{"id":81251,"date":"2026-01-03T12:24:57","date_gmt":"2026-01-03T03:24:57","guid":{"rendered":"https:\/\/www.marketresearch.co.jp\/insights\/insurance-telematics-market-mordor\/"},"modified":"2026-03-27T18:59:34","modified_gmt":"2026-03-27T09:59:34","slug":"insurance-telematics-market-mordor","status":"publish","type":"post","link":"https:\/\/www.marketresearch.co.jp\/insights\/insurance-telematics-market-mordor\/","title":{"rendered":"\u4fdd\u967a\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u5e02\u5834 \u5e02\u5834\u898f\u6a21\u30fb\u30b7\u30a7\u30a2\u5206\u6790 &#8211; \u6210\u9577\u30c8\u30ec\u30f3\u30c9\u3068\u4e88\u6e2c (2025\u5e74\uff5e2030\u5e74)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.marketresearch.co.jp\/insights\/wp-content\/uploads\/2026\/01\/insurance-telematics-market-1713424450418-Insurance-Telematics-Market-ML.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.marketresearch.co.jp\/insights\/wp-content\/uploads\/2026\/01\/insurance-telematics-market-size-image-1735449356601.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">\n    1. \u306f\u3058\u3081\u306b<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          1.1 \u8abf\u67fb\u306e\u524d\u63d0\u6761\u4ef6\u3068\u5e02\u5834\u306e\u5b9a\u7fa9<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          1.2 \u8abf\u67fb\u7bc4\u56f2<\/p>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">\n    2. \u8abf\u67fb\u65b9\u6cd5<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">\n    3. \u30a8\u30b0\u30bc\u30af\u30c6\u30a3\u30d6\u30b5\u30de\u30ea\u30fc<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">\n    4. \u5e02\u5834\u6982\u6cc1<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          4.1 \u5e02\u5834\u6982\u8981<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.2 \u5e02\u5834\u306e\u63a8\u9032\u8981\u56e0<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.2.1 \u4e3b\u6d41 &#8211; \u4fdd\u967a\u4f1a\u793e\u306e\u5229\u7528\u30d9\u30fc\u30b9\u4fdd\u967a\uff08UBI\uff09\u3078\u306e\u6025\u901f\u306a\u79fb\u884c<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.2 \u4e3b\u6d41 &#8211; \u81ea\u52d5\u8eca\u63a5\u7d9a\u6027\u306e\u9769\u65b0\uff085G\u3001eSIM\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.3 \u4e3b\u6d41 &#8211; \u3088\u308a\u53b3\u683c\u306a\u9053\u8def\u5b89\u5168\u304a\u3088\u3073CO2\u898f\u5236<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.4 \u6f5c\u5728\u7684\u8981\u56e0 &#8211; OEM API\u53ce\u76ca\u5316\u7fa9\u52d9<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.5 \u6f5c\u5728\u7684\u8981\u56e0 &#8211; \u90fd\u5e02\u4ea4\u901a\u6e0b\u6ede\u5bfe\u7b56\u304b\u3089\u306e\u8d70\u884c\u8ddd\u96e2\u8ab2\u91d1\u88dc\u52a9\u91d1<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.6 \u6f5c\u5728\u7684\u8981\u56e0 &#8211; AI\u99c6\u52d5\u306e\u4e0d\u6b63\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u306b\u3088\u308b\u640d\u5931\u7387\u306e\u4f4e\u4e0b<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.3 \u5e02\u5834\u306e\u963b\u5bb3\u8981\u56e0<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.3.1 \u4e3b\u6d41 &#8211; \u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u3068\u540c\u610f\u306e\u30cf\u30fc\u30c9\u30eb\uff08GDPR\u3001CPRA\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.2 \u4e3b\u6d41 &#8211; \u30c7\u30d0\u30a4\u30b9\/\u30c7\u30fc\u30bf\u54c1\u8cea\u306e\u76f8\u4e92\u904b\u7528\u6027\u30ae\u30e3\u30c3\u30d7<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.3 \u6f5c\u5728\u7684\u8981\u56e0 &#8211; \u30a2\u30d5\u30bf\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u30c9\u30f3\u30b0\u30eb\u306b\u5bfe\u3059\u308bCAN\u30d0\u30b9\u30b5\u30a4\u30d0\u30fc\u653b\u6483\u306e\u5897\u52a0<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.4 \u6f5c\u5728\u7684\u8981\u56e0 &#8211; \u4f4e\u30ea\u30b9\u30af\u30c9\u30e9\u30a4\u30d0\u30fc\u306e\u30d7\u30fc\u30eb\u304b\u3089\u306e\u96e2\u8131\u306b\u3088\u308b\u9006\u9078\u629e<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.4 \u696d\u754c\u30d0\u30ea\u30e5\u30fc\u30c1\u30a7\u30fc\u30f3\u5206\u6790<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.5 \u898f\u5236\u74b0\u5883<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.6 \u6280\u8853\u7684\u5c55\u671b<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.7 \u30dd\u30fc\u30bf\u30fc\u306e5\u3064\u306e\u529b\u5206\u6790<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.7.1 \u65b0\u898f\u53c2\u5165\u8005\u306e\u8105\u5a01<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.2 \u8cb7\u3044\u624b\u306e\u4ea4\u6e09\u529b<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.3 \u4f9b\u7d66\u8005\u306e\u4ea4\u6e09\u529b<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.4 \u4ee3\u66ff\u54c1\u306e\u8105\u5a01<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.5 \u7af6\u4e89\u306e\u7a0b\u5ea6<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">\n    5. \u5e02\u5834\u898f\u6a21\u3068\u6210\u9577\u4e88\u6e2c\uff08\u91d1\u984d\uff09<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          5.1 \u7528\u9014\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.1.1 \u8d70\u884c\u8ddd\u96e2\u9023\u52d5\u578b\u4fdd\u967a (PAYD)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.1.2 \u904b\u8ee2\u884c\u52d5\u9023\u52d5\u578b\u4fdd\u967a (PHYD)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.1.3 \u904b\u8ee2\u7ba1\u7406\u578b (MHYD)<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.2 \u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u30fb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.2.1 OBD-II \u30c9\u30f3\u30b0\u30eb<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.2 \u7d44\u307f\u8fbc\u307f\u578bOEM\u30e2\u30b8\u30e5\u30fc\u30eb<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.3 \u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u4e2d\u5fc3\u578b<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.4 \u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\/\u6709\u7dda\u63a5\u7d9a\u578b<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.3 \u8eca\u4e21\u30bf\u30a4\u30d7\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.3.1 \u4e57\u7528\u8eca<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.3.2 \u5c0f\u578b\u5546\u7528\u8eca<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.3.3 \u5927\u578b\u5546\u7528\u8eca<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.4 \u30a8\u30f3\u30c9\u30e6\u30fc\u30b6\u30fc\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.4.1 \u500b\u4eba\u5411\u3051\u4fdd\u967a\u4f1a\u793e<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.2 \u6cd5\u4eba\u5411\u3051\u4fdd\u967a\u4f1a\u793e<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.3 \u81ea\u52d5\u8ecaOEM\u30ad\u30e3\u30d7\u30c6\u30a3\u30d6<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.4 \u30d5\u30ea\u30fc\u30c8\u7ba1\u7406\u30b5\u30fc\u30d3\u30b9\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.5 \u6d41\u901a\u30c1\u30e3\u30cd\u30eb\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.5.1 \u6d88\u8cbb\u8005\u76f4\u8ca9<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.2 \u30d6\u30ed\u30fc\u30ab\u30fc\/\u4ee3\u7406\u5e97\u4ef2\u4ecb<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.5.3 OEM\/\u30c7\u30a3\u30fc\u30e9\u30fc\u30d0\u30f3\u30c9\u30eb<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.6 \u5730\u57df\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.6.1 \u5317\u7c73<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.1.1 \u7c73\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.1.2 \u30ab\u30ca\u30c0<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.1.3 \u30e1\u30ad\u30b7\u30b3<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.6.2 \u6b27\u5dde<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.2.1 \u82f1\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.2.2 \u30c9\u30a4\u30c4<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.2.3 \u30d5\u30e9\u30f3\u30b9<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.2.4 \u30a4\u30bf\u30ea\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.2.5 \u305d\u306e\u4ed6\u306e\u6b27\u5dde<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.6.3 \u30a2\u30b8\u30a2\u592a\u5e73\u6d0b<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.3.1 \u4e2d\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.3.2 \u65e5\u672c<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.3.3 \u30a4\u30f3\u30c9<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.3.4 \u97d3\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.3.5 \u305d\u306e\u4ed6\u306e\u30a2\u30b8\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.6.4 \u4e2d\u6771<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.4.1 \u30a4\u30b9\u30e9\u30a8\u30eb<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.4.2 \u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.4.3 \u30a2\u30e9\u30d6\u9996\u9577\u56fd\u9023\u90a6<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.4.4 \u30c8\u30eb\u30b3<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.4.5 \u305d\u306e\u4ed6\u306e\u4e2d\u6771<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.6.5 \u30a2\u30d5\u30ea\u30ab<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.5.1 \u5357\u30a2\u30d5\u30ea\u30ab<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.5.2 \u30a8\u30b8\u30d7\u30c8<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.5.3 \u305d\u306e\u4ed6\u306e\u30a2\u30d5\u30ea\u30ab<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.6.6 \u5357\u7c73<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.6.1 \u30d6\u30e9\u30b8\u30eb<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.6.2 \u30a2\u30eb\u30bc\u30f3\u30c1\u30f3<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.6.6.3 \u305d\u306e\u4ed6\u306e\u5357\u7c73<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">\n    6. \u7af6\u5408\u60c5\u52e2<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          6.1 \u5e02\u5834\u96c6\u4e2d\u5ea6<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.2 \u6226\u7565\u7684\u52d5\u304d<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.3 \u5e02\u5834\u30b7\u30a7\u30a2\u5206\u6790<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.4 \u4f01\u696d\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\uff08\u30b0\u30ed\u30fc\u30d0\u30eb\u30ec\u30d9\u30eb\u306e\u6982\u8981\u3001\u5e02\u5834\u30ec\u30d9\u30eb\u306e\u6982\u8981\u3001\u4e3b\u8981\u30bb\u30b0\u30e1\u30f3\u30c8\u3001\u5229\u7528\u53ef\u80fd\u306a\u8ca1\u52d9\u60c5\u5831\u3001\u6226\u7565\u60c5\u5831\u3001\u5e02\u5834\u30e9\u30f3\u30af\/\u30b7\u30a7\u30a2\u3001\u88fd\u54c1\u3068\u30b5\u30fc\u30d3\u30b9\u3001\u6700\u8fd1\u306e\u52d5\u5411\u3092\u542b\u3080\uff09<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          6.4.1 \u30d0\u30fc\u30af\u30b7\u30e3\u30fc\u30fb\u30cf\u30b5\u30a6\u30a7\u30a4\u30fb\u30a4\u30f3\u30af &#8211; GEICO<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.2 \u30e6\u30cb\u30dd\u30fc\u30eb\u30fb\u30b0\u30eb\u30c3\u30dd SpA &#8211; \u30e6\u30cb\u30dd\u30fc\u30eb\u30c6\u30c3\u30af<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.3 \u30aa\u30af\u30c8\u30fb\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9 SpA<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.4 \u30c9\u30e9\u30a4\u30d6\u30af\u30a2\u30f3\u30c8 SAS<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.5 IMS (\u30b0\u30ed\u30fc\u30d0\u30eb) Ltd.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.6 \u30a2\u30af\u30b5 SA<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.7 \u30b6\u30fb\u30d5\u30ed\u30fc Ltd.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.8 \u30ec\u30af\u30b7\u30b9\u30cd\u30af\u30b7\u30b9\u30fb\u30ea\u30b9\u30af\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u30ba (RELX PLC)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.9 \u30dc\u30fc\u30c0\u30d5\u30a9\u30f3\u30fb\u30b0\u30eb\u30fc\u30d7 PLC &#8211; \u30dc\u30fc\u30c0\u30d5\u30a9\u30f3\u30fb\u30aa\u30fc\u30c8\u30e2\u30fc\u30c6\u30a3\u30d6 SpA<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.10 \u30f4\u30a3\u30a2\u30b5\u30c3\u30c8\u30fb\u30b0\u30eb\u30fc\u30d7 SpA<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.11 \u30bf\u30eb\u30ac\u30fb\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9 SpA<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.12 \u30b1\u30f3\u30d6\u30ea\u30c3\u30b8\u30fb\u30e2\u30d0\u30a4\u30eb\u30fb\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9 Inc.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.13 \u30aa\u30fc\u30eb\u30b9\u30c6\u30fc\u30c8 Corp.<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">\n    7. \u5e02\u5834\u6a5f\u4f1a\u3068\u5c06\u6765\u5c55\u671b<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4fdd\u967a\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u5e02\u5834\u306e\u6982\u8981<\/p>\n<p>\u672c\u30ec\u30dd\u30fc\u30c8\u306f\u3001\u4fdd\u967a\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u5e02\u5834\u306e\u898f\u6a21\u3001\u30b7\u30a7\u30a2\u3001\u5206\u6790\u3001\u30c8\u30ec\u30f3\u30c9\u306b\u3064\u3044\u3066\u8a73\u7d30\u306b\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002\u5e02\u5834\u306f\u3001\u4f7f\u7528\u30bf\u30a4\u30d7\uff08PAYD\u3001PHYD\u3001MHYD\uff09\u3001\u6280\u8853\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\uff08OBD-II\u30c9\u30f3\u30b0\u30eb\u3001\u7d44\u307f\u8fbc\u307fOEM\u30e2\u30b8\u30e5\u30fc\u30eb\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u4e2d\u5fc3\u3001\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\/\u6709\u7dda\uff09\u3001\u8eca\u4e21\u30bf\u30a4\u30d7\uff08\u4e57\u7528\u8eca\u3001\u5c0f\u578b\u5546\u7528\u8eca\u3001\u5927\u578b\u5546\u7528\u8eca\uff09\u3001\u30a8\u30f3\u30c9\u30e6\u30fc\u30b6\u30fc\uff08\u500b\u4eba\u5411\u3051\u3001\u5546\u7528\u5411\u3051\u306a\u3069\uff09\u3001\u6d41\u901a\u30c1\u30e3\u30cd\u30eb\uff08\u6d88\u8cbb\u8005\u76f4\u8ca9\u3001\u30d6\u30ed\u30fc\u30ab\u30fc\/\u30a8\u30fc\u30b8\u30a7\u30f3\u30c8\u306a\u3069\uff09\u3001\u304a\u3088\u3073\u5730\u57df\u5225\u306b\u30bb\u30b0\u30e1\u30f3\u30c8\u5316\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u5e02\u5834\u4e88\u6e2c\u306f\u3001\u30a2\u30af\u30c6\u30a3\u30d6\u4fdd\u967a\u5951\u7d04\u6570\uff08Active Premiums\uff09\u306e\u4fa1\u5024\u3067\u63d0\u4f9b\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5e02\u5834\u6982\u8981<\/p>\n<p>\u4fdd\u967a\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u5e02\u5834\u306f\u30012025\u5e74\u306b\u306f2\u51041,607\u4e07\u4ef6\u306e\u30a2\u30af\u30c6\u30a3\u30d6\u4fdd\u967a\u5951\u7d04\u6570\u306b\u9054\u3057\u30012030\u5e74\u306b\u306f7\u51048,998\u4e07\u4ef6\u306b\u62e1\u5927\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u304a\u308a\u30012025\u5e74\u304b\u30892030\u5e74\u307e\u3067\u306e\u5e74\u9593\u5e73\u5747\u6210\u9577\u7387\uff08CAGR\uff09\u306f29.60%\u3068\u975e\u5e38\u306b\u9ad8\u3044\u6210\u9577\u304c\u898b\u8fbc\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u5e02\u5834\u62e1\u5927\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u904b\u8ee2\u5206\u6790\u3001\u81ea\u52d5\u8eca\u306e\u30b3\u30cd\u30af\u30c6\u30a3\u30d3\u30c6\u30a3\u5411\u4e0a\u3001AI\u3092\u6d3b\u7528\u3057\u305f\u4e0d\u6b63\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u306b\u4f9d\u5b58\u3059\u308b\u30c7\u30fc\u30bf\u99c6\u52d5\u578b\u4fa1\u683c\u30e2\u30c7\u30eb\u3092\u6025\u901f\u306b\u63a1\u7528\u3057\u3066\u3044\u308b\u3053\u3068\u3092\u53cd\u6620\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30e8\u30fc\u30ed\u30c3\u30d1\u306e\u4fdd\u967a\u4f1a\u793e\u306f\u5148\u884c\u8005\u5229\u76ca\u3092\u4eab\u53d7\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u306f\u898f\u5236\u8981\u4ef6\u3068\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u306e\u666e\u53ca\u3092\u80cc\u666f\u306b\u3001\u6700\u3082\u6025\u6fc0\u306a\u63a1\u7528\u30ab\u30fc\u30d6\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002\u7af6\u4e89\u74b0\u5883\u306f\u3001\u72ec\u81ea\u306e\u8eca\u4e21\u30c7\u30fc\u30bf\u3092\u6d3b\u7528\u3059\u308b\u6280\u8853\u306b\u7cbe\u901a\u3057\u305f\u4fdd\u967a\u4f1a\u793e\u3084OEM\u306e\u30ad\u30e3\u30d7\u30c6\u30a3\u30d6\u30d7\u30ed\u30b0\u30e9\u30e0\u306b\u6709\u5229\u306b\u50cd\u3044\u3066\u3044\u307e\u3059\u3002\u4e00\u65b9\u3067\u3001\u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u898f\u5236\u3078\u306e\u5bfe\u5fdc\u30b3\u30b9\u30c8\u3084\u3001\u30a2\u30d5\u30bf\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u306e\u30c9\u30f3\u30b0\u30eb\u306b\u95a2\u9023\u3059\u308b\u30b5\u30a4\u30d0\u30fc\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30ea\u30b9\u30af\u304c\u8ab2\u984c\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u4e2d\u5fc3\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u304c\u5c0e\u5165\u306e\u969c\u58c1\u3092\u4e0b\u3052\u3001\u5bfe\u8c61\u3068\u306a\u308b\u9867\u5ba2\u5c64\u3092\u5e83\u3052\u3066\u3044\u308b\u305f\u3081\u3001\u5e02\u5834\u306e\u52e2\u3044\u306f\u6301\u7d9a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>*   \u8abf\u67fb\u671f\u9593: 2022\u5e74 &#8211; 2030\u5e74<br \/>\n*   \u5e02\u5834\u898f\u6a21\uff082025\u5e74\uff09: 2\u51041,607\u4e07\u4ef6\u306e\u30a2\u30af\u30c6\u30a3\u30d6\u4fdd\u967a\u5951\u7d04<br \/>\n*   \u5e02\u5834\u898f\u6a21\uff082030\u5e74\uff09: 7\u51048,998\u4e07\u4ef6\u306e\u30a2\u30af\u30c6\u30a3\u30d6\u4fdd\u967a\u5951\u7d04<br \/>\n*   \u6210\u9577\u7387\uff082025\u5e74 &#8211; 2030\u5e74\uff09: 29.60% CAGR<br \/>\n*   \u6700\u3082\u6210\u9577\u306e\u901f\u3044\u5e02\u5834: \u30a2\u30b8\u30a2\u592a\u5e73\u6d0b<br \/>\n*   \u6700\u5927\u306e\u5e02\u5834: \u30e8\u30fc\u30ed\u30c3\u30d1<br \/>\n*   \u5e02\u5834\u96c6\u4e2d\u5ea6: \u4e2d\u7a0b\u5ea6<\/p>\n<p>\u4e3b\u8981\u306a\u30ec\u30dd\u30fc\u30c8\u306e\u30dd\u30a4\u30f3\u30c8<\/p>\n<p>*   \u4f7f\u7528\u30bf\u30a4\u30d7\u5225: 2024\u5e74\u306b\u306fPAYD\uff08Pay-As-You-Drive\uff09\u304c\u4fdd\u967a\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u5e02\u5834\u30b7\u30a7\u30a2\u306e46.11%\u3092\u5360\u3081\u307e\u3057\u305f\u304c\u3001MHYD\uff08Manage-How-You-Drive\uff09\u30d7\u30ed\u30b0\u30e9\u30e0\u306f2030\u5e74\u307e\u3067\u306b32.60%\u306eCAGR\u3067\u6210\u9577\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u8eca\u4e21\u30bf\u30a4\u30d7\u5225: 2024\u5e74\u306b\u306f\u4e57\u7528\u8eca\u304c\u4fdd\u967a\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u5e02\u5834\u898f\u6a21\u306e74.38%\u3092\u5360\u3081\u3001\u5c0f\u578b\u5546\u7528\u8eca\u306f2030\u5e74\u307e\u3067\u306b30.67%\u306eCAGR\u3067\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30a8\u30f3\u30c9\u30e6\u30fc\u30b6\u30fc\u5225: 2024\u5e74\u306b\u306f\u500b\u4eba\u5411\u3051\u4fdd\u967a\u4f1a\u793e\u304c\u30a2\u30af\u30c6\u30a3\u30d6\u4fdd\u967a\u5951\u7d04\u306e58.07%\u3092\u652f\u914d\u3057\u307e\u3057\u305f\u304c\u3001\u30d5\u30ea\u30fc\u30c8\u30b5\u30fc\u30d3\u30b9\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306f2030\u5e74\u307e\u3067\u306b32.88%\u306eCAGR\u3067\u6210\u9577\u3059\u308b\u614b\u52e2\u306b\u3042\u308a\u307e\u3059\u3002<br \/>\n*   \u6d41\u901a\u30c1\u30e3\u30cd\u30eb\u5225: 2024\u5e74\u306b\u306f\u6d88\u8cbb\u8005\u76f4\u8ca9\u304c55.33%\u306e\u30b7\u30a7\u30a2\u3092\u7372\u5f97\u3057\u307e\u3057\u305f\u304c\u3001OEM-\u30c7\u30a3\u30fc\u30e9\u30fc\u30d0\u30f3\u30c9\u30eb\u306f2030\u5e74\u307e\u3067\u306b31.94%\u306eCAGR\u3067\u52a0\u901f\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u5730\u57df\u5225: 2024\u5e74\u306b\u306f\u30e8\u30fc\u30ed\u30c3\u30d1\u304c32.86%\u306e\u5e02\u5834\u30b7\u30a7\u30a2\u3067\u30ea\u30fc\u30c9\u3057\u307e\u3057\u305f\u304c\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u306f2025\u5e74\u304b\u30892030\u5e74\u306e\u9593\u306b33.61%\u306eCAGR\u3067\u4e0a\u6607\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4e16\u754c\u306e\u4fdd\u967a\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u5e02\u5834\u306e\u30c8\u30ec\u30f3\u30c9\u3068\u6d1e\u5bdf<\/p>\n<p>\u63a8\u9032\u8981\u56e0<\/p>\n<p>*   \u4fdd\u967a\u4f1a\u793e\u306eUBI\uff08Usage-Based Insurance\uff09\u30e2\u30c7\u30eb\u3078\u306e\u6025\u901f\u306a\u79fb\u884c\uff08CAGR\u3078\u306e\u5f71\u97ff: +8.50%\uff09:<br \/>\n    \u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u884c\u52d5\u30c7\u30fc\u30bf\u304c\u30ea\u30b9\u30af\u8a55\u4fa1\u306b\u304a\u3044\u3066\u5f93\u6765\u306e\u9759\u7684\u306a\u4eba\u53e3\u7d71\u8a08\u30c7\u30fc\u30bf\u3092\u4e0a\u56de\u308b\u3053\u3068\u304b\u3089\u3001\u4fdd\u967a\u4f1a\u793e\u306fUBI\u30e2\u30c7\u30eb\u3078\u306e\u79fb\u884c\u3092\u52a0\u901f\u3057\u3066\u3044\u307e\u3059\u3002\u4f8b\u3048\u3070\u3001Direct Assurance\u306f2024\u5e74\u306bYouDrive\u306e\u5951\u7d04\u6570\u309227%\u5897\u52a0\u3055\u305b\u3001\u9867\u5ba2\u3042\u305f\u308a\u306e\u5e73\u5747\u4fdd\u967a\u6599\u3092200\u30e6\u30fc\u30ed\uff08\u7d04213\u7c73\u30c9\u30eb\uff09\u524a\u6e1b\u3057\u307e\u3057\u305f\u3002Progressive\u306f2024\u5e74\u306b\u7d14\u4fdd\u967a\u6599\u304c21%\u5897\u306e744\u5104\u7c73\u30c9\u30eb\u306b\u9054\u3057\u3001\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30d7\u30ed\u30b0\u30e9\u30e0\u304c\u4e3b\u8981\u306a\u6210\u9577\u8981\u56e0\u3068\u306a\u308a\u307e\u3057\u305f\u3002Cambridge Mobile Telematics\u304c2025\u5e74\u306b\u65e5\u672c\u3067100\u4e07\u4eba\u306e\u30c9\u30e9\u30a4\u30d0\u30fc\u306b\u30b5\u30fc\u30d3\u30b9\u3092\u62e1\u5927\u3057\u305f\u3088\u3046\u306b\u3001\u30c7\u30fc\u30bf\u91cf\u3088\u308a\u3082\u30c7\u30fc\u30bf\u901f\u5ea6\u304c\u7af6\u4e89\u512a\u4f4d\u6027\u3092\u751f\u307f\u51fa\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u81ea\u52d5\u8eca\u30b3\u30cd\u30af\u30c6\u30a3\u30d3\u30c6\u30a3\u306e\u9769\u65b0\uff085G\u3001eSIM\uff09\uff08CAGR\u3078\u306e\u5f71\u97ff: +6.20%\uff09:<br \/>\n    5G\u3068eSIM\u6280\u8853\u306b\u3088\u308a\u3001\u8eca\u4e21\u306f\u5e38\u6642\u63a5\u7d9a\u3055\u308c\u305f\u30c7\u30fc\u30bf\u30cf\u30d6\u3078\u3068\u5909\u5316\u3057\u3066\u3044\u307e\u3059\u3002BMW\u306eiX\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001Deutsche Telekom\u3068\u5171\u540c\u958b\u767a\u3057\u305f\u30c7\u30e5\u30a2\u30ebSIM\u63a5\u7d9a\u306b\u3088\u308a\u3001\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u3068\u30a4\u30f3\u30d5\u30a9\u30c6\u30a4\u30f3\u30e1\u30f3\u30c8\u306e\u30c8\u30e9\u30d5\u30a3\u30c3\u30af\u3092\u5206\u96e2\u3057\u3001\u5805\u7262\u306a\u30c7\u30fc\u30bf\u30b9\u30c8\u30ea\u30fc\u30e0\u3092\u5b9f\u73fe\u3057\u3066\u3044\u307e\u3059\u3002G+D\u306e\u30c7\u30e5\u30a2\u30eb\u30a2\u30af\u30c6\u30a3\u30d6SIM\u30a2\u30fc\u30ad\u30c6\u30af\u30c1\u30e3\u306f\u3001OTA\uff08Over-The-Air\uff09\u30a2\u30c3\u30d7\u30c7\u30fc\u30c8\u306e\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3092\u5f37\u5316\u3057\u3001\u30b0\u30ed\u30fc\u30d0\u30eb\u30ed\u30fc\u30df\u30f3\u30b0\u306e\u7d99\u7d9a\u6027\u3092\u4fdd\u8a3c\u3057\u307e\u3059\u3002\u7d44\u307f\u8fbc\u307f\u578b\u30b3\u30cd\u30af\u30c6\u30a3\u30d3\u30c6\u30a3\u306f\u3001\u30a2\u30d5\u30bf\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u306e\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u3078\u306e\u4f9d\u5b58\u3092\u6392\u9664\u3057\u3001\u30c7\u30fc\u30bf\u5fe0\u5b9f\u5ea6\u3092\u9ad8\u3081\u3001\u5373\u6642\u4e8b\u6545\u901a\u77e5\u3078\u306e\u9053\u3092\u958b\u304d\u3001\u4fdd\u967a\u4f1a\u793e\u306e\u4fa1\u5024\u63d0\u6848\u3092\u4e8b\u5f8c\u7684\u306a\u8acb\u6c42\u51e6\u7406\u304b\u3089\u4e8b\u524d\u7684\u306a\u30ea\u30b9\u30af\u9632\u6b62\u3078\u3068\u9ad8\u3081\u3066\u3044\u307e\u3059\u3002<br \/>\n*   AI\u99c6\u52d5\u578b\u4e0d\u6b63\u691c\u51fa\u306b\u3088\u308b\u640d\u5931\u7387\u306e\u4f4e\u4e0b\uff08CAGR\u3078\u306e\u5f71\u97ff: +4.00%\uff09:<br \/>\n    AI\u3092\u6d3b\u7528\u3057\u305f\u4e0d\u6b63\u691c\u51fa\u306f\u3001\u8acb\u6c42\u51e6\u7406\u3092\u9769\u65b0\u3057\u3066\u3044\u307e\u3059\u3002FRISS\u306e\u30a2\u30ca\u30ea\u30c6\u30a3\u30af\u30b9\u306f\u3001\u8acb\u6c42\u51e6\u7406\u6642\u9593\u309266%\u77ed\u7e2e\u3057\u3001\u8aa4\u691c\u51fa\u309275%\u524a\u6e1b\u3059\u308b\u3053\u3068\u3067\u3001\u63d0\u643a\u4fdd\u967a\u4f1a\u793e\u306b\u5e74\u9593920\u4e07\u7c73\u30c9\u30eb\u306e\u7bc0\u7d04\u3092\u3082\u305f\u3089\u3057\u3066\u3044\u307e\u3059\u3002Allstate\u306e\u6a5f\u68b0\u5b66\u7fd2\u7279\u8a31\u306f\u3001\u8eca\u4e21\u30bb\u30f3\u30b5\u30fc\u30c7\u30fc\u30bf\u3092\u5229\u7528\u3057\u3066\u5371\u967a\u3092\u4e88\u6e2c\u3057\u3001\u30c9\u30e9\u30a4\u30d0\u30fc\u30a2\u30b7\u30b9\u30bf\u30f3\u30b9\u306e\u5408\u56f3\u3092\u30c8\u30ea\u30ac\u30fc\u3057\u307e\u3059\u3002OCTO Telematics\u306f\u3001AI\u30b5\u30dd\u30fc\u30c8\u306e\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u306b\u3088\u308a\u3001\u4e0d\u6b63\u8acb\u6c42\u304c50%\u6e1b\u5c11\u3057\u3001\u6c7a\u6e08\u30b5\u30a4\u30af\u30eb\u304c20%\u77ed\u7e2e\u3055\u308c\u305f\u3053\u3068\u3092\u5831\u544a\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u9032\u6b69\u306f\u3001\u30b3\u30f3\u30d0\u30a4\u30f3\u30c9\u30ec\u30b7\u30aa\u3092\u5f37\u5316\u3057\u3001\u7af6\u4e89\u529b\u306e\u3042\u308b\u4fdd\u967a\u6599\u8a2d\u5b9a\u306e\u305f\u3081\u306e\u8cc7\u672c\u3092\u89e3\u653e\u3057\u307e\u3059\u3002<br \/>\n*   OEM API\u53ce\u76ca\u5316\u306b\u3088\u308b\u65b0\u305f\u306a\u53ce\u76ca\u6e90\u306e\u5275\u51fa\uff08CAGR\u3078\u306e\u5f71\u97ff: +3.10%\uff09:<br \/>\n    High Mobility\u306e\u30c7\u30fc\u30bf\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001BMW\u3001Audi\u3001Volkswagen\u3001Kia\u3068\u9023\u643a\u3057\u3001\u6a19\u6e96\u5316\u3055\u308c\u305f\u8eca\u4e21\u30c7\u30fc\u30bf\u3092\u4fdd\u967a\u4f1a\u793e\u306b\u76f4\u63a5\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3001\u30c9\u30f3\u30b0\u30eb\u8a2d\u7f6e\u30b3\u30b9\u30c8\u3092\u4e0d\u8981\u306b\u3057\u3066\u3044\u307e\u3059\u3002Kia\u304cLexisNexis\u3068\u63d0\u643a\u3057\u300127\u306eEU\u8af8\u56fd\u30672025\u5e74\u306b\u5c55\u958b\u3059\u308bGDPR\u6e96\u62e0\u306e\u30a2\u30d7\u30ea\u30d9\u30fc\u30b9\u306e\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30bc\u30fc\u30b7\u30e7\u30f3\u306f\u3001\u305d\u306e\u597d\u4f8b\u3067\u3059\u3002Allianz\u306f\u3001EU\u30c7\u30fc\u30bf\u6cd5\u304c\u7b2c\u4e09\u8005\u4fdd\u967a\u4f1a\u793e\u3078\u306e\u975e\u5dee\u5225\u7684\u306a\u30c7\u30fc\u30bf\u30a2\u30af\u30bb\u30b9\u3092\u7fa9\u52d9\u4ed8\u3051\u308b\u3053\u3068\u3067\u3001\u9867\u5ba2\u4e2d\u5fc3\u306e\u88fd\u54c1\u3092\u52a0\u901f\u3055\u305b\u308b\u3068\u4e3b\u5f35\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u3088\u308a\u53b3\u683c\u306a\u4ea4\u901a\u5b89\u5168\u304a\u3088\u3073CO\u2082\u898f\u5236\uff08CAGR\u3078\u306e\u5f71\u97ff: +4.80%\uff09<br \/>\n*   \u90fd\u5e02\u306e\u6e0b\u6ede\u7de9\u548c\u7b56\u306b\u3088\u308b\u8d70\u884c\u8ddd\u96e2\u8ab2\u91d1\u578b\u88dc\u52a9\u91d1\uff08CAGR\u3078\u306e\u5f71\u97ff: +2.40%\uff09<\/p>\n<p>\u6291\u5236\u8981\u56e0<\/p>\n<p>*   \u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u3068\u540c\u610f\u306b\u95a2\u3059\u308b\u8ab2\u984c\uff08GDPR\u3001CPRA\u306a\u3069\uff09\uff08CAGR\u3078\u306e\u5f71\u97ff: -4.20%\uff09:<br \/>\n    \u6b27\u5dde\u30c7\u30fc\u30bf\u4fdd\u8b77\u59d4\u54e1\u4f1a\uff08EDPB\uff09\u306f\u3001\u8eca\u8f09\u30c7\u30fc\u30bf\u306b\u5bfe\u3057\u3066\u660e\u793a\u7684\u306a\u540c\u610f\u3001\u8a73\u7d30\u306a\u76ee\u7684\u5236\u9650\u3001\u30e6\u30fc\u30b6\u30fc\u306b\u3088\u308b\u540c\u610f\u64a4\u56de\u6a29\u3092\u7fa9\u52d9\u4ed8\u3051\u3066\u304a\u308a\u3001\u30aa\u30f3\u30dc\u30fc\u30c7\u30a3\u30f3\u30b0\u30b5\u30a4\u30af\u30eb\u3092\u9577\u671f\u5316\u3055\u305b\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30b3\u30b9\u30c8\u3092\u5897\u52a0\u3055\u305b\u3066\u3044\u307e\u3059\u3002\u4e2d\u56fd\u306f\u3001\u56fd\u5883\u3092\u8d8a\u3048\u305f\u30c7\u30fc\u30bf\u8ee2\u9001\u306e\u524d\u306b\u73fe\u5730\u3067\u306e\u30c7\u30fc\u30bf\u4fdd\u5b58\u3068\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u8a55\u4fa1\u3092\u7fa9\u52d9\u4ed8\u3051\u3066\u304a\u308a\u3001\u30b0\u30ed\u30fc\u30d0\u30eb\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u5206\u65ad\u3057\u3001\u30a2\u30fc\u30ad\u30c6\u30af\u30c1\u30e3\u8cbb\u7528\u3092\u81a8\u3089\u307e\u305b\u3066\u3044\u307e\u3059\u3002\u5c0f\u898f\u6a21\u306a\u4fdd\u967a\u4f1a\u793e\u306f\u7d99\u7d9a\u7684\u306a\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u76e3\u67fb\u306e\u305f\u3081\u306e\u30ea\u30bd\u30fc\u30b9\u304c\u4e0d\u8db3\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u591a\u304f\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306e\u30aa\u30fc\u30d0\u30fc\u30d8\u30c3\u30c9\u3092\u3088\u308a\u5e83\u7bc4\u306a\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u306b\u5206\u6563\u3067\u304d\u308b\u5927\u898f\u6a21\u306a\u4fdd\u967a\u4f1a\u793e\u3078\u3068\u5e02\u5834\u30b7\u30a7\u30a2\u304c\u79fb\u884c\u3059\u308b\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n*   \u30b5\u30a4\u30d0\u30fc\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u306e\u8106\u5f31\u6027\u306b\u3088\u308b\u5e02\u5834\u4fe1\u983c\u3078\u306e\u8105\u5a01\uff08CAGR\u3078\u306e\u5f71\u97ff: -2.10%\uff09:<br \/>\n    \u30ab\u30fc\u30cd\u30ae\u30fc\u30e1\u30ed\u30f3\u5927\u5b66\u306e\u7814\u7a76\u306f\u3001\u591a\u304f\u306e\u30a2\u30d5\u30bf\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u30c9\u30f3\u30b0\u30eb\u306b\u304a\u3051\u308b\u4e0d\u5341\u5206\u306a\u6697\u53f7\u5316\u3068\u30aa\u30fc\u30d7\u30f3\u306a\u30c7\u30d0\u30c3\u30b0\u30dd\u30fc\u30c8\u3092\u6307\u6458\u3057\u3066\u304a\u308a\u3001\u8eca\u4e21\u304c\u4f4d\u7f6e\u8ffd\u8de1\u3001\u9060\u9694\u505c\u6b62\u3001\u30cf\u30a4\u30b8\u30e3\u30c3\u30af\u306e\u30ea\u30b9\u30af\u306b\u3055\u3089\u3055\u308c\u308b\u53ef\u80fd\u6027\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002\u30d8\u30c3\u30c9\u30e9\u30a4\u30c8\u304b\u3089OBD\u3078\u306e\u76d7\u96e3\u3092\u53ef\u80fd\u306b\u3059\u308b\u5b9f\u969b\u306eCAN-bus\u30a4\u30f3\u30b8\u30a7\u30af\u30b7\u30e7\u30f3\u653b\u6483\u306f\u3001\u8eca\u4e21\u306e\u5b8c\u5168\u6027\u306b\u5bfe\u3059\u308b\u8105\u5a01\u3092\u6d6e\u304d\u5f6b\u308a\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u4fb5\u5bb3\u3055\u308c\u305f\u30c7\u30d0\u30a4\u30b9\u304c\u76d7\u96e3\u3084\u8eab\u4f53\u7684\u5371\u5bb3\u3092\u52a9\u9577\u3057\u305f\u5834\u5408\u3001\u8a55\u5224\u306e\u640d\u5bb3\u3068\u6f5c\u5728\u7684\u306a\u8cac\u4efb\u306b\u76f4\u9762\u3057\u307e\u3059\u3002\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u307e\u305f\u306fOEM\u7d44\u307f\u8fbc\u307f\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3078\u306e\u79fb\u884c\u306f\u30ea\u30b9\u30af\u3092\u8efd\u6e1b\u3057\u307e\u3059\u304c\u3001\u79fb\u884c\u30ea\u30b9\u30af\u306f\u6b8b\u308a\u307e\u3059\u3002<br \/>\n*   \u30c7\u30d0\u30a4\u30b9\/\u30c7\u30fc\u30bf\u54c1\u8cea\u306e\u76f8\u4e92\u904b\u7528\u6027\u306e\u30ae\u30e3\u30c3\u30d7\uff08CAGR\u3078\u306e\u5f71\u97ff: -3.80%\uff09<br \/>\n*   \u4f4e\u30ea\u30b9\u30af\u30c9\u30e9\u30a4\u30d0\u30fc\u306e\u30d7\u30fc\u30eb\u304b\u3089\u306e\u96e2\u8131\u306b\u3088\u308b\u9006\u9078\u629e\uff08CAGR\u3078\u306e\u5f71\u97ff: -1.90%\uff09<\/p>\n<p>\u30bb\u30b0\u30e1\u30f3\u30c8\u5206\u6790<\/p>\n<p>*   \u4f7f\u7528\u30bf\u30a4\u30d7\u5225: MHYD\u30d7\u30ed\u30b0\u30e9\u30e0\u304c\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3092\u63a8\u9032<br \/>\n    MHYD\uff08Manage-How-You-Drive\uff09\u88fd\u54c1\u306f32.60%\u306eCAGR\u3067\u6210\u9577\u3057\u3066\u304a\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u5b89\u5168\u306a\u52a0\u901f\u3001\u30d6\u30ec\u30fc\u30ad\u30f3\u30b0\u3001\u30b3\u30fc\u30ca\u30ea\u30f3\u30b0\u3092\u8a55\u4fa1\u3059\u308b\u3053\u3068\u3067\u3001\u4fdd\u967a\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u5e02\u5834\u5e73\u5747\u3092\u4e0a\u56de\u3063\u3066\u3044\u307e\u3059\u3002\u30a4\u30f3\u30c9\u306e2025\u5e74\u898f\u5236\u3067\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u304cPAYD\uff08Pay-As-You-Drive\uff09\u3092\u6a19\u6e96\u7684\u306a\u81ea\u52d5\u8eca\u4fdd\u967a\u30aa\u30d7\u30b7\u30e7\u30f3\u3068\u3057\u3066\u63d0\u4f9b\u3059\u308b\u3053\u3068\u304c\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3001UBI\u306e\u666e\u53ca\u3092\u4fc3\u9032\u3057\u3066\u3044\u307e\u3059\u3002PAYD\u306f\u5951\u7d04\u6570\u3067\u30ea\u30fc\u30c9\u3092\u7dad\u6301\u3057\u3066\u3044\u307e\u3059\u304c\u98fd\u548c\u72b6\u614b\u306b\u76f4\u9762\u3057\u3066\u304a\u308a\u3001MHYD\u30cf\u30a4\u30d6\u30ea\u30c3\u30c9\u306f\u8d70\u884c\u8ddd\u96e2\u3068\u884c\u52d5\u3092\u7d44\u307f\u5408\u308f\u305b\u3066\u3088\u308a\u8a73\u7d30\u306a\u30ea\u30b9\u30af\u30b9\u30b3\u30a2\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002Cambridge Mobile Telematics\u306eDriveWell\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001\u30b2\u30fc\u30df\u30d5\u30a3\u30b1\u30fc\u30b7\u30e7\u30f3\u3055\u308c\u305f\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u30eb\u30fc\u30d7\u306b\u3088\u308a\u8acb\u6c42\u983b\u5ea6\u309220%\u524a\u6e1b\u3057\u3001MHYD\u306e\u7d4c\u6e08\u7684\u30e1\u30ea\u30c3\u30c8\u3092\u5b9f\u8a3c\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n    \u5c0e\u5165\u306e\u969c\u58c1\u306f\u30c9\u30e9\u30a4\u30d0\u30fc\u306e\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u610f\u8b58\u3068\u30bb\u30f3\u30b5\u30fc\u306e\u30ad\u30e3\u30ea\u30d6\u30ec\u30fc\u30b7\u30e7\u30f3\u306b\u96c6\u4e2d\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u306e\u53d7\u52d5\u7684\u306a\u30c7\u30fc\u30bf\u53ce\u96c6\u304c\u3053\u308c\u3089\u306e\u6469\u64e6\u3092\u8efd\u6e1b\u3057\u3066\u3044\u307e\u3059\u3002\u898f\u5236\u5f53\u5c40\u304c\u30a8\u30b3\u30c9\u30e9\u30a4\u30d6\u30a4\u30f3\u30bb\u30f3\u30c6\u30a3\u30d6\u3092\u63a8\u9032\u3059\u308b\u306b\u3064\u308c\u3066\u3001MHYD\u306f\u90fd\u5e02\u306e\u6392\u51fa\u76ee\u6a19\u3068\u5bc6\u63a5\u306b\u9023\u643a\u3057\u3001\u6b21\u4e16\u4ee3\u30e2\u30d3\u30ea\u30c6\u30a3\u4fdd\u967a\u306e\u790e\u77f3\u3068\u3057\u3066\u4f4d\u7f6e\u4ed8\u3051\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>*   \u6280\u8853\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u5225: \u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u304c\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u3092\u4ee3\u66ff<br \/>\n    OBD-II\u30c9\u30f3\u30b0\u30eb\u306f2024\u5e74\u306b\u4fdd\u967a\u5951\u7d04\u306e39.25%\u3092\u5360\u3081\u307e\u3057\u305f\u304c\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30a2\u30d7\u30ea\u304c33.81%\u306eCAGR\u3067\u6210\u9577\u3059\u308b\u306b\u3064\u308c\u3066\u6e1b\u5c11\u50be\u5411\u306b\u3042\u308a\u307e\u3059\u3002Smartcar\u306f\u3001\u30c9\u30f3\u30b0\u30eb\u304c\u7269\u6d41\u3001\u6539\u3056\u3093\u3001\u7cbe\u5ea6\u306b\u95a2\u3059\u308b\u30b3\u30b9\u30c8\u3092\u767a\u751f\u3055\u305b\u3001\u4fdd\u967a\u4f1a\u793e\u306eROI\u3092\u4f4e\u4e0b\u3055\u305b\u308b\u3068\u6307\u6458\u3057\u3066\u3044\u307e\u3059\u3002\u5bfe\u7167\u7684\u306b\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30bb\u30f3\u30b5\u30fc\u3068\u30af\u30e9\u30a6\u30c9AI\u306f\u3001\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u306e\u30aa\u30fc\u30d0\u30fc\u30d8\u30c3\u30c9\u306a\u3057\u3067\u540c\u7b49\u306e\u30a4\u30d9\u30f3\u30c8\u89e3\u6c7a\u80fd\u529b\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002OEM\u7d44\u307f\u8fbc\u307f\u30e2\u30b8\u30e5\u30fc\u30eb\u306f\u3001\u30cf\u30a4\u30a8\u30f3\u30c9\u8eca\u4e21\u5411\u3051\u306b\u30d7\u30ec\u30df\u30a2\u30e0\u306a\u4f4d\u7f6e\u4ed8\u3051\u3092\u78ba\u7acb\u3057\u3066\u304a\u308a\u3001\u30bb\u30ad\u30e5\u30a2\u30d6\u30fc\u30c8\u30c1\u30a7\u30fc\u30f3\u3068\u9ad8\u30ec\u30fc\u30c8\u306eCAN\u30c7\u30fc\u30bf\u3092\u63d0\u4f9b\u3057\u307e\u3059\u304c\u3001\u30c7\u30fc\u30bf\u5171\u6709\u5951\u7d04\u306b\u4f9d\u5b58\u3057\u307e\u3059\u3002\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\u30c7\u30d0\u30a4\u30b9\u306f\u3001\u6cd5\u7684\u8ffd\u8de1\u53ef\u80fd\u6027\u306e\u305f\u3081\u306b\u5bc6\u9589\u578b\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u3092\u7fa9\u52d9\u4ed8\u3051\u308b\u7ba1\u8f44\u533a\u57df\u3067\u4f9d\u7136\u3068\u3057\u3066\u91cd\u8981\u6027\u3092\u4fdd\u3063\u3066\u3044\u307e\u3059\u3002<br \/>\n    \u79fb\u884c\u306e\u6210\u529f\u306f\u3001\u30d0\u30c3\u30c6\u30ea\u30fc\u6700\u9069\u5316\u3068\u30e2\u30fc\u30b7\u30e7\u30f3\u30b3\u30d7\u30ed\u30bb\u30c3\u30b7\u30f3\u30b0\u306b\u304b\u304b\u3063\u3066\u304a\u308a\u3001\u30e6\u30fc\u30b6\u30fc\u30a8\u30af\u30b9\u30da\u30ea\u30a8\u30f3\u30b9\u3092\u7dad\u6301\u3057\u306a\u304c\u3089\u4fe1\u983c\u6027\u306e\u9ad8\u3044\u30c7\u30fc\u30bf\u3092\u78ba\u4fdd\u3059\u308b\u3053\u3068\u304c\u6c42\u3081\u3089\u308c\u307e\u3059\u3002Zendrive\u306e\u30e2\u30d0\u30a4\u30ebSDK\u306f98%\u306e\u30c8\u30ea\u30c3\u30d7\u691c\u51fa\u7cbe\u5ea6\u3092\u793a\u3057\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u306e\u5b9f\u73fe\u53ef\u80fd\u6027\u3092\u8a3c\u660e\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>*   \u8eca\u4e21\u30bf\u30a4\u30d7\u5225: \u5546\u7528\u30d5\u30ea\u30fc\u30c8\u304c\u5c0e\u5165\u3092\u727d\u5f15<br \/>\n    \u4e57\u7528\u8eca\u306f\u30a2\u30af\u30c6\u30a3\u30d6\u4fdd\u967a\u5951\u7d04\u306e74.38%\u3092\u5360\u3081\u3066\u3044\u307e\u3059\u304c\u3001e\u30b3\u30de\u30fc\u30b9\u914d\u9001\u306e\u6700\u9069\u5316\u3068\u30d5\u30ea\u30fc\u30c8\u306e\u5b89\u5168\u57fa\u6e96\u5f37\u5316\u306b\u3088\u308a\u3001\u5546\u7528\u5c0f\u578b\u8eca\u304c\u6700\u3082\u901f\u3044\u6210\u9577\u3092\u8a18\u9332\u3057\u3066\u3044\u307e\u3059\u3002Munich Re\u306f\u3001\u30d5\u30ea\u30fc\u30c8\u304c\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u5bfe\u5fdc\u306e\u30c9\u30e9\u30a4\u30d0\u30fc\u30b3\u30fc\u30c1\u30f3\u30b0\u3092\u63a1\u7528\u3057\u305f\u5834\u5408\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u6700\u592715%\u306e\u4fdd\u967a\u6599\u5272\u5f15\u3092\u63d0\u4f9b\u3057\u3001\u4fdd\u967a\u4f1a\u793e\u3068\u9867\u5ba2\u53cc\u65b9\u306e\u53ce\u76ca\u6027\u3092\u5411\u4e0a\u3055\u305b\u3066\u3044\u308b\u3053\u3068\u3092\u5831\u544a\u3057\u3066\u3044\u307e\u3059\u3002\u5927\u578b\u8eca\u3067\u306f\u3001\u898f\u5236\u306b\u3088\u308b\u30bf\u30b3\u30b0\u30e9\u30d5\u3068ADAS\u306e\u7fa9\u52d9\u5316\u306b\u3088\u308a\u3001\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u304c\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30eb\u30fc\u30c1\u30f3\u306b\u7d44\u307f\u8fbc\u307e\u308c\u3001\u57fa\u672c\u7684\u306a\u5c0e\u5165\u304c\u5b9a\u7740\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n    \u30d5\u30ea\u30fc\u30c8\u30de\u30cd\u30fc\u30b8\u30e3\u30fc\u306f\u3001\u4fdd\u967a\u4ee5\u5916\u306b\u3082\u30eb\u30fc\u30c8\u5206\u6790\u3084\u30e1\u30f3\u30c6\u30ca\u30f3\u30b9\u30a2\u30e9\u30fc\u30c8\u3092\u6d3b\u7528\u3057\u3066\u7dcf\u6240\u6709\u30b3\u30b9\u30c8\uff08TCO\uff09\u3092\u524a\u6e1b\u3067\u304d\u308b\u305f\u3081\u3001\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u3092\u9ad8\u304f\u8a55\u4fa1\u3057\u3066\u3044\u307e\u3059\u3002Geotab\u306f\u3001\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u304c\u30b3\u30fc\u30c1\u30f3\u30b0\u3068\u30a2\u30a4\u30c9\u30ea\u30f3\u30b0\u6642\u9593\u306e\u524a\u6e1b\u306b\u5f79\u7acb\u3064\u3053\u3068\u3067\u3001\u71c3\u6599\u52b9\u7387\u304c10%\u5411\u4e0a\u3057\u305f\u3053\u3068\u3092\u8a18\u9332\u3057\u3066\u304a\u308a\u3001\u691c\u8a3c\u6e08\u307f\u306e\u904b\u7528\u6539\u5584\u306b\u4f9d\u5b58\u3059\u308b\u4fdd\u967a\u4f1a\u793e\u3068\u306e\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u3092\u5f37\u5316\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>*   \u30a8\u30f3\u30c9\u30e6\u30fc\u30b6\u30fc\u5225: \u30d5\u30ea\u30fc\u30c8\u30de\u30cd\u30fc\u30b8\u30e3\u30fc\u304c\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3092\u63a1\u7528<br \/>\n    \u500b\u4eba\u5411\u3051\u4fdd\u967a\u4f1a\u793e\u306f\u4fdd\u967a\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u5e02\u5834\u898f\u6a21\u306e58.07%\u3092\u5360\u3081\u3066\u3044\u307e\u3059\u304c\u3001\u30d5\u30ea\u30fc\u30c8\u30b5\u30fc\u30d3\u30b9\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306f\u3001\u4fdd\u967a\u3068\u30c9\u30e9\u30a4\u30d0\u30fc\u30d1\u30d5\u30a9\u30fc\u30de\u30f3\u30b9\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9\u3092\u30d0\u30f3\u30c9\u30eb\u3059\u308b\u3053\u3068\u306732.88%\u306eCAGR\u3092\u4eab\u53d7\u3057\u3066\u3044\u307e\u3059\u3002Azuga\u306e\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u306f\u3001\u5546\u7528\u4fdd\u967a\u4f1a\u793e\u304c\u5b9f\u969b\u306e\u5b89\u5168\u30b9\u30b3\u30a2\u306b\u57fa\u3065\u3044\u3066\u4fdd\u967a\u6599\u3092\u671f\u4e2d\u306b\u518d\u8a55\u4fa1\u3059\u308b\u3053\u3068\u3092\u53ef\u80fd\u306b\u3057\u3001\u30b3\u30b9\u30c8\u3068\u30ea\u30b9\u30af\u3092\u4e00\u81f4\u3055\u305b\u3001\u8acb\u6c42\u652f\u6255\u3044\u306e\u5909\u52d5\u6027\u3092\u4f4e\u6e1b\u3057\u307e\u3059\u3002Tesla\u3084BYD\u306e\u3088\u3046\u306aOEM\u30ad\u30e3\u30d7\u30c6\u30a3\u30d6\u304c\u767b\u5834\u3057\u3066\u304a\u308a\u3001\u72ec\u81ea\u306e\u30d0\u30c3\u30c6\u30ea\u30fc\u3084ADAS\u30c7\u30fc\u30bf\u3092\u6d3b\u7528\u3057\u3066\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u3067\u898b\u7a4d\u3082\u308a\u3092\u63d0\u4f9b\u3057\u3001\u5f93\u6765\u306e\u4ef2\u4ecb\u30e2\u30c7\u30eb\u306b\u6311\u6226\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n    \u4fdd\u967a\u4f1a\u793e\u306b\u3068\u3063\u3066\u3001\u30d5\u30ea\u30fc\u30c8\u30a2\u30ab\u30a6\u30f3\u30c8\u306f\u3001\u500b\u4eba\u5411\u3051\u81ea\u52d5\u8eca\u4fdd\u967a\u3068\u6bd4\u8f03\u3057\u3066\u8eca\u4e21\u3042\u305f\u308a\u306e\u5229\u76ca\u7387\u306f\u4f4e\u3044\u3082\u306e\u306e\u3001\u3088\u308a\u8c4a\u5bcc\u3067\u9ad8\u983b\u5ea6\u306e\u30c7\u30fc\u30bf\u3068\u3001\u5951\u7d04\u671f\u9593\u304c\u5b9a\u3081\u3089\u308c\u3066\u3044\u308b\u3053\u3068\u306b\u3088\u308b\u9ad8\u3044\u9867\u5ba2\u7dad\u6301\u7387\u3092\u63d0\u4f9b\u3057\u307e\u3059\u3002<\/p>\n<p>*   \u6d41\u901a\u30c1\u30e3\u30cd\u30eb\u5225: OEM\u7d71\u5408\u304c\u52a0\u901f<br \/>\n    \u6d88\u8cbb\u8005\u76f4\u8ca9\u306f2024\u5e74\u306b\u4fdd\u967a\u5951\u7d04\u306e55.33%\u3092\u5360\u3081\u307e\u3057\u305f\u304c\u3001OEM-\u30c7\u30a3\u30fc\u30e9\u30fc\u30d0\u30f3\u30c9\u30eb\u306f\u3001\u7d44\u307f\u8fbc\u307f\u578b\u4fdd\u967a\u304c\u8eca\u4e21\u306e\u8cc7\u91d1\u8abf\u9054\u30b5\u30a4\u30af\u30eb\u3068\u9023\u643a\u3059\u308b\u3053\u3068\u3067\u300131.94%\u306eCAGR\u3067\u6700\u3082\u901f\u304f\u6210\u9577\u3057\u3066\u3044\u307e\u3059\u3002ERGO\u3068O2 Telef\u00f3nica\u306e\u63d0\u643a\u306f\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u5951\u7d04\u306b\u4fdd\u967a\u3092\u7d44\u307f\u8fbc\u3080\u3053\u3068\u3067\u3001\u696d\u754c\u6a2a\u65ad\u7684\u306a\u30d0\u30f3\u30c9\u30eb\u5316\u306e\u53ef\u80fd\u6027\u3092\u793a\u5506\u3057\u3066\u3044\u307e\u3059\u3002\u30d6\u30ed\u30fc\u30ab\u30fc\/\u30a8\u30fc\u30b8\u30a7\u30f3\u30c8\u30c1\u30e3\u30cd\u30eb\u306f\u3001\u30aa\u30fc\u30c0\u30fc\u30e1\u30a4\u30c9\u306e\u4fdd\u967a\u304c\u4f9d\u7136\u3068\u3057\u3066\u30a2\u30c9\u30d0\u30a4\u30b9\u3092\u5fc5\u8981\u3068\u3059\u308b\u8907\u96d1\u306a\u5546\u7528\u30bb\u30b0\u30e1\u30f3\u30c8\u3067\u95a2\u9023\u6027\u3092\u7dad\u6301\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n    OEM\u7d71\u5408\u306f\u3001\u6a19\u6e96\u5316\u3055\u308c\u305f\u5de5\u5834\u30bb\u30f3\u30b5\u30fc\u30c7\u30fc\u30bf\u3092\u521d\u65e5\u304b\u3089\u30b9\u30c8\u30ea\u30fc\u30df\u30f3\u30b0\u3059\u308b\u3053\u3068\u3067\u3001\u5f15\u53d7\u306e\u66d6\u6627\u3055\u3092\u6e1b\u3089\u3057\u3001\u9867\u5ba2\u7372\u5f97\u30d5\u30a1\u30cd\u30eb\u3092\u5727\u7e2e\u3057\u3001\u8eca\u4e21\u5f15\u304d\u6e21\u3057\u6642\u306b\u30a2\u30af\u30c6\u30a3\u30d6\u5316\u3055\u308c\u308b\u52d5\u7684\u306a\u4fdd\u967a\u6599\u30e2\u30c7\u30eb\u3092\u30b5\u30dd\u30fc\u30c8\u3057\u307e\u3059\u3002<\/p>\n<p>\u5730\u57df\u5206\u6790<\/p>\n<p>*   \u30e8\u30fc\u30ed\u30c3\u30d1: 2024\u5e74\u306b\u306f32.86%\u306e\u5e02\u5834\u30b7\u30a7\u30a2\u3067\u30ea\u30fc\u30c9\u3057\u307e\u3057\u305f\u3002\u3053\u308c\u306f\u3001GDPR\u306b\u88cf\u6253\u3061\u3055\u308c\u305f\u6d88\u8cbb\u8005\u306e\u4fe1\u983c\u3068\u53b3\u683c\u306a\u4ea4\u901a\u5b89\u5168\u653f\u7b56\u306b\u652f\u3048\u3089\u308c\u3066\u3044\u307e\u3059\u3002EIOPA\u306e\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u4fdd\u967a\u4f1a\u793e\u306e17%\u304c\u3059\u3067\u306b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u88fd\u54c1\u3092\u8ca9\u58f2\u3057\u3066\u304a\u308a\u3001\u4eca\u5f8c\u65bd\u884c\u3055\u308c\u308bEU\u30c7\u30fc\u30bf\u6cd5\u306f\u30c7\u30fc\u30bf\u5171\u6709\u6a29\u3092\u5f62\u5f0f\u5316\u3059\u308b\u3053\u3068\u3067\u3001\u63a1\u7528\u3092\u4fc3\u9032\u3059\u308b\u3068\u4e88\u60f3\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u30ed\u30f3\u30c9\u30f3\u3084\u30df\u30e9\u30ce\u306a\u3069\u306e\u6e0b\u6ede\u6599\u91d1\u304c\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u308b\u90fd\u5e02\u3067\u306e\u88dc\u52a9\u91d1\u306f\u3001\u8d70\u884c\u8ddd\u96e2\u8ab2\u91d1\u578b\u30d7\u30ed\u30b0\u30e9\u30e0\u306e\u666e\u53ca\u3092\u3055\u3089\u306b\u62e1\u5927\u3055\u305b\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30a2\u30b8\u30a2\u592a\u5e73\u6d0b: 2025\u5e74\u304b\u30892030\u5e74\u306b\u304b\u3051\u306633.61%\u306eCAGR\u3092\u8a18\u9332\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u30a4\u30f3\u30c9\u304cAIS-140\u4f4d\u7f6e\u8ffd\u8de1\u88c5\u7f6e\u3092\u7fa9\u52d9\u5316\u3057\u3001\u4e2d\u56fd\u304c\u81ea\u52d5\u8eca\u30c7\u30fc\u30bf\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u3092\u6a19\u6e96\u5316\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u80cc\u666f\u306b\u3042\u308a\u307e\u3059\u3002\u4e2d\u56fd\u306e\u898f\u5236\u5f53\u5c40\u306f\u3001\u65b0\u30a8\u30cd\u30eb\u30ae\u30fc\u8eca\uff08NEV\uff09\u306e\u5b89\u5168\u5206\u6790\u306b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u3092\u63a8\u9032\u3057\u3066\u304a\u308a\u3001EV\u30c9\u30e9\u30a4\u30d0\u30fc\u5411\u3051\u306e\u4fdd\u967a\u6599\u5272\u5f15\u3092\u53ef\u80fd\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u65e5\u672c\u306e\u30bd\u30eb\u30d9\u30f3\u30b7\u30fc\u6539\u9769\u306f\u3001\u6280\u8853\u3092\u6d3b\u7528\u3057\u305f\u30ea\u30b9\u30af\u8efd\u6e1b\u306b\u5bfe\u3059\u308b\u8cc7\u672c\u7de9\u548c\u3092\u5968\u52b1\u3057\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30a4\u30f3\u30d5\u30e9\u306b\u4e88\u7b97\u3092\u5272\u308a\u5f53\u3066\u308b\u30a4\u30f3\u30bb\u30f3\u30c6\u30a3\u30d6\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u5317\u7c73: \u7740\u5b9f\u306a\u6210\u9577\u3092\u7d9a\u3051\u3066\u3044\u307e\u3059\u3002Progressive\u306e\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u666e\u53ca\u7387\u306f2024\u5e74\u306b\u65b0\u898f\u81ea\u52d5\u8eca\u4e8b\u696d\u306e45%\u306b\u9054\u3057\u3001\u305d\u306e68%\u3068\u3044\u3046\u8907\u5408\u6bd4\u7387\u306e\u512a\u4f4d\u6027\u3092\u652f\u3048\u3066\u3044\u307e\u3059\u3002\u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u306e\u8907\u96d1\u3055\u3084\u9ad8\u3044\u8a34\u8a1f\u30ea\u30b9\u30af\u304c\u52a0\u901f\u3092\u6291\u5236\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u9ad8\u3044\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u666e\u53ca\u7387\u304c\u52e2\u3044\u3092\u7dad\u6301\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u4e2d\u6771\u3001\u30a2\u30d5\u30ea\u30ab\u3001\u5357\u7c73: \u9ece\u660e\u671f\u306b\u3042\u308a\u307e\u3059\u304c\u3001\u6709\u671b\u306a\u5e02\u5834\u3067\u3059\u3002\u653f\u5e9c\u306e\u30c7\u30b8\u30bf\u30eb\u5316\u30a2\u30b8\u30a7\u30f3\u30c0\u3068\u81ea\u52d5\u8eca\u5316\u7387\u306e\u4e0a\u6607\u304c\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30d1\u30a4\u30ed\u30c3\u30c8\u306e\u57fa\u76e4\u3092\u7bc9\u3044\u3066\u304a\u308a\u3001\u8f38\u5165\u696d\u8005\u306f\u63d0\u4f9b\u3059\u308b\u88fd\u54c1\u3092\u5dee\u5225\u5316\u3059\u308b\u305f\u3081\u306b\u30b3\u30cd\u30af\u30c6\u30a3\u30d3\u30c6\u30a3\u306e\u7d44\u307f\u8fbc\u307f\u306b\u610f\u6b32\u7684\u3067\u3059\u3002<\/p>\n<p>\u7af6\u5408\u72b6\u6cc1<\/p>\n<p>\u4fdd\u967a\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u5e02\u5834\u306f\u4e2d\u7a0b\u5ea6\u306e\u65ad\u7247\u5316\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002Cambridge Mobile Telematics\uff08CMT\uff09\u3001Octo Telematics\u3001Progressive\u3001Allstate\u306f\u30012024\u5e74\u306b\u30a2\u30af\u30c6\u30a3\u30d6\u4fdd\u967a\u5951\u7d04\u306e\u7d044\u5206\u306e1\u3092\u5408\u308f\u305b\u3066\u652f\u914d\u3057\u307e\u3057\u305f\u3002CMT\u306f\u3001\u305d\u306e\u30c7\u30fc\u30bf\u30b5\u30a4\u30a8\u30f3\u30b9\u306e\u6df1\u3055\u3068\u8acb\u6c42\u81ea\u52d5\u5316\u30c4\u30fc\u30eb\u30ad\u30c3\u30c8\u3067Frost &#038; Sullivan\u8cde\u3092\u53d7\u8cde\u3057\u3066\u3044\u307e\u3059\u3002Octo\u306eAI\u30b9\u30a4\u30fc\u30c8\u306f\u3001\u63d0\u643a\u5148\u306e\u4e0d\u6b63\u7387\u309250%\u524a\u6e1b\u3057\u3001\u30e9\u30c6\u30f3\u30a2\u30e1\u30ea\u30ab\u3084\u6e7e\u5cb8\u5730\u57df\u3078\u306e\u62e1\u5927\u3092\u4fc3\u3057\u307e\u3057\u305f\u3002<br \/>\nIntuit\u306b\u3088\u308bZendrive\u6280\u8853\u306e2025\u5e74\u306e\u8cb7\u53ce\u306f\u3001\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u5206\u6790\u3068\u904b\u8ee2\u884c\u52d5\u306e\u6d1e\u5bdf\u3092\u7d44\u307f\u5408\u308f\u305b\u308b\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306e\u878d\u5408\u3092\u793a\u3057\u3001\u4e2d\u5c0f\u4f01\u696d\u306e\u30ea\u30b9\u30af\u30d7\u30ed\u30d5\u30a1\u30a4\u30ea\u30f3\u30b0\u3092\u5305\u62ec\u7684\u306b\u884c\u3044\u307e\u3059\u3002Tesla Insurance\u306e\u3088\u3046\u306aOEM\u30ad\u30e3\u30d7\u30c6\u30a3\u30d6\u306f\u3001\u72ec\u81ea\u306e\u30d0\u30c3\u30c6\u30ea\u30fc\u6e29\u5ea6\u3084ADAS\u4f7f\u7528\u30c7\u30fc\u30bf\u3092\u5229\u7528\u3057\u3066\u3001\u4e00\u90e8\u306e\u8eca\u7a2e\u3067\u7af6\u5408\u4ed6\u793e\u3088\u308a\u6700\u592730%\u5b89\u304f\u4fdd\u967a\u3092\u63d0\u4f9b\u3057\u3001\u5f93\u6765\u306e\u4ef2\u4ecb\u30e2\u30c7\u30eb\u306b\u6311\u6226\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n\u6226\u7565\u7684\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u304c\u6d3b\u767a\u3067\u3042\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306fHigh Mobility\u306e\u3088\u3046\u306aAPI\u30a2\u30b0\u30ea\u30b2\u30fc\u30bf\u30fc\u3068\u63d0\u643a\u3057\u3066\u3001\u30aa\u30fc\u30c0\u30fc\u30e1\u30a4\u30c9\u306e\u7d71\u5408\u306a\u3057\u306bOEM\u30b0\u30ec\u30fc\u30c9\u306e\u30c7\u30fc\u30bf\u3092\u53d6\u5f97\u3057\u3066\u3044\u307e\u3059\u3002\u518d\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u640d\u5931\u7387\u306b\u5fdc\u3058\u3066\u5909\u52d5\u3059\u308b\u52d5\u7684\u306a\u30af\u30a9\u30fc\u30bf\u30b7\u30a7\u30a2\u6761\u7d04\u3092\u5171\u540c\u958b\u767a\u3057\u3066\u3044\u307e\u3059\u3002\u30c7\u30fc\u30bf\u30cd\u30a4\u30c6\u30a3\u30d6\u306a\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u306e\u53c2\u5165\u969c\u58c1\u306f\u4f4e\u4e0b\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u5168\u56fd\u898f\u6a21\u3067\u306e\u5c55\u958b\u306b\u306f\u898f\u5236\u306b\u95a2\u3059\u308b\u5c02\u9580\u77e5\u8b58\u3068\u8cc7\u672c\u529b\u304c\u5fc5\u8981\u3067\u3042\u308a\u3001\u65e2\u5b58\u4f01\u696d\u306e\u512a\u4f4d\u6027\u304c\u7dad\u6301\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4fdd\u967a\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u696d\u754c\u306e\u4e3b\u8981\u4f01\u696d<\/p>\n<p>*   GEICO (Berkshire Hathaway Inc.)<br \/>\n*   UnipolTech SpA (UNIPOL GRUPPO SpA)<br \/>\n*   Octo Telematics SpA<br \/>\n*   DriveQuant<br \/>\n*   Imertik Global Inc<\/p>\n<p>\u6700\u8fd1\u306e\u696d\u754c\u52d5\u5411<\/p>\n<p>*   2025\u5e747\u6708: Kia\u306fLexisNexis\u3068\u63d0\u643a\u3057\u3001EU\u30e2\u30d0\u30a4\u30eb\u30a2\u30d7\u30ea\u306b\u884c\u52d5\u5206\u6790\u3092\u5c0e\u5165\u3057\u3001GDPR\u306b\u6e96\u62e0\u3057\u305f\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u4fdd\u967a\u6599\u3092\u53ef\u80fd\u306b\u3057\u307e\u3057\u305f\u3002<br \/>\n*   2025\u5e746\u6708: Cambridge Mobile Telematics\u306f\u3001AI\u3092\u6d3b\u7528\u3057\u305f\u885d\u7a81\u518d\u69cb\u7bc9\u30e2\u30b8\u30e5\u30fc\u30eb\u3092\u767a\u8868\u3057\u3001\u8acb\u6c42\u81ea\u52d5\u5316\u3092\u5f37\u5316\u3057\u307e\u3057\u305f\u3002<br \/>\n*   2025\u5e746\u6708: Intuit\u306fZendrive\u8cc7\u7523\u306e\u8cb7\u53ce\u3092\u5b8c\u4e86\u3057\u3001\u904b\u8ee2\u30ea\u30b9\u30af\u4fe1\u53f7\u3092\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306b\u8ffd\u52a0\u3057\u307e\u3057\u305f\u3002<br \/>\n*   2025\u5e741\u6708: Direct Assurance\u306f\u3001\u30d5\u30e9\u30f3\u30b9\u6700\u5927\u306eUBI\u30d7\u30ed\u30b0\u30e9\u30e0\u3067\u3042\u308bYouDrive\u3092\u62e1\u5927\u3059\u308b\u305f\u3081\u306bCambridge Mobile Telematics\u3092\u9078\u5b9a\u3057\u307e\u3057\u305f\u3002<\/p>\n<p>\u4fdd\u967a\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u5e02\u5834\u306b\u95a2\u3059\u308b\u672c\u30ec\u30dd\u30fc\u30c8\u306f\u3001\u5e02\u5834\u306e\u5168\u4f53\u50cf\u3001\u6210\u9577\u8981\u56e0\u3001\u963b\u5bb3\u8981\u56e0\u3001\u5c06\u6765\u4e88\u6e2c\u3001\u7af6\u4e89\u74b0\u5883\u3001\u304a\u3088\u3073\u4e3b\u8981\u306a\u6a5f\u4f1a\u306b\u3064\u3044\u3066\u8a73\u7d30\u306b\u5206\u6790\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>1. \u30ec\u30dd\u30fc\u30c8\u306e\u6982\u8981\u3068\u8abf\u67fb\u7bc4\u56f2<br \/>\n\u672c\u30ec\u30dd\u30fc\u30c8\u306f\u3001\u4e16\u754c\u4e2d\u306e\u4fdd\u967a\u4f1a\u793e\u304c\u63d0\u4f9b\u3059\u308b\u30a2\u30af\u30c6\u30a3\u30d6\u306a\u4fdd\u967a\u5951\u7d04\u306e\u7dcf\u6570\u3092\u57fa\u306b\u3001\u4fdd\u967a\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u5e02\u5834\u3092\u5206\u6790\u3057\u3066\u3044\u307e\u3059\u3002\u8abf\u67fb\u7bc4\u56f2\u306b\u306f\u3001\u5229\u7528\u30bf\u30a4\u30d7\uff08Pay-as-you-drive (PAYD)\u3001Pay-how-you-drive (PHYD)\u3001Manage-how-you-drive (MHYD)\uff09\u3001\u6280\u8853\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\uff08OBD-II\u30c9\u30f3\u30b0\u30eb\u3001\u7d44\u307f\u8fbc\u307fOEM\u30e2\u30b8\u30e5\u30fc\u30eb\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u4e2d\u5fc3\u578b\u3001\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\/\u30cf\u30fc\u30c9\u30ef\u30a4\u30e4\u30fc\u30c9\uff09\u3001\u8eca\u4e21\u30bf\u30a4\u30d7\uff08\u4e57\u7528\u8eca\u3001\u5c0f\u578b\u5546\u7528\u8eca\u3001\u5927\u578b\u5546\u7528\u8eca\uff09\u3001\u30a8\u30f3\u30c9\u30e6\u30fc\u30b6\u30fc\uff08\u500b\u4eba\u5411\u3051\u4fdd\u967a\u4f1a\u793e\u3001\u6cd5\u4eba\u5411\u3051\u4fdd\u967a\u4f1a\u793e\u3001\u81ea\u52d5\u8ecaOEM\u30ad\u30e3\u30d7\u30c6\u30a3\u30d6\u3001\u30d5\u30ea\u30fc\u30c8\u7ba1\u7406\u30b5\u30fc\u30d3\u30b9\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\uff09\u3001\u6d41\u901a\u30c1\u30e3\u30cd\u30eb\uff08\u6d88\u8cbb\u8005\u76f4\u8ca9\u3001\u30d6\u30ed\u30fc\u30ab\u30fc\/\u4ee3\u7406\u5e97\u4ef2\u4ecb\u3001OEM\/\u30c7\u30a3\u30fc\u30e9\u30fc\u30d0\u30f3\u30c9\u30eb\uff09\u3001\u304a\u3088\u3073\u5730\u57df\uff08\u5317\u7c73\u3001\u30e8\u30fc\u30ed\u30c3\u30d1\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u3001\u4e2d\u6771\u3001\u30a2\u30d5\u30ea\u30ab\u3001\u5357\u7c73\uff09\u304c\u542b\u307e\u308c\u307e\u3059\u3002\u5e02\u5834\u898f\u6a21\u3068\u4e88\u6e2c\u306f\u3001\u3053\u308c\u3089\u306e\u30bb\u30b0\u30e1\u30f3\u30c8\u3054\u3068\u306e\u30a2\u30af\u30c6\u30a3\u30d6\u306a\u4fdd\u967a\u5951\u7d04\u6570\u3067\u63d0\u4f9b\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>2. \u30a8\u30b0\u30bc\u30af\u30c6\u30a3\u30d6\u30b5\u30de\u30ea\u30fc<br \/>\n\u4fdd\u967a\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u5e02\u5834\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u306eUsage-Based Insurance (UBI)\u3078\u306e\u6025\u901f\u306a\u79fb\u884c\u3001\u81ea\u52d5\u8eca\u30b3\u30cd\u30af\u30c6\u30a3\u30d3\u30c6\u30a3\u306e\u9769\u65b0\u3001\u304a\u3088\u3073\u53b3\u683c\u5316\u3059\u308b\u898f\u5236\u306b\u3088\u3063\u3066\u5927\u304d\u304f\u6210\u9577\u3057\u3066\u3044\u307e\u3059\u3002\u7279\u306b\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u304c\u5f37\u529b\u306a\u898f\u5236\u63a8\u9032\u529b\u3068\u9ad8\u3044\u6210\u9577\u7387\u3092\u793a\u3057\u3066\u304a\u308a\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30a2\u30d7\u30ea\u306e\u6280\u8853\u9032\u5316\u3082\u5e02\u5834\u62e1\u5927\u3092\u5f8c\u62bc\u3057\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>3. \u5e02\u5834\u306e\u72b6\u6cc1<br \/>\n3.1 \u5e02\u5834\u306e\u63a8\u9032\u8981\u56e0<br \/>\n\u5e02\u5834\u306e\u6210\u9577\u3092\u727d\u5f15\u3059\u308b\u4e3b\u8981\u306a\u8981\u56e0\u3068\u3057\u3066\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u306b\u3088\u308bUBI\u3078\u306e\u8fc5\u901f\u306a\u79fb\u884c\u30015G\u3084eSIM\u306a\u3069\u306e\u81ea\u52d5\u8eca\u30b3\u30cd\u30af\u30c6\u30a3\u30d3\u30c6\u30a3\u6280\u8853\u306e\u9769\u65b0\u3001\u304a\u3088\u3073\u4ea4\u901a\u5b89\u5168\u3084CO2\u6392\u51fa\u306b\u95a2\u3059\u308b\u898f\u5236\u306e\u53b3\u683c\u5316\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002\u307e\u305f\u3001\u6f5c\u5728\u7684\u306a\u8981\u56e0\u3068\u3057\u3066\u3001OEM API\u306e\u53ce\u76ca\u5316\u7fa9\u52d9\u5316\u3001\u90fd\u5e02\u306e\u6e0b\u6ede\u7de9\u548c\u7b56\u306b\u3088\u308b\u8d70\u884c\u8ddd\u96e2\u8ab2\u91d1\u578b\u88dc\u52a9\u91d1\u3001AI\u99c6\u52d5\u306e\u4e0d\u6b63\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u306b\u3088\u308b\u640d\u5931\u7387\u306e\u4f4e\u4e0b\u306a\u3069\u3082\u5e02\u5834\u3092\u5f8c\u62bc\u3057\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>3.2 \u5e02\u5834\u306e\u963b\u5bb3\u8981\u56e0<br \/>\n\u4e00\u65b9\u3067\u3001\u5e02\u5834\u306e\u6210\u9577\u3092\u59a8\u3052\u308b\u8981\u56e0\u3082\u5b58\u5728\u3057\u307e\u3059\u3002\u4e3b\u8981\u306a\u963b\u5bb3\u8981\u56e0\u3068\u3057\u3066\u306f\u3001GDPR\u3084CPRA\u306a\u3069\u306e\u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u304a\u3088\u3073\u540c\u610f\u306b\u95a2\u3059\u308b\u8ab2\u984c\u3001\u30c7\u30d0\u30a4\u30b9\u3084\u30c7\u30fc\u30bf\u54c1\u8cea\u306e\u76f8\u4e92\u904b\u7528\u6027\u306e\u30ae\u30e3\u30c3\u30d7\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002\u6f5c\u5728\u7684\u306a\u963b\u5bb3\u8981\u56e0\u306b\u306f\u3001\u30a2\u30d5\u30bf\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u30c9\u30f3\u30b0\u30eb\u306b\u5bfe\u3059\u308bCAN-bus\u30b5\u30a4\u30d0\u30fc\u653b\u6483\u306e\u5897\u52a0\u3084\u3001\u4f4e\u30ea\u30b9\u30af\u30c9\u30e9\u30a4\u30d0\u30fc\u304c\u4fdd\u967a\u30d7\u30fc\u30eb\u304b\u3089\u96e2\u8131\u3059\u308b\u3053\u3068\u306b\u3088\u308b\u9006\u9078\u629e\u306e\u30ea\u30b9\u30af\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>3.3 \u305d\u306e\u4ed6\u306e\u5206\u6790<br \/>\n\u672c\u30ec\u30dd\u30fc\u30c8\u3067\u306f\u3001\u696d\u754c\u306e\u30d0\u30ea\u30e5\u30fc\u30c1\u30a7\u30fc\u30f3\u5206\u6790\u3001\u898f\u5236\u74b0\u5883\u3001\u6280\u8853\u7684\u5c55\u671b\u3001\u304a\u3088\u3073\u30dd\u30fc\u30bf\u30fc\u306e\u30d5\u30a1\u30a4\u30d6\u30d5\u30a9\u30fc\u30b9\u5206\u6790\uff08\u65b0\u898f\u53c2\u5165\u306e\u8105\u5a01\u3001\u8cb7\u3044\u624b\u306e\u4ea4\u6e09\u529b\u3001\u30b5\u30d7\u30e9\u30a4\u30e4\u30fc\u306e\u4ea4\u6e09\u529b\u3001\u4ee3\u66ff\u54c1\u306e\u8105\u5a01\u3001\u7af6\u4e89\u306e\u7a0b\u5ea6\uff09\u3092\u901a\u3058\u3066\u3001\u5e02\u5834\u306e\u69cb\u9020\u3068\u7af6\u4e89\u72b6\u6cc1\u3092\u6df1\u304f\u6398\u308a\u4e0b\u3052\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>4. \u5e02\u5834\u898f\u6a21\u3068\u6210\u9577\u4e88\u6e2c<br \/>\n\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u306b\u3088\u308b\u30a2\u30af\u30c6\u30a3\u30d6\u306a\u4fdd\u967a\u5951\u7d04\u306f\u3001\u5e74\u5e73\u5747\u6210\u9577\u7387\uff08CAGR\uff0929.60%\u3067\u6025\u901f\u306b\u6210\u9577\u3057\u3066\u304a\u308a\u30012030\u5e74\u307e\u3067\u306b\u4e16\u754c\u306e\u65b0\u898f\u81ea\u52d5\u8eca\u4fdd\u967a\u5951\u7d04\u306e50%\u3092\u8d85\u3048\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u7279\u306b\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u306f\u3001\u30a4\u30f3\u30c9\u306eAIS-140\u30c8\u30e9\u30c3\u30ab\u30fc\u7fa9\u52d9\u5316\u3084\u4e2d\u56fd\u306e\u81ea\u52d5\u8eca\u30c7\u30fc\u30bf\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u898f\u5236\u306b\u727d\u5f15\u3055\u308c\u30012030\u5e74\u307e\u3067\u306b33.61%\u306eCAGR\u3092\u9054\u6210\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>5. \u7af6\u4e89\u74b0\u5883<br \/>\n\u5e02\u5834\u306e\u96c6\u4e2d\u5ea6\u3001\u4e3b\u8981\u4f01\u696d\u306e\u6226\u7565\u7684\u52d5\u5411\u3001\u5e02\u5834\u30b7\u30a7\u30a2\u5206\u6790\u3001\u304a\u3088\u3073Berkshire Hathaway Inc. 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