{"id":74843,"date":"2025-12-31T01:56:17","date_gmt":"2025-12-30T16:56:17","guid":{"rendered":"https:\/\/www.marketresearch.co.jp\/insights\/bank-kiosk-market-mordor\/"},"modified":"2026-10-02T20:43:05","modified_gmt":"2026-10-02T11:43:05","slug":"bank-kiosk-market-mordor","status":"publish","type":"post","link":"https:\/\/www.marketresearch.co.jp\/insights\/bank-kiosk-market-mordor\/","title":{"rendered":"\u9280\u884c\u30ad\u30aa\u30b9\u30af\u5e02\u5834\uff1a\u898f\u6a21\u30fb\u30b7\u30a7\u30a2\u5206\u6790\u3001\u6210\u9577\u30c8\u30ec\u30f3\u30c9\u30fb\u4e88\u6e2c (2025\u5e74\uff5e2030\u5e74)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.marketresearch.co.jp\/insights\/wp-content\/uploads\/2025\/12\/bank-kiosk-market_1673002473733_Picture1-scaled.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.marketresearch.co.jp\/insights\/wp-content\/uploads\/2025\/12\/bank-kiosk-market-size-image-1750508470556.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">\n    1. \u306f\u3058\u3081\u306b<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          1.1 \u8abf\u67fb\u306e\u524d\u63d0\u6761\u4ef6\u3068\u5e02\u5834\u306e\u5b9a\u7fa9<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          1.2 \u8abf\u67fb\u7bc4\u56f2<\/p>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">\n    2. \u8abf\u67fb\u65b9\u6cd5<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">\n    3. \u30a8\u30b0\u30bc\u30af\u30c6\u30a3\u30d6\u30b5\u30de\u30ea\u30fc<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">\n    4. \u5e02\u5834\u6982\u6cc1<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          4.1 \u5e02\u5834\u6982\u8981<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.2 \u5e02\u5834\u306e\u63a8\u9032\u8981\u56e0<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.2.1 \u30bb\u30eb\u30d5\u30b5\u30fc\u30d3\u30b9\u591a\u6a5f\u80fd\u30ad\u30aa\u30b9\u30af\u306e\u9700\u8981\u5897\u52a0<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.2 \u30b3\u30b9\u30c8\u524a\u6e1b\u3068\u652f\u5e97\u6700\u9069\u5316<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.3 \u9867\u5ba2\u4f53\u9a13\u306e\u5411\u4e0a \/ \u5f85\u3061\u6642\u9593\u306e\u77ed\u7e2e<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.4 AI\u3092\u6d3b\u7528\u3057\u305f\u4e88\u77e5\u4fdd\u5168\u306b\u3088\u308b\u30c0\u30a6\u30f3\u30bf\u30a4\u30e0\u524a\u6e1b<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.5 \u65b0\u8208\u5e02\u5834\u306b\u304a\u3051\u308b\u91d1\u878d\u5305\u6442\u306e\u7fa9\u52d9\u5316<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.6 \u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u63d0\u643a\u306e\u305f\u3081\u306e\u30b5\u30fc\u30d3\u30b9\u3068\u3057\u3066\u306e\u652f\u5e97\u30ad\u30aa\u30b9\u30af<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.3 \u5e02\u5834\u306e\u963b\u5bb3\u8981\u56e0<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.3.1 \u9ad8\u984d\u306a\u521d\u671f\u8a2d\u7f6e\u8cbb\u7528\u3068\u7dad\u6301\u8cbb\u7528<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.2 \u30e2\u30d0\u30a4\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u306b\u3088\u308b\u6765\u5e97\u5ba2\u306e\u5171\u98df\u3044<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.3 \u30ad\u30aa\u30b9\u30af\u306b\u304a\u3051\u308b\u751f\u4f53\u8a8d\u8a3c\u30c7\u30fc\u30bf\u306e\u898f\u5236\u4e0a\u306e\u76e3\u8996<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.4 \u62e1\u5927\u3059\u308b\u30b5\u30a4\u30d0\u30fc\u653b\u6483\u306e\u5bfe\u8c61\u3068\u98a8\u8a55\u30ea\u30b9\u30af<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.4 \u30d0\u30ea\u30e5\u30fc\u30c1\u30a7\u30fc\u30f3\u5206\u6790<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.5 \u898f\u5236\u74b0\u5883<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.6 \u6280\u8853\u7684\u5c55\u671b<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.7 \u30dd\u30fc\u30bf\u30fc\u306e5\u3064\u306e\u529b\u5206\u6790<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.7.1 \u4f9b\u7d66\u8005\u306e\u4ea4\u6e09\u529b<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.2 \u8cb7\u3044\u624b\u306e\u4ea4\u6e09\u529b<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.3 \u65b0\u898f\u53c2\u5165\u306e\u8105\u5a01<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.4 \u4ee3\u66ff\u54c1\u306e\u8105\u5a01<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.5 \u7af6\u4e89\u306e\u6fc0\u3057\u3055<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.8 \u30dd\u30b9\u30c8COVID\u304a\u3088\u3073\u30b0\u30ec\u30a4\u30fb\u30b9\u30ef\u30f3\u5f71\u97ff\u5206\u6790<\/p>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">\n    5. \u5e02\u5834\u898f\u6a21\u3068\u6210\u9577\u4e88\u6e2c\uff08\u6570\u5024\uff09<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          5.1 \u30bf\u30a4\u30d7\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.1.1 \u5358\u6a5f\u80fd\u30ad\u30aa\u30b9\u30af<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.1.2 \u591a\u6a5f\u80fd\u30ad\u30aa\u30b9\u30af<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.1.3 \u30d0\u30fc\u30c1\u30e3\u30eb\/\u30d3\u30c7\u30aa\u30c6\u30e9\u30fc\u30de\u30b7\u30f3<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.2 \u63d0\u4f9b\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.2.1 \u30cf\u30fc\u30c9\u30a6\u30a7\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.2 \u30bd\u30d5\u30c8\u30a6\u30a7\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.3 \u30b5\u30fc\u30d3\u30b9<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.3 \u6d41\u901a\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.3.1 \u5730\u65b9<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.3.2 \u6e96\u90fd\u5e02<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.3.3 \u90fd\u5e02<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.3.4 \u5927\u90fd\u5e02<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.4 \u5834\u6240\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.4.1 \u30aa\u30f3\u30b5\u30a4\u30c8<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.2 \u30aa\u30d5\u30b5\u30a4\u30c8<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.5 \u5730\u57df\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.5.1 \u5317\u7c73<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.1.1 \u7c73\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.1.2 \u30ab\u30ca\u30c0<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.1.3 \u30e1\u30ad\u30b7\u30b3<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.2 \u30e8\u30fc\u30ed\u30c3\u30d1<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.1 \u30c9\u30a4\u30c4<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.2 \u30a4\u30ae\u30ea\u30b9<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.3 \u30d5\u30e9\u30f3\u30b9<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.4 \u30a4\u30bf\u30ea\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.5 \u30b9\u30da\u30a4\u30f3<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.6 \u305d\u306e\u4ed6\u306e\u30e8\u30fc\u30ed\u30c3\u30d1<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.3 \u30a2\u30b8\u30a2\u592a\u5e73\u6d0b<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.1 \u4e2d\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.2 \u30a4\u30f3\u30c9<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.3 \u65e5\u672c<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.4 \u97d3\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.5 \u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3068\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.6 \u305d\u306e\u4ed6\u306e\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.4 \u5357\u7c73<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.1 \u30d6\u30e9\u30b8\u30eb<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.2 \u30a2\u30eb\u30bc\u30f3\u30c1\u30f3<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.3 \u305d\u306e\u4ed6\u306e\u5357\u7c73<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.5 \u4e2d\u6771\u304a\u3088\u3073\u30a2\u30d5\u30ea\u30ab<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.5.1 \u4e2d\u6771<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.1.1 \u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.1.2 \u30a2\u30e9\u30d6\u9996\u9577\u56fd\u9023\u90a6<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.1.3 \u30c8\u30eb\u30b3<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.1.4 \u305d\u306e\u4ed6\u306e\u4e2d\u6771<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.5.2 \u30a2\u30d5\u30ea\u30ab<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.2.1 \u5357\u30a2\u30d5\u30ea\u30ab<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.2.2 \u30ca\u30a4\u30b8\u30a7\u30ea\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.2.3 \u305d\u306e\u4ed6\u306e\u30a2\u30d5\u30ea\u30ab<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">\n    6. \u7af6\u4e89\u74b0\u5883<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          6.1 \u5e02\u5834\u96c6\u4e2d\u5ea6<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.2 \u6226\u7565\u7684\u52d5\u304d<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.3 \u5e02\u5834\u30b7\u30a7\u30a2\u5206\u6790<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.4 \u4f01\u696d\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\uff08\u30b0\u30ed\u30fc\u30d0\u30eb\u30ec\u30d9\u30eb\u306e\u6982\u8981\u3001\u5e02\u5834\u30ec\u30d9\u30eb\u306e\u6982\u8981\u3001\u4e3b\u8981\u30bb\u30b0\u30e1\u30f3\u30c8\u3001\u5229\u7528\u53ef\u80fd\u306a\u8ca1\u52d9\u60c5\u5831\u3001\u6226\u7565\u60c5\u5831\u3001\u4e3b\u8981\u4f01\u696d\u306e\u5e02\u5834\u30e9\u30f3\u30af\/\u30b7\u30a7\u30a2\u3001\u88fd\u54c1\u3068\u30b5\u30fc\u30d3\u30b9\u3001\u6700\u8fd1\u306e\u52d5\u5411\u3092\u542b\u3080\uff09<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          6.4.1 NCR\u30b3\u30fc\u30dd\u30ec\u30fc\u30b7\u30e7\u30f3<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.2 \u30c7\u30a3\u30fc\u30dc\u30eb\u30c9\u30fb\u30cb\u30af\u30b9\u30c9\u30eb\u30d5AG<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.3 \u30ce\u30fc\u30c1\u30e9\u30b9\u30fb\u30d2\u30e7\u30fc\u30b9\u30f3\u30fb\u30b3\u30fc\u30dd\u30ec\u30fc\u30b7\u30e7\u30f3<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.4 \u30b0\u30ed\u30fc\u30ea\u30fc\u682a\u5f0f\u4f1a\u793e<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.5 GRG\u30d0\u30f3\u30ad\u30f3\u30b0\u30fb\u30a4\u30af\u30a4\u30c3\u30d7\u30e1\u30f3\u30c8\u682a\u5f0f\u4f1a\u793e<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.6 KIOSK\u30a4\u30f3\u30d5\u30a9\u30e1\u30fc\u30b7\u30e7\u30f3\u30b7\u30b9\u30c6\u30e0\u30ba<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.7 \u30aa\u30ec\u30a2\u30fb\u30ad\u30aa\u30b9\u30af\u30b9\u30fb\u30a4\u30f3\u30af<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.8 \u30ec\u30c7\u30a3\u30ec\u30d5\u30fb\u30a4\u30f3\u30bf\u30e9\u30af\u30c6\u30a3\u30d6\u30fb\u30ad\u30aa\u30b9\u30af\u30b9<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.9 \u30d5\u30a7\u30cb\u30c3\u30af\u30b9\u30fb\u30ad\u30aa\u30b9\u30af\u30b9<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.10 \u30a2\u30c9\u30d0\u30f3\u30c6\u30c3\u30af\u682a\u5f0f\u4f1a\u793e<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.11 \u30a8\u30f3\u30d6\u30ed\u30b9\u30fb\u30b0\u30eb\u30fc\u30d7<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.12 \u30a2\u30a6\u30ea\u30ac S.p.A.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.13 \u30b3\u30e9\u30e9\u30fb\u30a2\u30bd\u30b7\u30a8\u30a4\u30c4\u682a\u5f0f\u4f1a\u793e (KAL ATM\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.14 \u65e5\u7acb\u30aa\u30e0\u30ed\u30f3\u30bf\u30fc\u30df\u30ca\u30eb\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u30ba\u682a\u5f0f\u4f1a\u793e<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.15 \u6c96\u96fb\u6c17\u5de5\u696d\u682a\u5f0f\u4f1a\u793e<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.16 \u5bcc\u58eb\u901a\u682a\u5f0f\u4f1a\u793e<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.17 \u30b7\u30b9\u30b3\u30b7\u30b9\u30c6\u30e0\u30ba\u30fb\u30a4\u30f3\u30af<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.18 \u6df1\u30bb\u30f3\u6021\u5b8f\u8a08\u7b97\u6a5f\u6709\u9650\u516c\u53f8<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.19 \u30b0\u30ed\u30fc\u30ea\u30fc\u30fb\u30b0\u30ed\u30fc\u30d0\u30eb\u30fb\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u30ba\uff08UK\uff09\u682a\u5f0f\u4f1a\u793e<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">\n    7. \u5e02\u5834\u6a5f\u4f1a\u3068\u5c06\u6765\u5c55\u671b<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u9280\u884c\u30ad\u30aa\u30b9\u30af\u5e02\u5834\u306e\u6982\u8981<\/p>\n<p>\u5e02\u5834\u898f\u6a21\u3068\u6210\u9577\u4e88\u6e2c<\/p>\n<p>\u4e16\u754c\u306e\u9280\u884c\u30ad\u30aa\u30b9\u30af\u5e02\u5834\u306f\u30012025\u5e74\u306b\u306f212.6\u5104\u7c73\u30c9\u30eb\u306b\u9054\u3057\u30012030\u5e74\u307e\u3067\u306b442.5\u5104\u7c73\u30c9\u30eb\u3078\u3068\u6210\u9577\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u304a\u308a\u30012025\u5e74\u304b\u30892030\u5e74\u306b\u304b\u3051\u306615.78%\u3068\u3044\u3046\u5805\u8abf\u306a\u5e74\u5e73\u5747\u6210\u9577\u7387\uff08CAGR\uff09\u3092\u793a\u3059\u898b\u8fbc\u307f\u3067\u3059\u3002\u3053\u306e\u6210\u9577\u306f\u3001\u652f\u5e97\u5909\u9769\u30d7\u30ed\u30b0\u30e9\u30e0\u3001\u91d1\u878d\u5305\u6442\u30a4\u30cb\u30b7\u30a2\u30c1\u30d6\u306e\u52a0\u901f\u3001\u304a\u3088\u3073\u30bb\u30eb\u30d5\u30b5\u30fc\u30d3\u30b9\u30c1\u30e3\u30cd\u30eb\u3078\u306e\u7d99\u7d9a\u7684\u306a\u9700\u8981\u306b\u3088\u3063\u3066\u63a8\u9032\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u73fe\u5728\u306e\u5c0e\u5165\u4e8b\u4f8b\u3067\u306f\u3001AI\u3092\u6d3b\u7528\u3057\u305f\u4e88\u6e2c\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9\u3001\u751f\u4f53\u8a8d\u8a3c\u3001\u30af\u30e9\u30a6\u30c9\u30cd\u30a4\u30c6\u30a3\u30d6\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u304c\u7d44\u307f\u8fbc\u307e\u308c\u3066\u304a\u308a\u3001\u7a3c\u50cd\u6642\u9593\u306e\u5411\u4e0a\u3001\u4e0d\u6b63\u884c\u70ba\u306e\u524a\u6e1b\u3001\u9867\u5ba2\u4f53\u9a13\u306e\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u306b\u8ca2\u732e\u3057\u3066\u3044\u307e\u3059\u3002\u30c6\u30e9\u30fc\u696d\u52d9\u306e90%\u3092\u51e6\u7406\u3067\u304d\u308b\u591a\u6a5f\u80fd\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001\u53d6\u5f15\u3042\u305f\u308a\u306e\u30b3\u30b9\u30c8\u3092\u524a\u6e1b\u3057\u3001\u30b9\u30bf\u30c3\u30d5\u3092\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u696d\u52d9\u306b\u89e3\u653e\u3057\u3001\u3053\u308c\u307e\u3067\u30b5\u30fc\u30d3\u30b9\u304c\u884c\u304d\u5c4a\u3044\u3066\u3044\u306a\u304b\u3063\u305f\u5730\u57df\u306b\u65b0\u305f\u306a\u30b5\u30fc\u30d3\u30b9\u30dd\u30a4\u30f3\u30c8\u3092\u958b\u8a2d\u3057\u3066\u3044\u307e\u3059\u3002\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3068\u306e\u7af6\u4e89\u6fc0\u5316\u3084\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u306e\u30b3\u30e2\u30c7\u30a3\u30c6\u30a3\u5316\u306f\u3001\u65e2\u5b58\u4f01\u696d\u3092\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u304a\u3088\u3073\u7d99\u7d9a\u7684\u306a\u30b5\u30fc\u30d3\u30b9\u3078\u3068\u8ee2\u63db\u3055\u305b\u3001\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u5168\u4f53\u306e\u53ce\u76ca\u5316\u30e2\u30c7\u30eb\u3092\u518d\u69cb\u7bc9\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4e3b\u8981\u306a\u5e02\u5834\u52d5\u5411\u3068\u6d1e\u5bdf<\/p>\n<p>\u5e02\u5834\u3092\u727d\u5f15\u3059\u308b\u8981\u56e0\uff1a<\/p>\n<p>*   \u30bb\u30eb\u30d5\u30b5\u30fc\u30d3\u30b9\u591a\u6a5f\u80fd\u30ad\u30aa\u30b9\u30af\u3078\u306e\u9700\u8981\u5897\u52a0\uff08CAGR\u3078\u306e\u5f71\u97ff\uff1a+4.2%\uff09\uff1a \u9280\u884c\u306f\u5f93\u6765\u306eATM\u3092\u3001\u73fe\u91d1\u30ea\u30b5\u30a4\u30af\u30eb\u3001\u53e3\u5ea7\u958b\u8a2d\u3001\u30ed\u30fc\u30f3\u7d44\u6210\u306a\u3069\u3001\u652f\u5e97\u53d6\u5f15\u306e90%\u3092\u5b8c\u4e86\u3067\u304d\u308b\u591a\u6a5f\u80fd\u30e6\u30cb\u30c3\u30c8\u306b\u7f6e\u304d\u63db\u3048\u3066\u3044\u307e\u3059\u3002\u9867\u5ba2\u306e\u55dc\u597d\u306f\u8457\u3057\u304f\u5909\u5316\u3057\u300175%\u304c\u30a4\u30f3\u30bf\u30e9\u30af\u30c6\u30a3\u30d6\u30c6\u30e9\u30fc\u4f53\u9a13\u3092\u5f93\u6765\u306e\u30ab\u30a6\u30f3\u30bf\u30fc\u30b5\u30fc\u30d3\u30b9\u3088\u308a\u3082\u9ad8\u304f\u8a55\u4fa1\u3057\u3066\u3044\u307e\u3059\u3002\u76f4\u611f\u7684\u306a\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9\u304c\u30ef\u30fc\u30af\u30d5\u30ed\u30fc\u3092\u52b9\u7387\u5316\u3057\u3001\u53d6\u5f15\u653e\u68c4\u7387\u306f40%\u6e1b\u5c11\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u50be\u5411\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u3078\u306e\u671f\u5f85\u304c\u9ad8\u304f\u3001\u652f\u5e97\u306e\u30d5\u30c3\u30c8\u30d7\u30ea\u30f3\u30c8\u304c\u7e2e\u5c0f\u3057\u3066\u3044\u308b\u90fd\u5e02\u90e8\u3067\u7279\u306b\u9855\u8457\u3067\u3059\u3002\u30b3\u30b9\u30c8\u52b9\u7387\u3082\u5c0e\u5165\u3092\u3055\u3089\u306b\u4fc3\u9032\u3057\u3001\u591a\u6a5f\u80fd\u30ad\u30aa\u30b9\u30af\u304c\u9280\u884c\u30ad\u30aa\u30b9\u30af\u5e02\u5834\u306e\u30b3\u30a2\u30a4\u30f3\u30d5\u30e9\u3068\u3057\u3066\u306e\u5f79\u5272\u3092\u78ba\u7acb\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30b3\u30b9\u30c8\u524a\u6e1b\u3068\u652f\u5e97\u306e\u6700\u9069\u5316\uff08CAGR\u3078\u306e\u5f71\u97ff\uff1a+3.8%\uff09\uff1a 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\/>\n*   \u9867\u5ba2\u4f53\u9a13\u306e\u5411\u4e0a\u3068\u5f85\u3061\u6642\u9593\u306e\u77ed\u7e2e\uff08CAGR\u3078\u306e\u5f71\u97ff\uff1a+2.9%\uff09\uff1a \u5e73\u5747\u53d6\u5f15\u6642\u9593\u306f40\uff5e60%\u77ed\u7e2e\u3055\u308c\u3001\u5f85\u3061\u884c\u5217\u304c\u6e1b\u5c11\u3057\u3001\u9867\u5ba2\u6e80\u8db3\u5ea6\u304c\u5411\u4e0a\u3057\u3066\u3044\u307e\u3059\u3002\u30ea\u30e2\u30fc\u30c8\u30d3\u30c7\u30aa\u30c6\u30e9\u30fc\u306f\u3001\u30e6\u30fc\u30b6\u30fc\u306e69%\u306b\u3068\u3063\u3066\u652f\u5e97\u30b9\u30bf\u30c3\u30d5\u3068\u540c\u7b49\u306e\u30b5\u30fc\u30d3\u30b9\u54c1\u8cea\u3092\u63d0\u4f9b\u3059\u308b\u3068\u8a8d\u8b58\u3055\u308c\u3066\u304a\u308a\u3001\u5c0f\u898f\u6a21\u4f01\u696d\u304c\u901a\u5e38\u306e\u55b6\u696d\u6642\u9593\u5916\u306b\u9280\u884c\u53d6\u5f15\u3092\u884c\u3046\u969b\u306b\u5f79\u7acb\u3064\u30011\u65e512\uff5e24\u6642\u9593\u306e\u5ef6\u9577\u3055\u308c\u305f\u30ad\u30aa\u30b9\u30af\u7a3c\u50cd\u6642\u9593\u3082\u63d0\u4f9b\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u30ad\u30e5\u30fc\u7ba1\u7406\u30b7\u30b9\u30c6\u30e0\u306f\u3001\u9867\u5ba2\u304c\u30e2\u30d0\u30a4\u30eb\u7d4c\u7531\u3067\u4e8b\u524d\u306b\u4e88\u7d04\u3067\u304d\u308b\u3088\u3046\u306b\u3057\u3001\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30bc\u30fc\u30b7\u30e7\u30f3\u30a8\u30f3\u30b8\u30f3\u306f\u30c7\u30fc\u30bf\u3092\u6d3b\u7528\u3057\u3066\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u3055\u308c\u305f\u30e1\u30cb\u30e5\u30fc\u3092\u63d0\u793a\u3057\u3001\u9280\u884c\u30ad\u30aa\u30b9\u30af\u5e02\u5834\u306b\u304a\u3051\u308b\u30ed\u30a4\u30e4\u30eb\u30c6\u30a3\u3068\u30ea\u30d4\u30fc\u30c8\u5229\u7528\u3092\u4fc3\u9032\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   AI\u3092\u6d3b\u7528\u3057\u305f\u4e88\u6e2c\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9\u306b\u3088\u308b\u30c0\u30a6\u30f3\u30bf\u30a4\u30e0\u524a\u6e1b\uff08CAGR\u3078\u306e\u5f71\u97ff\uff1a+1.7%\uff09\uff1a 200\u4ee5\u4e0a\u306e\u6027\u80fd\u30d1\u30e9\u30e1\u30fc\u30bf\u3092\u76e3\u8996\u3059\u308b\u6a5f\u68b0\u5b66\u7fd2\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u306f\u3001\u969c\u5bb3\u304c\u767a\u751f\u3059\u308b\u524d\u306b\u4e88\u6e2c\u3057\u3001\u91cd\u8981\u306a\u30c0\u30a6\u30f3\u30bf\u30a4\u30e0\u3092\u6700\u592735%\u524a\u6e1b\u3057\u3066\u3044\u307e\u3059\u3002\u30ea\u30e2\u30fc\u30c8\u89e3\u6c7a\u306b\u3088\u308a\u3001\u73fe\u5834\u8a2a\u554f\u306a\u3057\u306745%\u306e\u30a4\u30f3\u30b7\u30c7\u30f3\u30c8\u306b\u5bfe\u51e6\u3067\u304d\u3001\u5e73\u5747\u4fee\u7406\u6642\u9593\u3092\u6570\u65e5\u304b\u3089\u6570\u6642\u9593\u306b\u77ed\u7e2e\u3057\u3066\u3044\u307e\u3059\u30021\u6642\u9593\u306e\u30aa\u30d5\u30e9\u30a4\u30f3\u304c250\uff5e400\u7c73\u30c9\u30eb\u306e\u640d\u5931\u306b\u76f8\u5f53\u3059\u308b\u3053\u3068\u3092\u8003\u3048\u308b\u3068\u3001\u7a3c\u50cd\u6642\u9593\u306e\u5411\u4e0a\u306f\u3001\u7279\u306b\u30a2\u30af\u30bb\u30b9\u304c\u56f0\u96e3\u306a\u30aa\u30d5\u30b5\u30a4\u30c8\u4f1a\u5834\u3067\u306e\u30ad\u30aa\u30b9\u30af\u30d5\u30ea\u30fc\u30c8\u62e1\u5927\u306e\u30d3\u30b8\u30cd\u30b9\u30b1\u30fc\u30b9\u3092\u5927\u5e45\u306b\u5f37\u5316\u3057\u307e\u3059\u3002<br \/>\n*   \u65b0\u8208\u5e02\u5834\u306b\u304a\u3051\u308b\u91d1\u878d\u5305\u6442\u306e\u7fa9\u52d9\u5316\uff08CAGR\u3078\u306e\u5f71\u97ff\uff1a+2.1%\uff09\uff1a \u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u3001\u30a2\u30d5\u30ea\u30ab\u3001\u30e9\u30c6\u30f3\u30a2\u30e1\u30ea\u30ab\u306e\u4e00\u90e8\u5730\u57df\u3067\u7279\u306b\u91cd\u8981\u3067\u3059\u3002<br \/>\n*   \u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u63d0\u643a\u306e\u305f\u3081\u306eBranch-as-a-Service\u30ad\u30aa\u30b9\u30af\uff08CAGR\u3078\u306e\u5f71\u97ff\uff1a+1.5%\uff09\uff1a \u5317\u7c73\u3001\u30e8\u30fc\u30ed\u30c3\u30d1\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u306e\u90fd\u5e02\u90e8\u3067\u91cd\u8981\u3067\u3059\u3002<\/p>\n<p>\u5e02\u5834\u3092\u6291\u5236\u3059\u308b\u8981\u56e0\uff1a<\/p>\n<p>*   \u9ad8\u984d\u306a\u521d\u671f\u8a2d\u7f6e\u8cbb\u7528\u3068\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9\u8cbb\u7528\uff08CAGR\u3078\u306e\u5f71\u97ff\uff1a-2.3%\uff09\uff1a \u30d5\u30eb\u6a5f\u80fd\u306e\u30a4\u30f3\u30bf\u30e9\u30af\u30c6\u30a3\u30d6\u30c6\u30e9\u30fc\u30de\u30b7\u30f3\u306f1\u53f0\u3042\u305f\u308a6\u4e07\uff5e8\u4e07\u7c73\u30c9\u30eb\u304b\u304b\u308a\u3001\u30b5\u30a4\u30c8\u6e96\u5099\u306b\u3055\u3089\u306b1\u4e07\uff5e1\u4e075\u5343\u7c73\u30c9\u30eb\u304c\u304b\u304b\u308a\u307e\u3059\u3002\u5e74\u9593\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9\u3068\u30e9\u30a4\u30bb\u30f3\u30b9\u8cbb\u7528\u306f\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u4fa1\u5024\u306e20\uff5e25%\u3092\u5360\u3081\u3001\u6295\u8cc7\u56de\u53ce\u671f\u9593\u309224\uff5e36\u30f6\u6708\u306b\u5ef6\u3070\u3057\u307e\u3059\u3002\u5c0f\u898f\u6a21\u9280\u884c\u3084\u65b0\u8208\u5e02\u5834\u306e\u91d1\u878d\u6a5f\u95a2\u306f\u4e88\u7b97\u306e\u8ab2\u984c\u306b\u76f4\u9762\u3057\u3066\u3044\u307e\u3059\u304c\u3001Hardware-as-a-Service\uff08HaaS\uff09\u306b\u3088\u308b\u8cc7\u91d1\u8abf\u9054\u304c\u666e\u53ca\u3057\u3064\u3064\u3042\u308a\u3001\u8a2d\u5099\u6295\u8cc7\u3092\u904b\u7528\u8cbb\u7528\u306b\u8ee2\u63db\u3059\u308b\u3053\u3068\u3067\u3001\u9280\u884c\u30ad\u30aa\u30b9\u30af\u5e02\u5834\u306b\u304a\u3051\u308b\u6f5c\u5728\u7684\u306a\u9700\u8981\u3092\u89e3\u304d\u653e\u3064\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n*   \u30e2\u30d0\u30a4\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u306b\u3088\u308b\u6765\u5e97\u5ba2\u306e\u6e1b\u5c11\uff08CAGR\u3078\u306e\u5f71\u97ff\uff1a-1.9%\uff09\uff1a \u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u53d6\u5f15\u306f\u5e74\u959328%\u5897\u52a0\u3057\u3066\u304a\u308a\u3001\u6b8b\u9ad8\u7167\u4f1a\u306a\u3069\u306e\u57fa\u672c\u7684\u306a\u30bf\u30b9\u30af\u304c\u7269\u7406\u30c1\u30e3\u30cd\u30eb\u304b\u3089\u79fb\u884c\u3057\u3066\u3044\u307e\u3059\u3002\u30e2\u30d0\u30a4\u30eb\u5229\u7528\u304c10%\u5897\u52a0\u3059\u308b\u3054\u3068\u306b\u3001\u30ad\u30aa\u30b9\u30af\u306e\u5229\u7528\u91cf\u304c3\uff5e5%\u6e1b\u5c11\u3059\u308b\u76f8\u95a2\u95a2\u4fc2\u304c\u3042\u308a\u3001\u82e5\u5e74\u5c64\u3084\u9ad8\u4fa1\u5024\u5c64\u306e\u5229\u7528\u7387\u306b\u5727\u529b\u3092\u304b\u3051\u3066\u3044\u307e\u3059\u3002\u30d9\u30f3\u30c0\u30fc\u306f\u3001\u30c9\u30ad\u30e5\u30e1\u30f3\u30c8\u30b9\u30ad\u30e3\u30f3\u3001\u9ad8\u984d\u73fe\u91d1\u53d6\u5f15\u3001\u751f\u4f53\u8a8d\u8a3cID\u306a\u3069\u3001\u5c0f\u578b\u753b\u9762\u3067\u306f\u4f9d\u7136\u3068\u3057\u3066\u56f0\u96e3\u306a\u8907\u96d1\u306a\u30ef\u30fc\u30af\u30d5\u30ed\u30fc\u3092\u53ef\u80fd\u306b\u3059\u308b\u3053\u3068\u3067\u5bfe\u6297\u3057\u3066\u304a\u308a\u3001\u30ad\u30aa\u30b9\u30af\u3067\u5b8c\u4e86\u3059\u308b\u4e8b\u524d\u6e96\u5099\u3055\u308c\u305f\u30e2\u30d0\u30a4\u30eb\u53d6\u5f15\u306f\u3001\u4e21\u65b9\u306e\u30bf\u30c3\u30c1\u30dd\u30a4\u30f3\u30c8\u3092\u878d\u5408\u3059\u308b\u3053\u3068\u3092\u76ee\u6307\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30ad\u30aa\u30b9\u30af\u306b\u304a\u3051\u308b\u751f\u4f53\u8a8d\u8a3c\u30c7\u30fc\u30bf\u306e\u898f\u5236\u5f37\u5316\uff08CAGR\u3078\u306e\u5f71\u97ff\uff1a-1.2%\uff09\uff1a \u30e8\u30fc\u30ed\u30c3\u30d1\uff08GDPR\uff09\u3001\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\uff08CCPA\uff09\u3001\u304a\u3088\u3073\u65b0\u305f\u306a\u30b0\u30ed\u30fc\u30d0\u30eb\u898f\u5236\u304c\u5f71\u97ff\u3057\u307e\u3059\u3002<br \/>\n*   \u30b5\u30a4\u30d0\u30fc\u653b\u6483\u306e\u8868\u9762\u7a4d\u62e1\u5927\u3068\u98a8\u8a55\u30ea\u30b9\u30af\u306e\u5897\u5927\uff08CAGR\u3078\u306e\u5f71\u97ff\uff1a-1.4%\uff09\uff1a \u30c7\u30fc\u30bf\u4fdd\u8b77\u6cd5\u304c\u53b3\u683c\u306a\u5e02\u5834\u3067\u7279\u306b\u5f71\u97ff\u304c\u5927\u304d\u3044\u3067\u3059\u3002<\/p>\n<p>\u30bb\u30b0\u30e1\u30f3\u30c8\u5206\u6790<\/p>\n<p>*   \u30bf\u30a4\u30d7\u5225\uff1a\u591a\u6a5f\u80fd\u30ad\u30aa\u30b9\u30af\u306e\u512a\u4f4d\u6027\u3068\u30d3\u30c7\u30aa\u30c6\u30e9\u30fc\u306e\u52e2\u3044<br \/>\n    *   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\/>\n    *   \u30d0\u30fc\u30c1\u30e3\u30eb\/\u30d3\u30c7\u30aa\u30c6\u30e9\u30fc\u30de\u30b7\u30f3\u306f\u300119.8%\u306eCAGR\u3092\u8a18\u9332\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u304a\u308a\u3001\u81ea\u52d5\u5316\u3068\u96c6\u4e2d\u578b\u30b3\u30fc\u30eb\u30bb\u30f3\u30bf\u30fc\u3092\u901a\u3058\u305f\u4eba\u9593\u306e\u5c02\u9580\u77e5\u8b58\u3092\u878d\u5408\u3057\u3066\u3044\u307e\u3059\u3002\u9280\u884c\u306e\u5831\u544a\u306b\u3088\u308b\u3068\u3001\u9867\u5ba2\u306e81%\u304c\u30ea\u30e2\u30fc\u30c8\u30c6\u30e9\u30fc\u3092\u5bfe\u9762\u30b9\u30bf\u30c3\u30d5\u3068\u540c\u7b49\u306e\u77e5\u8b58\u3092\u6301\u3064\u3068\u8a55\u4fa1\u3057\u3066\u304a\u308a\u3001\u8907\u96d1\u306a\u53d6\u5f15\u3084\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u53d6\u5f15\u306e\u4e21\u65b9\u3067\u53d7\u3051\u5165\u308c\u304c\u5e83\u304c\u3063\u3066\u3044\u307e\u3059\u3002\u4eba\u54e1\u306e\u30d7\u30fc\u30eb\u5316\u306f\u4eba\u54e1\u914d\u7f6e\u306e\u67d4\u8edf\u6027\u3092\u5411\u4e0a\u3055\u305b\u3001\u5ef6\u9577\u3055\u308c\u305f\u55b6\u696d\u6642\u9593\u306f\u7af6\u4e89\u306e\u6fc0\u3057\u3044\u90fd\u5e02\u90e8\u3067\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u5dee\u5225\u5316\u3057\u307e\u3059\u3002<br \/>\n    *   \u5358\u6a5f\u80fd\u30ad\u30aa\u30b9\u30af\u306f\u30cb\u30c3\u30c1\u306a\u7528\u9014\u3067\u5b58\u7d9a\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u7d71\u5408\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u304c\u9280\u884c\u30ad\u30aa\u30b9\u30af\u5e02\u5834\u3092\u652f\u914d\u3059\u308b\u306b\u3064\u308c\u3066\u3001\u305d\u306e\u95a2\u9023\u6027\u306f\u7e2e\u5c0f\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u63d0\u4f9b\u5225\uff1a\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u306e\u57fa\u76e4\u3068\u30b5\u30fc\u30d3\u30b9\u306e\u5897\u52a0<br \/>\n    *   \u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u306f2024\u5e74\u306e\u53ce\u76ca\u306e51.3%\u3092\u5360\u3081\u3001\u30bf\u30c3\u30c1\u30c7\u30a3\u30b9\u30d7\u30ec\u30a4\u3001\u73fe\u91d1\u30ea\u30b5\u30a4\u30af\u30e9\u30fc\u3001\u6697\u53f7\u5316PIN\u30d1\u30c3\u30c9\u3001\u30de\u30eb\u30c1\u30e2\u30fc\u30c0\u30eb\u751f\u4f53\u8a8d\u8a3c\u30bb\u30f3\u30b5\u30fc\u3067\u9280\u884c\u30ad\u30aa\u30b9\u30af\u5e02\u5834\u3092\u652f\u3048\u3066\u3044\u307e\u3059\u3002\u30e1\u30fc\u30ab\u30fc\u306f\u30a8\u30cd\u30eb\u30ae\u30fc\u52b9\u7387\uff08\u65b0\u88fd\u54c1\u30e9\u30a4\u30f3\u306f\u6d88\u8cbb\u96fb\u529b\u309240%\u524a\u6e1b\uff09\u3068\u3001\u8cc7\u7523\u5bff\u547d\u30927\u5e74\u4ee5\u4e0a\u5ef6\u9577\u3059\u308b\u30e2\u30b8\u30e5\u30fc\u30eb\u6027\u3092\u91cd\u8996\u3057\u3066\u3044\u307e\u3059\u30022025\u5e74\u306b\u767a\u52b9\u3059\u308bTR-31\u30ad\u30fc\u30d6\u30ed\u30c3\u30af\u7fa9\u52d9\u5316\u3092\u542b\u3080\u5fc5\u9808\u306e\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30a2\u30c3\u30d7\u30c7\u30fc\u30c8\u306f\u3001\u30ea\u30d5\u30ec\u30c3\u30b7\u30e5\u30b5\u30a4\u30af\u30eb\u3092\u8a98\u767a\u3057\u3001\u9280\u884c\u30ad\u30aa\u30b9\u30af\u5e02\u5834\u5168\u4f53\u3067\u306e\u77ed\u671f\u7684\u306a\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u9700\u8981\u3092\u652f\u3048\u3066\u3044\u307e\u3059\u3002<br \/>\n    *   \u30b5\u30fc\u30d3\u30b9\u306f18.2%\u306eCAGR\u3067\u6210\u9577\u3057\u3066\u304a\u308a\u3001\u30de\u30eb\u30c1\u30d9\u30f3\u30c0\u30fc\u74b0\u5883\u306e\u904b\u7528\u4e0a\u306e\u8907\u96d1\u3055\u3092\u53cd\u6620\u3057\u3066\u3044\u307e\u3059\u300298%\u4ee5\u4e0a\u306e\u7a3c\u50cd\u6642\u9593\u3092\u4fdd\u8a3c\u3059\u308b\u4e88\u6e2c\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9\u5951\u7d04\u306f\u3001\u30d6\u30ec\u30fc\u30af\u30d5\u30a3\u30c3\u30af\u30b9\u30e2\u30c7\u30eb\u3088\u308a\u308215\uff5e20%\u306e\u30d7\u30ec\u30df\u30a2\u30e0\u3092\u8981\u6c42\u3057\u307e\u3059\u3002\u30de\u30cd\u30fc\u30b8\u30c9\u30b5\u30fc\u30d3\u30b9\u5951\u7d04\u306f\u3001\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u30d1\u30c3\u30c1\u9069\u7528\u3001\u73fe\u91d1\u7269\u6d41\u3001\u4e0d\u6b63\u76e3\u8996\u3092\u30ab\u30d0\u30fc\u3057\u3001\u30ea\u30b9\u30af\u3092\u9280\u884c\u304b\u3089\u30d9\u30f3\u30c0\u30fc\u306b\u79fb\u884c\u3055\u305b\u3001\u5b89\u5b9a\u3057\u305f\u7d99\u7d9a\u7684\u306a\u53ce\u76ca\u6e90\u3092\u751f\u307f\u51fa\u3057\u3066\u3044\u307e\u3059\u3002\u540c\u6642\u306b\u3001API\u30d5\u30a1\u30fc\u30b9\u30c8\u306e\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001\u65b0\u6a5f\u80fd\u306e\u8fc5\u901f\u306a\u5c55\u958b\u3092\u53ef\u80fd\u306b\u3057\u3001\u9280\u884c\u30ad\u30aa\u30b9\u30af\u5e02\u5834\u5185\u306e\u5bfe\u5fdc\u53ef\u80fd\u306a\u4fa1\u5024\u3092\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u6d41\u901a\u5225\uff1a\u90fd\u5e02\u90e8\u306e\u62e0\u70b9\u3068\u5730\u65b9\u306e\u52a0\u901f<br \/>\n    *   \u90fd\u5e02\u90e8\u3067\u306e\u5c0e\u5165\u306f\u30012024\u5e74\u306e\u53ce\u76ca\u306e43.8%\u3092\u5360\u3081\u3001\u9ad8\u3044\u53d6\u5f15\u91cf\u3068\u30c7\u30b8\u30bf\u30eb\u30d5\u30a1\u30fc\u30b9\u30c8\u306e\u9867\u5ba2\u671f\u5f85\u3092\u53cd\u6620\u3057\u3066\u3044\u307e\u3059\u3002\u90fd\u5e02\u90e8\u306e\u652f\u5e97\u306f\u5e8a\u9762\u7a4d\u3092\u6700\u592730%\u7e2e\u5c0f\u3057\u3001\u30ad\u30aa\u30b9\u30af\u3092\u4e3b\u8981\u306a\u53d6\u5f15\u30c1\u30e3\u30cd\u30eb\u3068\u3057\u3066\u7d44\u307f\u8fbc\u3080\u3053\u3068\u3067\u3001\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u6bd4\u7387\u3092\u9ad8\u3081\u3066\u3044\u307e\u3059\u3002\u9ad8\u3044\u5c0e\u5165\u5bc6\u5ea6\u306f\u3001\u73fe\u91d1\u51e6\u7406\u3068\u30b5\u30fc\u30d3\u30b9\u7269\u6d41\u306b\u304a\u3051\u308b\u898f\u6a21\u306e\u30e1\u30ea\u30c3\u30c8\u3092\u3082\u305f\u3089\u3057\u3001\u9280\u884c\u30ad\u30aa\u30b9\u30af\u5e02\u5834\u306e\u90fd\u5e02\u90e8\u3067\u306e\u6295\u8cc7\u53ce\u76ca\u7387\u3092\u5f37\u5316\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n    *   \u5730\u65b9\u3067\u306e\u5c0e\u5165\u306f\u5e74\u959316.5%\u3067\u6210\u9577\u3057\u3066\u304a\u308a\u3001\u30d5\u30eb\u30b5\u30fc\u30d3\u30b9\u652f\u5e97\u304c\u975e\u73fe\u5b9f\u7684\u306a\u5730\u57df\u3067\u306e\u30b5\u30fc\u30d3\u30b9\u30ae\u30e3\u30c3\u30d7\u3092\u57cb\u3081\u308b\u305f\u3081\u306b\u30ad\u30aa\u30b9\u30af\u306e\u7d4c\u6e08\u6027\u3092\u6d3b\u7528\u3057\u3066\u3044\u307e\u3059\u3002\u30a4\u30f3\u30c9\u306e\u300c\u30c7\u30b8\u30bf\u30eb\u30fb\u30a4\u30f3\u30c7\u30a3\u30a2\u300d\u3084NABARD\u306a\u3069\u306e\u30d7\u30ed\u30b0\u30e9\u30e0\u306f\u3001\u30de\u30a4\u30af\u30edATM\u3084\u30ad\u30aa\u30b9\u30af\u306e\u5c55\u958b\u306b\u5bfe\u3059\u308b\u88dc\u52a9\u91d1\u3092\u652f\u63f4\u3057\u3066\u3044\u307e\u3059\u3002\u5805\u7262\u306a\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u3068\u30aa\u30d5\u30e9\u30a4\u30f3\u53d6\u5f15\u30ad\u30e5\u30fc\u30a4\u30f3\u30b0\u306f\u3001\u63a5\u7d9a\u6027\u306e\u8ab2\u984c\u306b\u5bfe\u51e6\u3057\u3001\u91d1\u878d\u30a2\u30af\u30bb\u30b9\u3092\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n    *   \u6e96\u90fd\u5e02\u90e8\u306f\u3053\u308c\u3089\u306e\u6975\u7aef\u306a\u4e2d\u9593\u3067\u3042\u308a\u3001\u91cf\u3068\u30b3\u30b9\u30c8\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u53d6\u3063\u3066\u3044\u307e\u3059\u3002\u4e00\u65b9\u3001\u5927\u90fd\u5e02\u306e\u4ea4\u901a\u30cf\u30d6\u306f\u3001\u30ad\u30aa\u30b9\u30af\u3092\u30c1\u30b1\u30c3\u30c8\u8ca9\u58f2\u3084\u5730\u65b9\u81ea\u6cbb\u4f53\u30b5\u30fc\u30d3\u30b9\u3068\u7d71\u5408\u3057\u3001\u9280\u884c\u30ad\u30aa\u30b9\u30af\u5e02\u5834\u5185\u3067\u306e\u5229\u7528\u4e8b\u4f8b\u3092\u5e83\u3052\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u5834\u6240\u5225\uff1a\u30aa\u30d5\u30b5\u30a4\u30c8\u306e\u30ea\u30fc\u30c1\u3068\u30aa\u30f3\u30b5\u30a4\u30c8\u306e\u518d\u767a\u660e<br \/>\n    *   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\/>\n    *   \u30aa\u30f3\u30b5\u30a4\u30c8\u30e6\u30cb\u30c3\u30c8\u306f16.3%\u306eCAGR\u3067\u62e1\u5927\u3057\u3066\u304a\u308a\u3001\u652f\u5e97\u306e\u518d\u69cb\u6210\u3092\u30ec\u30b8\u30ab\u30a6\u30f3\u30bf\u30fc\u304b\u3089\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u30e9\u30a6\u30f3\u30b8\u3078\u3068\u63a8\u9032\u3057\u3066\u3044\u307e\u3059\u3002\u30eb\u30fc\u30c6\u30a3\u30f3\u53d6\u5f15\u306e70\uff5e80%\u304c\u30bb\u30eb\u30d5\u30b5\u30fc\u30d3\u30b9\u306b\u79fb\u884c\u3059\u308b\u3068\u3001\u30c6\u30e9\u30fc\u306e\u4eba\u6570\u306f30\uff5e40%\u6e1b\u5c11\u3057\u3001\u9867\u5ba2\u3068\u306e\u95a2\u4fc2\u69cb\u7bc9\u306b\u8cbb\u3084\u3059\u6642\u9593\u304c\u5897\u52a0\u3057\u307e\u3059\u3002\u7d71\u5408\u3055\u308c\u305f\u30b9\u30b1\u30b8\u30e5\u30fc\u30ea\u30f3\u30b0\u30c4\u30fc\u30eb\u306b\u3088\u308a\u3001\u30e6\u30fc\u30b6\u30fc\u306f\u30bb\u30eb\u30d5\u30b5\u30fc\u30d3\u30b9\u304b\u3089\u9280\u884c\u54e1\u3068\u306e\u76f8\u8ac7\u3078\u3068\u30b7\u30fc\u30e0\u30ec\u30b9\u306b\u79fb\u884c\u3067\u304d\u3001\u9867\u5ba2\u7dad\u6301\u3092\u5f37\u5316\u3057\u307e\u3059\u3002\u30aa\u30fc\u30d7\u30f3\u30d5\u30ed\u30a2\u306e\u30ad\u30aa\u30b9\u30af\u30c7\u30b6\u30a4\u30f3\u306f\u3001\u56f2\u307e\u308c\u305f\u30d6\u30fc\u30b9\u306b\u4ee3\u308f\u308a\u3001\u900f\u660e\u6027\u3068\u30b3\u30e9\u30dc\u30ec\u30fc\u30b7\u30e7\u30f3\u3092\u91cd\u8996\u3059\u308b\u652f\u5e97\u306e\u7f8e\u5b66\u3068\u8abf\u548c\u3057\u3001\u9032\u5316\u3059\u308b\u9280\u884c\u30ad\u30aa\u30b9\u30af\u5e02\u5834\u5168\u4f53\u3067\u63a1\u7528\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5730\u57df\u5206\u6790<\/p>\n<p>* 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\/>\n*   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\/>\n*   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\/>\n*   \u4e2d\u6771\u306f\u3001\u30ad\u30aa\u30b9\u30af\u306e\u5c55\u958b\u3092\u30b9\u30de\u30fc\u30c8\u30b7\u30c6\u30a3\u30d7\u30ed\u30b0\u30e9\u30e0\u3068\u9023\u643a\u3055\u305b\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30a2\u30d5\u30ea\u30ab\u306e\u4e00\u90e8\u306e\u56fd\u3067\u306f\u3001\u30e2\u30d0\u30a4\u30eb\u3067\u306e\u4e8b\u524d\u6e96\u5099\u3068\u30ad\u30aa\u30b9\u30af\u3067\u306e\u5b8c\u4e86\u3092\u7d44\u307f\u5408\u308f\u305b\u305f\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30e2\u30c7\u30eb\u3092\u8a66\u884c\u3057\u3001\u9280\u884c\u30ad\u30aa\u30b9\u30af\u5e02\u5834\u5185\u3067\u306e\u91d1\u878d\u5305\u6442\u3092\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u7af6\u4e89\u74b0\u5883<\/p>\n<p>\u9280\u884c\u30ad\u30aa\u30b9\u30af\u5e02\u5834\u306f\u4e2d\u7a0b\u5ea6\u306e\u96c6\u4e2d\u5ea6\u3092\u793a\u3057\u3066\u304a\u308a\u3001\u4e0a\u4f4d5\u793e\u304c\u4e16\u754c\u306e\u53ce\u76ca\u306e\u7d0465%\u3092\u5360\u3081\u3066\u3044\u307e\u3059\u3002NCR\u3001Diebold 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  NCR Corporation<br \/>\n*   Diebold Inc<br \/>\n*   Glory Limited<br \/>\n*   Nautilus Hyosung Corporation<br \/>\n*   Korala Associates Ltd (KAL ATM Software)<\/p>\n<p>\u6700\u8fd1\u306e\u696d\u754c\u52d5\u5411<\/p>\n<p>*   2025\u5e745\u6708\uff1a NCR Atleos\u306f\u3001\u6b21\u4e16\u4ee3\u306eSelfServ 80\u30b7\u30ea\u30fc\u30ba\u3092\u767a\u8868\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u30b7\u30ea\u30fc\u30ba\u306f\u3001\u5f37\u5316\u3055\u308c\u305f\u73fe\u91d1\u30ea\u30b5\u30a4\u30af\u30eb\u6a5f\u80fd\u3068\u7d71\u5408\u3055\u308c\u305f\u30a4\u30f3\u30bf\u30e9\u30af\u30c6\u30a3\u30d6\u30c6\u30e9\u30fc\u6a5f\u80fd\u3092\u7279\u5fb4\u3068\u3057\u3066\u3044\u307e\u3059\u3002\u65b0\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001\u4ee5\u524d\u306e\u30e2\u30c7\u30eb\u3068\u6bd4\u8f03\u3057\u3066\u30a8\u30cd\u30eb\u30ae\u30fc\u6d88\u8cbb\u309235%\u524a\u6e1b\u3057\u3001\u5373\u6642\u30ed\u30fc\u30f3\u627f\u8a8d\u3084\u672c\u4eba\u78ba\u8a8d\u30b5\u30fc\u30d3\u30b9\u3092\u542b\u3080\u5e45\u5e83\u3044\u53d6\u5f15\u3092\u30b5\u30dd\u30fc\u30c8\u3057\u307e\u3059\u3002<br \/>\n*   2025\u5e743\u6708\uff1a Fiserv\u306f\u3001\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3067Clover\u30d0\u30f3\u30ad\u30f3\u30b0\u30ad\u30aa\u30b9\u30af\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u5c0e\u5165\u3057\u3001\u3055\u307e\u3056\u307e\u306a\u30d3\u30b8\u30cd\u30b9\u7ba1\u7406\u30bf\u30b9\u30af\u3092\u7d71\u5408\u3059\u308b\u30aa\u30fc\u30eb\u30a4\u30f3\u30ef\u30f3\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3067\u30b0\u30ed\u30fc\u30d0\u30eb\u5c55\u958b\u3092\u62e1\u5927\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u30b7\u30b9\u30c6\u30e0\u306f\u3001\u91d1\u878d\u6a5f\u95a2\u3068\u305d\u306e\u4e2d\u5c0f\u4f01\u696d\u9867\u5ba2\u306e\u696d\u52d9\u3092\u52b9\u7387\u5316\u3059\u308b\u305f\u3081\u306b\u8a2d\u8a08\u3055\u308c\u305f\u72ec\u81ea\u306e\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u3068\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u3092\u7279\u5fb4\u3068\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   2025\u5e742\u6708\uff1a Diebold Nixdorf\u306f\u30012024\u5e74\u7b2c4\u56db\u534a\u671f\u306e\u597d\u8abf\u306a\u8ca1\u52d9\u7d50\u679c\u3092\u5831\u544a\u3057\u3001DN\u30b7\u30ea\u30fc\u30ba\u306e\u30bb\u30eb\u30d5\u30b5\u30fc\u30d3\u30b9\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u304c\u6210\u9577\u3092\u727d\u5f15\u3057\u3066\u3044\u308b\u3053\u3068\u3092\u5f37\u8abf\u3057\u307e\u3057\u305f\u3002\u540c\u793e\u306f\u3001\u30af\u30e9\u30a6\u30c9\u30d9\u30fc\u30b9\u306e\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u304c\u7d99\u7d9a\u7684\u306a\u53ce\u76ca\u6e90\u3092\u751f\u307f\u51fa\u3057\u3001\u9867\u5ba2\u7dad\u6301\u3092\u5f37\u5316\u3059\u308b\u5f79\u5272\u3092\u5f37\u8abf\u3057\u307e\u3057\u305f\u3002<br \/>\n*   2025\u5e741\u6708\uff1a Faytech\u306f\u3001CES 2025\u306730\u30a4\u30f3\u30c1\u306e\u900f\u660eOLED\u30ad\u30aa\u30b9\u30af\u3092\u767a\u8868\u3057\u307e\u3057\u305f\u3002\u3053\u308c\u306f\u3001\u30de\u30eb\u30c1\u30bf\u30c3\u30c1\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9\u3068\u7d71\u5408\u3055\u308c\u305f\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u3092\u5099\u3048\u305f\u9280\u884c\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u5411\u3051\u306b\u8a2d\u8a08\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u9769\u65b0\u7684\u306a\u30c7\u30a3\u30b9\u30d7\u30ec\u30a4\u6280\u8853\u306f\u3001\u5f93\u6765\u306e\u30ad\u30aa\u30b9\u30af\u3088\u308a\u3082\u5c0f\u3055\u306a\u7269\u7406\u7684\u30d5\u30c3\u30c8\u30d7\u30ea\u30f3\u30c8\u3092\u7dad\u6301\u3057\u306a\u304c\u3089\u3001\u9867\u5ba2\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u3092\u5411\u4e0a\u3055\u305b\u307e\u3059\u3002<\/p>\n<p>\u672c\u30ec\u30dd\u30fc\u30c8\u306f\u3001\u9280\u884c\u30ad\u30aa\u30b9\u30af\u5e02\u5834\u306b\u95a2\u3059\u308b\u8a73\u7d30\u306a\u5206\u6790\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>1. \u5e02\u5834\u5b9a\u7fa9\u3068\u30b9\u30b3\u30fc\u30d7<br \/>\n\u9280\u884c\u30ad\u30aa\u30b9\u30af\u5e02\u5834\u306f\u3001\u898f\u5236\u5bfe\u8c61\u306e\u9280\u884c\u304a\u3088\u3073\u4fe1\u7528\u7d44\u5408\u304c\u8a2d\u7f6e\u3059\u308b\u30bb\u30eb\u30d5\u30b5\u30fc\u30d3\u30b9\u7aef\u672b\u3092\u6307\u3057\u307e\u3059\u3002\u3053\u308c\u306b\u306f\u3001\u53e3\u5ea7\u958b\u8a2d\u3001\u73fe\u91d1\u30fb\u5c0f\u5207\u624b\u53d6\u5f15\u3001\u30ab\u30fc\u30c9\u767a\u884c\u3001\u30d3\u30c7\u30aa\u30a2\u30b7\u30b9\u30c8\u30b5\u30fc\u30d3\u30b9\u306a\u3069\u3001\u30c6\u30e9\u30fc\u306e\u4ecb\u5165\u306a\u3057\u3067\u9867\u5ba2\u304c\u53d6\u5f15\u3092\u5b8c\u4e86\u3067\u304d\u308b\u6a5f\u80fd\u304c\u542b\u307e\u308c\u307e\u3059\u3002\u5bfe\u8c61\u7bc4\u56f2\u306b\u306f\u3001\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u3001\u7d44\u307f\u8fbc\u307f\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u3001\u304a\u3088\u3073\u30ad\u30aa\u30b9\u30af\u306e\u904b\u7528\u3092\u7dad\u6301\u3059\u308b\u305f\u3081\u306e\u30d5\u30a3\u30fc\u30eb\u30c9\u30b5\u30fc\u30d3\u30b9\u304c\u542b\u307e\u308c\u307e\u3059\u304c\u3001\u975e\u9280\u884c\u7cfb\u5c0f\u58f2\u30ad\u30aa\u30b9\u30af\u3084\u7269\u7406\u7684\u306b\u30ad\u30aa\u30b9\u30af\u306b\u5e38\u99d0\u3057\u306a\u3044\u652f\u5e97\u306e\u30b3\u30a2\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u30e9\u30a4\u30bb\u30f3\u30b9\u306f\u9664\u5916\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>2. \u30a8\u30b0\u30bc\u30af\u30c6\u30a3\u30d6\u30b5\u30de\u30ea\u30fc\u3068\u5e02\u5834\u898f\u6a21\u30fb\u6210\u9577\u4e88\u6e2c<br \/>\n\u9280\u884c\u30ad\u30aa\u30b9\u30af\u5e02\u5834\u306f\u529b\u5f37\u3044\u6210\u9577\u3092\u898b\u305b\u3066\u304a\u308a\u30012025\u5e74\u306b\u306f212.6\u5104\u7c73\u30c9\u30eb\u306b\u9054\u3057\u30012030\u5e74\u307e\u3067\u306b\u306f442.5\u5104\u7c73\u30c9\u30eb\u306b\u62e1\u5927\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u7279\u306b\u3001\u591a\u6a5f\u80fd\u30ad\u30aa\u30b9\u30af\u306f2024\u5e74\u306b\u53ce\u76ca\u30b7\u30a7\u30a2\u306e60%\u3092\u5360\u3081\u308b\u6700\u5927\u306e\u30bb\u30b0\u30e1\u30f3\u30c8\u3067\u3042\u308a\u3001\u307b\u3068\u3093\u3069\u306e\u30c6\u30e9\u30fc\u53d6\u5f15\u3092\u51e6\u7406\u3057\u3001\u904b\u7528\u30b3\u30b9\u30c8\u3092\u524a\u6e1b\u3067\u304d\u308b\u70b9\u304c\u8a55\u4fa1\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u63d0\u4f9b\u5f62\u614b\u5225\u3067\u306f\u3001\u30b5\u30fc\u30d3\u30b9\u90e8\u9580\u304c\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u3088\u308a\u3082\u901f\u3044\u6210\u9577\u3092\u9042\u3052\u3066\u304a\u308a\u3001\u9280\u884c\u304c\u4fdd\u5b88\u3001\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u66f4\u65b0\u3001\u4e88\u6e2c\u5206\u6790\u3092\u5916\u90e8\u59d4\u8a17\u3059\u308b\u50be\u5411\u304c\u5f37\u307e\u3063\u3066\u3044\u308b\u305f\u3081\u300118.2%\u306e\u5e74\u5e73\u5747\u6210\u9577\u7387\uff08CAGR\uff09\u3067\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002\u5730\u57df\u5225\u3067\u306f\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u304c\u91d1\u878d\u5305\u6442\u30d7\u30ed\u30b0\u30e9\u30e0\u3068\u6025\u901f\u306a\u90fd\u5e02\u5316\u306b\u727d\u5f15\u3055\u308c\u300116.8%\u306eCAGR\u3067\u6700\u3082\u901f\u3044\u6210\u9577\u304c\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>3. \u5e02\u5834\u306e\u63a8\u9032\u8981\u56e0<br \/>\n\u5e02\u5834\u306e\u4e3b\u306a\u63a8\u9032\u8981\u56e0\u3068\u3057\u3066\u306f\u3001\u30bb\u30eb\u30d5\u30b5\u30fc\u30d3\u30b9\u591a\u6a5f\u80fd\u30ad\u30aa\u30b9\u30af\u3078\u306e\u9700\u8981\u306e\u9ad8\u307e\u308a\u3001\u30b3\u30b9\u30c8\u524a\u6e1b\u3068\u652f\u5e97\u306e\u6700\u9069\u5316\u3001\u9867\u5ba2\u4f53\u9a13\u306e\u5411\u4e0a\u3068\u5f85\u3061\u6642\u9593\u306e\u77ed\u7e2e\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002\u307e\u305f\u3001AI\u3092\u6d3b\u7528\u3057\u305f\u4e88\u6e2c\u4fdd\u5b88\u306f\u3001\u30af\u30ea\u30c6\u30a3\u30ab\u30eb\u306a\u30c0\u30a6\u30f3\u30bf\u30a4\u30e0\u3092\u6700\u592735%\u524a\u6e1b\u3057\u3001\u554f\u984c\u306e45%\u3092\u30ea\u30e2\u30fc\u30c8\u3067\u89e3\u6c7a\u3059\u308b\u3053\u3068\u3067\u3001\u53d6\u5f15\u53ce\u76ca\u3068\u9867\u5ba2\u6e80\u8db3\u5ea6\u3092\u4fdd\u8b77\u3057\u3001\u30ad\u30aa\u30b9\u30af\u306e\u7d4c\u6e08\u6027\u3092\u5411\u4e0a\u3055\u305b\u3066\u3044\u307e\u3059\u3002\u65b0\u8208\u5e02\u5834\u306b\u304a\u3051\u308b\u91d1\u878d\u5305\u6442\u306e\u7fa9\u52d9\u5316\u3084\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u9023\u643a\u3092\u53ef\u80fd\u306b\u3059\u308bBranch-as-a-Service\u30ad\u30aa\u30b9\u30af\u306e\u767b\u5834\u3082\u5e02\u5834\u6210\u9577\u3092\u5f8c\u62bc\u3057\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>4. \u5e02\u5834\u306e\u963b\u5bb3\u8981\u56e0<br \/>\n\u4e00\u65b9\u3067\u3001\u5e02\u5834\u306e\u6210\u9577\u3092\u6291\u5236\u3059\u308b\u8981\u56e0\u3068\u3057\u3066\u306f\u3001\u9ad8\u984d\u306a\u521d\u671f\u8a2d\u7f6e\u8cbb\u7528\uff081\u53f0\u3042\u305f\u308a6\u4e07\uff5e8\u4e07\u7c73\u30c9\u30eb\u306b\u52a0\u3048\u3001\u6577\u5730\u6e96\u5099\u8cbb\u7528\uff09\u304c\u6295\u8cc7\u56de\u53ce\u671f\u9593\u3092\u9577\u671f\u5316\u3055\u305b\u308b\u305f\u3081\u3001\u7279\u306b\u65b0\u8208\u5e02\u5834\u3067\u306e\u666e\u53ca\u3092\u59a8\u3052\u308b\u4e3b\u306a\u8ab2\u984c\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u305f\u3060\u3057\u3001Hardware-as-a-Service\u30e2\u30c7\u30eb\u304c\u3053\u306e\u8ca0\u62c5\u3092\u8efd\u6e1b\u3057\u3064\u3064\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u4ed6\u3001\u30e2\u30d0\u30a4\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u666e\u53ca\u306b\u3088\u308b\u6765\u5e97\u5ba2\u306e\u6e1b\u5c11\u3001\u30ad\u30aa\u30b9\u30af\u306b\u304a\u3051\u308b\u751f\u4f53\u8a8d\u8a3c\u30c7\u30fc\u30bf\u306e\u898f\u5236\u5f37\u5316\u3001\u30b5\u30a4\u30d0\u30fc\u653b\u6483\u306e\u30ea\u30b9\u30af\u62e1\u5927\u3068\u305d\u308c\u306b\u4f34\u3046\u98a8\u8a55\u30ea\u30b9\u30af\u3082\u61f8\u5ff5\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>5. \u5e02\u5834\u306e\u30bb\u30b0\u30e1\u30f3\u30c6\u30fc\u30b7\u30e7\u30f3<br \/>\n\u672c\u30ec\u30dd\u30fc\u30c8\u3067\u306f\u3001\u5e02\u5834\u3092\u4ee5\u4e0b\u306e\u57fa\u6e96\u3067\u8a73\u7d30\u306b\u5206\u6790\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30bf\u30a4\u30d7\u5225: \u5358\u6a5f\u80fd\u30ad\u30aa\u30b9\u30af\u3001\u591a\u6a5f\u80fd\u30ad\u30aa\u30b9\u30af\u3001\u4eee\u60f3\/\u30d3\u30c7\u30aa\u30c6\u30e9\u30fc\u30de\u30b7\u30f3\u3002<br \/>\n*   \u63d0\u4f9b\u5f62\u614b\u5225: \u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u3001\u30bd\u30d5\u30c8\u30a6\u30a7\u30a2\u3001\u30b5\u30fc\u30d3\u30b9\u3002<br \/>\n*   \u6d41\u901a\u5225: \u8fb2\u6751\u90e8\u3001\u6e96\u90fd\u5e02\u90e8\u3001\u90fd\u5e02\u90e8\u3001\u5927\u90fd\u5e02\u570f\u3002<br \/>\n*   \u8a2d\u7f6e\u5834\u6240\u5225: \u6577\u5730\u5185\u3001\u6577\u5730\u5916\u3002<br \/>\n*   \u5730\u57df\u5225: 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