6\u30b4\u30ea\u30fc\u306f\u3001\u4e88\u6e2c\u671f\u9593\u4e2d\u306b16.95%\u306eCAGR\u3067\u6210\u9577\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u304a\u308a\u3001\u6700\u901f\u306e\u6210\u9577\u7387\u304c\u898b\u8fbc\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u6210\u9577\u306f\u3001\u30aa\u30f3\u30c7\u30de\u30f3\u30c9\u30e2\u30d3\u30ea\u30c6\u30a3\u3001\u30ab\u30fc\u30b7\u30a7\u30a2\u30ea\u30f3\u30b0\u30b5\u30fc\u30d3\u30b9\u306e\u5229\u7528\u8005\u3001\u304a\u3088\u3073\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u30d9\u30fc\u30b9\u306e\u6240\u6709\u8005\u306b\u5bfe\u5fdc\u3059\u308b\u77ed\u671f\u304a\u3088\u3073\u67d4\u8edf\u306a\u4fdd\u967a\u30e2\u30c7\u30eb\u306e\u63a1\u7528\u5897\u52a0\u306b\u3088\u3063\u3066\u63a8\u9032\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u7279\u306b\u82e5\u3044\u30c9\u30e9\u30a4\u30d0\u30fc\u3084\u30d5\u30ea\u30fc\u30c8\u30aa\u30da\u30ec\u30fc\u30bf\u30fc\u306f\u3001\u30e2\u30b8\u30e5\u30fc\u30eb\u5f0f\u306e\u30dd\u30ea\u30b7\u30fc\u69cb\u9020\u3092\u901a\u3058\u3066\u5229\u4fbf\u6027\u3068\u30b3\u30f3\u30c8\u30ed\u30fc\u30eb\u3092\u6c42\u3081\u308b\u50be\u5411\u304c\u5f37\u307e\u3063\u3066\u304a\u308a\u3001\u9032\u5316\u3059\u308b\u30c7\u30b8\u30bf\u30eb\u4fdd\u967a\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306b\u304a\u3044\u3066PAYG\u30e2\u30c7\u30eb\u304c\u30a8\u30f3\u30c9\u30e6\u30fc\u30b6\u30fc\u306e\u9593\u3067\u6025\u901f\u306b\u9078\u597d\u3055\u308c\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>### 5.3. \u6280\u8853\u5225<\/p>\n<p>#### 5.3.1. On-Board Diagnostics (OBD-II) \u30c7\u30d0\u30a4\u30b9<\/p>\n<p>On-Board Diagnostics (OBD-II) \u30c7\u30d0\u30a4\u30b9\u30bb\u30b0\u30e1\u30f3\u30c8\u306f\u3001\u6b63\u78ba\u306a\u904b\u8ee2\u30c7\u30fc\u30bf\u3092\u53ce\u96c6\u3057\u3001\u30c9\u30e9\u30a4\u30d0\u30fc\u306e\u30ea\u30b9\u30af\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\u306b\u5fdc\u3058\u3066\u4fdd\u967a\u6599\u3092\u8a08\u7b97\u3059\u308b\u305f\u3081\u306b\u4fdd\u967a\u4f1a\u793e\u306b\u5e83\u304f\u63a1\u7528\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u304b\u3089\u30012025\u5e74\u306b34.57%\u306e\u6700\u5927\u306e\u5e02\u5834\u30b7\u30a7\u30a2\u3092\u5360\u3081\u307e\u3057\u305f\u3002OBD\u30d9\u30fc\u30b9\u306e\u30b7\u30b9\u30c6\u30e0\u306f\u3001\u8a2d\u7f6e\u306e\u5bb9\u6613\u3055\u3001\u8cbb\u7528\u5bfe\u52b9\u679c\u3001\u304a\u3088\u3073\u5de5\u5834\u51fa\u8377\u6642\u306b\u63a5\u7d9a\u6a5f\u80fd\u304c\u642d\u8f09\u3055\u308c\u3066\u3044\u306a\u3044\u65e2\u5b58\u306e\u8eca\u4e21\u30e2\u30c7\u30eb\u3068\u306e\u4e92\u63db\u6027\u306e\u9ad8\u3055\u304b\u3089\u5e83\u304f\u63a1\u7528\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306f\u3001\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u306e\u521d\u671f\u5c0e\u5165\u6bb5\u968e\u306b\u304a\u3044\u3066\u3001\u591a\u304f\u306e\u30e6\u30fc\u30b6\u30fc\u304c\u624b\u8efd\u306b\u5229\u7528\u958b\u59cb\u3067\u304d\u308b\u624b\u6bb5\u3068\u3057\u3066\u6a5f\u80fd\u3057\u307e\u3057\u305f\u3002<\/p>\n<p>#### 5.3.2. \u7d44\u307f\u8fbc\u307f\u578b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30b7\u30b9\u30c6\u30e0<\/p>\n<p>\u7d44\u307f\u8fbc\u307f\u578b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30b7\u30b9\u30c6\u30e0\u30bb\u30b0\u30e1\u30f3\u30c8\u306f\u3001\u4e88\u6e2c\u671f\u9593\u4e2d\u306b16.82%\u306eCAGR\u3067\u6700\u901f\u306e\u6210\u9577\u3092\u7d4c\u9a13\u3059\u308b\u3068\u4e88\u60f3\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u6025\u901f\u306a\u6210\u9577\u306f\u3001\u81ea\u52d5\u8eca\u30e1\u30fc\u30ab\u30fc\u3068\u4fdd\u967a\u4f1a\u793e\u9593\u306e\u8eca\u4e21\u306b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u3092\u76f4\u63a5\u7d44\u307f\u8fbc\u3080\u5354\u529b\u95a2\u4fc2\u306e\u5897\u52a0\u306b\u8d77\u56e0\u3057\u3066\u3044\u307e\u3059\u3002\u5de5\u5834\u3067\u53d6\u308a\u4ed8\u3051\u3089\u308c\u305f\u63a5\u7d9a\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306f\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u9ad8\u7cbe\u5ea6\u306e\u30c7\u30fc\u30bf\u3092\u63d0\u4f9b\u3059\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u8ffd\u52a0\u306e\u30c7\u30d0\u30a4\u30b9\u3092\u907f\u3051\u308b\u3053\u3068\u3067\u30e6\u30fc\u30b6\u30fc\u306e\u624b\u9593\u3092\u8efd\u6e1b\u3057\u3001\u30b7\u30fc\u30e0\u30ec\u30b9\u306a\u4f53\u9a13\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u30c7\u30fc\u30bf\u53ce\u96c6\u306e\u4fe1\u983c\u6027\u3068\u4e00\u8cab\u6027\u304c\u5411\u4e0a\u3057\u3001\u3088\u308a\u6d17\u7df4\u3055\u308c\u305f\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u30e2\u30c7\u30eb\u306e\u5b9f\u73fe\u3092\u53ef\u80fd\u306b\u3057\u307e\u3059\u3002<\/p>\n<p>### 5.4. \u8eca\u4e21\u30bf\u30a4\u30d7\u5225<\/p>\n<p>#### 5.4.1. \u4e57\u7528\u8eca<\/p>\n<p>\u4e57\u7528\u8eca\u306f\u3001\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u884c\u52d5\u30d9\u30fc\u30b9\u306e\u4fdd\u967a\u30e2\u30c7\u30eb\u306b\u5bfe\u3059\u308b\u9700\u8981\u306e\u9ad8\u307e\u308a\u306b\u727d\u5f15\u3055\u308c\u3001\u79c1\u7528\u8eca\u4e21\u3078\u306e\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30b7\u30b9\u30c6\u30e0\u306e\u7d71\u5408\u304c\u6025\u901f\u306b\u9032\u3093\u3060\u305f\u3081\u30012025\u5e74\u306b37.38%\u306e\u30b7\u30a7\u30a2\u3067\u5e02\u5834\u3092\u652f\u914d\u3057\u307e\u3057\u305f\u3002\u3088\u308a\u516c\u5e73\u3067\u900f\u660e\u6027\u306e\u9ad8\u3044\u4fdd\u967a\u6599\u69cb\u9020\u306b\u5bfe\u3059\u308b\u9700\u8981\u306e\u5897\u52a0\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u304cPAYD\u304a\u3088\u3073PHYD\u30d7\u30ed\u30b0\u30e9\u30e0\u3067\u4e57\u7528\u8eca\u6240\u6709\u8005\u3092\u30bf\u30fc\u30b2\u30c3\u30c8\u306b\u3059\u308b\u3053\u3068\u3092\u307e\u3059\u307e\u3059\u4fc3\u9032\u3059\u308b\u3067\u3057\u3087\u3046\u3002\u500b\u4eba\u30e6\u30fc\u30b6\u30fc\u306b\u3068\u3063\u3066\u3001\u81ea\u8eab\u306e\u904b\u8ee2\u7fd2\u6163\u304c\u76f4\u63a5\u4fdd\u967a\u6599\u306b\u53cd\u6620\u3055\u308c\u308b\u3053\u3068\u306f\u3001\u5927\u304d\u306a\u30e1\u30ea\u30c3\u30c8\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>#### 5.4.2. \u5c0f\u578b\u5546\u7528\u8eca (LCV)<\/p>\n<p>\u5c0f\u578b\u5546\u7528\u8eca\uff08LCV\uff09\u30bb\u30b0\u30e1\u30f3\u30c8\u306f\u3001\u4e88\u6e2c\u671f\u9593\u4e2d\u306b\u6700\u3082\u5927\u304d\u304f\u6210\u9577\u3059\u308b\u3068\u4e88\u60f3\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u6210\u9577\u306f\u3001\u5b9f\u969b\u306e\u5229\u7528\u72b6\u6cc1\u306b\u57fa\u3065\u3044\u3066\u4fdd\u967a\u3092\u6700\u9069\u5316\u3059\u308b\u305f\u3081\u306b\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u5229\u7528\u3059\u308b\u30d5\u30ea\u30fc\u30c8\u7ba1\u7406\u304a\u3088\u3073\u30ed\u30b8\u30b9\u30c6\u30a3\u30af\u30b9\u7523\u696d\u306e\u6210\u9577\u306b\u8d77\u56e0\u3057\u3066\u3044\u307e\u3059\u3002E\u30b3\u30de\u30fc\u30b9\u914d\u9001\u30d5\u30ea\u30fc\u30c8\u3068\u5171\u6709\u4ea4\u901a\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306e\u6210\u9577\u306e\u4e00\u90e8\u3068\u3057\u3066\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u76e3\u8996\u306e\u9700\u8981\u304c\u5897\u52a0\u3057\u3066\u304a\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306fLCV\u5411\u3051\u306e\u7279\u5b9a\u306e\u5546\u7528\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30d7\u30ed\u30b0\u30e9\u30e0\u3092\u958b\u767a\u3059\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u4f01\u696d\u306f\u30b3\u30b9\u30c8\u3092\u524a\u6e1b\u3057\u3001\u8eca\u4e21\u306e\u904b\u7528\u52b9\u7387\u3092\u5411\u4e0a\u3055\u305b\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>### 5.5. \u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5225<\/p>\n<p>#### 5.5.1. \u500b\u5225\u8eca\u4e21\u4fdd\u967a<\/p>\n<p>\u500b\u5225\u8eca\u4e21\u4fdd\u967a\u30bb\u30b0\u30e1\u30f3\u30c8\u306f\u3001\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u30e2\u30c7\u30eb\u306b\u5bfe\u3059\u308b\u6d88\u8cbb\u8005\u306e\u9078\u597d\u306e\u9ad8\u307e\u308a\u306b\u727d\u5f15\u3055\u308c\u3001\u4e88\u6e2c\u671f\u9593\u4e2d\u306b15.42%\u306eCAGR\u3067\u6210\u9577\u3059\u308b\u3068\u4e88\u60f3\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u307e\u3059\u307e\u3059\u591a\u304f\u306e\u30c9\u30e9\u30a4\u30d0\u30fc\u304c\u4fdd\u967a\u6599\u8a2d\u5b9a\u306b\u95a2\u3057\u3066\u3088\u308a\u9ad8\u3044\u900f\u660e\u6027\u3068\u516c\u5e73\u6027\u3092\u6c42\u3081\u308b\u4e2d\u3001\u500b\u3005\u306e\u30e6\u30fc\u30b6\u30fc\u306f\u3001\u4fdd\u967a\u8cbb\u7528\u304c\u904b\u8ee2\u884c\u52d5\u3068\u8d70\u884c\u8ddd\u96e2\u306b\u76f4\u63a5\u7d50\u3073\u3064\u304f\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u5bfe\u5fdc\u30dd\u30ea\u30b7\u30fc\u3092\u307e\u3059\u307e\u3059\u63a1\u7528\u3057\u59cb\u3081\u3066\u3044\u307e\u3059\u3002\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u306e\u63a5\u7d9a\u6027\u306e\u5411\u4e0a\u3001\u4fdd\u967a\u4f1a\u793e\u30a2\u30d7\u30ea\u3092\u901a\u3058\u305f\u30c7\u30b8\u30bf\u30eb\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u3001\u304a\u3088\u3073\u5b89\u5168\u904b\u8ee2\u306b\u95a2\u9023\u3059\u308b\u30a4\u30f3\u30bb\u30f3\u30c6\u30a3\u30d6\u304c\u3001\u500b\u5225\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u30dd\u30ea\u30b7\u30fc\u306e\u9700\u8981\u3092\u3055\u3089\u306b\u63a8\u9032\u3057\u3066\u304a\u308a\u3001\u3053\u306e\u30bb\u30b0\u30e1\u30f3\u30c8\u306f\u5e02\u5834\u306e\u9577\u671f\u7684\u306a\u6210\u9577\u306b\u5927\u304d\u304f\u8ca2\u732e\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>## 6. 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