{"id":78829,"date":"2026-01-02T15:22:49","date_gmt":"2026-01-02T06:22:49","guid":{"rendered":"https:\/\/www.marketresearch.co.jp\/insights\/robo-advisory-services-market-mordor\/"},"modified":"2026-10-06T15:50:15","modified_gmt":"2026-10-06T06:50:15","slug":"robo-advisory-services-market-mordor","status":"publish","type":"post","link":"https:\/\/www.marketresearch.co.jp\/insights\/robo-advisory-services-market-mordor\/","title":{"rendered":"\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u30b5\u30fc\u30d3\u30b9\u5e02\u5834\u898f\u6a21\u30fb\u30b7\u30a7\u30a2\u5206\u6790\uff1a\u6210\u9577\u30c8\u30ec\u30f3\u30c9\u3068\u4e88\u6e2c\uff082025-2030\u5e74\uff09"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.marketresearch.co.jp\/insights\/wp-content\/uploads\/2026\/01\/robo-advisory-services-market-1750704704481-major-players.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.marketresearch.co.jp\/insights\/wp-content\/uploads\/2026\/01\/robo-advisory-services-market-size-image-1750702818619.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">\n    1. \u306f\u3058\u3081\u306b<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          1.1 \u8abf\u67fb\u306e\u524d\u63d0\u3068\u5e02\u5834\u306e\u5b9a\u7fa9<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          1.2 \u8abf\u67fb\u7bc4\u56f2<\/p>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">\n    2. \u8abf\u67fb\u65b9\u6cd5<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">\n    3. \u30a8\u30b0\u30bc\u30af\u30c6\u30a3\u30d6\u30b5\u30de\u30ea\u30fc<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">\n    4. \u5e02\u5834\u6982\u6cc1<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          4.1 \u5e02\u5834\u6982\u8981<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.2 \u5e02\u5834\u306e\u63a8\u9032\u8981\u56e0<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.2.1 BFSI\u696d\u754c\u306e\u30c7\u30b8\u30bf\u30eb\u5316<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.2 \u500b\u4eba\u8cc7\u7523\u7ba1\u7406\u306b\u304a\u3051\u308b\u8cbb\u7528\u5bfe\u52b9\u679c<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.3 \u30df\u30ec\u30cb\u30a2\u30eb\u4e16\u4ee3\u3068Z\u4e16\u4ee3\u306b\u304a\u3051\u308bDIY\u6295\u8cc7\u5fd7\u5411\u306e\u9ad8\u307e\u308a<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.4 AI\u3092\u6d3b\u7528\u3057\u305f\u8d85\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30ca\u30c3\u30b8\u304c\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u3092\u5411\u4e0a<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.5 \u7d66\u4e0e\/\u798f\u5229\u539a\u751f\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306b\u7d44\u307f\u8fbc\u307e\u308c\u305f\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b9<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.3 \u5e02\u5834\u306e\u963b\u5bb3\u8981\u56e0<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.3.1 \u4eba\u9593\u7684\u306a\u89e6\u308c\u5408\u3044\u3068\u5171\u611f\u306e\u6b20\u5982<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.2 \u5730\u57df\u3054\u3068\u306e\u898f\u5236\u304a\u3088\u3073\u53d7\u8a17\u8005\u8cac\u4efb\u306e\u4e0d\u78ba\u5b9f\u6027<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.3 \u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u30d0\u30a4\u30a2\u30b9\u306e\u30ea\u30b9\u30af\u306b\u3088\u308b\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u4e0a\u306e\u8cac\u4efb\u767a\u751f<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.4 \u7523\u696d\u30d0\u30ea\u30e5\u30fc\u30c1\u30a7\u30fc\u30f3\u5206\u6790<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.5 \u898f\u5236\u74b0\u5883<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.6 \u6280\u8853\u7684\u5c55\u671b<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.7 \u696d\u754c\u306e\u9b45\u529b\u5ea6 &#8211; \u30dd\u30fc\u30bf\u30fc\u306e5\u3064\u306e\u529b\u5206\u6790<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.7.1 \u4f9b\u7d66\u8005\u306e\u4ea4\u6e09\u529b<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.2 \u8cb7\u3044\u624b\u306e\u4ea4\u6e09\u529b<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.3 \u65b0\u898f\u53c2\u5165\u306e\u8105\u5a01<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.4 \u4ee3\u66ff\u54c1\u306e\u8105\u5a01<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.5 \u7af6\u4e89\u306e\u6fc0\u3057\u3055<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.8 \u30de\u30af\u30ed\u7d4c\u6e08\u8981\u56e0\u304c\u5e02\u5834\u306b\u4e0e\u3048\u308b\u5f71\u97ff<\/p>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">\n    5. \u5e02\u5834\u898f\u6a21\u3068\u6210\u9577\u4e88\u6e2c\uff08\u91d1\u984d\uff09<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          5.1 \u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.1.1 \u30d4\u30e5\u30a2\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.1.2 \u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.2 \u30b5\u30fc\u30d3\u30b9\u30bf\u30a4\u30d7\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.2.1 \u6295\u8cc7\u52a9\u8a00<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.2 \u8cc7\u7523\u904b\u7528<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.3 \u9000\u8077\u91d1\u8a08\u753b<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.4 \u640d\u76ca\u901a\u7b97<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.5 \u76ee\u6a19\u30d9\u30fc\u30b9\u306e\u8a08\u753b<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.3 \u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u30bf\u30a4\u30d7\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.3.1 \u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.3.2 \u9280\u884c\u304a\u3088\u3073\u4fe1\u7528\u7d44\u5408<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.3.3 \u5f93\u6765\u306e\u8cc7\u7523\u904b\u7528\u4f1a\u793e\/\u8a3c\u5238\u4f1a\u793e<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.4 \u30a8\u30f3\u30c9\u30e6\u30fc\u30b6\u30fc\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.4.1 \u500b\u4eba\u6295\u8cc7\u5bb6<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.2 \u5bcc\u88d5\u5c64 (HNWI)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.3 \u4e2d\u5c0f\u4f01\u696d\u304a\u3088\u3073\u4f01\u696d\u8ca1\u52d9<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.5 \u5730\u57df\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.5.1 \u5317\u7c73<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.1.1 \u7c73\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.1.2 \u30ab\u30ca\u30c0<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.1.3 \u30e1\u30ad\u30b7\u30b3<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.2 \u5357\u7c73<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.1 \u30d6\u30e9\u30b8\u30eb<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.2 \u30a2\u30eb\u30bc\u30f3\u30c1\u30f3<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.3 \u30c1\u30ea<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.2.4 \u305d\u306e\u4ed6\u306e\u5357\u7c73<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.3 \u30e8\u30fc\u30ed\u30c3\u30d1<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.1 \u30c9\u30a4\u30c4<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.2 \u30a4\u30ae\u30ea\u30b9<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.3 \u30d5\u30e9\u30f3\u30b9<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.4 \u30a4\u30bf\u30ea\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.5 \u30b9\u30da\u30a4\u30f3<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.6 \u30ed\u30b7\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.3.7 \u305d\u306e\u4ed6\u306e\u30e8\u30fc\u30ed\u30c3\u30d1<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.4 \u30a2\u30b8\u30a2\u592a\u5e73\u6d0b<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.1 \u4e2d\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.2 \u30a4\u30f3\u30c9<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.3 \u65e5\u672c<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.4 \u97d3\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.5 \u30b7\u30f3\u30ac\u30dd\u30fc\u30eb<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.6 \u30de\u30ec\u30fc\u30b7\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.7 \u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.4.8 \u305d\u306e\u4ed6\u306e\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.5 \u4e2d\u6771\u304a\u3088\u3073\u30a2\u30d5\u30ea\u30ab<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.5.1 \u4e2d\u6771<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.1.1 \u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.1.2 \u30c8\u30eb\u30b3<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.1.3 \u30a4\u30b9\u30e9\u30a8\u30eb<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.1.4 \u305d\u306e\u4ed6\u306e\u4e2d\u6771<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.5.5.2 \u30a2\u30d5\u30ea\u30ab<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.2.1 \u5357\u30a2\u30d5\u30ea\u30ab<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.2.2 \u30ca\u30a4\u30b8\u30a7\u30ea\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-5\">\n          5.5.5.2.3 \u305d\u306e\u4ed6\u306e\u30a2\u30d5\u30ea\u30ab<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">\n    6. \u7af6\u4e89\u74b0\u5883<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          6.1 \u5e02\u5834\u96c6\u4e2d\u5ea6<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.2 \u6226\u7565\u7684\u52d5\u304d<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.3 \u5e02\u5834\u30b7\u30a7\u30a2\u5206\u6790<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.4 \u4f01\u696d\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\uff08\u30b0\u30ed\u30fc\u30d0\u30eb\u30ec\u30d9\u30eb\u306e\u6982\u8981\u3001\u5e02\u5834\u30ec\u30d9\u30eb\u306e\u6982\u8981\u3001\u30b3\u30a2\u30bb\u30b0\u30e1\u30f3\u30c8\u3001\u5229\u7528\u53ef\u80fd\u306a\u8ca1\u52d9\u60c5\u5831\u3001\u6226\u7565\u60c5\u5831\u3001\u4e3b\u8981\u4f01\u696d\u306e\u5e02\u5834\u30e9\u30f3\u30ad\u30f3\u30b0\/\u30b7\u30a7\u30a2\u3001\u88fd\u54c1\u3068\u30b5\u30fc\u30d3\u30b9\u3001\u304a\u3088\u3073\u6700\u8fd1\u306e\u52d5\u5411\u3092\u542b\u3080\uff09<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          6.4.1 \u30d0\u30f3\u30ac\u30fc\u30c9\u30fb\u30b0\u30eb\u30fc\u30d7\u30fb\u30a4\u30f3\u30af<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.2 \u30c1\u30e3\u30fc\u30eb\u30ba\u30fb\u30b7\u30e5\u30ef\u30d6\uff06\u30ab\u30f3\u30d1\u30cb\u30fc\u30fb\u30a4\u30f3\u30af\uff08\u30a4\u30f3\u30c6\u30ea\u30b8\u30a7\u30f3\u30c8\u30fb\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.3 \u30a8\u30f3\u30d1\u30ef\u30fc\u30fb\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u30fb\u30b0\u30eb\u30fc\u30d7\u30fb\u30a4\u30f3\u30af\uff08\u30d1\u30fc\u30bd\u30ca\u30eb\u30fb\u30ad\u30e3\u30d4\u30bf\u30eb\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.4 \u30d9\u30bf\u30fc\u30e1\u30f3\u30c8LLC<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.5 \u30a6\u30a7\u30eb\u30b9\u30d5\u30ed\u30f3\u30c8\u30fb\u30b3\u30fc\u30dd\u30ec\u30fc\u30b7\u30e7\u30f3<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.6 \u30d6\u30e9\u30c3\u30af\u30ed\u30c3\u30af\u30fb\u30a4\u30f3\u30af\uff08\u30d5\u30e5\u30fc\u30c1\u30e3\u30fc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.7 FMR LLC\uff08\u30d5\u30a3\u30c7\u30ea\u30c6\u30a3\u30fb\u30b4\u30fc\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.8 M1\u30db\u30fc\u30eb\u30c7\u30a3\u30f3\u30b0\u30b9\u30fb\u30a4\u30f3\u30af\uff08M1\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.9 \u30a8\u30a4\u30b3\u30fc\u30f3\u30ba\u30fb\u30b0\u30ed\u30a6\u30fb\u30a4\u30f3\u30af<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.10 \u30b9\u30bf\u30c3\u30b7\u30e5\u30fb\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\u30fb\u30a4\u30f3\u30af<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.11 \u30ed\u30d3\u30f3\u30d5\u30c3\u30c9\u30fb\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fcLLC\uff08\u30ed\u30d3\u30f3\u30d5\u30c3\u30c9\u30fb\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.12 \u30a8\u30ec\u30d9\u30b9\u30c8\u30fb\u30a4\u30f3\u30af<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.13 \u30b7\u30b0\u30d5\u30a3\u30b0\u30fb\u30a6\u30a7\u30eb\u30b9\u30fb\u30de\u30cd\u30b8\u30e1\u30f3\u30c8LLC<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.14 \u30bd\u30fc\u30d5\u30a1\u30a4\u30fb\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u30ba\u30fb\u30a4\u30f3\u30af\uff08\u30bd\u30fc\u30d5\u30a1\u30a4\u30fb\u30a4\u30f3\u30d9\u30b9\u30c8\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.15 \u30ca\u30c4\u30e1\u30b0\u30fb\u30bb\u30fc\u30d3\u30f3\u30b0\uff06\u30a4\u30f3\u30d9\u30b9\u30c8\u30e1\u30f3\u30c8\u30fb\u30ea\u30df\u30c6\u30c3\u30c9<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.16 \u30b9\u30b1\u30fc\u30e9\u30d6\u30eb\u30fb\u30ad\u30e3\u30d4\u30bf\u30ebGmbH<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.17 \u30ec\u30fc\u30ba\u30f3DS GmbH\uff08\u30f4\u30a7\u30eb\u30c8\u30b7\u30e5\u30d1\u30fc\u30ec\u30f3\u30fb\u30a4\u30f3\u30d9\u30b9\u30c8\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.18 \u30d0\u30f3\u30d6\u30fc\u30fb\u30b0\u30ed\u30fc\u30d0\u30ebPte Ltd.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.19 \u30ef\u30d8\u30c9\u30fb\u30a4\u30f3\u30d9\u30b9\u30c8LLC<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.20 \u30b5\u30a4\u30d5Pte Ltd.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.21 \u30b9\u30c8\u30c3\u30af\u30b9\u30dd\u30c3\u30c8Pty Ltd.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.22 \u30b0\u30ed\u30a6\uff08\u30cd\u30af\u30b9\u30c8\u30d3\u30ea\u30aa\u30f3\u30fb\u30c6\u30af\u30ce\u30ed\u30b8\u30fcPvt Ltd.\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.23 \u30d5\u30ea\u30fc\u30c8\u30ec\u30fc\u30c9Ltd.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.24 \u30b9\u30de\u30fc\u30c8\u30a6\u30a7\u30eb\u30b9\uff08\u30a8\u30df\u30ec\u30fc\u30c4NBD\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.25 \u30ec\u30dc\u30ea\u30e5\u30fc\u30c8Ltd\uff08\u30a6\u30a7\u30eb\u30b9\uff06\u30c8\u30ec\u30fc\u30c7\u30a3\u30f3\u30b0\uff09<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">\n    7. \u5e02\u5834\u6a5f\u4f1a\u3068\u5c06\u6765\u306e\u898b\u901a\u3057<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u30b5\u30fc\u30d3\u30b9\u5e02\u5834\u306f\u3001\u6025\u901f\u306aAI\u6280\u8853\u306e\u9032\u6b69\u3001\u30c7\u30b8\u30bf\u30eb\u5316\u3092\u63a8\u9032\u3059\u308b\u898f\u5236\u306e\u66f4\u65b0\u3001\u305d\u3057\u3066\u30d9\u30d3\u30fc\u30d6\u30fc\u30de\u30fc\u4e16\u4ee3\u304b\u3089\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306b\u7cbe\u901a\u3057\u305f\u82e5\u3044\u4e16\u4ee3\u3078\u306e\u4e16\u754c\u7684\u306a\u5bcc\u306e\u79fb\u8ee2\u3092\u80cc\u666f\u306b\u3001\u8457\u3057\u3044\u6210\u9577\u3092\u9042\u3052\u3066\u3044\u307e\u3059\u30022025\u5e74\u306b\u306f142.9\u5104\u7c73\u30c9\u30eb\u3068\u63a8\u5b9a\u3055\u308c\u308b\u5e02\u5834\u898f\u6a21\u306f\u30012030\u5e74\u307e\u3067\u306b547.3\u5104\u7c73\u30c9\u30eb\u306b\u9054\u3057\u3001\u4e88\u6e2c\u671f\u9593\u4e2d\uff082025\u5e74\uff5e2030\u5e74\uff09\u306b\u5e74\u5e73\u5747\u6210\u9577\u7387\uff08CAGR\uff0930.80%\u3067\u62e1\u5927\u3059\u308b\u3068\u898b\u8fbc\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u5e02\u5834\u306f\u4e2d\u7a0b\u5ea6\u306e\u96c6\u4e2d\u5ea6\u3092\u793a\u3057\u3066\u304a\u308a\u3001\u5317\u7c73\u304c\u6700\u5927\u306e\u5e02\u5834\u3067\u3042\u308b\u4e00\u65b9\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u304c\u6700\u3082\u6025\u901f\u306b\u6210\u9577\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u4e3b\u5c0e\u306e\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u69cb\u7bc9\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u7a0e\u91d1\u6700\u9069\u5316\u3001\u7d44\u307f\u8fbc\u307f\u578b\u91d1\u878d\u306e\u6d41\u901a\u30e2\u30c7\u30eb\u304c\u3001\u5f93\u6765\u306e\u91d1\u878d\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u3068\u76f4\u63a5\u7af6\u5408\u3057\u3066\u3044\u307e\u3059\u3002\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001\u652f\u51fa\u3001\u53ce\u5165\u3001\u884c\u52d5\u30c7\u30fc\u30bf\u304b\u3089\u30bf\u30a4\u30e0\u30ea\u30fc\u306a\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306e\u52a9\u8a00\u3092\u5c0e\u304d\u51fa\u3059\u3001\u8d85\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30bc\u30fc\u30b7\u30e7\u30f3\u6a5f\u80fd\u3092\u901a\u3058\u3066\u5dee\u5225\u5316\u3092\u56f3\u3063\u3066\u3044\u307e\u3059\u3002\u5317\u7c73\u3068\u6b27\u5dde\u306b\u304a\u3051\u308b\u898f\u5236\u306e\u660e\u78ba\u5316\u306f\u3001\u6a5f\u95a2\u6295\u8cc7\u5bb6\u306e\u5c0e\u5165\u3092\u4fc3\u9032\u3057\u3066\u304a\u308a\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u3067\u306f\u30b5\u30f3\u30c9\u30dc\u30c3\u30af\u30b9\u30d5\u30ec\u30fc\u30e0\u30ef\u30fc\u30af\u304c\u5e02\u5834\u53c2\u5165\u969c\u58c1\u3092\u4f4e\u304f\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4e3b\u8981\u306a\u5e02\u5834\u52d5\u5411\u3068\u6d1e\u5bdf<\/p>\n<p>\u6210\u9577\u4fc3\u9032\u8981\u56e0:<br \/>\n*   BFSI\u696d\u754c\u306e\u30c7\u30b8\u30bf\u30eb\u5316: \u30af\u30e9\u30a6\u30c9\u30cd\u30a4\u30c6\u30a3\u30d6\u306a\u30a4\u30f3\u30d5\u30e9\u30b9\u30c8\u30e9\u30af\u30c1\u30e3\u3068API\u99c6\u52d5\u578b\u30a2\u30fc\u30ad\u30c6\u30af\u30c1\u30e3\u306b\u3088\u308a\u3001\u9280\u884c\u306f\u65e2\u5b58\u306e\u30b7\u30b9\u30c6\u30e0\u306b\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u30e2\u30b8\u30e5\u30fc\u30eb\u3092\u5bb9\u6613\u306b\u7d71\u5408\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002\u4f8b\u3048\u3070\u3001JP\u30e2\u30eb\u30ac\u30f3\u306eAI\u30d9\u30fc\u30b9\u306e\u30ad\u30e3\u30c3\u30b7\u30e5\u30de\u30cd\u30b8\u30e1\u30f3\u30c8\u30c4\u30fc\u30eb\u306f\u30012,500\u306e\u9867\u5ba2\u306b\u5bfe\u3057\u3066\u624b\u52d5\u51e6\u7406\u309290%\u524a\u6e1b\u3057\u3001\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u30a2\u30c9\u30d0\u30a4\u30b9\u306e\u30b9\u30b1\u30fc\u30e9\u30d3\u30ea\u30c6\u30a3\u3092\u8a3c\u660e\u3057\u307e\u3057\u305f\u3002\u30b7\u30fc\u30e1\u30f3\u30b9\u30fb\u30c8\u30ec\u30b8\u30e3\u30ea\u30fc\u306e\u30c7\u30b8\u30bf\u30eb\u79fb\u884c\u306f\u5e74\u95932,000\u4e07\u7c73\u30c9\u30eb\u306e\u30b3\u30b9\u30c8\u524a\u6e1b\u3092\u5b9f\u73fe\u3057\u3001\u6b27\u5dde\u8a3c\u5238\u5e02\u5834\u76e3\u7763\u5c40\uff08ESMA\uff09\u306eAI\u30ac\u30a4\u30c0\u30f3\u30b9\u306f\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306e\u67a0\u7d44\u307f\u3092\u660e\u78ba\u5316\u3057\u3001\u6a5f\u95a2\u6295\u8cc7\u5bb6\u306e\u5c0e\u5165\u3092\u4fc3\u9032\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u8981\u56e0\u306fCAGR\u306b+8.2%\u306e\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u3068\u6b27\u5dde\u3067\u52a0\u901f\u3057\u3001\u4e2d\u671f\u7684\u306b\u5f71\u97ff\u3092\u53ca\u307c\u3057\u307e\u3059\u3002<br \/>\n*   \u500b\u4eba\u8cc7\u7523\u7ba1\u7406\u306b\u304a\u3051\u308b\u8cbb\u7528\u5bfe\u52b9\u679c: \u81ea\u52d5\u5316\u3055\u308c\u305f\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306f\u3001\u5f93\u6765\u306e\u91d1\u878d\u6a5f\u95a2\u304c1\uff5e2%\u306e\u624b\u6570\u6599\u3092\u8ab2\u3059\u306e\u306b\u5bfe\u3057\u3001\u901a\u5e380.25\uff5e0.50%\u306e\u624b\u6570\u6599\u3067\u63d0\u4f9b\u3055\u308c\u3001\u3053\u306e\u5dee\u304c2025\u5e74\u306b\u306f\u4e16\u754c\u306e\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u8cc7\u7523\u30921\u5146\u7c73\u30c9\u30eb\u4ee5\u4e0a\u5897\u52a0\u3055\u305b\u307e\u3057\u305f\u3002Betterment\u306e\u968e\u5c64\u578b\u30e2\u30c7\u30eb\u306f\u3001\u52b9\u7387\u5316\u306b\u3088\u308b\u5229\u76ca\u3092\u30e6\u30fc\u30b6\u30fc\u306b\u9084\u5143\u3059\u308b\u4f8b\u3067\u3042\u308a\u3001BlackRock\u306eAperio\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f130\u4e07\u4ef6\u306e\u53d6\u5f15\u3092\u5b9f\u884c\u3057\u30011\u51046,400\u4e07\u7c73\u30c9\u30eb\u306e\u30bf\u30c3\u30af\u30b9\u30ed\u30b9\u30cf\u30fc\u30d9\u30b9\u30c6\u30a3\u30f3\u30b0\u3092\u5b9f\u73fe\u3057\u3001\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u306e\u901f\u5ea6\u3092\u7a0e\u5f15\u304d\u5f8c\u30a2\u30eb\u30d5\u30a1\u306b\u5909\u3048\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u8981\u56e0\u306fCAGR\u306b+6.5%\u306e\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u5317\u7c73\u3068EU\u3092\u4e2d\u5fc3\u306b\u65b0\u8208\u5e02\u5834\u306b\u62e1\u5927\u3057\u3001\u77ed\u671f\u7684\u306b\u5f71\u97ff\u3092\u53ca\u307c\u3057\u307e\u3059\u3002<br \/>\n*   \u30df\u30ec\u30cb\u30a2\u30eb\u4e16\u4ee3\u3068Z\u4e16\u4ee3\u306eDIY\u6295\u8cc7\u5fd7\u5411\u306e\u9ad8\u307e\u308a: 40\u6b73\u672a\u6e80\u306e\u6295\u8cc7\u5bb6\u306e41%\u304cAI\u3078\u306e\u59d4\u4efb\u306b\u62b5\u6297\u304c\u306a\u3044\u306e\u306b\u5bfe\u3057\u3001\u30d9\u30d3\u30fc\u30d6\u30fc\u30de\u30fc\u4e16\u4ee3\u3067\u306f14%\u306b\u7559\u307e\u308a\u307e\u3059\u300268\u5146\u7c73\u30c9\u30eb\u306b\u53ca\u3076\u4e16\u4ee3\u9593\u306e\u5bcc\u306e\u79fb\u8ee2\u306f\u3001\u81ea\u52d5\u5316\u3055\u308c\u305f\u30c1\u30e3\u30cd\u30eb\u306b\u6709\u5229\u306b\u50cd\u304f\u3068\u4e88\u60f3\u3055\u308c\u307e\u3059\u3002Robinhood\u306b\u3088\u308bAI\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7Pluto\u306e\u8cb7\u53ce\u3084SEC\u767b\u9332RIA\u7533\u8acb\u306f\u3001\u65e2\u5b58\u4f01\u696d\u304c\u3053\u306e\u5c64\u3092\u53d6\u308a\u8fbc\u3080\u305f\u3081\u306b\u518d\u7de8\u3057\u3066\u3044\u308b\u3053\u3068\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u8981\u56e0\u306fCAGR\u306b+7.8%\u306e\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u5317\u7c73\u3068\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u3067\u6700\u3082\u9ad8\u304f\u3001\u9577\u671f\u7684\u306b\u5f71\u97ff\u3092\u53ca\u307c\u3057\u307e\u3059\u3002<br \/>\n*   AI\u3092\u6d3b\u7528\u3057\u305f\u8d85\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30ca\u30c3\u30b8\u306b\u3088\u308b\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u5411\u4e0a: BlackRock\u306e\u300cAsimov\u300d\u4eee\u60f3\u30a2\u30ca\u30ea\u30b9\u30c8\u306f\u3001\u63d0\u51fa\u66f8\u985e\u3001\u8abf\u67fb\u3001\u30e1\u30fc\u30eb\u3092\u8aad\u307f\u8fbc\u307f\u3001\u81ea\u7136\u8a00\u8a9e\u3067\u6295\u8cc7\u6d1e\u5bdf\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002PortfolioPilot\u306f\u3001\u5404\u30e6\u30fc\u30b6\u30fc\u306e\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\u306b\u5408\u308f\u305b\u3066\u30d7\u30ed\u30f3\u30d7\u30c8\u3092\u8abf\u6574\u3059\u308b\u3053\u3068\u3067\u30012\u5e74\u9593\u3067200\u5104\u7c73\u30c9\u30eb\u306e\u904b\u7528\u8cc7\u7523\uff08AUM\uff09\u3092\u9054\u6210\u3057\u307e\u3057\u305f\u3002\u4e88\u6e2c\u5206\u6790\u306f\u3001\u62e0\u51fa\u91d1\u306e\u4e0d\u8db3\u3092\u4e88\u6e2c\u3057\u3001\u88dc\u586b\u7b56\u3092\u63d0\u6848\u3059\u308b\u3053\u3068\u3067\u3001\u9867\u5ba2\u7dad\u6301\u7387\u3068\u30a6\u30a9\u30ec\u30c3\u30c8\u30b7\u30a7\u30a2\u3092\u5411\u4e0a\u3055\u305b\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u8981\u56e0\u306fCAGR\u306b+5.1%\u306e\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u5f53\u521d\u306f\u5148\u9032\u5e02\u5834\u3067\u3001\u305d\u306e\u5f8c\u65b0\u8208\u5e02\u5834\u306b\u62e1\u5927\u3057\u3001\u4e2d\u671f\u7684\u306b\u5f71\u97ff\u3092\u53ca\u307c\u3057\u307e\u3059\u3002<br \/>\n*   \u7d66\u4e0e\/\u798f\u5229\u539a\u751f\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3078\u306e\u7d44\u307f\u8fbc\u307f\u578b\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b9: \u3053\u306e\u8981\u56e0\u306fCAGR\u306b+3.4%\u306e\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u5317\u7c73\u3068\u6b27\u5dde\u3067\u4f01\u696d\u306e\u5c0e\u5165\u306b\u7126\u70b9\u3092\u5f53\u3066\u3001\u9577\u671f\u7684\u306b\u5f71\u97ff\u3092\u53ca\u307c\u3057\u307e\u3059\u3002<\/p>\n<p>\u963b\u5bb3\u8981\u56e0:<br \/>\n*   \u4eba\u9593\u7684\u306a\u89e6\u308c\u5408\u3044\u3068\u5171\u611f\u306e\u6b20\u5982: \u4f4e\u3044\u624b\u6570\u6599\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u73fe\u5728\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306b\u4f9d\u5b58\u3057\u3066\u3044\u308b\u7c73\u56fd\u306e\u6295\u8cc7\u5bb6\u306f\u308f\u305a\u304b5%\u3067\u3042\u308a\u3001\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u304c\u307e\u3060\u57cb\u3081\u3089\u308c\u306a\u3044\u611f\u60c5\u7684\u306a\u30ae\u30e3\u30c3\u30d7\u3092\u6d6e\u304d\u5f6b\u308a\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u5e02\u5834\u306e\u4f4e\u8ff7\u671f\u306b\u306f\u3001\u9867\u5ba2\u304c\u5b89\u5fc3\u611f\u3092\u6c42\u3081\u308b\u305f\u3081\u3001\u89e3\u7d04\u7387\u304c\u4e0a\u6607\u3057\u307e\u3059\u3002CFP\u30a2\u30af\u30bb\u30b9\u3092\u30d0\u30f3\u30c9\u30eb\u3057\u305fBetterment Premium\u306e\u3088\u3046\u306a\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30e2\u30c7\u30eb\u306f\u52a9\u3051\u306b\u306a\u308a\u307e\u3059\u304c\u3001\u8ffd\u52a0\u30b3\u30b9\u30c8\u304c\u767a\u751f\u3057\u307e\u3059\u3002\u3053\u306e\u8981\u56e0\u306fCAGR\u306b-4.2%\u306e\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u4eba\u9593\u95a2\u4fc2\u3092\u91cd\u8996\u3059\u308b\u6587\u5316\u570f\u3067\u3088\u308a\u9ad8\u304f\u3001\u9577\u671f\u7684\u306b\u5f71\u97ff\u3092\u53ca\u307c\u3057\u307e\u3059\u3002<br \/>\n*   \u5730\u57df\u3054\u3068\u306e\u898f\u5236\u304a\u3088\u3073\u53d7\u8a17\u8005\u8cac\u4efb\u306e\u4e0d\u78ba\u5b9f\u6027: SEC\u306e2025\u5e74\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u898f\u5247\u306f\u3001\u30a4\u30f3\u30bf\u30e9\u30af\u30c6\u30a3\u30d6\u306a\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\u3092\u901a\u3058\u3066\u306e\u307f\u9867\u5ba2\u306b\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u4f01\u696d\u3078\u306e\u514d\u9664\u3092\u5236\u9650\u3057\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u4e88\u7b97\u3092\u5897\u52a0\u3055\u305b\u307e\u3059\u3002FinCEN\u306e2026\u5e74AML\u6307\u4ee4\u306f\u3001\u3055\u3089\u306b\u30b3\u30b9\u30c8\u69cb\u9020\u3092\u5f15\u304d\u4e0a\u3052\u307e\u3059\u3002\u6b27\u5dde\u306eMiFID II\u306b\u57fa\u3065\u304fAI\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u306f\u3001\u30d0\u30a4\u30a2\u30b9\u30c6\u30b9\u30c8\u3068\u8aac\u660e\u53ef\u80fd\u6027\u3092\u8981\u6c42\u3057\u3001\u56fd\u5883\u3092\u8d8a\u3048\u305f\u5c55\u958b\u3092\u8907\u96d1\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u8981\u56e0\u306fCAGR\u306b-3.8%\u306e\u5f71\u97ff\u3092\u4e0e\u3048\u3001\u65b0\u8208\u5e02\u5834\u3067\u6700\u3082\u9ad8\u304f\u3001\u4e2d\u671f\u7684\u306b\u5f71\u97ff\u3092\u53ca\u307c\u3057\u307e\u3059\u3002<br \/>\n*   \u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u30d0\u30a4\u30a2\u30b9\u30ea\u30b9\u30af\u306b\u3088\u308b\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u8cac\u4efb\u306e\u767a\u751f: \u3053\u306e\u8981\u56e0\u306fCAGR\u306b-2.1%\u306e\u5f71\u97ff\u3092\u4e0e\u3048\u3001EU\u3068\u5317\u7c73\u3067\u3088\u308a\u53b3\u683c\u306a\u57f7\u884c\u304c\u884c\u308f\u308c\u3001\u4e2d\u671f\u7684\u306b\u5f71\u97ff\u3092\u53ca\u307c\u3057\u307e\u3059\u3002<\/p>\n<p>\u30bb\u30b0\u30e1\u30f3\u30c8\u5206\u6790<\/p>\n<p>*   \u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u5225: 2024\u5e74\u306b\u306f\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u578b\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u304c\u5e02\u5834\u53ce\u76ca\u306e60.7%\u3092\u5360\u3081\u3001\u6700\u5927\u306e\u30b7\u30a7\u30a2\u3092\u7372\u5f97\u3057\u307e\u3057\u305f\u3002\u4e00\u65b9\u3001\u7d14\u7c8b\u578b\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306f35.2%\u306eCAGR\u3067\u6700\u3082\u6025\u901f\u306b\u6210\u9577\u3057\u3066\u3044\u307e\u3059\u3002\u6295\u8cc7\u5bb6\u306f\u3001\u4f4e\u30b3\u30b9\u30c8\u306e\u52b9\u7387\u6027\u3068\u3001\u5e02\u5834\u306e\u5909\u52d5\u6642\u306b\u4eba\u9593\u306b\u3088\u308b\u30b5\u30dd\u30fc\u30c8\u304c\u5f97\u3089\u308c\u308b\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u578b\u306e\u5229\u70b9\u306b\u60f9\u304b\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30b5\u30fc\u30d3\u30b9\u30bf\u30a4\u30d7\u5225: 2024\u5e74\u306b\u306f\u8cc7\u7523\u7ba1\u7406\u30b5\u30fc\u30d3\u30b9\u304c\u5e02\u5834\u652f\u51fa\u306e38.7%\uff0855.4\u5104\u7c73\u30c9\u30eb\uff09\u3092\u5360\u3081\u3001\u6700\u5927\u306e\u30b7\u30a7\u30a2\u3092\u7dad\u6301\u3057\u307e\u3057\u305f\u3002\u5bfe\u7167\u7684\u306b\u3001\u30bf\u30c3\u30af\u30b9\u30ed\u30b9\u30cf\u30fc\u30d9\u30b9\u30c6\u30a3\u30f3\u30b0\u306f34.1%\u306eCAGR\u3067\u52a0\u901f\u3057\u3066\u304a\u308a\u3001\u7a0e\u5f15\u304d\u5f8c\u30a2\u30eb\u30d5\u30a1\u306b\u5bfe\u3059\u308b\u6295\u8cc7\u5bb6\u306e\u9700\u8981\u306b\u5fdc\u3048\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u30bf\u30a4\u30d7\u5225: 2024\u5e74\u306b\u306f\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u304c\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u30b5\u30fc\u30d3\u30b9\u5e02\u5834\u306e52.3%\uff0874.7\u5104\u7c73\u30c9\u30eb\uff09\u3092\u652f\u914d\u3057\u307e\u3057\u305f\u304c\u3001\u9280\u884c\u306f35.5%\u306eCAGR\u3067\u6700\u3082\u6025\u901f\u306b\u898f\u6a21\u3092\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002MUFG\u306b\u3088\u308bWealthNavi\u306e\u8cb7\u53ce\u306f\u3001\u65e2\u5b58\u4f01\u696d\u304c\u81ea\u793e\u958b\u767a\u3067\u306f\u306a\u304f\u8cb7\u53ce\u3092\u901a\u3058\u3066\u5e02\u5834\u306b\u53c2\u5165\u3059\u308b\u6c7a\u610f\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30a8\u30f3\u30c9\u30e6\u30fc\u30b6\u30fc\u5225: 2024\u5e74\u306b\u306f\u5bcc\u88d5\u5c64\u9867\u5ba2\u304c\u5e02\u5834\u53d6\u5f15\u91cf\u306e55.3%\u3092\u5360\u3081\u3001\u6700\u5927\u306e\u8ca2\u732e\u3092\u3057\u307e\u3057\u305f\u304c\u3001\u30ea\u30c6\u30fc\u30eb\u30bb\u30b0\u30e1\u30f3\u30c8\u306f34.2%\u306eCAGR\u3067\u52a0\u901f\u3057\u3066\u3044\u307e\u3059\u3002\u30de\u30a4\u30af\u30ed\u6295\u8cc7\u6a5f\u80fd\u3084\u5206\u6570ETF\u306f\u30015,000\u7c73\u30c9\u30eb\u672a\u6e80\u306e\u53e3\u5ea7\u3092\u53ce\u76ca\u7684\u306b\u30b5\u30fc\u30d3\u30b9\u63d0\u4f9b\u3059\u308b\u306e\u306b\u5f79\u7acb\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5730\u57df\u5206\u6790<\/p>\n<p>*   \u5317\u7c73: 2024\u5e74\u306b\u306f\u4e16\u754c\u306e\u652f\u51fa\u306e38.2%\u3092\u5360\u3081\u3001\u898f\u5236\u306e\u660e\u78ba\u5316\u3068Betterment\u3084Wealthfront\u306e\u3088\u3046\u306a\u5148\u884c\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306b\u652f\u3048\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u5730\u57df\u306e\u682a\u4e3b\u91cd\u8996\u306e\u7a0e\u5236\u3068\u9ad8\u3044\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u666e\u53ca\u7387\u304c\u3001\u6fc0\u3057\u3044\u624b\u6570\u6599\u7af6\u4e89\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u30d7\u30ec\u30df\u30a2\u30e0\u306a\u4fa1\u683c\u8a2d\u5b9a\u30e2\u30c7\u30eb\u3092\u7dad\u6301\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u6b27\u5dde: MiFID II\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306f\u6295\u8cc7\u5bb6\u4fdd\u8b77\u3068\u900f\u660e\u6027\u3092\u4fc3\u9032\u3057\u3001\u30c7\u30b8\u30bf\u30eb\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306e\u56fd\u5883\u3092\u8d8a\u3048\u305f\u62e1\u5927\u3092\u5968\u52b1\u3057\u3066\u3044\u307e\u3059\u3002ESMA\u306eAI\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u306f\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u958b\u793a\u3092\u3055\u3089\u306b\u6a19\u6e96\u5316\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u4f01\u696d\u306f\u4f9d\u7136\u3068\u3057\u3066\u56fd\u3054\u3068\u306b\u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u7fa9\u52d9\u3092\u8abf\u6574\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n*   \u30a2\u30b8\u30a2\u592a\u5e73\u6d0b: 33.8%\u306eCAGR\u3067\u6700\u3082\u9ad8\u3044\u6210\u9577\u7387\u3092\u8a18\u9332\u3057\u3066\u3044\u307e\u3059\u3002\u30b7\u30f3\u30ac\u30dd\u30fc\u30eb\u3001\u65e5\u672c\u3001\u30a4\u30f3\u30c9\u306e\u898f\u5236\u30b5\u30f3\u30c9\u30dc\u30c3\u30af\u30b9\u306f\u3001\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u304c\u8fc5\u901f\u306b\u53cd\u5fa9\u958b\u767a\u3059\u308b\u3053\u3068\u3092\u53ef\u80fd\u306b\u3057\u3001\u4e2d\u9593\u5c64\u306e\u8caf\u84c4\u30d7\u30fc\u30eb\u306e\u5897\u52a0\u304c\u904b\u7528\u8cc7\u7523\uff08AUM\uff09\u306e\u6d41\u5165\u3092\u4fc3\u9032\u3057\u3066\u3044\u307e\u3059\u3002MUFG\u306b\u3088\u308bWealthNavi\u306e\u8cb7\u53ce\u306f\u3001\u5730\u57df\u30c1\u30e3\u30f3\u30d4\u30aa\u30f3\u306e\u30b9\u30b1\u30fc\u30e9\u30d3\u30ea\u30c6\u30a3\u3092\u691c\u8a3c\u3057\u3001\u6771\u4eac\u8a3c\u5238\u53d6\u5f15\u6240\u3067\u306e\u30ed\u30dcETF\u306e\u76f8\u4e92\u4e0a\u5834\u3078\u306e\u9053\u3092\u958b\u3044\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u7af6\u4e89\u74b0\u5883<\/p>\n<p>\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u30b5\u30fc\u30d3\u30b9\u5e02\u5834\u306f\u4e2d\u7a0b\u5ea6\u306b\u65ad\u7247\u5316\u3055\u308c\u3066\u3044\u307e\u3059\u304c\u3001\u7d71\u5408\u306e\u52e2\u3044\u306f\u660e\u3089\u304b\u3067\u3059\u3002\u5927\u624b\u4f01\u696d\u306f\u3001\u53e3\u5ea7\u3042\u305f\u308a\u306e\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30b3\u30b9\u30c8\u3092\u524a\u6e1b\u3059\u308b\u305f\u3081\u306e\u898f\u6a21\u62e1\u5927\u3092\u76ee\u6307\u3057\u3001M&#038;A\u3092\u7a4d\u6975\u7684\u306b\u884c\u3063\u3066\u3044\u307e\u3059\u3002MUFG\u3068WealthNavi\u3001Betterment\u3068Ellevest\u3001Robinhood\u3068TradePMR\u306e\u53d6\u5f15\u306f\u3059\u3079\u30661\u5e74\u4ee5\u5185\u306b\u5b8c\u4e86\u3057\u3066\u304a\u308a\u3001\u7d71\u5408\u3055\u308c\u305f\u30ab\u30b9\u30c8\u30c7\u30a3\u3068\u30a2\u30c9\u30d0\u30a4\u30b9\u30b9\u30bf\u30c3\u30af\u306b\u5bfe\u3059\u308b\u9700\u8981\u306e\u9ad8\u307e\u308a\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u304c\u4e3b\u8981\u306a\u7af6\u4e89\u306e\u5834\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002BlackRock\u306e\u300cAsimov\u300d\u306f\u3001\u65e2\u5b58\u4f01\u696d\u304c\u72ec\u81ea\u306e\u30c7\u30fc\u30bf\u3092\u6d3b\u7528\u3057\u3066\u3001\u4eba\u9593\u30c1\u30fc\u30e0\u3092\u7f6e\u304d\u63db\u3048\u308b\u306e\u3067\u306f\u306a\u304f\u62e1\u5f35\u3059\u308b\u4eee\u60f3\u30a2\u30ca\u30ea\u30b9\u30c8\u3092\u69cb\u7bc9\u3059\u308b\u65b9\u6cd5\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002PortfolioPilot\u306e\u3088\u3046\u306a\u7d14\u7c8b\u306a\u30c7\u30b8\u30bf\u30eb\u30c1\u30e3\u30ec\u30f3\u30b8\u30e3\u30fc\u306f\u3001\u751f\u6210AI\u30c1\u30e3\u30c3\u30c8\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9\u3092\u5c55\u958b\u3059\u308b\u3053\u3068\u3067\u3001\u8cc7\u7523\u914d\u5206\u3092\u5206\u304b\u308a\u3084\u3059\u304f\u3057\u300124\u30f6\u6708\u672a\u6e80\u3067200\u5104\u7c73\u30c9\u30eb\u306eAUM\u3092\u9054\u6210\u3057\u307e\u3057\u305f\u3002<\/p>\n<p>\u88fd\u54c1\u30ed\u30fc\u30c9\u30de\u30c3\u30d7\u306f\u3001\u7d44\u307f\u8fbc\u307f\u578b\u91d1\u878dAPI\u3001\u9ad8\u5ea6\u306a\u7a0e\u91d1\u30a2\u30eb\u30d5\u30a1\u30a8\u30f3\u30b8\u30f3\u3001\u8caf\u84c4\u7387\u3092\u4fc3\u3059\u884c\u52d5\u5206\u6790\u3068\u3044\u30463\u3064\u306e\u5dee\u5225\u5316\u8981\u56e0\u306b\u53ce\u675f\u3057\u3066\u3044\u307e\u3059\u3002API\u306e\u6d41\u66a2\u3055\u306b\u6b20\u3051\u308b\u9280\u884c\u306f\u30db\u30ef\u30a4\u30c8\u30e9\u30d9\u30eb\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u3092\u9078\u629e\u3057\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306f\u7d66\u4e0e\u9023\u52d5\u578b\u306e\u8cc7\u91d1\u6d41\u5165\u3092\u78ba\u4fdd\u3059\u308b\u305f\u3081\u306b\u96c7\u7528\u4e3b\u306e\u798f\u5229\u539a\u751f\u30c1\u30e3\u30cd\u30eb\u3092\u958b\u62d3\u3057\u3066\u3044\u307e\u3059\u3002\u4e88\u6e2c\u671f\u9593\u3092\u901a\u3058\u3066\u3001\u52dd\u8005\u306fAI\u306b\u3088\u308b\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30bc\u30fc\u30b7\u30e7\u30f3\u3001\u898f\u5236\u8cc7\u672c\u3001\u305d\u3057\u3066\u30b0\u30ed\u30fc\u30d0\u30eb\u898f\u6a21\u3067\u306e\u30de\u30eb\u30c1\u30c1\u30e3\u30cd\u30eb\u6d41\u901a\u3092\u7d44\u307f\u5408\u308f\u305b\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u4e3b\u8981\u4f01\u696d<\/p>\n<p>*   Vanguard Group Inc.<br \/>\n*   Charles Schwab &#038; Co. Inc. (Intelligent Portfolios)<br \/>\n*   Empower Advisory Group Inc. (Personal Capital)<br \/>\n*   Betterment LLC<br \/>\n*   Wealthfront Corporation<\/p>\n<p>\u6700\u8fd1\u306e\u696d\u754c\u52d5\u5411<\/p>\n<p>*   2025\u5e746\u6708: Kristal\u304cAI\u99c6\u52d5\u578b\u6295\u8cc7\u30a8\u30f3\u30b8\u30f3\u306e\u62e1\u5927\u306e\u305f\u3081\u3001\u30b7\u30ea\u30fc\u30baB\u30673,000\u4e07\u7c73\u30c9\u30eb\u3092\u8abf\u9054\u3057\u307e\u3057\u305f\u3002<br \/>\n*   2025\u5e746\u6708: BlackRock\u304c\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u30c1\u30fc\u30e0\u5411\u3051\u306eAI\u4eee\u60f3\u30a2\u30ca\u30ea\u30b9\u30c8\u300cAssistant\u300d\u3092\u5c0e\u5165\u3057\u307e\u3057\u305f\u3002<\/p>\n<p>\u672c\u30ec\u30dd\u30fc\u30c8\u306f\u3001\u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u30b5\u30fc\u30d3\u30b9\u5e02\u5834\u306b\u95a2\u3059\u308b\u5305\u62ec\u7684\u306a\u5206\u6790\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002Mordor Intelligence\u306e\u5b9a\u7fa9\u306b\u3088\u308c\u3070\u3001\u3053\u306e\u5e02\u5834\u306f\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u9867\u5ba2\u30c7\u30fc\u30bf\u3092\u53ce\u96c6\u3057\u3001\u591a\u69d8\u306aETF\u307e\u305f\u306f\u682a\u5f0f\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u69cb\u7bc9\u30fb\u30ea\u30d0\u30e9\u30f3\u30b9\u3057\u3001\u7a0e\u91d1\u640d\u5931\u3092\u7e70\u308a\u8d8a\u3057\u3001\u30aa\u30f3\u30c7\u30de\u30f3\u30c9\u30ec\u30dd\u30fc\u30c8\u3092\u63d0\u4f9b\u3059\u308b\u3001\u624b\u6570\u6599\u30d9\u30fc\u30b9\u306e\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u99c6\u52d5\u578b\u30c7\u30b8\u30bf\u30eb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u6307\u3057\u307e\u3059\u3002\u5e02\u5834\u898f\u6a21\u306f\u3001\u3053\u308c\u3089\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u304c\u7a3c\u3050\u53ce\u76ca\u306b\u57fa\u3065\u3044\u3066\u6e2c\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5e02\u5834\u898f\u6a21\u3068\u6210\u9577\u4e88\u6e2c<br \/>\n\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u30b5\u30fc\u30d3\u30b9\u5e02\u5834\u306f\u30012030\u5e74\u307e\u3067\u306b547.3\u5104\u30c9\u30eb\u306b\u9054\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u304a\u308a\u3001\u5e74\u5e73\u5747\u6210\u9577\u7387\uff08CAGR\uff09\u306f30.8%\u3068\u975e\u5e38\u306b\u9ad8\u3044\u6210\u9577\u304c\u898b\u8fbc\u307e\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5e02\u5834\u306e\u63a8\u9032\u8981\u56e0<br \/>\n\u5e02\u5834\u306e\u6210\u9577\u3092\u727d\u5f15\u3059\u308b\u4e3b\u306a\u8981\u56e0\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<br \/>\n*   BFSI\u696d\u754c\u306e\u30c7\u30b8\u30bf\u30eb\u5316: \u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u696d\u754c\u5168\u4f53\u3067\u30c7\u30b8\u30bf\u30eb\u6280\u8853\u306e\u5c0e\u5165\u304c\u9032\u3093\u3067\u3044\u307e\u3059\u3002<br \/>\n*   \u500b\u4eba\u8cc7\u7523\u7ba1\u7406\u306b\u304a\u3051\u308b\u8cbb\u7528\u5bfe\u52b9\u679c: \u5f93\u6765\u306e\u8cc7\u7523\u904b\u7528\u3068\u6bd4\u8f03\u3057\u3066\u3001\u4f4e\u30b3\u30b9\u30c8\u3067\u52b9\u7387\u7684\u306a\u8cc7\u7523\u7ba1\u7406\u304c\u53ef\u80fd\u3067\u3059\u3002<br \/>\n*   \u30df\u30ec\u30cb\u30a2\u30eb\u4e16\u4ee3\u3068Z\u4e16\u4ee3\u306eDIY\u6295\u8cc7\u5fd7\u5411\u306e\u9ad8\u307e\u308a: \u82e5\u5e74\u5c64\u3092\u4e2d\u5fc3\u306b\u3001\u81ea\u8eab\u3067\u6295\u8cc7\u3092\u884c\u3046\u3053\u3068\u3078\u306e\u95a2\u5fc3\u304c\u9ad8\u307e\u3063\u3066\u3044\u307e\u3059\u3002<br \/>\n*   AI\u3092\u6d3b\u7528\u3057\u305f\u8d85\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30ca\u30c3\u30b8\u306b\u3088\u308b\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u5411\u4e0a: AI\u306b\u3088\u308b\u500b\u5225\u6700\u9069\u5316\u3055\u308c\u305f\u30a2\u30c9\u30d0\u30a4\u30b9\u304c\u9867\u5ba2\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u3092\u9ad8\u3081\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u7d66\u4e0e\/\u798f\u5229\u539a\u751f\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3078\u306e\u7d44\u307f\u8fbc\u307f\u578b\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b9: \u5f93\u696d\u54e1\u5411\u3051\u306e\u798f\u5229\u539a\u751f\u3068\u3057\u3066\u3001\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b9\u304c\u63d0\u4f9b\u3055\u308c\u308b\u30b1\u30fc\u30b9\u304c\u5897\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5e02\u5834\u306e\u6291\u5236\u8981\u56e0<br \/>\n\u4e00\u65b9\u3067\u3001\u5e02\u5834\u306e\u6210\u9577\u3092\u59a8\u3052\u308b\u53ef\u80fd\u6027\u306e\u3042\u308b\u8981\u56e0\u3082\u5b58\u5728\u3057\u307e\u3059\u3002<br \/>\n*   \u4eba\u9593\u7684\u306a\u89e6\u308c\u5408\u3044\u3068\u5171\u611f\u306e\u6b20\u5982: \u6295\u8cc7\u5bb6\u306e\u4e2d\u306b\u306f\u3001\u4eba\u9593\u306b\u3088\u308b\u30a2\u30c9\u30d0\u30a4\u30b9\u3084\u611f\u60c5\u7684\u306a\u30b5\u30dd\u30fc\u30c8\u3092\u6c42\u3081\u308b\u58f0\u3082\u3042\u308a\u307e\u3059\u3002<br \/>\n*   \u5730\u57df\u3054\u3068\u306e\u898f\u5236\u304a\u3088\u3073\u53d7\u8a17\u8005\u8cac\u4efb\u306e\u4e0d\u78ba\u5b9f\u6027: \u5404\u56fd\u306e\u898f\u5236\u74b0\u5883\u304c\u672a\u6574\u5099\u3067\u3042\u3063\u305f\u308a\u3001\u53d7\u8a17\u8005\u8cac\u4efb\u306b\u95a2\u3059\u308b\u660e\u78ba\u306a\u30ac\u30a4\u30c9\u30e9\u30a4\u30f3\u304c\u306a\u3044\u3053\u3068\u304c\u8ab2\u984c\u3068\u306a\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n*   \u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u30d0\u30a4\u30a2\u30b9\u30ea\u30b9\u30af\u306b\u3088\u308b\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u8cac\u4efb\u306e\u767a\u751f: \u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u306b\u5185\u5728\u3059\u308b\u30d0\u30a4\u30a2\u30b9\u304c\u3001\u4e0d\u516c\u5e73\u306a\u7d50\u679c\u3092\u62db\u304d\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u4e0a\u306e\u554f\u984c\u3092\u5f15\u304d\u8d77\u3053\u3059\u30ea\u30b9\u30af\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u5e02\u5834\u306e\u30bb\u30b0\u30e1\u30f3\u30c6\u30fc\u30b7\u30e7\u30f3\u3068\u4e3b\u8981\u30c8\u30ec\u30f3\u30c9<br \/>\n\u672c\u30ec\u30dd\u30fc\u30c8\u3067\u306f\u3001\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u3001\u30b5\u30fc\u30d3\u30b9\u30bf\u30a4\u30d7\u3001\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u30bf\u30a4\u30d7\u3001\u30a8\u30f3\u30c9\u30e6\u30fc\u30b6\u30fc\u3001\u5730\u57df\u5225\u306b\u5e02\u5834\u3092\u8a73\u7d30\u306b\u5206\u6790\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>*   \u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u5225: \u30d4\u30e5\u30a2\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u3068\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u306b\u5206\u3051\u3089\u308c\u307e\u3059\u3002\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u578b\u306f\u3001\u4f4e\u624b\u6570\u6599\u306e\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u3068\u4eba\u9593\u306b\u3088\u308b\u30d7\u30e9\u30f3\u30ca\u30fc\u3092\u7d44\u307f\u5408\u308f\u305b\u308b\u3053\u3068\u3067\u3001\u8cbb\u7528\u5bfe\u52b9\u679c\u3092\u7dad\u6301\u3057\u3064\u3064\u3001\u6295\u8cc7\u5bb6\u306e\u611f\u60c5\u7684\u306a\u5b89\u5fc3\u611f\u306e\u30cb\u30fc\u30ba\u3092\u6e80\u305f\u3057\u3001\u4eba\u6c17\u3092\u96c6\u3081\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30b5\u30fc\u30d3\u30b9\u30bf\u30a4\u30d7\u5225: \u6295\u8cc7\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u3001\u30a6\u30a7\u30eb\u30b9\u30de\u30cd\u30b8\u30e1\u30f3\u30c8\u3001\u9000\u8077\u91d1\u8a08\u753b\u3001\u7a0e\u91d1\u640d\u5931\u7e70\u308a\u8d8a\u3057\u3001\u76ee\u6a19\u30d9\u30fc\u30b9\u306e\u8a08\u753b\u304c\u542b\u307e\u308c\u307e\u3059\u3002\u7279\u306b\u7a0e\u91d1\u640d\u5931\u7e70\u308a\u8d8a\u3057\uff08Tax-loss harvesting\uff09\u306f\u3001\u6295\u8cc7\u5bb6\u304c\u7a0e\u5f15\u304d\u5f8c\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u3092\u91cd\u8996\u3059\u308b\u305f\u3081\u3001CAGR 34.1%\u3067\u6700\u3082\u6025\u901f\u306b\u6210\u9577\u3057\u3066\u3044\u308b\u30b5\u30fc\u30d3\u30b9\u30bf\u30a4\u30d7\u3067\u3059\u3002<br \/>\n*   \u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u30bf\u30a4\u30d7\u5225: \u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3001\u9280\u884c\u30fb\u4fe1\u7528\u7d44\u5408\u3001\u4f1d\u7d71\u7684\u306a\u30a6\u30a7\u30eb\u30b9\u30de\u30cd\u30fc\u30b8\u30e3\u30fc\/\u30d6\u30ed\u30fc\u30ab\u30fc\u30c7\u30a3\u30fc\u30e9\u30fc\u304c\u5e02\u5834\u3092\u69cb\u6210\u3057\u3066\u3044\u307e\u3059\u3002\u9280\u884c\u306f\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30ed\u30dc\u7af6\u4e89\u306b\u5bfe\u5fdc\u3059\u308b\u305f\u3081\u3001\u5c02\u9580\u4f01\u696d\u3092\u8cb7\u53ce\u307e\u305f\u306f\u63d0\u643a\u3059\u308b\u52d5\u304d\u304c\u898b\u3089\u308c\u307e\u3059\u3002\u4f8b\u3048\u3070\u3001MUFG\u306b\u3088\u308bWealthNavi\u306e\u8cb7\u53ce\u3084\u3001Goldman Sachs\u304cMarcus Invest\u306e\u53e3\u5ea7\u3092Betterment\u306b\u79fb\u7ba1\u3057\u305f\u4e8b\u4f8b\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<br \/>\n*   \u30a8\u30f3\u30c9\u30e6\u30fc\u30b6\u30fc\u5225: \u30ea\u30c6\u30fc\u30eb\u6295\u8cc7\u5bb6\u3001\u5bcc\u88d5\u5c64\uff08HNWI\uff09\u3001\u4e2d\u5c0f\u4f01\u696d\uff08SMEs\uff09\u304a\u3088\u3073\u4f01\u696d\u8ca1\u52d9\u90e8\u9580\u304c\u4e3b\u306a\u5bfe\u8c61\u3067\u3059\u3002<br \/>\n*   \u5730\u57df\u5225: \u5317\u7c73\u3001\u5357\u7c73\u3001\u30e8\u30fc\u30ed\u30c3\u30d1\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u3001\u4e2d\u6771\u304a\u3088\u3073\u30a2\u30d5\u30ea\u30ab\u306b\u5206\u985e\u3055\u308c\u307e\u3059\u3002\u4e2d\u3067\u3082\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u306f\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30b5\u30f3\u30c9\u30dc\u30c3\u30af\u30b9\u306e\u5c0e\u5165\u3084\u4e2d\u9593\u5c64\u6295\u8cc7\u5bb6\u306e\u5897\u52a0\u306b\u3088\u308a\u30012030\u5e74\u307e\u3067\u306bCAGR 33.8%\u3067\u6700\u3082\u9ad8\u3044\u6210\u9577\u7387\u3092\u793a\u3059\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u898f\u5236\u74b0\u5883\u3068\u6280\u8853\u7684\u5c55\u671b<br \/>\n\u898f\u5236\u9762\u3067\u306f\u3001\u7c73\u56fd\u8a3c\u5238\u53d6\u5f15\u59d4\u54e1\u4f1a\uff08SEC\uff09\u306e\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u898f\u5247\u306e\u66f4\u65b0\u306b\u3088\u308a\u3001\u30c7\u30b8\u30bf\u30eb\u5c02\u7528\u306e\u514d\u9664\u304c\u53b3\u683c\u5316\u3055\u308c\u308b\u898b\u8fbc\u307f\u3067\u3059\u3002\u307e\u305f\u3001\u91d1\u878d\u72af\u7f6a\u53d6\u7de0\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\uff08FinCEN\uff09\u306e\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u5bfe\u7b56\uff08AML\uff09\u898f\u5247\u306b\u3088\u308a\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30b3\u30b9\u30c8\u304c\u5897\u52a0\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u6280\u8853\u9762\u3067\u306f\u3001AI\u3092\u6d3b\u7528\u3057\u305f\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30a2\u30c9\u30d0\u30a4\u30b9\u304c\u5e02\u5834\u306e\u91cd\u8981\u306a\u8981\u7d20\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u7af6\u4e89\u74b0\u5883<br \/>\n\u5e02\u5834\u306e\u96c6\u4e2d\u5ea6\u3001\u4e3b\u8981\u4f01\u696d\u306e\u6226\u7565\u7684\u52d5\u304d\u3001\u5e02\u5834\u30b7\u30a7\u30a2\u5206\u6790\u304c\u884c\u308f\u308c\u3066\u3044\u307e\u3059\u3002Vanguard Group Inc.\u3001Charles Schwab &#038; Co. Inc.\u3001Betterment LLC\u3001Wealthfront Corporation\u3001BlackRock Inc. (FutureAdvisor)\u306a\u3069\u3001\u591a\u6570\u306e\u4e3b\u8981\u4f01\u696d\u304c\u5e02\u5834\u3067\u7af6\u4e89\u3092\u7e70\u308a\u5e83\u3052\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u8abf\u67fb\u65b9\u6cd5\u8ad6\u306e\u4fe1\u983c\u6027<br \/>\nMordor Intelligence\u306e\u8abf\u67fb\u306f\u3001\u4e00\u6b21\u8abf\u67fb\uff08\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u5275\u696d\u8005\u3001\u9280\u884c\u5e79\u90e8\u3001\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u3001\u898f\u5236\u5f53\u5c40\u3078\u306e\u30a4\u30f3\u30bf\u30d3\u30e5\u30fc\u3001\u5c0f\u58f2\u30e6\u30fc\u30b6\u30fc\u3078\u306e\u30a2\u30f3\u30b1\u30fc\u30c8\uff09\u3068\u4e8c\u6b21\u8abf\u67fb\uff08SEC Form ADV\u3001FINRA\u3001EBA\u3001OECD\u3001BIS\u306a\u3069\u306e\u516c\u958b\u60c5\u5831\u3001\u6709\u6599\u30ea\u30dd\u30b8\u30c8\u30ea\uff09\u3092\u7d44\u307f\u5408\u308f\u305b\u305f\u8a73\u7d30\u306a\u30a2\u30d7\u30ed\u30fc\u30c1\u306b\u57fa\u3065\u3044\u3066\u3044\u307e\u3059\u3002\u5e02\u5834\u898f\u6a21\u306e\u63a8\u5b9a\u3068\u4e88\u6e2c\u306f\u3001\u30c8\u30c3\u30d7\u30c0\u30a6\u30f3\u3068\u30dc\u30c8\u30e0\u30a2\u30c3\u30d7\u306e\u4e21\u65b9\u306e\u30a2\u30d7\u30ed\u30fc\u30c1\u3067\u691c\u8a3c\u3055\u308c\u3001\u30c7\u30b8\u30bf\u30eb\u63a1\u7528\u7387\u3001\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e\u69cb\u6210\u3001\u624b\u6570\u6599\u306e\u5727\u7e2e\u3001\u53e3\u5ea7\u6210\u9577\u901f\u5ea6\u3001\u898f\u5236\u5909\u66f4\u306a\u3069\u306e\u4e3b\u8981\u5909\u6570\u3092\u8003\u616e\u306b\u5165\u308c\u3066\u3044\u307e\u3059\u3002\u6bce\u5e74\u30e2\u30c7\u30eb\u3092\u66f4\u65b0\u3057\u3001\u91cd\u8981\u306a\u30a4\u30d9\u30f3\u30c8\u767a\u751f\u6642\u306b\u306f\u66ab\u5b9a\u66f4\u65b0\u3092\u884c\u3046\u3053\u3068\u3067\u3001\u30c7\u30fc\u30bf\u306e\u6b63\u78ba\u6027\u3068\u4fe1\u983c\u6027\u3092\u78ba\u4fdd\u3057\u3066\u3044\u307e\u3059\u3002\u4ed6\u793e\u306e\u63a8\u5b9a\u5024\u3068\u306e\u6bd4\u8f03\u3092\u901a\u3058\u3066\u3001Mordor Intelligence\u306e\u30a2\u30d7\u30ed\u30fc\u30c1\u304c\u30b5\u30fc\u30d3\u30b9\u7bc4\u56f2\u3001\u624b\u6570\u6599\u66f2\u7dda\u3001\u66f4\u65b0\u983b\u5ea6\u3068\u3044\u3063\u305f\u30ae\u30e3\u30c3\u30d7\u30c9\u30e9\u30a4\u30d0\u30fc\u3092\u4fee\u6b63\u3057\u3001\u30d0\u30e9\u30f3\u30b9\u306e\u53d6\u308c\u305f\u900f\u660e\u306a\u30d9\u30fc\u30b9\u30e9\u30a4\u30f3\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3068\u5f37\u8abf\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/posts\/78829"}],"collection":[{"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/comments?post=78829"}],"version-history":[{"count":1,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/posts\/78829\/revisions"}],"predecessor-version":[{"id":78832,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/posts\/78829\/revisions\/78832"}],"wp:attachment":[{"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/media?parent=78829"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/categories?post=78829"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/tags?post=78829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}