{"id":66185,"date":"2025-12-26T13:43:12","date_gmt":"2025-12-26T04:43:12","guid":{"rendered":"https:\/\/www.marketresearch.co.jp\/insights\/micro-insurance-market-mordor\/"},"modified":"2026-09-29T04:44:08","modified_gmt":"2026-09-28T19:44:08","slug":"micro-insurance-market-mordor","status":"publish","type":"post","link":"https:\/\/www.marketresearch.co.jp\/insights\/micro-insurance-market-mordor\/","title":{"rendered":"\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u898f\u6a21\u30fb\u30b7\u30a7\u30a2\u5206\u6790 &#8211; \u6210\u9577\u30c8\u30ec\u30f3\u30c9\u3068\u4e88\u6e2c (2025\u5e74\uff5e2030\u5e74)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.marketresearch.co.jp\/insights\/wp-content\/uploads\/2025\/12\/micro-insurance-market-1751027668675-major-players.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.marketresearch.co.jp\/insights\/wp-content\/uploads\/2025\/12\/micro-insurance-market-size-image-1764925767917.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">\n    1. \u306f\u3058\u3081\u306b<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          1.1 \u8abf\u67fb\u306e\u524d\u63d0\u3068\u5e02\u5834\u306e\u5b9a\u7fa9<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          1.2 \u8abf\u67fb\u7bc4\u56f2<\/p>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">\n    2. \u8abf\u67fb\u65b9\u6cd5<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">\n    3. \u30a8\u30b0\u30bc\u30af\u30c6\u30a3\u30d6\u30b5\u30de\u30ea\u30fc<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">\n    4. \u5e02\u5834\u6982\u6cc1<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          4.1 \u5e02\u5834\u6982\u8981<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.2 \u5e02\u5834\u306e\u63a8\u9032\u8981\u56e0<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.2.1 \u30e2\u30d0\u30a4\u30eb\u30de\u30cd\u30fc\u306e\u62e1\u5927\u306b\u3088\u308b\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3078\u306e\u30a2\u30af\u30bb\u30b9<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.2 \u5305\u62ec\u7684\u4fdd\u967a\u306b\u95a2\u3059\u308b\u653f\u5e9c\u306e\u7fa9\u52d9<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.3 \u30c7\u30b8\u30bf\u30eb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3068\u30a4\u30f3\u30b7\u30e5\u30a2\u30c6\u30c3\u30af\u63d0\u643a\u306e\u53f0\u982d<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.4 \u6c17\u5019\u30ea\u30b9\u30af\u306b\u5bfe\u3059\u308b\u30d1\u30e9\u30e1\u30c8\u30ea\u30c3\u30af\u578b\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.5 E\u30b3\u30de\u30fc\u30b9\u304a\u3088\u3073\u30e9\u30a4\u30c9\u30d8\u30a4\u30ea\u30f3\u30b0\u30a2\u30d7\u30ea\u306b\u304a\u3051\u308b\u7d44\u307f\u8fbc\u307f\u578b\u4fdd\u967a<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.6 \u885b\u661f\u304a\u3088\u3073\u30ea\u30e2\u30fc\u30c8\u30bb\u30f3\u30b7\u30f3\u30b0\u30c7\u30fc\u30bf\u306b\u3088\u308b\u30de\u30a4\u30af\u30ed\u4f5c\u7269\u4fdd\u967a\u306e\u5b9f\u73fe<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.3 \u5e02\u5834\u306e\u963b\u5bb3\u8981\u56e0<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.3.1 \u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u3068\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306b\u95a2\u3059\u308b\u61f8\u5ff5<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.2 \u4fa1\u683c\u8a2d\u5b9a\u306e\u305f\u3081\u306e\u9650\u3089\u308c\u305f\u4fdd\u967a\u6570\u7406\u30c7\u30fc\u30bf<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.3 \u4e0d\u6b63\u306a\u4ee3\u7406\u5e97\u306b\u3088\u308b\u4f4e\u3044\u4fdd\u967a\u91d1\u652f\u6255\u3044\u4fe1\u983c\u5ea6<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.4 \u56fd\u5883\u3092\u8d8a\u3048\u305f\u88fd\u54c1\u5c55\u958b\u3092\u5236\u9650\u3059\u308b\u898f\u5236\u88c1\u5b9a<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.4 \u30d0\u30ea\u30e5\u30fc\/\u30b5\u30d7\u30e9\u30a4\u30c1\u30a7\u30fc\u30f3\u5206\u6790<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.5 \u898f\u5236\u74b0\u5883<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.6 \u6280\u8853\u7684\u5c55\u671b<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.7 \u30dd\u30fc\u30bf\u30fc\u306e5\u3064\u306e\u529b<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.7.1 \u65b0\u898f\u53c2\u5165\u8005\u306e\u8105\u5a01<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.2 \u8cb7\u3044\u624b\u306e\u4ea4\u6e09\u529b<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.3 \u4f9b\u7d66\u8005\u306e\u4ea4\u6e09\u529b<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.4 \u4ee3\u66ff\u54c1\u306e\u8105\u5a01<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.5 \u7af6\u4e89\u4e0a\u306e\u5bfe\u6297\u95a2\u4fc2<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.8 \u696d\u754c\u306e\u30c8\u30ec\u30f3\u30c9\u3068\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3<\/p>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">\n    5. \u5e02\u5834\u898f\u6a21\u3068\u6210\u9577\u4e88\u6e2c\uff08\u91d1\u984d\u3001\u7c73\u30c9\u30eb\uff09<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          5.1 \u30e2\u30c7\u30eb\u30bf\u30a4\u30d7\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.1.1 \u30d1\u30fc\u30c8\u30ca\u30fc\u30a8\u30fc\u30b8\u30a7\u30f3\u30c8\u30e2\u30c7\u30eb<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.1.2 \u30d5\u30eb\u30b5\u30fc\u30d3\u30b9\u30e2\u30c7\u30eb<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.2 \u88fd\u54c1\u30bf\u30a4\u30d7\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.2.1 \u751f\u547d\u4fdd\u967a\uff08\u4fe1\u7528\u751f\u547d\u4fdd\u967a\u3001\u5b9a\u671f\u4fdd\u967a\u3001\u846c\u5100\u4fdd\u967a\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.2 \u533b\u7642\u4fdd\u967a&amp;\u5165\u9662\u7d66\u4ed8\u91d1<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.3 \u8ca1\u7523\u4fdd\u967a&amp;\u4f5c\u7269\u4fdd\u967a<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.4 \u50b7\u5bb3\u4fdd\u967a&amp;\u969c\u5bb3\u4fdd\u967a<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.5 \u5bb6\u755c\u4fdd\u967a&amp;\u6307\u6570\u578b\u8fb2\u696d\u4fdd\u967a<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.3 \u6d41\u901a\u30c1\u30e3\u30cd\u30eb\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.3.1 \u76f4\u8ca9\uff08\u4ee3\u7406\u5e97\uff0f\u652f\u5e97\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.3.2 \u91d1\u878d\u6a5f\u95a2&amp;MFI<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.3.3 \u30c7\u30b8\u30bf\u30eb<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.4 \u63d0\u4f9b\u8005\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.4.1 \u5546\u696d\u4fdd\u967a\u4f1a\u793e<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.2 \u5354\u540c\u7d44\u5408&amp;\u76f8\u4e92\u4fdd\u967a\u4f1a\u793e<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.3 \u63f4\u52a9\uff0f\u653f\u5e9c\u652f\u63f4\u30b9\u30ad\u30fc\u30e0<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.5 \u5730\u57df\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.5.1 \u5317\u7c73<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.1.1 \u30a2\u30e1\u30ea\u30ab\u5408\u8846\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.1.2 \u30ab\u30ca\u30c0<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.1.3 \u30e1\u30ad\u30b7\u30b3<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.2 \u5357\u7c73<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.1 \u30d6\u30e9\u30b8\u30eb<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.2 \u30da\u30eb\u30fc<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.3 \u30c1\u30ea<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.4 \u30a2\u30eb\u30bc\u30f3\u30c1\u30f3<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.5 \u305d\u306e\u4ed6\u306e\u5357\u7c73\u8af8\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.3 \u30e8\u30fc\u30ed\u30c3\u30d1<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.1 \u30c9\u30a4\u30c4<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.2 \u30a4\u30ae\u30ea\u30b9<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.3 \u30d5\u30e9\u30f3\u30b9<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.4 \u30a4\u30bf\u30ea\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.5 \u30b9\u30da\u30a4\u30f3<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.6 \u30d9\u30cd\u30eb\u30af\u30b9\uff08\u30d9\u30eb\u30ae\u30fc\u3001\u30aa\u30e9\u30f3\u30c0\u3001\u30eb\u30af\u30bb\u30f3\u30d6\u30eb\u30af\uff09<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.7 \u5317\u6b27\u8af8\u56fd\uff08\u30b9\u30a6\u30a7\u30fc\u30c7\u30f3\u3001\u30ce\u30eb\u30a6\u30a7\u30fc\u3001\u30c7\u30f3\u30de\u30fc\u30af\u3001\u30d5\u30a3\u30f3\u30e9\u30f3\u30c9\uff09<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.8 \u305d\u306e\u4ed6\u306e\u30e8\u30fc\u30ed\u30c3\u30d1\u8af8\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.4 \u30a2\u30b8\u30a2\u592a\u5e73\u6d0b<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.1 \u4e2d\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.2 \u30a4\u30f3\u30c9<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.3 \u65e5\u672c<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.4 \u97d3\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.5 \u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.6 \u6771\u5357\u30a2\u30b8\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.7 \u30a4\u30f3\u30c9\u30cd\u30b7\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.8 \u305d\u306e\u4ed6\u306e\u30a2\u30b8\u30a2\u8af8\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.5 \u4e2d\u6771&amp;\u30a2\u30d5\u30ea\u30ab<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.5.1 \u30a2\u30e9\u30d6\u9996\u9577\u56fd\u9023\u90a6<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.5.2 \u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.5.3 \u5357\u30a2\u30d5\u30ea\u30ab<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.5.4 \u30ca\u30a4\u30b8\u30a7\u30ea\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.5.5 \u305d\u306e\u4ed6\u306e\u4e2d\u6771\u8af8\u56fd<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">\n    6. \u7af6\u4e89\u74b0\u5883<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          6.1 \u5e02\u5834\u96c6\u4e2d\u5ea6<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.2 \u6226\u7565\u7684\u52d5\u5411<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.3 \u5e02\u5834\u30b7\u30a7\u30a2\u5206\u6790<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.4 \u4f01\u696d\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\uff08\u30b0\u30ed\u30fc\u30d0\u30eb\u30ec\u30d9\u30eb\u306e\u6982\u8981\u3001\u5e02\u5834\u30ec\u30d9\u30eb\u306e\u6982\u8981\u3001\u4e3b\u8981\u30bb\u30b0\u30e1\u30f3\u30c8\u3001\u5229\u7528\u53ef\u80fd\u306a\u8ca1\u52d9\u60c5\u5831\u3001\u6226\u7565\u60c5\u5831\u3001\u4e3b\u8981\u4f01\u696d\u306e\u5e02\u5834\u30e9\u30f3\u30af\/\u30b7\u30a7\u30a2\u3001\u88fd\u54c1&amp;\u30b5\u30fc\u30d3\u30b9\u3001\u304a\u3088\u3073\u6700\u8fd1\u306e\u52d5\u5411\u3092\u542b\u3080\uff09<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          6.4.1 \u30a2\u30ea\u30a2\u30f3\u30c4SE<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.2 \u30a2\u30af\u30b5SA<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.3 \u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u4fdd\u967a\u30b0\u30eb\u30fc\u30d7<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.4 \u30a2\u30e1\u30ea\u30ab\u30f3\u30fb\u30a4\u30f3\u30bf\u30fc\u30ca\u30b7\u30e7\u30ca\u30eb\u30fb\u30b0\u30eb\u30fc\u30d7 (AIG)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.5 \u30db\u30e9\u30fc\u30c9\u4fdd\u967a\u4f1a\u793e<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.6 \u30d0\u30b8\u30e3\u30fc\u30b8\u30fb\u30a2\u30ea\u30a2\u30f3\u30c4\u751f\u547d\u4fdd\u967a<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.7 SBI\u751f\u547d\u4fdd\u967a<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.8 ICICI\u30d7\u30eb\u30c7\u30f3\u30b7\u30e3\u30eb\u751f\u547d\u4fdd\u967a<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.9 \u30d4\u30f3\u30a2\u30f3\u4fdd\u967a<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.10 \u30de\u30c3\u30d7\u30d5\u30ecSA<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.11 \u30de\u30cb\u30e5\u30e9\u30a4\u30d5\u30fb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.12 \u30d7\u30eb\u30c7\u30f3\u30b7\u30e3\u30ebplc<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.13 \u30b5\u30f3\u30fb\u30e9\u30a4\u30d5\u30fb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.14 \u30d6\u30eb\u30fc\u30de\u30fc\u30d6\u30eb\u30fb\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.15 BIMA (\u30df\u30eb\u30f4\u30a3\u30af)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.16 \u30de\u30a4\u30af\u30ed\u30a8\u30f3\u30b7\u30e5\u30a2 (\u30c8\u30a5\u30e9\u30b3)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.17 \u30d6\u30ea\u30bf\u30e0\u30fb\u30db\u30fc\u30eb\u30c7\u30a3\u30f3\u30b0\u30b9<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.18 \u30d1\u30a4\u30aa\u30cb\u30a2\u30fb\u30e9\u30a4\u30d5\uff08\u30d5\u30a3\u30ea\u30d4\u30f3\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.19 \u30d0\u30f3\u30b3\u30fb\u30c9\u30fb\u30ce\u30eb\u30c7\u30b9\u30c6\u30fb\u30c9\u30fb\u30d6\u30e9\u30b8\u30eb<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.20 CLIMBS\u751f\u547d&amp;\u7dcf\u5408\u4fdd\u967a\u5354\u540c\u7d44\u5408<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">\n    7. \u5e02\u5834\u6a5f\u4f1a&amp;\u5c06\u6765\u5c55\u671b<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u306e\u6982\u8981\uff1a\u6210\u9577\u30c8\u30ec\u30f3\u30c9\u30682030\u5e74\u307e\u3067\u306e\u4e88\u6e2c<\/p>\n<p>\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u306f\u30012025\u5e74\u306b\u306f737.6\u5104\u7c73\u30c9\u30eb\u3068\u63a8\u5b9a\u3055\u308c\u30012030\u5e74\u306b\u306f985.6\u5104\u7c73\u30c9\u30eb\u306b\u9054\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u304a\u308a\u3001\u4e88\u6e2c\u671f\u9593\uff082025\u5e74\uff5e2030\u5e74\uff09\u306b\u304a\u3044\u3066\u5e74\u5e73\u5747\u6210\u9577\u7387\uff08CAGR\uff095.97%\u3067\u6210\u9577\u3059\u308b\u3068\u898b\u8fbc\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u5e02\u5834\u306e\u62e1\u5927\u306f\u3001\u30e2\u30d0\u30a4\u30eb\u30de\u30cd\u30fc\u306e\u666e\u53ca\u3001\u5305\u62ec\u7684\u306a\u91d1\u878d\u3092\u6c42\u3081\u308b\u898f\u5236\u8981\u4ef6\u3001\u304a\u3088\u3073\u6d41\u901a\u30b3\u30b9\u30c8\u3092\u524a\u6e1b\u3059\u308b\u30a4\u30f3\u30b7\u30e5\u30a2\u30c6\u30c3\u30af\u306e\u6025\u901f\u306a\u63a1\u7528\u304c\u8907\u5408\u7684\u306b\u4f5c\u7528\u3057\u3066\u3044\u308b\u3053\u3068\u306b\u3088\u3063\u3066\u63a8\u9032\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30c7\u30b8\u30bf\u30eb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3059\u3067\u306b\u4fdd\u967a\u6599\u53ce\u5165\u306e35.4%\u3092\u5360\u3081\u3066\u304a\u308a\u3001\u4ee3\u7406\u5e97\u30e2\u30c7\u30eb\u3088\u308a\u3082\u901f\u3044\u30da\u30fc\u30b9\u3067\u6210\u9577\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306f\u3001\u521d\u3081\u3066\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u4eba\u3005\u306b\u3068\u3063\u3066\u3001\u30b7\u30fc\u30e0\u30ec\u30b9\u3067\u624b\u9593\u306e\u304b\u304b\u3089\u306a\u3044\u52a0\u5165\u30d7\u30ed\u30bb\u30b9\u304c\u9b45\u529b\u7684\u3067\u3042\u308b\u3053\u3068\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002\u5546\u696d\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u305d\u306e\u8cc7\u672c\u529b\u3068\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306b\u95a2\u3059\u308b\u5c02\u9580\u77e5\u8b58\u3092\u6d3b\u7528\u3057\u3066\u3001\u624b\u9803\u306a\u4fa1\u683c\u306e\u4fdd\u967a\u3092\u62e1\u5927\u3057\u7d9a\u3051\u3066\u3044\u307e\u3059\u3002\u4e00\u65b9\u3001\u30d1\u30fc\u30c8\u30ca\u30fc\u30a8\u30fc\u30b8\u30a7\u30f3\u30c8\u63d0\u643a\u306f\u3001\u30a2\u30af\u30bb\u30b9\u304c\u56f0\u96e3\u306a\u5730\u57df\u793e\u4f1a\u306b\u304a\u3044\u3066\u5730\u57df\u306b\u6839\u3056\u3057\u305f\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u306f\u73fe\u5728\u3001\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u306b\u304a\u3044\u3066\u6700\u3082\u9ad8\u3044\u4fdd\u967a\u6599\u53ce\u5165\u306e\u5897\u52a0\u306b\u8ca2\u732e\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u3042\u3089\u3086\u308b\u5730\u57df\u3067\u4fdd\u967a\u306e\u4fdd\u8b77\u30ae\u30e3\u30c3\u30d7\u306f\u4f9d\u7136\u3068\u3057\u3066\u5927\u304d\u304f\u3001\u30d1\u30e9\u30e1\u30c8\u30ea\u30c3\u30af\u578b\u3001\u7d44\u307f\u8fbc\u307f\u578b\u3001AI\u5f15\u53d7\u578b\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306b\u5bfe\u3059\u308b\u9577\u671f\u7684\u306a\u9700\u8981\u3092\u652f\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n<p># \u4e3b\u8981\u306a\u30ec\u30dd\u30fc\u30c8\u306e\u30dd\u30a4\u30f3\u30c8<\/p>\n<p>*   \u88fd\u54c1\u30bf\u30a4\u30d7\u5225: 2024\u5e74\u306b\u306f\u751f\u547d\u4fdd\u967a\u304c\u53ce\u76ca\u30b7\u30a7\u30a2\u306e36.7%\u3092\u5360\u3081\u307e\u3057\u305f\u3002\u5065\u5eb7\u30fb\u5165\u9662\u7d66\u4ed8\u91d1\u4fdd\u967a\u306f\u30012030\u5e74\u307e\u3067\u306bCAGR 5.78%\u3067\u6210\u9577\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30e2\u30c7\u30eb\u30bf\u30a4\u30d7\u5225: \u30d1\u30fc\u30c8\u30ca\u30fc\u30a8\u30fc\u30b8\u30a7\u30f3\u30c8\u30e2\u30c7\u30eb\u304c2024\u5e74\u306e\u4e16\u754c\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u30b7\u30a7\u30a2\u306e43.5%\u3092\u5360\u3081\u30012030\u5e74\u307e\u3067\u306b\u306fCAGR 8.31%\u3067\u6700\u3082\u901f\u3044\u6210\u9577\u3092\u8a18\u9332\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u6d41\u901a\u30c1\u30e3\u30cd\u30eb\u5225: \u30c7\u30b8\u30bf\u30eb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f2024\u5e74\u306e\u4e16\u754c\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u898f\u6a21\u306e35.4%\u3092\u5360\u3081\u30012025\u5e74\u304b\u30892030\u5e74\u306e\u9593\u306bCAGR 6.52%\u3067\u62e1\u5927\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u5225: \u5546\u696d\u4fdd\u967a\u4f1a\u793e\u306f2024\u5e74\u306e\u4e16\u754c\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u898f\u6a21\u306e62.3%\u3092\u5360\u3081\u30012030\u5e74\u307e\u3067\u306b\u306fCAGR 7.22%\u3067\u6210\u9577\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u5730\u57df\u5225: \u5317\u7c73\u304c2024\u5e74\u306e\u4e16\u754c\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u30b7\u30a7\u30a2\u306e26.5%\u3092\u5360\u3081\u307e\u3057\u305f\u304c\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u306f2030\u5e74\u307e\u3067\u306bCAGR 6.23%\u3067\u6700\u3082\u6025\u901f\u306b\u6210\u9577\u3059\u308b\u5730\u57df\u3068\u306a\u308b\u898b\u8fbc\u307f\u3067\u3059\u3002<\/p>\n<p># \u4e16\u754c\u306e\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u306e\u30c8\u30ec\u30f3\u30c9\u3068\u6d1e\u5bdf<\/p>\n<p> \u4fc3\u9032\u8981\u56e0<\/p>\n<p>1.  \u30e2\u30d0\u30a4\u30eb\u30de\u30cd\u30fc\u306e\u666e\u53ca\u306b\u3088\u308b\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3078\u306e\u30a2\u30af\u30bb\u30b9\u62e1\u5927:<br \/>\n    \u30e2\u30d0\u30a4\u30eb\u30de\u30cd\u30fc\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306f\u3001\u4f4e\u6240\u5f97\u5c64\u306e\u30e6\u30fc\u30b6\u30fc\u304c\u643a\u5e2f\u96fb\u8a71\u4e00\u3064\u3067\u652f\u6255\u3044\u3001\u672c\u4eba\u78ba\u8a8d\u3001\u4fdd\u967a\u5951\u7d04\u30b5\u30fc\u30d3\u30b9\u3092\u5b8c\u7d50\u3067\u304d\u308b\u305f\u3081\u3001\u521d\u3081\u3066\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u6a5f\u4f1a\u3092\u5275\u51fa\u3057\u3066\u3044\u307e\u3059\u3002\u30a8\u30c1\u30aa\u30d4\u30a2\u3067\u306f2024\u5e74\u306b820\u5104\u7c73\u30c9\u30eb\u306e\u30e2\u30d0\u30a4\u30eb\u53d6\u5f15\u304c\u884c\u308f\u308c\u300150%\u306e\u5897\u52a0\u3092\u8a18\u9332\u3057\u3001\u4e16\u754c\u306e\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u306e\u6210\u9577\u57fa\u76e4\u3092\u62e1\u5927\u3057\u307e\u3057\u305f\u3002\u30b6\u30f3\u30d3\u30a2\u3067\u3082\u540c\u69d8\u306e\u50be\u5411\u304c\u898b\u3089\u308c\u3001\u6210\u4eba\u306e58.4%\u304c\u30e2\u30d0\u30a4\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u3092\u7a4d\u6975\u7684\u306b\u5229\u7528\u3057\u3066\u304a\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306b\u76f4\u63a5\u7684\u3067\u4f4e\u30b3\u30b9\u30c8\u306a\u30c1\u30e3\u30cd\u30eb\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002Chubb\u306eGrab Ride Cover\u306e\u3088\u3046\u306b\u3001\u30c1\u30a7\u30c3\u30af\u30a2\u30a6\u30c8\u6642\u306b\u65c5\u884c\u9045\u5ef6\u4fdd\u8b77\u3092\u8ca9\u58f2\u3059\u308b\u4e8b\u4f8b\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u30c8\u30e9\u30d5\u30a3\u30c3\u30af\u3092\u4fdd\u967a\u6599\u53ce\u5165\u306b\u8ee2\u63db\u3059\u308b\u65b9\u6cd5\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002\u5f93\u6765\u306e\u4fdd\u967a\u666e\u53ca\u7387\u304c5%\u3092\u4e0b\u56de\u308b\u5e02\u5834\u3067\u306f\u3001\u643a\u5e2f\u96fb\u8a71\u3092\u4ecb\u3057\u305f\u30b5\u30fc\u30d3\u30b9\u63d0\u4f9b\u306b\u3088\u308a\u3001\u9867\u5ba2\u7372\u5f97\u8cbb\u7528\u304c60%\u4ee5\u4e0a\u524a\u6e1b\u3055\u308c\u3001\u5927\u8846\u5411\u3051\u5546\u54c1\u306e\u30e6\u30cb\u30c3\u30c8\u30a8\u30b3\u30ce\u30df\u30af\u30b9\u304c\u5f37\u5316\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u8981\u56e0\u306fCAGR\u4e88\u6e2c\u306b+1.8%\u306e\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u30b5\u30cf\u30e9\u4ee5\u5357\u30a2\u30d5\u30ea\u30ab\u3084\u6771\u5357\u30a2\u30b8\u30a2\u3067\u7279\u306b\u9855\u8457\u3067\u3042\u308a\u3001\u4e2d\u671f\u7684\uff082\uff5e4\u5e74\uff09\u306a\u5f71\u97ff\u304c\u898b\u8fbc\u307e\u308c\u307e\u3059\u3002<\/p>\n<p>2.  \u5305\u62ec\u7684\u4fdd\u967a\u3092\u7fa9\u52d9\u4ed8\u3051\u308b\u653f\u5e9c\u306e\u653f\u7b56:<br \/>\n    \u591a\u304f\u306e\u898f\u5236\u5f53\u5c40\u304c\u4fdd\u967a\u3092\u4e0d\u53ef\u6b20\u306a\u30b5\u30fc\u30d3\u30b9\u3068\u4f4d\u7f6e\u4ed8\u3051\u3066\u3044\u307e\u3059\u3002\u30a4\u30f3\u30c9\u306e\u4fdd\u967a\u898f\u5236\u958b\u767a\u5e81\uff08IRDAI\uff09\u306f\u300c2047\u5e74\u307e\u3067\u306b\u3059\u3079\u3066\u306e\u4eba\u306b\u4fdd\u967a\u3092\u300d\u3068\u3044\u3046\u30ed\u30fc\u30c9\u30de\u30c3\u30d7\u3092\u7acb\u3061\u4e0a\u3052\u30012024\u5e74\u306b\u306f\u624b\u6570\u6599\u7121\u6599\u306e\u4fdd\u967a\u8cfc\u5165\u30fb\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u30c7\u30b8\u30bf\u30eb\u30de\u30fc\u30b1\u30c3\u30c8\u30d7\u30ec\u30a4\u30b9\u300cBima Sugam\u300d\u3092\u7a3c\u50cd\u3055\u305b\u307e\u3057\u305f\u3002\u30d6\u30e9\u30b8\u30eb\u306eSUSEP\u306f\u30aa\u30fc\u30d7\u30f3\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u306e\u30c7\u30fc\u30bf\u5171\u6709\u898f\u5247\u3092\u5c0e\u5165\u3057\u3001\u9867\u5ba2\u304c\u8a18\u9332\u3092\u30b7\u30fc\u30e0\u30ec\u30b9\u306b\u8ee2\u9001\u3067\u304d\u308b\u3088\u3046\u306b\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u53d6\u308a\u7d44\u307f\u306f\u3001\u5171\u6709\u30c7\u30fc\u30bf\u306b\u57fa\u3065\u3044\u305f\u30aa\u30fc\u30c0\u30fc\u30e1\u30a4\u30c9\u306e\u4fdd\u967a\u5546\u54c1\u3092\u958b\u767a\u3059\u308b\u3088\u3046\u4fdd\u967a\u4f1a\u793e\u3092\u4fc3\u3057\u3001\u5927\u5e45\u306a\u5546\u54c1\u9769\u65b0\u3092\u4fc3\u9032\u3059\u308b\u3068\u671f\u5f85\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u4e00\u65b9\u3001\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306eOJK\u898f\u5236\u7b2c8\u53f7\uff082024\u5e74\uff09\u306f\u3001\u5546\u54c1\u627f\u8a8d\u3092\u308f\u305a\u304b5\u65e5\u9593\u306b\u77ed\u7e2e\u3057\u3001\u65b0\u5546\u54c1\u306e\u5e02\u5834\u6295\u5165\u307e\u3067\u306e\u6642\u9593\u3092\u5927\u5e45\u306b\u524a\u6e1b\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u898f\u5236\u306f\u3001\u57f7\u884c\u3068\u5805\u7262\u306a\u30a4\u30f3\u30d5\u30e9\u3092\u7d44\u307f\u5408\u308f\u305b\u308b\u3053\u3068\u3067\u3001\u5b89\u5b9a\u3057\u305f\u4fdd\u967a\u6599\u53ce\u5165\u3092\u78ba\u4fdd\u3057\u3001\u696d\u52d9\u52b9\u7387\u3092\u9ad8\u3081\u3001\u9769\u65b0\u7684\u306a\u8a2d\u8a08\u306e\u958b\u767a\u306b\u304a\u3051\u308b\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u8ab2\u984c\u3092\u8efd\u6e1b\u3059\u308b\u3053\u3068\u3092\u76ee\u6307\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u8981\u56e0\u306fCAGR\u4e88\u6e2c\u306b+1.2%\u306e\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u3084\u30e9\u30c6\u30f3\u30a2\u30e1\u30ea\u30ab\u3067\u7279\u306b\u9855\u8457\u3067\u3042\u308a\u3001\u9577\u671f\u7684\uff084\u5e74\u4ee5\u4e0a\uff09\u306a\u5f71\u97ff\u304c\u898b\u8fbc\u307e\u308c\u307e\u3059\u3002<\/p>\n<p>3.  \u30c7\u30b8\u30bf\u30eb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3068\u30a4\u30f3\u30b7\u30e5\u30a2\u30c6\u30c3\u30af\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u306e\u53f0\u982d:<br \/>\n    \u4e16\u754c\u306e\u7d44\u307f\u8fbc\u307f\u578b\u4fdd\u967a\u6599\u53ce\u5165\u306f\u3001\u4e8c\u6841\u6210\u9577\u7387\u3067\u6025\u901f\u306b\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002POS\uff08\u8ca9\u58f2\u6642\u70b9\uff09\u4fdd\u967a\u306f\u3001\u65e5\u5e38\u7684\u306a\u30a2\u30d7\u30ea\u5185\u3067\u898f\u6a21\u3092\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002Smartpay\u306fChubb\u3068\u63d0\u643a\u3057\u3001\u65e5\u672c\u306eBNPL\uff08\u5f8c\u6255\u3044\u6c7a\u6e08\uff09\u30c1\u30a7\u30c3\u30af\u30a2\u30a6\u30c8\u306b\u8cfc\u5165\u4fdd\u8b77\u3092\u7d71\u5408\u3057\u3001\u6d88\u8cbb\u8005\u306b\u53d6\u5f15\u4e2d\u306e\u8ffd\u52a0\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u4e00\u65b9\u3001Allianz Partners\u306fCosmo Connected\u3068\u5354\u529b\u3057\u3001IoT\u30d8\u30eb\u30e1\u30c3\u30c8\u306b\u500b\u4eba\u50b7\u5bb3\u4fdd\u967a\u3092\u7d44\u307f\u8fbc\u307f\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u30e6\u30fc\u30b6\u30fc\u306e\u5b89\u5168\u6027\u3092\u9ad8\u3081\u3066\u3044\u307e\u3059\u3002\u30e9\u30c6\u30f3\u30a2\u30e1\u30ea\u30ab\u3067\u306f\u3001Prudential\u304c123Seguro\u3068\u63d0\u643a\u3057\u3001\u914d\u8eca\u30b5\u30fc\u30d3\u30b9\u3084E\u30b3\u30de\u30fc\u30b9\u306e\u30c7\u30fc\u30bf\u3092\u6d3b\u7528\u3057\u3066\u8fc5\u901f\u304b\u3064\u6b63\u78ba\u306a\u4fdd\u967a\u898b\u7a4d\u3082\u308a\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3001\u4fdd\u967a\u672a\u52a0\u5165\u5c64\u3092\u30bf\u30fc\u30b2\u30c3\u30c8\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u6226\u7565\u7684\u63d0\u643a\u306f\u3001\u6d41\u901a\u30b3\u30b9\u30c8\u3092\u524a\u6e1b\u3057\u3001\u30b3\u30f3\u30d0\u30fc\u30b8\u30e7\u30f3\u7387\u3092\u9ad8\u3081\u3001\u4fdd\u967a\u4f1a\u793e\u306b\u884c\u52d5\u30c7\u30fc\u30bf\u306e\u5b89\u5b9a\u3057\u305f\u6d41\u5165\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3001\u5f15\u53d7\u30d7\u30ed\u30bb\u30b9\u3092\u6539\u5584\u30fb\u6700\u9069\u5316\u3057\u3001\u3088\u308a\u826f\u3044\u30ea\u30b9\u30af\u8a55\u4fa1\u3068\u9867\u5ba2\u6e80\u8db3\u5ea6\u3092\u5b9f\u73fe\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u8981\u56e0\u306fCAGR\u4e88\u6e2c\u306b+1.5%\u306e\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u5317\u7c73\u3084\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u3067\u7279\u306b\u9855\u8457\u3067\u3042\u308a\u3001\u77ed\u671f\u7684\uff082\u5e74\u4ee5\u5185\uff09\u306a\u5f71\u97ff\u304c\u898b\u8fbc\u307e\u308c\u307e\u3059\u3002<\/p>\n<p>4.  \u6c17\u5019\u30ea\u30b9\u30af\u306b\u5bfe\u3059\u308b\u30d1\u30e9\u30e1\u30c8\u30ea\u30c3\u30af\u578b\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9:<br \/>\n    \u30d1\u30e9\u30e1\u30c8\u30ea\u30c3\u30af\u578b\u30c8\u30ea\u30ac\u30fc\u306f\u3001\u5f93\u6765\u306e\u8abf\u67fb\u304b\u3089\u885b\u661f\u30c7\u30fc\u30bf\u306b\u3088\u308b\u640d\u5bb3\u67fb\u5b9a\u3078\u3068\u79fb\u884c\u3057\u3066\u304a\u308a\u3001\u4fdd\u967a\u91d1\u652f\u6255\u3044\u3092\u8fc5\u901f\u5316\u3057\u3001\u900f\u660e\u6027\u3068\u52b9\u7387\u6027\u3092\u78ba\u4fdd\u3059\u308b\u3053\u3068\u3067\u9867\u5ba2\u306e\u4fe1\u983c\u3092\u9ad8\u3081\u3066\u3044\u307e\u3059\u3002\u4e16\u754c\u306e\u30d1\u30e9\u30e1\u30c8\u30ea\u30c3\u30af\u4fdd\u967a\u6599\u306e\u30d7\u30fc\u30eb\u304c\u62e1\u5927\u3059\u308b\u306b\u3064\u308c\u3066\u3001\u7279\u306b\u6c17\u5019\u30ea\u30b9\u30af\u306b\u8106\u5f31\u306a\u5730\u57df\u306b\u304a\u3044\u3066\u3001\u4e16\u754c\u306e\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u306e\u6210\u9577\u306b\u5927\u304d\u306a\u6a5f\u4f1a\u304c\u751f\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u30d5\u30a3\u30ea\u30d4\u30f3\u3067\u306f\u3001CLIMBS Cooperative\u304c14\u306e\u4fe1\u7528\u7d44\u5408\u304b\u3089126\u306b\u307e\u3067\u30ea\u30fc\u30c1\u3092\u5927\u5e45\u306b\u62e1\u5927\u3057\u3001\u73fe\u572885,000\u4eba\u306e\u8fb2\u5bb6\u3092\u81ea\u52d5\u7684\u306a\u6c17\u8c61\u6307\u6570\u9023\u52d5\u578b\u6c7a\u6e08\u3067\u4fdd\u8b77\u3057\u3066\u304a\u308a\u3001\u60aa\u5929\u5019\u6642\u306b\u30bf\u30a4\u30e0\u30ea\u30fc\u3067\u4fe1\u983c\u6027\u306e\u9ad8\u3044\u8ca1\u653f\u652f\u63f4\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u30e2\u30c7\u30eb\u306e\u9069\u5fdc\u6027\u3092\u793a\u3059\u3082\u306e\u3068\u3057\u3066\u3001Swiss Re\u306f\u70ad\u7d20\u30af\u30ec\u30b8\u30c3\u30c8\u306e\u4e0d\u5c65\u884c\u3092\u30ab\u30d0\u30fc\u3057\u59cb\u3081\u3066\u304a\u308a\u3001\u65b0\u305f\u306a\u30ea\u30b9\u30af\u3084\u6301\u7d9a\u53ef\u80fd\u6027\u306e\u8ab2\u984c\u306b\u5bfe\u51e6\u3059\u308b\u30d1\u30e9\u30e1\u30c8\u30ea\u30c3\u30af\u4fdd\u967a\u306e\u53ef\u80fd\u6027\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002\u3055\u3089\u306b\u3001AI\u99c6\u52d5\u578b\u306e\u30cf\u30b6\u30fc\u30c9\u5206\u6790\u306f\u3001\u30d9\u30fc\u30b9\u30ea\u30b9\u30af\u3092\u4f4e\u6e1b\u3057\u3001\u4e16\u754c\u306e\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u306e\u30a4\u30ce\u30d9\u30fc\u30bf\u30fc\u304c\u3001\u3053\u308c\u307e\u3067\u4fdd\u967a\u4e0d\u53ef\u80fd\u3068\u898b\u306a\u3055\u308c\u3066\u3044\u305f\u8fb2\u696d\u30ea\u30b9\u30af\u3092\u6b63\u78ba\u306b\u4fa1\u683c\u8a2d\u5b9a\u3067\u304d\u308b\u3088\u3046\u306b\u3059\u308b\u3053\u3068\u3067\u3001\u30b5\u30fc\u30d3\u30b9\u304c\u884c\u304d\u5c4a\u3044\u3066\u3044\u306a\u3044\u30b3\u30df\u30e5\u30cb\u30c6\u30a3\u3078\u306e\u4fdd\u967a\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306e\u30a2\u30af\u30bb\u30b9\u53ef\u80fd\u6027\u3068\u624b\u9803\u306a\u4fa1\u683c\u3092\u5411\u4e0a\u3055\u305b\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u8981\u56e0\u306fCAGR\u4e88\u6e2c\u306b+0.9%\u306e\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u4e16\u754c\u4e2d\u306e\u6c17\u5019\u5909\u52d5\u306b\u8106\u5f31\u306a\u5730\u57df\u3067\u7279\u306b\u9855\u8457\u3067\u3042\u308a\u3001\u4e2d\u671f\u7684\uff082\uff5e4\u5e74\uff09\u306a\u5f71\u97ff\u304c\u898b\u8fbc\u307e\u308c\u307e\u3059\u3002<\/p>\n<p>5.  E\u30b3\u30de\u30fc\u30b9\u3084\u914d\u8eca\u30a2\u30d7\u30ea\u306b\u304a\u3051\u308b\u7d44\u307f\u8fbc\u307f\u578b\u4fdd\u967a:<br \/>\n    \u7d44\u307f\u8fbc\u307f\u578b\u4fdd\u967a\u306f\u3001E\u30b3\u30de\u30fc\u30b9\u3084\u914d\u8eca\u30a2\u30d7\u30ea\u306a\u3069\u306e\u65e5\u5e38\u7684\u306a\u30c7\u30b8\u30bf\u30eb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306b\u30b7\u30fc\u30e0\u30ec\u30b9\u306b\u7d71\u5408\u3055\u308c\u308b\u3053\u3068\u3067\u3001\u6d88\u8cbb\u8005\u304c\u5546\u54c1\u3084\u30b5\u30fc\u30d3\u30b9\u3092\u8cfc\u5165\u3059\u308b\u969b\u306b\u3001\u95a2\u9023\u3059\u308b\u4fdd\u967a\u3092\u540c\u6642\u306b\u8cfc\u5165\u3067\u304d\u308b\u6a5f\u4f1a\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u4fdd\u967a\u306e\u8cfc\u5165\u30d7\u30ed\u30bb\u30b9\u304c\u7c21\u7d20\u5316\u3055\u308c\u3001\u9867\u5ba2\u4f53\u9a13\u304c\u5411\u4e0a\u3057\u3001\u4fdd\u967a\u306e\u666e\u53ca\u7387\u304c\u5411\u4e0a\u3057\u307e\u3059\u3002\u3053\u306e\u8981\u56e0\u306fCAGR\u4e88\u6e2c\u306b+1.1%\u306e\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u4e16\u754c\u4e2d\u306e\u90fd\u5e02\u5e02\u5834\u3067\u7279\u306b\u9855\u8457\u3067\u3042\u308a\u3001\u77ed\u671f\u7684\uff082\u5e74\u4ee5\u5185\uff09\u306a\u5f71\u97ff\u304c\u898b\u8fbc\u307e\u308c\u307e\u3059\u3002<\/p>\n<p>6.  \u885b\u661f\u30fb\u30ea\u30e2\u30fc\u30c8\u30bb\u30f3\u30b7\u30f3\u30b0\u30c7\u30fc\u30bf\u306b\u3088\u308b\u30de\u30a4\u30af\u30ed\u4f5c\u7269\u4fdd\u967a:<br \/>\n    \u885b\u661f\u3084\u30ea\u30e2\u30fc\u30c8\u30bb\u30f3\u30b7\u30f3\u30b0\u30c7\u30fc\u30bf\u306f\u3001\u8fb2\u696d\u5206\u91ce\u306b\u304a\u3051\u308b\u30de\u30a4\u30af\u30ed\u4f5c\u7269\u4fdd\u967a\u306e\u5f15\u53d7\u3068\u652f\u6255\u3044\u30d7\u30ed\u30bb\u30b9\u3092\u9769\u65b0\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u6280\u8853\u306f\u3001\u4f5c\u7269\u306e\u5065\u5eb7\u72b6\u614b\u3001\u6c17\u8c61\u30d1\u30bf\u30fc\u30f3\u3001\u707d\u5bb3\u306e\u5f71\u97ff\u306b\u95a2\u3059\u308b\u6b63\u78ba\u306a\u30c7\u30fc\u30bf\u3092\u63d0\u4f9b\u3057\u3001\u5f93\u6765\u306e\u73fe\u5730\u8abf\u67fb\u304c\u56f0\u96e3\u306a\u5730\u57df\u3067\u3082\u30ea\u30b9\u30af\u8a55\u4fa1\u3068\u8fc5\u901f\u306a\u4fdd\u967a\u91d1\u652f\u6255\u3044\u3092\u53ef\u80fd\u306b\u3057\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u958b\u767a\u9014\u4e0a\u56fd\u306e\u8fb2\u696d\u5730\u57df\u306b\u304a\u3051\u308b\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u306e\u62e1\u5927\u304c\u4fc3\u9032\u3055\u308c\u307e\u3059\u3002\u3053\u306e\u8981\u56e0\u306fCAGR\u4e88\u6e2c\u306b+0.7%\u306e\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u958b\u767a\u9014\u4e0a\u5e02\u5834\u306e\u8fb2\u696d\u5730\u57df\u3067\u7279\u306b\u9855\u8457\u3067\u3042\u308a\u3001\u9577\u671f\u7684\uff084\u5e74\u4ee5\u4e0a\uff09\u306a\u5f71\u97ff\u304c\u898b\u8fbc\u307e\u308c\u307e\u3059\u3002<\/p>\n<p> \u6291\u5236\u8981\u56e0<\/p>\n<p>1.  \u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u3068\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306e\u61f8\u5ff5:<br \/>\n    \u30cb\u30e5\u30fc\u30e8\u30fc\u30af\u5dde\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u5c40\u306f\u3001\u4eba\u5de5\u77e5\u80fd\u306e\u5229\u7528\u306b\u304a\u3051\u308b\u8aac\u660e\u8cac\u4efb\u3068\u900f\u660e\u6027\u3092\u78ba\u4fdd\u3059\u308b\u305f\u3081\u3001\u53d6\u7de0\u5f79\u4f1a\u627f\u8a8d\u306eAI\u30ac\u30d0\u30ca\u30f3\u30b9\u30d7\u30ed\u30b0\u30e9\u30e0\u3092\u7fa9\u52d9\u4ed8\u3051\u3066\u3044\u307e\u3059\u3002\u4e00\u65b9\u3001\u30b3\u30ed\u30e9\u30c9\u5dde\u306f\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u30d0\u30a4\u30a2\u30b9\u30c6\u30b9\u30c8\u3092\u7fa9\u52d9\u4ed8\u3051\u3001\u5dee\u5225\u7684\u306a\u7d50\u679c\u3092\u7279\u5b9a\u30fb\u8efd\u6e1b\u3059\u308b\u3053\u3068\u3092\u76ee\u6307\u3057\u3066\u304a\u308a\u3001\u4ee3\u66ff\u30c7\u30fc\u30bf\u3092\u6d3b\u7528\u3059\u308b\u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30b3\u30b9\u30c8\u3092\u5897\u52a0\u3055\u305b\u3066\u3044\u307e\u3059\u3002EU AI\u6cd5\u306f\u3001\u6f5c\u5728\u7684\u306a\u30ea\u30b9\u30af\u306b\u57fa\u3065\u3044\u3066AI\u30b7\u30b9\u30c6\u30e0\u3092\u5206\u985e\u3059\u308b\u968e\u5c64\u578b\u30ea\u30b9\u30af\u30d5\u30ec\u30fc\u30e0\u30ef\u30fc\u30af\u3092\u5c0e\u5165\u3057\u3001\u9055\u53cd\u306b\u5bfe\u3059\u308b\u7f70\u91d1\u306f\u4e16\u754c\u58f2\u4e0a\u9ad8\u306e\u6700\u59276%\u306b\u9054\u3057\u307e\u3059\u3002\u643a\u5e2f\u96fb\u8a71\u306e\u30e1\u30bf\u30c7\u30fc\u30bf\u306b\u4f9d\u5b58\u3059\u308b\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u30c7\u30fc\u30bf\u306e\u5b8c\u5168\u6027\u3068\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u3092\u4fdd\u8b77\u3059\u308b\u305f\u3081\u306b\u3001\u6697\u53f7\u5316\u3001\u540c\u610f\u7ba1\u7406\u3001\u76e3\u67fb\u30c4\u30fc\u30eb\u3078\u306e\u6295\u8cc7\u3092\u4f59\u5100\u306a\u304f\u3055\u308c\u3066\u304a\u308a\u3001\u3059\u3067\u306b\u53b3\u3057\u3044\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u306e\u7d4c\u6e08\u6027\u3092\u3055\u3089\u306b\u5727\u8feb\u3057\u3066\u3044\u307e\u3059\u3002\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u306e\u516c\u5e73\u6027\u3084\u3053\u308c\u3089\u306e\u898f\u5236\u3078\u306e\u6e96\u62e0\u3092\u8a3c\u660e\u3067\u304d\u306a\u3044\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306f\u3001\u91cd\u5927\u306a\u5e02\u5834\u30a2\u30af\u30bb\u30b9\u5236\u9650\u306b\u76f4\u9762\u3059\u308b\u30ea\u30b9\u30af\u304c\u3042\u308a\u3001\u305d\u306e\u4e8b\u696d\u7d99\u7d9a\u6027\u306b\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u8981\u56e0\u306fCAGR\u4e88\u6e2c\u306b-0.8%\u306e\u5f71\u97ff\u3092\u4e0e\u3048\u3001EU\u3084\u5317\u7c73\u3067\u7279\u306b\u9855\u8457\u3067\u3042\u308a\u3001\u77ed\u671f\u7684\uff082\u5e74\u4ee5\u5185\uff09\u306a\u5f71\u97ff\u304c\u898b\u8fbc\u307e\u308c\u307e\u3059\u3002<\/p>\n<p>2.  \u4fa1\u683c\u8a2d\u5b9a\u306e\u305f\u3081\u306e\u4fdd\u967a\u6570\u7406\u30c7\u30fc\u30bf\u306e\u4e0d\u8db3:<br \/>\n    \u591a\u304f\u306e\u65b0\u8208\u7d4c\u6e08\u56fd\u3067\u306f\u3001\u75be\u75c5\u7387\u3001\u6b7b\u4ea1\u7387\u3001\u707d\u5bb3\u306b\u95a2\u3059\u308b\u8907\u6570\u5e74\u30c7\u30fc\u30bf\u304c\u4e0d\u8db3\u3057\u3066\u304a\u308a\u3001\u6b63\u78ba\u306a\u30ea\u30b9\u30af\u8a55\u4fa1\u3068\u5546\u54c1\u4fa1\u683c\u8a2d\u5b9a\u306b\u4e0d\u53ef\u6b20\u306a\u60c5\u5831\u304c\u4e0d\u8db3\u3057\u3066\u3044\u307e\u3059\u3002\u30a2\u30d5\u30ea\u30ab\u3067\u306f\u3001\u9a5a\u304f\u3079\u304d\u3053\u3068\u306b\u4eba\u53e3\u306e97%\u304c\u4fdd\u967a\u672a\u52a0\u5165\u3067\u3042\u308a\u3001\u60c5\u5831\u7a7a\u767d\u304c\u751f\u3058\u3001\u640d\u5bb3\u7387\u3092\u8457\u3057\u304f\u6b6a\u3081\u3001\u30aa\u30fc\u30c0\u30fc\u30e1\u30a4\u30c9\u306e\u4fdd\u967a\u5546\u54c1\u306e\u958b\u767a\u3092\u59a8\u3052\u3066\u3044\u307e\u3059\u3002\u30a4\u30f3\u30c9\u306e\u8fb2\u6751\u90e8\u306b\u304a\u3051\u308b\u5065\u5eb7\u4fdd\u967a\u306e\u30d1\u30a4\u30ed\u30c3\u30c8\u30d7\u30ed\u30b0\u30e9\u30e0\u3067\u306f\u3001\u4fdd\u967a\u6599\u7121\u6599\u306e\u5834\u5408\u306e\u52a0\u5165\u7387\u304c79%\u3067\u3042\u3063\u305f\u306e\u306b\u5bfe\u3057\u3001\u4fa1\u683c\u304c\u5c0e\u5165\u3055\u308c\u308b\u306860%\u306b\u4f4e\u4e0b\u3057\u3001\u8a73\u7d30\u3067\u7c92\u5ea6\u306e\u9ad8\u3044\u30c7\u30fc\u30bf\u304c\u306a\u3044\u5834\u5408\u306e\u9006\u9078\u629e\u306e\u53ef\u80fd\u6027\u3092\u6d6e\u304d\u5f6b\u308a\u306b\u3057\u307e\u3057\u305f\u3002\u3053\u308c\u3089\u306e\u30ae\u30e3\u30c3\u30d7\u3092\u57cb\u3081\u308b\u305f\u3081\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u885b\u661f\u753b\u50cf\u3001\u901a\u8a71\u8a73\u7d30\u8a18\u9332\u3001\u30e2\u30d0\u30a4\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u5c65\u6b74\u306a\u3069\u306e\u4ee3\u66ff\u30c7\u30fc\u30bf\u30bd\u30fc\u30b9\u3092\u307e\u3059\u307e\u3059\u6d3b\u7528\u3057\u3066\u3001\u30ea\u30b9\u30af\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\u306e\u7406\u89e3\u3092\u6df1\u3081\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u3053\u308c\u3089\u306e\u30c7\u30fc\u30bf\u30bd\u30fc\u30b9\u3092\u691c\u8a3c\u3057\u3001\u4fdd\u967a\u6570\u7406\u30e2\u30c7\u30eb\u306b\u7d71\u5408\u3059\u308b\u305f\u3081\u306e\u30d5\u30ec\u30fc\u30e0\u30ef\u30fc\u30af\u306f\u307e\u3060\u521d\u671f\u6bb5\u968e\u306b\u3042\u308a\u3001\u5e83\u7bc4\u306a\u63a1\u7528\u306b\u8ab2\u984c\u3092\u63d0\u8d77\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u8981\u56e0\u306fCAGR\u4e88\u6e2c\u306b-1.1%\u306e\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u30b5\u30cf\u30e9\u4ee5\u5357\u30a2\u30d5\u30ea\u30ab\u3084\u6771\u5357\u30a2\u30b8\u30a2\u3067\u7279\u306b\u9855\u8457\u3067\u3042\u308a\u3001\u4e2d\u671f\u7684\uff082\uff5e4\u5e74\uff09\u306a\u5f71\u97ff\u304c\u898b\u8fbc\u307e\u308c\u307e\u3059\u3002<\/p>\n<p>3.  \u4e0d\u6b63\u4ee3\u7406\u5e97\u306b\u3088\u308b\u4f4e\u3044\u4fdd\u967a\u91d1\u652f\u6255\u3044\u4fe1\u983c\u5ea6:<br \/>\n    \u4e00\u90e8\u306e\u5e02\u5834\u3067\u306f\u3001\u4e0d\u6b63\u306a\u4ee3\u7406\u5e97\u306b\u3088\u308b\u4e0d\u9069\u5207\u306a\u8ca9\u58f2\u3084\u4fdd\u967a\u91d1\u652f\u6255\u3044\u306e\u9045\u5ef6\u30fb\u62d2\u5426\u304c\u3001\u9867\u5ba2\u306e\u4fdd\u967a\u306b\u5bfe\u3059\u308b\u4fe1\u983c\u3092\u640d\u306a\u3046\u539f\u56e0\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u7279\u306b\u898f\u5236\u304c\u7de9\u3044\u5e02\u5834\u3067\u306f\u3001\u3053\u306e\u3088\u3046\u306a\u554f\u984c\u304c\u9855\u8457\u3067\u3042\u308a\u3001\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u306e\u666e\u53ca\u3092\u59a8\u3052\u308b\u8981\u56e0\u3068\u306a\u308a\u307e\u3059\u3002\u3053\u306e\u8981\u56e0\u306fCAGR\u4e88\u6e2c\u306b-0.9%\u306e\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u76e3\u7763\u4f53\u5236\u304c\u5f31\u3044\u5e02\u5834\u3067\u7279\u306b\u9855\u8457\u3067\u3042\u308a\u3001\u4e2d\u671f\u7684\uff082\uff5e4\u5e74\uff09\u306a\u5f71\u97ff\u304c\u898b\u8fbc\u307e\u308c\u307e\u3059\u3002<\/p>\n<p>4.  \u56fd\u5883\u3092\u8d8a\u3048\u305f\u5546\u54c1\u5c55\u958b\u3092\u5236\u9650\u3059\u308b\u898f\u5236\u88c1\u5b9a:<br \/>\n    \u5404\u56fd\u306e\u898f\u5236\u306e\u9055\u3044\u306f\u3001\u591a\u56fd\u7c4d\u4f01\u696d\u304c\u56fd\u5883\u3092\u8d8a\u3048\u3066\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5546\u54c1\u3092\u5c55\u958b\u3059\u308b\u969b\u306e\u969c\u58c1\u3068\u306a\u308a\u307e\u3059\u3002\u7570\u306a\u308b\u898f\u5236\u8981\u4ef6\u306b\u5bfe\u5fdc\u3059\u308b\u305f\u3081\u306e\u30b3\u30b9\u30c8\u3068\u8907\u96d1\u3055\u306f\u3001\u5546\u54c1\u306e\u30b9\u30b1\u30fc\u30e9\u30d3\u30ea\u30c6\u30a3\u3092\u5236\u9650\u3057\u3001\u5e02\u5834\u306e\u52b9\u7387\u6027\u3092\u4f4e\u4e0b\u3055\u305b\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u8981\u56e0\u306fCAGR\u4e88\u6e2c\u306b-0.6%\u306e\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u591a\u56fd\u7c4d\u4f01\u696d\u306e\u5546\u54c1\u5c55\u958b\u3067\u7279\u306b\u9855\u8457\u3067\u3042\u308a\u3001\u9577\u671f\u7684\uff084\u5e74\u4ee5\u4e0a\uff09\u306a\u5f71\u97ff\u304c\u898b\u8fbc\u307e\u308c\u307e\u3059\u3002<\/p>\n<p># \u30bb\u30b0\u30e1\u30f3\u30c8\u5206\u6790<\/p>\n<p> \u30e2\u30c7\u30eb\u30bf\u30a4\u30d7\u5225: \u30d1\u30fc\u30c8\u30ca\u30fc\u30a8\u30fc\u30b8\u30a7\u30f3\u30c8\u30e2\u30c7\u30eb\u304c\u5e02\u5834\u62e1\u5927\u3092\u727d\u5f15<\/p>\n<p>\u30d1\u30fc\u30c8\u30ca\u30fc\u30a8\u30fc\u30b8\u30a7\u30f3\u30c8\u30e2\u30c7\u30eb\u306f\u30012024\u5e74\u306e\u4fdd\u967a\u6599\u53ce\u5165\u306e43.5%\u3092\u5360\u3081\u3001\u4e16\u754c\u306e\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u3067\u6700\u5927\u306e\u30b7\u30a7\u30a2\u3092\u8a87\u308a\u30012030\u5e74\u307e\u3067\u306bCAGR 8.31%\u3067\u62e1\u5927\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u512a\u4f4d\u6027\u306f\u3001\u5730\u57df\u4fe1\u7528\u7d44\u5408\u3001\u5354\u540c\u7d44\u5408\u3001\u90f5\u4fbf\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u304c\u3001\u4e2d\u6838\u7684\u306a\u9280\u884c\u30b5\u30fc\u30d3\u30b9\u666e\u53ca\u7387\u304c30%\u3092\u4e0b\u56de\u308a\u3001\u6d88\u8cbb\u8005\u306e\u4fe1\u983c\u304c\u8eab\u8fd1\u306a\u6a5f\u95a2\u306b\u3042\u308b\u5730\u57df\u793e\u4f1a\u306b\u304a\u3044\u3066\u3001\u30e9\u30b9\u30c8\u30de\u30a4\u30eb\u306e\u5b9f\u73fe\u8005\u3068\u3057\u3066\u6a5f\u80fd\u3057\u3066\u3044\u308b\u3053\u3068\u3092\u53cd\u6620\u3057\u3066\u3044\u307e\u3059\u3002\u4fdd\u967a\u4f1a\u793e\u306f\u30d0\u30e9\u30f3\u30b9\u30b7\u30fc\u30c8\u306e\u80fd\u529b\u3068\u5546\u54c1\u8a2d\u8a08\u3092\u63d0\u4f9b\u3057\u3001\u4ee3\u7406\u5e97\u306f\u73fe\u5730\u3067\u306e\u52a0\u5165\u3068\u30b5\u30fc\u30d3\u30b9\u63d0\u4f9b\u80fd\u529b\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3001\u7d14\u7c8b\u306a\u4ee3\u7406\u5e97\u30e2\u30c7\u30eb\u3088\u308a\u308220%\uff5e40%\u4f4e\u3044\u8907\u5408\u7684\u306a\u9867\u5ba2\u7372\u5f97\u30b3\u30b9\u30c8\u3092\u5b9f\u73fe\u3057\u3066\u3044\u307e\u3059\u3002\u30c7\u30b8\u30bf\u30eb\u30bf\u30d6\u30ec\u30c3\u30c8\u3084USSD\u30d5\u30ed\u30fc\u306b\u3088\u308a\u3001\u4ee3\u7406\u5e97\u306f5\u5206\u4ee5\u5185\u306b\u4fdd\u967a\u8a3c\u5238\u3092\u767a\u884c\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u3001\u4e8b\u52d9\u51e6\u7406\u3092\u524a\u6e1b\u3057\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u8a18\u9332\u3092\u76e3\u67fb\u5bfe\u5fdc\u53ef\u80fd\u306a\u72b6\u614b\u306b\u4fdd\u3063\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u52b9\u7387\u6027\u306f\u3001\u4e00\u822c\u7684\u306a\u30de\u30a4\u30af\u30ed\u30c1\u30b1\u30c3\u30c8\u30dd\u30ea\u30b7\u30fc\u304c\u5e74\u95935\u7c73\u30c9\u30eb\u672a\u6e80\u306e\u4fdd\u967a\u6599\u3057\u304b\u751f\u307f\u51fa\u3055\u306a\u3044\u305f\u3081\u3001\u6975\u3081\u3066\u91cd\u8981\u3067\u3059\u3002<\/p>\n<p>\u30d1\u30fc\u30c8\u30ca\u30fc\u30a8\u30fc\u30b8\u30a7\u30f3\u30c8\u30e2\u30c7\u30eb\u306f\u3001\u975e\u516c\u5f0f\u306a\u53ce\u5165\u30d1\u30bf\u30fc\u30f3\u306b\u5408\u308f\u305b\u305f\u67d4\u8edf\u306a\u4fdd\u967a\u6599\u5fb4\u53ce\u30b5\u30a4\u30af\u30eb\u3082\u30b5\u30dd\u30fc\u30c8\u3057\u3066\u3044\u307e\u3059\u3002\u4f8b\u3048\u3070\u3001AXA\u306eEssentiALL\u306f\u3001\u4e8b\u6545\u3001\u751f\u547d\u3001\u5165\u9662\u7d66\u4ed8\u91d1\u3092\u5358\u4e00\u306e\u4fdd\u967a\u306b\u307e\u3068\u3081\u3001\u4fdd\u967a\u5951\u7d04\u8005\u304c\u30e2\u30d0\u30a4\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u3092\u901a\u3058\u3066\u9031\u6255\u3044\u3092\u53ef\u80fd\u306b\u3059\u308b\u6a5f\u80fd\u3092\u63d0\u4f9b\u3057\u3066\u304a\u308a\u30012024\u5e74\u306b\u306f\u66f4\u65b0\u7387\u309214\u30dd\u30a4\u30f3\u30c8\u4e0a\u6607\u3055\u305b\u307e\u3057\u305f\u3002\u30de\u30ec\u30fc\u30b7\u30a2\u306eVSure Tech\u306eSME\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001\u30de\u30a4\u30af\u30ed\u5c0f\u58f2\u696d\u8005\u304c\u4f7f\u7528\u3059\u308bPOS\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u306b\u8ce0\u511f\u8cac\u4efb\u4fdd\u967a\u3092\u7d44\u307f\u8fbc\u3080\u3053\u3068\u3067\u3001\u3053\u306e\u30a2\u30d7\u30ed\u30fc\u30c1\u3092\u3055\u3089\u306b\u63a8\u9032\u3057\u3001\u5c02\u4efb\u306e\u55b6\u696d\u90e8\u968a\u306a\u3057\u306760,000\u793e\u306b\u5230\u9054\u3057\u3066\u3044\u307e\u3059\u3002\u898f\u5236\u5f53\u5c40\u306f\u3001\u30d1\u30fc\u30c8\u30ca\u30fc\u4f01\u696d\u304c\u901a\u5e38\u3001\u5805\u7262\u306aKYC\uff08\u9867\u5ba2\u78ba\u8a8d\uff09\u30d5\u30a1\u30a4\u30eb\u3092\u7dad\u6301\u3057\u3066\u3044\u308b\u305f\u3081\u3001\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u306e\u30ea\u30b9\u30af\u3092\u4f4e\u6e1b\u3067\u304d\u308b\u3068\u3057\u3066\u3001\u3053\u306e\u53d6\u308a\u6c7a\u3081\u3092\u652f\u6301\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u5229\u70b9\u306b\u3088\u308a\u3001\u3053\u306e\u30e2\u30c7\u30eb\u306f\u3001\u5b8c\u5168\u306b\u30c7\u30b8\u30bf\u30eb\u306a\u6311\u6226\u8005\u304c\u898f\u6a21\u3092\u62e1\u5927\u3059\u308b\u4e2d\u3067\u3082\u3001\u4e16\u754c\u306e\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u30b7\u30a7\u30a2\u3092\u62e1\u5927\u3057\u7d9a\u3051\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p> \u88fd\u54c1\u30bf\u30a4\u30d7\u5225: \u5065\u5eb7\u4fdd\u967a\u304c\u6210\u9577\u306e\u30ea\u30fc\u30c0\u30fc\u3068\u3057\u3066\u6d6e\u4e0a<\/p>\n<p>\u30af\u30ec\u30b8\u30c3\u30c8\u30e9\u30a4\u30d5\u3001\u5b9a\u671f\u4fdd\u967a\u3001\u846c\u5100\u8cbb\u7528\u4fdd\u967a\u3092\u542b\u3080\u751f\u547d\u4fdd\u967a\u5546\u54c1\u306f\u30012024\u5e74\u306e\u4fdd\u967a\u6599\u53ce\u5165\u306e36.7%\u3092\u4f9d\u7136\u3068\u3057\u3066\u5360\u3081\u3066\u3044\u307e\u3059\u304c\u3001\u5065\u5eb7\u30fb\u5165\u9662\u7d66\u4ed8\u91d1\u4fdd\u967a\u306f\u30012030\u5e74\u307e\u3067\u306bCAGR 5.78%\u3067\u4e16\u754c\u306e\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u3067\u6700\u3082\u6025\u901f\u306b\u6210\u9577\u3057\u3066\u3044\u308b\u5206\u91ce\u3067\u3059\u3002\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u5f8c\u306e\u610f\u8b58\u306e\u9ad8\u307e\u308a\u3001\u81ea\u5df1\u8ca0\u62c5\u533b\u7642\u8cbb\u306e\u5897\u52a0\u3001\u653f\u5e9c\u306e\u88dc\u52a9\u91d1\u30d7\u30ed\u30b0\u30e9\u30e0\u304c\u3001\u305f\u3068\u3048\u6700\u5c0f\u9650\u306e\u5165\u9662\u7d66\u4ed8\u91d1\u3067\u3042\u3063\u3066\u3082\u3001\u4e16\u5e2f\u3092\u3053\u308c\u3089\u306e\u4fdd\u967a\u3078\u3068\u5411\u304b\u308f\u305b\u3066\u3044\u307e\u3059\u3002\u30a4\u30f3\u30c9\u306e480\u5104\u30eb\u30d4\u30fc\uff0857\u5104\u7c73\u30c9\u30eb\uff09\u306e\u4f4e\u984d\u5065\u5eb7\u4fdd\u967a\u30b9\u30ad\u30fc\u30e0\u3078\u306e\u5272\u308a\u5f53\u3066\u306f\u3001\u975e\u6b63\u898f\u52b4\u50cd\u8005\u306e\u6d41\u52d5\u6027\u30ae\u30e3\u30c3\u30d7\u3092\u57cb\u3081\u308b\u305f\u3081\u30011\u65e5\u3042\u305f\u308a10\uff5e15\u7c73\u30c9\u30eb\u306e\u5165\u9662\u8cbb\u3092\u6255\u3044\u623b\u3059\u30d0\u30f3\u30c9\u30eb\u578b\u4fdd\u967a\u306e\u30d1\u30a4\u30d7\u30e9\u30a4\u30f3\u3092\u5275\u51fa\u3057\u307e\u3057\u305f\u3002\u30a2\u30d5\u30ea\u30ab\u3067\u3082\u540c\u69d8\u306e\u52e2\u3044\u304c\u898b\u3089\u308c\u3001mPharma\u306e\u85ac\u5c40\u4e3b\u5c0e\u578b\u30b5\u30d6\u30b9\u30af\u30ea\u30d7\u30b7\u30e7\u30f3\u306f14\u306e\u6162\u6027\u75be\u60a3\u3092\u30ab\u30d0\u30fc\u3057\u3001\u4f1a\u54e1\u306f\u30b3\u30fc\u30d2\u30fc2\u676f\u5206\u306e\u6708\u984d\u6599\u91d1\u3092\u652f\u6255\u3046\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u6210\u9577\u306f\u3001\u5546\u54c1\u306e\u30e2\u30b8\u30e5\u30fc\u30eb\u6027\u306b\u3082\u5927\u304d\u304f\u4f9d\u5b58\u3057\u3066\u3044\u307e\u3059\u3002\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u30b3\u30a2\u30dd\u30ea\u30b7\u30fc\u306e\u6587\u8a00\u3092\u518d\u8a2d\u8a08\u3059\u308b\u3053\u3068\u306a\u304f\u3001\u6b6f\u79d1\u3001\u51fa\u7523\u3001\u9060\u9694\u533b\u7642\u306e\u7279\u7d04\u3092\u8ffd\u52a0\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u3001\u3053\u308c\u306b\u3088\u308a\u898f\u5236\u5f53\u5c40\u3078\u306e\u7533\u8acb\u6642\u9593\u3092\u77ed\u7e2e\u3059\u308b\u306e\u306b\u5f79\u7acb\u3063\u3066\u3044\u307e\u3059\u3002\u6307\u6570\u30d9\u30fc\u30b9\u306e\u4f5c\u7269\u30fb\u5bb6\u755c\u4fdd\u967a\u306f\u3001\u885b\u661f\u6c17\u8c61\u30c7\u30fc\u30bf\u3092\u4f7f\u7528\u3057\u3066\u4fdd\u967a\u91d1\u652f\u6255\u3044\u3092\u30c8\u30ea\u30ac\u30fc\u3057\u3001\u5f93\u6765\u306e\u640d\u5bb3\u67fb\u5b9a\u304c\u5b9f\u884c\u4e0d\u53ef\u80fd\u306a\u8fb2\u696d\u5730\u57df\u306b\u304a\u3051\u308b\u4e16\u754c\u306e\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u898f\u6a21\u306e\u62e1\u5927\u3092\u53ef\u80fd\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u4e8b\u6545\u30fb\u969c\u5bb3\u7279\u7d04\u306f\u3001\u6708\u53ce\u306e1%\u672a\u6e80\u3067\u6240\u5f97\u88dc\u511f\u7d66\u4ed8\u3092\u6c42\u3081\u308b\u914d\u8eca\u30b5\u30fc\u30d3\u30b9\u3084\u914d\u9054\u54e1\u306e\u9593\u3067\u6ce8\u76ee\u3092\u96c6\u3081\u3066\u3044\u307e\u3059\u3002\u3088\u308a\u591a\u304f\u306e\u653f\u5e9c\u304c\u30c7\u30b8\u30bf\u30eb\u5065\u5eb7\u8a18\u9332\u3092\u7fa9\u52d9\u4ed8\u3051\u308b\u306b\u3064\u308c\u3066\u3001\u5f15\u53d7\u4f1a\u793e\u306f\u3001\u4fa1\u683c\u8a2d\u5b9a\u3092\u3055\u3089\u306b\u6d17\u7df4\u3055\u305b\u3001\u640d\u5bb3\u7387\u3092\u524a\u6e1b\u3067\u304d\u308b\u8a73\u7d30\u306a\u8acb\u6c42\u30c7\u30fc\u30bf\u3092\u53d6\u5f97\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p> \u6d41\u901a\u30c1\u30e3\u30cd\u30eb\u5225: \u30c7\u30b8\u30bf\u30eb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u304c\u30a2\u30af\u30bb\u30b9\u3092\u518d\u69cb\u7bc9<\/p>\n<p>\u30c7\u30b8\u30bf\u30eb\u30c1\u30e3\u30cd\u30eb\u306f\u30012024\u5e74\u306e\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u306b\u304a\u3051\u308b\u4e16\u754c\u4fdd\u967a\u6599\u53ce\u5165\u306e35.4%\u3092\u751f\u307f\u51fa\u3057\u3001CAGR 6.52%\u3067\u6210\u9577\u3057\u3066\u304a\u308a\u3001\u652f\u5e97\u3001MFIs\uff08\u30de\u30a4\u30af\u30ed\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u6a5f\u95a2\uff09\u3001\u4ee3\u7406\u5e97\u30c1\u30e3\u30cd\u30eb\u3092\u4e0a\u56de\u3063\u3066\u3044\u307e\u3059\u3002\u30a2\u30b8\u30a2\u306e\u90fd\u5e02\u90e8\u306b\u304a\u3051\u308b\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u666e\u53ca\u7387\u304c70%\u3092\u8d85\u3048\u308b\u3053\u3068\u3067\u3001\u4fdd\u967a\u4f1a\u793e\u306f3\u30af\u30ea\u30c3\u30af\u672a\u6e80\u3067\u898b\u7a4d\u3082\u308a\u304b\u3089\u5951\u7d04\u307e\u3067\u306e\u30d7\u30ed\u30bb\u30b9\u3092\u63d0\u4f9b\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u3001\u7d44\u307f\u8fbc\u307f\u578b\u30c1\u30a7\u30c3\u30af\u30a2\u30a6\u30c8\u30aa\u30d5\u30a1\u30fc\u306e\u30b3\u30f3\u30d0\u30fc\u30b8\u30e7\u30f3\u7387\u309230%\u4ee5\u4e0a\u306b\u62bc\u3057\u4e0a\u3052\u3066\u3044\u307e\u3059\u3002\u30a4\u30f3\u30c9\u306eBima Sugam\u306f\u3001\u898f\u5236\u5f53\u5c40\u304c\u652f\u63f4\u3059\u308b\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u30a2\u30d7\u30ed\u30fc\u30c1\u3092\u793a\u3057\u3066\u304a\u308a\u3001\u30e6\u30fc\u30b6\u30fc\u304c\u8cfc\u5165\u3057\u305f\u3059\u3079\u3066\u306e\u4fdd\u967a\u3092\u53ce\u5bb9\u3059\u308b\u4e2d\u7acb\u7684\u306a\u30de\u30fc\u30b1\u30c3\u30c8\u30d7\u30ec\u30a4\u30b9\u3068\u3057\u3066\u6a5f\u80fd\u3057\u3001\u4fdd\u967a\u30b5\u30fc\u30d3\u30b9\u6642\u9593\u3092\u6570\u65e5\u304b\u3089\u6570\u5206\u306b\u77ed\u7e2e\u3057\u3001\u91cd\u8907\u3059\u308bKYC\u3092\u6392\u9664\u3057\u3066\u3044\u307e\u3059\u3002\u30e9\u30c6\u30f3\u30a2\u30e1\u30ea\u30ab\u3067\u306f\u3001123Seguro\u306e\u30db\u30ef\u30a4\u30c8\u30e9\u30d9\u30ebAPI\u304c\u73fe\u572840\u4ee5\u4e0a\u306eE\u30b3\u30de\u30fc\u30b9\u30b5\u30a4\u30c8\u306b\u63a5\u7d9a\u3055\u308c\u3066\u304a\u308a\u3001\u8ca9\u58f2\u696d\u8005\u304c\u30ab\u30fc\u30c8\u30da\u30fc\u30b8\u3092\u96e2\u308c\u308b\u3053\u3068\u306a\u304f\u8ca8\u7269\u4fdd\u967a\u3092\u30a2\u30c3\u30d7\u30bb\u30eb\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u8fb2\u6751\u90e8\u3084\u6e96\u90fd\u5e02\u90e8\u3067\u306f\u7269\u7406\u7684\u306a\u63a5\u70b9\u304c\u4f9d\u7136\u3068\u3057\u3066\u91cd\u8981\u3067\u3059\u3002\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30e2\u30c7\u30eb\u3067\u306f\u3001\u5bfe\u9762\u3067\u4fdd\u967a\u3092\u8ca9\u58f2\u3057\u3001\u305d\u306e\u5f8cWhatsApp\u30dc\u30c3\u30c8\u3084IVR\u30e1\u30cb\u30e5\u30fc\u3092\u901a\u3058\u3066\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3001\u6559\u80b2\u30cb\u30fc\u30ba\u3068\u30b3\u30b9\u30c8\u7ba1\u7406\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u53d6\u3063\u3066\u3044\u307e\u3059\u3002MFIs\u306f\u901a\u5e38\u3001\u30ed\u30fc\u30f3\u8fd4\u6e08\u3068\u540c\u6642\u306b\u4fdd\u967a\u6599\u3092\u4e00\u62ec\u5fb4\u53ce\u3059\u308b\u3053\u3068\u3067\u3001\u5931\u52b9\u30ea\u30b9\u30af\u3092\u4f4e\u6e1b\u3057\u3066\u3044\u307e\u3059\u3002\u30b1\u30cb\u30a2\u306e\u652f\u5e97\u306a\u3057\u9280\u884c\u4ee3\u7406\u5e97\u306f\u30010.20\u7c73\u30c9\u30eb\u3068\u3044\u3046\u4f4e\u984d\u306e\u30de\u30a4\u30af\u30ed\u4fdd\u967a\u6599\u306e\u8ffd\u52a0\u5fb4\u53ce\u3092\u884c\u3063\u3066\u304a\u308a\u3001\u9069\u5207\u306a\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u30b9\u30bf\u30c3\u30af\u304c\u3042\u308c\u3070\u5c11\u984d\u306e\u30c1\u30b1\u30c3\u30c8\u3067\u3082\u53ce\u76ca\u6027\u304c\u3042\u308b\u3053\u3068\u3092\u8a3c\u660e\u3057\u3066\u3044\u307e\u3059\u3002\u898f\u5236\u30b5\u30f3\u30c9\u30dc\u30c3\u30af\u30b9\u304c\u30ea\u30e2\u30fc\u30c8\u3067\u306e\u52a0\u5165\u3092\u4fc3\u9032\u3059\u308b\u306b\u3064\u308c\u3066\u3001\u7d14\u7c8b\u306a\u30c7\u30b8\u30bf\u30eb\u30b8\u30e3\u30fc\u30cb\u30fc\u304b\u3089\u751f\u3058\u308b\u4e16\u754c\u306e\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u898f\u6a21\u306f\u30012028\u5e74\u307e\u3067\u306b\u4ee3\u7406\u5e97\u4e3b\u5c0e\u306e\u7d4c\u8def\u3092\u4e0a\u56de\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p> \u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u5225: \u5546\u696d\u4fdd\u967a\u4f1a\u793e\u304c\u898f\u6a21\u306e\u512a\u4f4d\u6027\u3092\u6d3b\u7528<\/p>\n<p>\u5546\u696d\u4fdd\u967a\u4f1a\u793e\u306f\u30012024\u5e74\u306e\u4fdd\u967a\u6599\u53ce\u5165\u306e62.3%\u3092\u652f\u914d\u3057\u30012030\u5e74\u307e\u3067\u306bCAGR 7.22%\u3067\u6210\u9577\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u304a\u308a\u3001\u4e16\u754c\u306e\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u306b\u304a\u3051\u308b\u30ea\u30fc\u30c9\u3092\u56fa\u3081\u3066\u3044\u307e\u3059\u3002\u5f7c\u3089\u306e\u30bd\u30eb\u30d9\u30f3\u30b7\u30fc\u8cc7\u672c\u3001\u518d\u4fdd\u967a\u5951\u7d04\u3001\u304a\u3088\u3073\u4fdd\u967a\u6570\u7406\u306e\u6df1\u3055\u306f\u3001\u8907\u6570\u306e\u5730\u57df\u3067\u5546\u54c1\u958b\u767a\u30b3\u30b9\u30c8\u3092\u511f\u5374\u3059\u308b\u3053\u3068\u3092\u53ef\u80fd\u306b\u3057\u3066\u3044\u307e\u3059\u3002Allianz\u306e2024\u5e74\u7b2c1\u56db\u534a\u671f\u306e\u55b6\u696d\u5229\u76ca40\u5104\u30e6\u30fc\u30ed\u306f\u3001\u767a\u884c\u30b3\u30b9\u30c8\u309245%\u524a\u6e1b\u3057\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u8acb\u6c42\u30c8\u30ea\u30a2\u30fc\u30b8\u3092\u53ef\u80fd\u306b\u3059\u308b\u30af\u30e9\u30a6\u30c9\u30cd\u30a4\u30c6\u30a3\u30d6\u306a\u30dd\u30ea\u30b7\u30fc\u7ba1\u7406\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306b\u8cc7\u91d1\u3092\u63d0\u4f9b\u3057\u307e\u3057\u305f\u3002Zurich\u306e\u55b6\u696d\u5229\u76ca74\u5104\u7c73\u30c9\u30eb\u306f\u3001\u5916\u90e8\u304b\u3089\u306e\u5bc4\u4ed8\u306a\u3057\u306b\u30b5\u30cf\u30e9\u4ee5\u5357\u30a2\u30d5\u30ea\u30ab\u3067\u30d1\u30e9\u30e1\u30c8\u30ea\u30c3\u30af\u578b\u5e72\u3070\u3064\u4fdd\u967a\u3092\u8a66\u9a13\u7684\u306b\u5c0e\u5165\u3059\u308b\u4f59\u529b\u3092\u3082\u305f\u3089\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5354\u540c\u7d44\u5408\u304a\u3088\u3073\u76f8\u4e92\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u793e\u4f1a\u7684\u7d50\u675f\u304c\u6700\u3082\u9ad8\u3044\u5730\u57df\u3067\u95a2\u9023\u6027\u3092\u7dad\u6301\u3057\u3066\u304a\u308a\u3001\u591a\u304f\u306e\u5834\u5408\u3001\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u306b\u304a\u3051\u308b\u30b3\u30df\u30e5\u30cb\u30c6\u30a3\u306e\u898f\u7bc4\u306b\u97ff\u304f\u8caf\u84c4\u307e\u305f\u306f\u914d\u5f53\u8981\u7d20\u3092\u7d44\u307f\u5408\u308f\u305b\u3066\u3044\u307e\u3059\u3002\u63f4\u52a9\u95a2\u9023\u30b9\u30ad\u30fc\u30e0\u306f\u8d85\u4f4e\u6240\u5f97\u5c64\u5411\u3051\u306b\u4ecb\u5165\u3057\u307e\u3059\u304c\u3001\u8cc7\u91d1\u306e\u5909\u52d5\u6027\u304c\u30b9\u30b1\u30fc\u30e9\u30d3\u30ea\u30c6\u30a3\u3092\u5236\u9650\u3057\u307e\u3059\u3002\u3053\u308c\u30893\u3064\u306e\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u30ab\u30c6\u30b4\u30ea\u30fc\u9593\u306e\u6226\u7565\u7684\u63d0\u643a\u304c\u5897\u52a0\u3057\u3066\u304a\u308a\u3001\u5546\u696d\u4fdd\u967a\u4f1a\u793e\u304c\u30ea\u30b9\u30af\u3092\u8ca0\u62c5\u3057\u3001\u76f8\u4e92\u4fdd\u967a\u4f1a\u793e\u304c\u6d41\u901a\u3092\u62c5\u3044\u3001\u63f4\u52a9\u6a5f\u95a2\u304c\u7acb\u3061\u4e0a\u3052\u671f\u9593\u4e2d\u306b\u4fdd\u967a\u6599\u88dc\u52a9\u91d1\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u3088\u3046\u306a\u4e09\u8005\u69cb\u9020\u306f\u3001\u30bd\u30eb\u30d9\u30f3\u30b7\u30fc\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3092\u78ba\u4fdd\u3057\u3064\u3064\u3001\u624b\u9803\u306a\u4fa1\u683c\u3092\u7dad\u6301\u3059\u308b\u306e\u306b\u5f79\u7acb\u3061\u3001\u5229\u76ca\u76ee\u6a19\u3068\u5305\u6442\u306e\u7fa9\u52d9\u306e\u4e21\u65b9\u3092\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u30d0\u30e9\u30f3\u30b9\u306e\u53d6\u308c\u305f\u7af6\u4e89\u74b0\u5883\u3092\u78ba\u7acb\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p># \u5730\u57df\u5206\u6790<\/p>\n<p>*   \u5317\u7c73: 2024\u5e74\u3001\u5317\u7c73\u306f\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u306b\u304a\u3051\u308b\u4e16\u754c\u306e\u4fdd\u967a\u6599\u53ce\u5165\u306e26.5%\u3092\u5360\u3081\u307e\u3057\u305f\u3002\u3053\u308c\u306f\u3001\u5168\u7c73\u4fdd\u967a\u76e3\u7763\u5b98\u5354\u4f1a\uff08NAIC\uff09\u304c\u91d1\u878d\u5305\u6442\u3092\u4fc3\u9032\u3059\u308b\u53d6\u308a\u7d44\u307f\u3092\u63a8\u9032\u3057\u305f\u3053\u3068\u306b\u3088\u308b\u3082\u306e\u3067\u3059\u3002\u3053\u306e\u53d6\u308a\u7d44\u307f\u306f\u3001\u591a\u69d8\u306a\u4eba\u53e3\u5c64\u3078\u306e\u4fdd\u967a\u5546\u54c1\u306e\u5e45\u5e83\u3044\u30a2\u30af\u30bb\u30b9\u3092\u5968\u52b1\u3057\u3066\u3044\u307e\u3059\u3002\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u3067\u306f\u3001\u4e3b\u8981\u306a\u4fdd\u967a\u4f1a\u793e\u304c\u5e02\u5834\u30b7\u30a7\u30a2\u306e85%\u306b\u76f8\u5f53\u3059\u308b\u57fa\u672c\u7684\u306a\u4fdd\u967a\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u304c\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u304a\u308a\u3001\u3053\u308c\u306f\u5c71\u706b\u4e8b\u306b\u8106\u5f31\u306a\u5730\u57df\u306b\u8cc7\u6e90\u3092\u5411\u3051\u3001\u9ad8\u30ea\u30b9\u30af\u5730\u57df\u306b\u304a\u3051\u308b\u30ea\u30b9\u30af\u8efd\u6e1b\u306e\u91cd\u8981\u306a\u30cb\u30fc\u30ba\u306b\u5bfe\u5fdc\u3059\u308b\u52d5\u304d\u3067\u3059\u3002\u7c73\u56fd\u306f\u96c6\u4e2d\u578b\u306e\u5065\u5eb7\u4fdd\u967a\u5e02\u5834\u306b\u76f4\u9762\u3057\u3066\u304a\u308a\u3001\u5dde\u306e95%\u304c\u9ad8\u6fc3\u5ea6\u306b\u5206\u985e\u3055\u308c\u3066\u3044\u308b\u305f\u3081\u3001\u5f93\u6765\u306e\u96c7\u7528\u4e3b\u63d0\u4f9b\u30d7\u30e9\u30f3\u3092\u56de\u907f\u3059\u308b\u30cb\u30c3\u30c1\u306a\u30de\u30a4\u30af\u30ed\u5546\u54c1\u306b\u6a5f\u4f1a\u304c\u751f\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u30de\u30a4\u30af\u30ed\u5546\u54c1\u306f\u3001\u7279\u5b9a\u306e\u6d88\u8cbb\u8005\u306e\u30cb\u30fc\u30ba\u306b\u5fdc\u3048\u3001\u67d4\u8edf\u6027\u3068\u624b\u9803\u306a\u4fa1\u683c\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002\u4e00\u65b9\u3001\u30ab\u30ca\u30c0\u306f\u9023\u90a6\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30b5\u30f3\u30c9\u30dc\u30c3\u30af\u30b9\u3092\u901a\u3058\u3066\u6210\u9577\u3092\u4fc3\u9032\u3057\u3066\u304a\u308a\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306b\u304a\u3051\u308b\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306e\u305f\u3081\u306e\u7ba1\u7406\u3055\u308c\u305f\u74b0\u5883\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u30e1\u30ad\u30b7\u30b3\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u6cd5\u306f\u3001\u30aa\u30fc\u30d7\u30f3\u30c7\u30fc\u30bf\u306e\u63a1\u7528\u3092\u52a0\u901f\u3055\u305b\u3001\u4fdd\u967a\u5206\u91ce\u306b\u304a\u3051\u308b\u900f\u660e\u6027\u3068\u52b9\u7387\u6027\u3092\u9ad8\u3081\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>*   \u30a2\u30b8\u30a2\u592a\u5e73\u6d0b: \u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u306f\u30012030\u5e74\u307e\u3067\u306bCAGR 6.23%\u3067\u6700\u3082\u6025\u901f\u306b\u6210\u9577\u3059\u308b\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u3068\u306a\u308b\u898b\u8fbc\u307f\u3067\u3059\u300240\u5104\u4eba\u306e\u6d88\u8cbb\u8005\u304c\u30c7\u30b8\u30bf\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u306b\u79fb\u884c\u3059\u308b\u306b\u3064\u308c\u3066\u3001\u6c7a\u6e08\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u304c\u5909\u9769\u3055\u308c\u3001\u30c7\u30b8\u30bf\u30eb\u4fdd\u967a\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3078\u306e\u9700\u8981\u304c\u9ad8\u307e\u3063\u3066\u3044\u307e\u3059\u3002\u8846\u5b89\u30aa\u30f3\u30e9\u30a4\u30f3\u306f\u30012024\u5e74\u306b\u7dcf\u66f8\u8fbc\u4fdd\u967a\u6599\u304c24.7%\u6025\u5897\u3057\u3001\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u8f38\u51fa\u53ce\u76ca\u308240%\u5897\u52a0\u3057\u305f\u3068\u5831\u544a\u3057\u3066\u304a\u308a\u3001\u3053\u306e\u5730\u57df\u306e\u300c\u4fdd\u967a\uff0b\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u300d\u306e\u52e2\u3044\u3092\u5f37\u8abf\u3057\u3066\u3044\u307e\u3059\u3002\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u4fdd\u967a\u696d\u52d9\u3078\u306e\u7d71\u5408\u306f\u3001\u9867\u5ba2\u4f53\u9a13\u3068\u696d\u52d9\u52b9\u7387\u3092\u5411\u4e0a\u3055\u305b\u3066\u3044\u307e\u3059\u3002\u30a4\u30f3\u30c9\u306eIRDAI\u306f\u30012047\u5e74\u307e\u3067\u306b\u3059\u3079\u3066\u306e\u5e02\u6c11\u304c\u4fdd\u967a\u306b\u30a2\u30af\u30bb\u30b9\u3067\u304d\u308b\u3088\u3046\u306b\u3059\u308b\u305f\u3081\u3001\u30e6\u30cb\u30d0\u30fc\u30b5\u30eb\u30ab\u30d0\u30ec\u30c3\u30b8\u306b\u5411\u3051\u305f\u6539\u9769\u3092\u63a8\u9032\u3057\u3066\u3044\u307e\u3059\u3002Bima Sugam\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001\u5e02\u6c11\u306b\u4fdd\u967a\u4f1a\u793e\u3092\u307e\u305f\u304c\u308b\u30dd\u30fc\u30bf\u30d6\u30eb\u306a\u30dd\u30ea\u30b7\u30fc\u30ed\u30c3\u30ab\u30fc\u3092\u63d0\u4f9b\u3057\u3001\u30dd\u30ea\u30b7\u30fc\u7ba1\u7406\u3092\u7c21\u7d20\u5316\u3057\u3001\u900f\u660e\u6027\u3092\u5411\u4e0a\u3055\u305b\u3066\u3044\u307e\u3059\u3002\u6771\u5357\u30a2\u30b8\u30a2\u306e\u30ae\u30b0\u30a8\u30b3\u30ce\u30df\u30fc\u306f\u3001\u30ae\u30b0\u30ef\u30fc\u30ab\u30fc\u304c\u76f4\u9762\u3059\u308b\u56fa\u6709\u306e\u30ea\u30b9\u30af\u306b\u5bfe\u51e6\u3059\u308b\u305f\u3081\u3001\u7d44\u307f\u8fbc\u307f\u578b\u500b\u4eba\u50b7\u5bb3\u4fdd\u967a\u3078\u306e\u9700\u8981\u3092\u727d\u5f15\u3057\u3066\u3044\u307e\u3059\u3002\u3055\u3089\u306b\u3001\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306f5\u65e5\u9593\u306e\u627f\u8a8d\u30b5\u30a4\u30af\u30eb\u3067\u5546\u54c1\u767a\u58f2\u3092\u5408\u7406\u5316\u3057\u3066\u304a\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u5e02\u5834\u306e\u9700\u8981\u306b\u8fc5\u901f\u306b\u5bfe\u5fdc\u3057\u3001\u3088\u308a\u901f\u3044\u30da\u30fc\u30b9\u3067\u9769\u65b0\u3059\u308b\u3053\u3068\u3092\u53ef\u80fd\u306b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>*   \u30e8\u30fc\u30ed\u30c3\u30d1: \u30e8\u30fc\u30ed\u30c3\u30d1\u3067\u306f\u3001EU AI\u6cd5\u306b\u3088\u3063\u3066\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u30ac\u30d0\u30ca\u30f3\u30b9\u304c\u6a19\u6e96\u5316\u3055\u308c\u3001\u56fd\u5883\u3092\u8d8a\u3048\u305f\u4e8b\u696d\u304c\u8fc5\u901f\u5316\u3055\u308c\u308b\u3053\u3068\u3067\u3001\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u304c\u7740\u5b9f\u306b\u6210\u9577\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u898f\u5236\u67a0\u7d44\u307f\u306f\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3068\u6d88\u8cbb\u8005\u4fdd\u8b77\u3092\u78ba\u4fdd\u3057\u3064\u3064\u3001\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u4fc3\u9032\u3057\u307e\u3059\u3002Allianz\u306b\u3088\u308bViridium\u306e35\u5104\u30e6\u30fc\u30ed\u3067\u306e\u8cb7\u53ce\u306f\u3001\u5927\u9678\u306b\u304a\u3051\u308b\u751f\u547d\u4fdd\u967a\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u7d71\u5408\u306e\u30c8\u30ec\u30f3\u30c9\u3092\u5f37\u8abf\u3057\u3066\u304a\u308a\u3001\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u306e\u6700\u9069\u5316\u3068\u898f\u6a21\u306e\u9054\u6210\u306b\u6226\u7565\u7684\u306b\u7126\u70b9\u3092\u5f53\u3066\u3066\u3044\u308b\u3053\u3068\u3092\u53cd\u6620\u3057\u3066\u3044\u307e\u3059\u3002\u5317\u6b27\u8af8\u56fd\u3067\u306e\u30d1\u30a4\u30ed\u30c3\u30c8\u30d7\u30ed\u30b0\u30e9\u30e0\u306f\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u30dd\u30ea\u30b7\u30fc\u30dd\u30fc\u30bf\u30d3\u30ea\u30c6\u30a3\u306e\u5b9f\u73fe\u53ef\u80fd\u6027\u3092\u793a\u3057\u3066\u304a\u308a\u3001\u9867\u5ba2\u306e\u5229\u4fbf\u6027\u3092\u9ad8\u3081\u3001\u5e02\u5834\u7af6\u4e89\u529b\u3092\u4fc3\u9032\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>*   \u5357\u7c73: \u5357\u7c73\u306f\u3001\u30d6\u30e9\u30b8\u30eb\u306e\u30aa\u30fc\u30d7\u30f3\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u30a4\u30cb\u30b7\u30a2\u30c1\u30d6\u3068\u30e1\u30ad\u30b7\u30b3\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u6cd5\u306b\u3088\u3063\u3066\u9032\u5c55\u3092\u9042\u3052\u3066\u304a\u308a\u3001\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u63a8\u9032\u3057\u3001\u5e02\u5834\u30a2\u30af\u30bb\u30b9\u3092\u6539\u5584\u3057\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u30a4\u30f3\u30d5\u30ec\u3068\u901a\u8ca8\u5909\u52d5\u304c\u5229\u76ca\u7387\u306b\u60aa\u5f71\u97ff\u3092\u4e0e\u3048\u3066\u304a\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u53ce\u76ca\u6027\u3092\u7dad\u6301\u3059\u308b\u4e0a\u3067\u8ab2\u984c\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>*   \u4e2d\u6771\u30fb\u30a2\u30d5\u30ea\u30ab: \u4e2d\u6771\u30fb\u30a2\u30d5\u30ea\u30ab\u306f\u672a\u958b\u62d3\u306e\u53ef\u80fd\u6027\u3092\u79d8\u3081\u3066\u304a\u308a\u3001\u30b1\u30cb\u30a2\u306e\u30d1\u30e9\u30e1\u30c8\u30ea\u30c3\u30af\u578b\u5e72\u3070\u3064\u4fdd\u967a\u3084\u5357\u30a2\u30d5\u30ea\u30ab\u306e\u6d2a\u6c34\u4fdd\u967a\u306f\u3001\u6c17\u5019\u95a2\u9023\u30ea\u30b9\u30af\u306b\u5bfe\u51e6\u3059\u308b\u305f\u3081\u306e\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u306b\u304a\u3051\u308b\u6a5f\u4f1a\u3092\u6d6e\u304d\u5f6b\u308a\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u6280\u8853\u5c0e\u5165\u306e\u9650\u5b9a\u6027\u3084\u6d41\u901a\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u306e\u672a\u767a\u9054\u3068\u3044\u3063\u305f\u30a4\u30f3\u30d5\u30e9\u4e0a\u306e\u8ab2\u984c\u304c\u3001\u6301\u7d9a\u53ef\u80fd\u306a\u6210\u9577\u306e\u305f\u3081\u306e\u30b9\u30b1\u30fc\u30e9\u30d3\u30ea\u30c6\u30a3\u306e\u554f\u984c\u3092\u5f15\u304d\u8d77\u3053\u3057\u3066\u304a\u308a\u3001\u3053\u308c\u3089\u306b\u5bfe\u51e6\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p># \u7af6\u5408\u72b6\u6cc1<\/p>\n<p>\u4e16\u754c\u306e\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u3067\u306f\u3001\u4e0a\u4f4d5\u793e\u304c\u4e2d\u7a0b\u5ea6\u306e\u96c6\u4e2d\u5ea6\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002\u5546\u696d\u30b0\u30eb\u30fc\u30d7\u306f\u3001\u305d\u306e\u8ca1\u52d9\u529b\u3092\u6d3b\u7528\u3057\u3066\u3001\u30aa\u30fc\u30c0\u30fc\u30e1\u30a4\u30c9\u306e\u5546\u54c1\u3092\u63d0\u4f9b\u3057\u3001\u898f\u6a21\u306e\u7d4c\u6e08\u3092\u6d3b\u304b\u3059\u3053\u3068\u3067\u3001\u305d\u306e\u30ea\u30fc\u30c1\u3092\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002\u5bfe\u7167\u7684\u306b\u3001\u5730\u57df\u306e\u5354\u540c\u7d44\u5408\u306f\u3001\u305d\u306e\u5730\u57df\u306b\u6839\u3056\u3057\u305f\u5b58\u5728\u611f\u3068\u30b3\u30df\u30e5\u30cb\u30c6\u30a3\u306e\u4fe1\u983c\u306b\u652f\u3048\u3089\u308c\u3001\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3001\u9577\u671f\u7684\u306a\u95a2\u4fc2\u3092\u80b2\u3080\u3053\u3068\u3067\u3001\u6751\u843d\u5730\u57df\u3067\u512a\u4f4d\u6027\u3092\u4fdd\u3061\u7d9a\u3051\u3066\u3044\u307e\u3059\u3002\u30e2\u30d0\u30a4\u30eb\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u4e8b\u696d\u8005\u304c\u5f15\u53d7\u696d\u52d9\u306b\u53c2\u5165\u3059\u308b\u3053\u3068\u3067\u3001\u7af6\u4e89\u74b0\u5883\u306f\u3055\u3089\u306b\u9855\u8457\u306b\u306a\u308a\u307e\u3059\u3002\u5f7c\u3089\u306e\u5408\u5f01\u4e8b\u696d\u306f\u3001\u6280\u8853\u7684\u306a\u5c02\u9580\u77e5\u8b58\u3068\u5e83\u5927\u306a\u9867\u5ba2\u57fa\u76e4\u3001\u305d\u3057\u3066\u65ac\u65b0\u306a\u6d41\u901a\u30c1\u30e3\u30cd\u30eb\u3092\u5c0e\u5165\u3057\u3001\u30b5\u30fc\u30d3\u30b9\u304c\u884c\u304d\u5c4a\u3044\u3066\u3044\u306a\u3044\u30bb\u30b0\u30e1\u30f3\u30c8\u306b\u5bfe\u5fdc\u3057\u3001\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5546\u54c1\u3078\u306e\u30a2\u30af\u30bb\u30b9\u3092\u5411\u4e0a\u3055\u305b\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u306f\u3001\u6210\u9577\u3068\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306e\u6226\u7565\u7684\u7126\u70b9\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u4f8b\u3048\u3070\u3001AXA\u306eEssentiALL\u306f\u3001\u90f5\u4fbf\u5c40\u3068\u306e\u63d0\u643a\u3092\u6d3b\u7528\u3057\u3066\u3001\u30b5\u30fc\u30d3\u30b9\u304c\u884c\u304d\u5c4a\u3044\u3066\u3044\u306a\u3044\u5730\u57df\u3067\u306e\u30a2\u30af\u30bb\u30b9\u3092\u5f37\u5316\u3057\u3001\u305d\u306e\u8db3\u8de1\u3092\u62e1\u5927\u3059\u308b\u3053\u3068\u3067\u30012026\u5e74\u307e\u3067\u306b2,000\u4e07\u4eba\u306e\u9867\u5ba2\u3092\u30bf\u30fc\u30b2\u30c3\u30c8\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u4e00\u65b9\u3001\u8846\u5b89\u306f\u3001\u305d\u306e\u30af\u30e9\u30a6\u30c9\u30b3\u30a2\u3092\u6d77\u5916\u306e\u4fdd\u967a\u4f1a\u793e\u306b\u30e9\u30a4\u30bb\u30f3\u30b9\u4f9b\u4e0e\u3059\u308b\u3053\u3068\u3067\u3001\u6280\u8853\u3092\u53ce\u76ca\u5316\u3057\u3066\u304a\u308a\u3001\u3053\u308c\u3089\u306e\u4fdd\u967a\u4f1a\u793e\u304c\u5927\u898f\u6a21\u306a\u30a4\u30f3\u30d5\u30e9\u6295\u8cc7\u306a\u3057\u306b\u696d\u52d9\u3092\u8fd1\u4ee3\u5316\u3067\u304d\u308b\u3088\u3046\u306b\u3057\u3001\u65b0\u305f\u306a\u53ce\u76ca\u6e90\u3092\u5275\u51fa\u3057\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001VSure Tech\u306e\u9769\u65b0\u7684\u306a\u5f93\u91cf\u8ab2\u91d1\u30e2\u30c7\u30eb\u306f\u3001\u4e2d\u5c0f\u4f01\u696d\u306b\u6642\u9593\u5358\u4f4d\u306e\u8ce0\u511f\u8cac\u4efb\u4fdd\u967a\u3092\u63d0\u4f9b\u3057\u3001\u4e2d\u5c0f\u4f01\u696d\u306e\u7279\u5b9a\u306e\u30cb\u30fc\u30ba\u306b\u5bfe\u5fdc\u3057\u3066\u304a\u308a\u3001\u30cb\u30c3\u30c1\u306a\u9700\u8981\u306b\u5fdc\u3048\u308b\u305f\u3081\u306e\u5546\u54c1\u30de\u30a4\u30af\u30ed\u30bb\u30b0\u30e1\u30f3\u30c6\u30fc\u30b7\u30e7\u30f3\u3078\u306e\u5e83\u7bc4\u306a\u30c8\u30ec\u30f3\u30c9\u3092\u53cd\u6620\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3078\u306e\u6295\u8cc7\u306f\u3001AI\u99c6\u52d5\u578b\u5f15\u53d7\u3001\u30d1\u30e9\u30e1\u30c8\u30ea\u30c3\u30af\u30c8\u30ea\u30ac\u30fc\u3001\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u30d9\u30fc\u30b9\u306e\u30dd\u30ea\u30b7\u30fc\u7ba1\u7406\u306b\u5927\u304d\u304f\u504f\u3063\u3066\u3044\u307e\u3059\u3002\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u904b\u8ee2\u7fd2\u6163\u3001\u4f5c\u7269\u53ce\u91cf\u3001\u914d\u9054\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u304b\u3089\u306e\u30c7\u30fc\u30bf\u3092\u6d3b\u7528\u3057\u3066\u3001\u4fa1\u683c\u6226\u7565\u3092\u5fae\u8abf\u6574\u3057\u3001\u30ea\u30b9\u30af\u8a55\u4fa1\u3092\u6539\u5584\u3057\u3001\u696d\u52d9\u52b9\u7387\u3092\u5411\u4e0a\u3055\u305b\u3066\u3044\u307e\u3059\u3002\u6c17\u5019\u95a2\u9023\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3001\u975e\u6b63\u898f\u52b4\u50cd\u8005\u5411\u3051\u306e\u5065\u5eb7\u4fdd\u967a\u3001\u4e2d\u5c0f\u4f01\u696d\u5411\u3051\u306e\u30b5\u30a4\u30d0\u30fc\u4fdd\u967a\u306a\u3069\u3001\u672a\u958b\u62d3\u306e\u5206\u91ce\u306b\u306f\u5927\u304d\u306a\u6f5c\u5728\u7684\u6210\u9577\u6a5f\u4f1a\u304c\u5b58\u5728\u3057\u307e\u3059\u304c\u3001\u3053\u308c\u3089\u306f\u307e\u3060\u307b\u3068\u3093\u3069\u63a2\u7d22\u3055\u308c\u3066\u3044\u307e\u305b\u3093\u3002\u4f4e\u3044\u53c2\u5165\u969c\u58c1\u306b\u3088\u308a\u3001\u65b0\u898f\u53c2\u5165\u4f01\u696d\u306f\u8fc5\u901f\u306b\u5e02\u5834\u9069\u5408\u6027\u3092\u8a55\u4fa1\u3067\u304d\u3001\u65e2\u5b58\u4f01\u696d\u3092\u5e38\u306b\u523a\u6fc0\u3057\u3001\u5e02\u5834\u306b\u304a\u3051\u308b\u7d99\u7d9a\u7684\u306a\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u4fc3\u9032\u3059\u308b\u30c0\u30a4\u30ca\u30df\u30c3\u30af\u306a\u5909\u5316\u3092\u3082\u305f\u3089\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u30c0\u30a4\u30ca\u30df\u30c3\u30af\u306a\u74b0\u5883\u306f\u3001\u65e2\u5b58\u4f01\u696d\u3068\u65b0\u898f\u53c2\u5165\u4f01\u696d\u306e\u4e21\u65b9\u306b\u3001\u9032\u5316\u3059\u308b\u9867\u5ba2\u30cb\u30fc\u30ba\u306b\u5bfe\u5fdc\u3057\u3001\u65b0\u305f\u306a\u30ea\u30b9\u30af\u306b\u5bfe\u51e6\u3059\u308b\u305f\u3081\u306e\u9769\u65b0\u7684\u306a\u30a2\u30d7\u30ed\u30fc\u30c1\u3092\u6a21\u7d22\u3059\u308b\u3053\u3068\u3092\u4fc3\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p># \u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u696d\u754c\u306e\u4e3b\u8981\u30ea\u30fc\u30c0\u30fc<\/p>\n<p>*   Allianz SE<br \/>\n*   AXA SA<br \/>\n*   Zurich Insurance Group<br \/>\n*   American International Group (AIG)<br \/>\n*   Hollard Insurance Company<\/p>\n<p># \u6700\u8fd1\u306e\u696d\u754c\u52d5\u5411<\/p>\n<p>*   2025\u5e743\u6708: Allianz\u306f\u3001BlackRock\u304a\u3088\u3073T&#038;D Holdings\u3068\u5354\u529b\u3057\u3001Viridium Group\u309235\u5104\u30e6\u30fc\u30ed\u3067\u8cb7\u53ce\u3059\u308b\u3068\u3044\u3046\u91cd\u8981\u306a\u52d5\u304d\u3092\u898b\u305b\u307e\u3057\u305f\u3002\u3053\u306e\u8cb7\u53ce\u306f\u3001Allianz\u306e\u751f\u547d\u4fdd\u967a\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u7d71\u5408\u5e02\u5834\u306b\u304a\u3051\u308b\u5730\u4f4d\u3092\u5f37\u5316\u3057\u3001\u4e8b\u696d\u898f\u6a21\u3068\u5e02\u5834\u30d7\u30ec\u30bc\u30f3\u30b9\u3092\u5411\u4e0a\u3055\u305b\u308b\u6226\u7565\u7684\u306a\u53d6\u308a\u7d44\u307f\u3092\u53cd\u6620\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   2025\u5e743\u6708: Swiss Re\u306f\u3001Good Carbon\u3068\u63d0\u643a\u3057\u3001\u9769\u65b0\u7684\u306a\u70ad\u7d20\u30af\u30ec\u30b8\u30c3\u30c8\u4e0d\u5c65\u884c\u4fdd\u967a\u3092\u5c0e\u5165\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u9769\u65b0\u7684\u306a\u5546\u54c1\u306f\u3001\u4ee3\u66ff\u30af\u30ec\u30b8\u30c3\u30c8\u306e\u305f\u3081\u306e\u30d0\u30c3\u30d5\u30a1\u30d7\u30fc\u30eb\u3092\u7d44\u307f\u8fbc\u3080\u3053\u3068\u3067\u3001\u70ad\u7d20\u30af\u30ec\u30b8\u30c3\u30c8\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u306b\u95a2\u9023\u3059\u308b\u30ea\u30b9\u30af\u306b\u5bfe\u51e6\u3057\u3001\u70ad\u7d20\u30aa\u30d5\u30bb\u30c3\u30c8\u30e1\u30ab\u30cb\u30ba\u30e0\u306b\u304a\u3051\u308b\u4fe1\u983c\u6027\u3068\u4fe1\u983c\u6027\u3092\u9ad8\u3081\u308b\u3053\u3068\u3092\u76ee\u7684\u3068\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   2025\u5e741\u6708: Allianz Partners\u306f\u3001EU\u306e4\u3064\u306e\u5e02\u5834\u3067\u300callyz Cyber Care\u300d\u3092\u767a\u8868\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u5546\u54c1\u306f\u3001\u9ad8\u5ea6\u306a\u4e88\u9632\u6280\u8853\u3068\u5305\u62ec\u7684\u306a\u4fdd\u967a\u7d66\u4ed8\u3092\u7d44\u307f\u5408\u308f\u305b\u305f\u3082\u306e\u3067\u3001\u30b5\u30a4\u30d0\u30fc\u8105\u5a01\u306b\u5bfe\u3059\u308b\u9ad8\u307e\u308b\u61f8\u5ff5\u306b\u5bfe\u51e6\u3057\u3001\u6d88\u8cbb\u8005\u306e\u4fdd\u8b77\u3092\u5f37\u5316\u3059\u308b\u3053\u3068\u3092\u76ee\u6307\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   2024\u5e7410\u6708: Amwins\u306fFloodbase\u3068\u5354\u529b\u3057\u3001\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u306e\u81ea\u6cbb\u4f53\u5411\u3051\u306b\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u3055\u308c\u305f\u30d1\u30e9\u30e1\u30c8\u30ea\u30c3\u30af\u578b\u6d2a\u6c34\u4fdd\u967a\u3092\u5c0e\u5165\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u9769\u65b0\u7684\u306a\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306f\u3001\u6c17\u5019\u5909\u52d5\u306b\u3088\u308b\u6d2a\u6c34\u30ea\u30b9\u30af\u306e\u5897\u52a0\u306b\u76f4\u9762\u3059\u308b\u30b3\u30df\u30e5\u30cb\u30c6\u30a3\u306b\u5bfe\u3057\u3001\u3088\u308a\u8fc5\u901f\u306a\u4fdd\u967a\u91d1\u652f\u6255\u3044\u3068\u6539\u5584\u3055\u308c\u305f\u8ca1\u653f\u7684\u30ec\u30b8\u30ea\u30a8\u30f3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3092\u76ee\u7684\u3068\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u306b\u95a2\u3059\u308b\u672c\u30ec\u30dd\u30fc\u30c8\u306f\u3001\u4f4e\u6240\u5f97\u8005\u5c64\u304c\u7d4c\u6e08\u7684\u306a\u56f0\u96e3\u304b\u3089\u7acb\u3061\u76f4\u308b\u305f\u3081\u306e\u624b\u9803\u306a\u4fdd\u8b77\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3092\u76ee\u7684\u3068\u3057\u3066\u3044\u307e\u3059\u3002\u672c\u30ec\u30dd\u30fc\u30c8\u3067\u306f\u3001\u5e02\u5834\u306e\u52d5\u5411\u3001\u6210\u9577\u4e88\u6e2c\u3001\u4e3b\u8981\u306a\u63a8\u9032\u8981\u56e0\u3068\u963b\u5bb3\u8981\u56e0\u3001\u7af6\u4e89\u74b0\u5883\u3001\u304a\u3088\u3073\u5c06\u6765\u306e\u5c55\u671b\u306b\u3064\u3044\u3066\u8a73\u7d30\u306b\u5206\u6790\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4e16\u754c\u306e\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u5e02\u5834\u306f\u30012025\u5e74\u306b\u306f737.6\u5104\u7c73\u30c9\u30eb\u306e\u898f\u6a21\u306b\u9054\u3057\u30012030\u5e74\u307e\u3067\u306b\u306f985.6\u5104\u7c73\u30c9\u30eb\u306b\u6210\u9577\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5e02\u5834\u306e\u6210\u9577\u3092\u727d\u5f15\u3059\u308b\u4e3b\u306a\u8981\u56e0\u3068\u3057\u3066\u306f\u3001\u30e2\u30d0\u30a4\u30eb\u30de\u30cd\u30fc\u306e\u666e\u53ca\u306b\u3088\u308b\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3078\u306e\u30a2\u30af\u30bb\u30b9\u62e1\u5927\u3001\u5305\u62ec\u7684\u306a\u4fdd\u967a\u3092\u7fa9\u52d9\u4ed8\u3051\u308b\u653f\u5e9c\u306e\u653f\u7b56\u3001\u30c7\u30b8\u30bf\u30eb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3084\u30a4\u30f3\u30b7\u30e5\u30a2\u30c6\u30c3\u30af\u4f01\u696d\u3068\u306e\u63d0\u643a\u306e\u5897\u52a0\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002\u7279\u306b\u3001\u6c17\u5019\u5909\u52d5\u30ea\u30b9\u30af\u306b\u5bfe\u5fdc\u3059\u308b\u305f\u3081\u306e\u30d1\u30e9\u30e1\u30c8\u30ea\u30c3\u30af\u578b\u30de\u30a4\u30af\u30ed\u30a4\u30f3\u30b7\u30e5\u30a2\u30e9\u30f3\u30b9\u306e\u5c0e\u5165\u3001E\u30b3\u30de\u30fc\u30b9\u3084\u914d\u8eca\u30a2\u30d7\u30ea\u306b\u304a\u3051\u308b\u7d44\u307f\u8fbc\u307f\u578b\u4fdd\u967a\u306e\u53f0\u982d\u3001\u885b\u661f\u30fb\u30ea\u30e2\u30fc\u30c8\u30bb\u30f3\u30b7\u30f3\u30b0\u30c7\u30fc\u30bf\u3092\u5229\u7528\u3057\u305f\u30de\u30a4\u30af\u30ed\u4f5c\u7269\u4fdd\u967a\u306e\u5b9f\u73fe\u306a\u3069\u304c\u6ce8\u76ee\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u6d41\u901a\u30c1\u30e3\u30cd\u30eb\u5225\u3067\u306f\u3001\u30e2\u30d0\u30a4\u30eb\u30a6\u30a9\u30ec\u30c3\u30c8\u3001\u7d44\u307f\u8fbc\u307f\u578b\u6c7a\u6e08\u3001\u898f\u5236\u5f53\u5c40\u304c\u652f\u63f4\u3059\u308b\u30de\u30fc\u30b1\u30c3\u30c8\u30d7\u30ec\u30a4\u30b9\u306b\u652f\u3048\u3089\u308c\u305f\u30c7\u30b8\u30bf\u30eb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u304c\u30012030\u5e74\u307e\u3067\u306b\u5e74\u5e73\u5747\u6210\u9577\u73876.52%\u3067\u6700\u3082\u6025\u901f\u306b\u6210\u9577\u3059\u308b\u3068\u898b\u8fbc\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u30e2\u30c7\u30eb\u30bf\u30a4\u30d7\u5225\u3067\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u306e\u80fd\u529b\u3068MFI\uff08\u30de\u30a4\u30af\u30ed\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u6a5f\u95a2\uff09\u3084\u5354\u540c\u7d44\u5408\u306a\u3069\u306e\u5730\u57df\u6a5f\u95a2\u3092\u7d44\u307f\u5408\u308f\u305b\u305f\u30d1\u30fc\u30c8\u30ca\u30fc\u30a8\u30fc\u30b8\u30a7\u30f3\u30c8\u30e2\u30c7\u30eb\u304c\u30012024\u5e74\u306e\u4fdd\u967a\u6599\u306e43.5%\u3092\u5360\u3081\u3001\u30e2\u30c7\u30eb\u30bf\u30a4\u30d7\u306e\u4e2d\u3067\u6700\u3082\u9ad8\u30448.31%\u306e\u5e74\u5e73\u5747\u6210\u9577\u7387\u3092\u8a18\u9332\u3057\u3066\u3044\u307e\u3059\u3002\u5730\u57df\u5225\u3067\u306f\u3001\u30e2\u30d0\u30a4\u30eb\u30de\u30cd\u30fc\u306e\u6025\u901f\u306a\u666e\u53ca\u3001\u30a4\u30f3\u30c9\u306eBima Sugam\u306e\u3088\u3046\u306a\u652f\u63f4\u7684\u306a\u898f\u5236\u3001\u4f4e\u984d\u4fdd\u967a\u5546\u54c1\u306e\u63d0\u4f9b\u3092\u52b9\u7387\u5316\u3059\u308b\u30a4\u30f3\u30b7\u30e5\u30a2\u30c6\u30c3\u30af\u3068\u306e\u63d0\u643a\u306b\u3088\u308a\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u304c\u5e74\u5e73\u5747\u6210\u9577\u73876.23%\u3067\u4e3b\u8981\u306a\u6210\u9577\u30a8\u30f3\u30b8\u30f3\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3067\u3001\u5e02\u5834\u306e\u6210\u9577\u3092\u963b\u5bb3\u3059\u308b\u4e3b\u306a\u8981\u56e0\u3068\u3057\u3066\u306f\u3001\u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u3068\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306b\u95a2\u3059\u308b\u61f8\u5ff5\u3001\u65b0\u8208\u5e02\u5834\u306b\u304a\u3051\u308b\u4fdd\u967a\u6599\u8a2d\u5b9a\u306e\u305f\u3081\u306e\u30a2\u30af\u30c1\u30e5\u30a2\u30ea\u30fc\u30c7\u30fc\u30bf\u306e\u4e0d\u8db3\u3001\u4e0d\u6b63\u306a\u4ee3\u7406\u5e97\u306b\u3088\u308b\u4f4e\u3044\u4fdd\u967a\u91d1\u652f\u6255\u3044\u4fe1\u983c\u5ea6\u3001\u304a\u3088\u3073\u56fd\u5883\u3092\u8d8a\u3048\u305f\u5546\u54c1\u5c55\u958b\u3092\u5236\u9650\u3059\u308b\u898f\u5236\u4e0a\u306e\u554f\u984c\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u672c\u30ec\u30dd\u30fc\u30c8\u3067\u306f\u3001\u5e02\u5834\u3092\u30e2\u30c7\u30eb\u30bf\u30a4\u30d7\uff08\u30d1\u30fc\u30c8\u30ca\u30fc\u30a8\u30fc\u30b8\u30a7\u30f3\u30c8\u30e2\u30c7\u30eb\u3001\u30d5\u30eb\u30b5\u30fc\u30d3\u30b9\u30e2\u30c7\u30eb\uff09\u3001\u5546\u54c1\u30bf\u30a4\u30d7\uff08\u751f\u547d\u4fdd\u967a\u3001\u533b\u7642\u30fb\u5165\u9662\u7d66\u4ed8\u91d1\u3001\u8ca1\u7523\u30fb\u4f5c\u7269\u4fdd\u967a\u3001\u50b7\u5bb3\u30fb\u969c\u5bb3\u4fdd\u967a\u3001\u5bb6\u755c\u30fb\u6307\u6570\u578b\u8fb2\u696d\u4fdd\u967a\u306a\u3069\uff09\u3001\u6d41\u901a\u30c1\u30e3\u30cd\u30eb\uff08\u76f4\u63a5\u8ca9\u58f2\u3001\u91d1\u878d\u6a5f\u95a2\u30fbMFI\u3001\u30c7\u30b8\u30bf\u30eb\uff09\u3001\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\uff08\u5546\u696d\u4fdd\u967a\u4f1a\u793e\u3001\u5354\u540c\u7d44\u5408\u30fb\u76f8\u4e92\u4fdd\u967a\u4f1a\u793e\u3001\u63f4\u52a9\u30fb\u653f\u5e9c\u652f\u63f4\u30b9\u30ad\u30fc\u30e0\uff09\u3001\u304a\u3088\u3073\u5730\u57df\uff08\u5317\u7c73\u3001\u5357\u7c73\u3001\u6b27\u5dde\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u3001\u4e2d\u6771\u30fb\u30a2\u30d5\u30ea\u30ab\uff09\u306b\u7d30\u5206\u5316\u3057\u3066\u5206\u6790\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u7af6\u4e89\u74b0\u5883\u306b\u3064\u3044\u3066\u306f\u3001\u5e02\u5834\u96c6\u4e2d\u5ea6\u3001\u6226\u7565\u7684\u52d5\u5411\u3001\u5e02\u5834\u30b7\u30a7\u30a2\u5206\u6790\u3001\u304a\u3088\u3073\u4e3b\u8981\u4f01\u696d\u306e\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\uff08Allianz SE\u3001AXA SA\u3001Zurich Insurance Group\u3001Ping An Insurance\u306a\u3069\u591a\u6570\uff09\u304c\u542b\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u307e\u305f\u3001\u5e02\u5834\u306e\u6a5f\u4f1a\u3068\u5c06\u6765\u306e\u5c55\u671b\u3001\u7279\u306b\u672a\u958b\u62d3\u306e\u9818\u57df\u3084\u6e80\u305f\u3055\u308c\u3066\u3044\u306a\u3044\u30cb\u30fc\u30ba\u306e\u8a55\u4fa1\u306b\u3064\u3044\u3066\u3082\u8a00\u53ca\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/posts\/66185"}],"collection":[{"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/comments?post=66185"}],"version-history":[{"count":1,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/posts\/66185\/revisions"}],"predecessor-version":[{"id":66188,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/posts\/66185\/revisions\/66188"}],"wp:attachment":[{"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/media?parent=66185"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/categories?post=66185"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/tags?post=66185"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}