{"id":84758,"date":"2026-01-05T18:40:25","date_gmt":"2026-01-05T09:40:25","guid":{"rendered":"https:\/\/www.marketresearch.co.jp\/insights\/usage-based-insurance-market-mordor\/"},"modified":"2026-04-03T12:46:19","modified_gmt":"2026-04-03T03:46:19","slug":"usage-based-insurance-market-mordor","status":"publish","type":"post","link":"https:\/\/www.marketresearch.co.jp\/insights\/usage-based-insurance-market-mordor\/","title":{"rendered":"\u5229\u7528\u72b6\u6cc1\u9023\u52d5\u578b\u4fdd\u967a\u5e02\u5834\u898f\u6a21\u30fb\u30b7\u30a7\u30a2\u5206\u6790 &#8211; \u6210\u9577\u52d5\u5411\u3068\u4e88\u6e2c (2025\u5e74\uff5e2030\u5e74)"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.marketresearch.co.jp\/insights\/wp-content\/uploads\/2026\/01\/usage-based-insurance-market-1751259282614-major-players.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.marketresearch.co.jp\/insights\/wp-content\/uploads\/2026\/01\/usage-based-insurance-market-size-image-1751258399668.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">\n    1. \u306f\u3058\u3081\u306b<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          1.1 \u8abf\u67fb\u306e\u524d\u63d0 &amp; \u5e02\u5834\u306e\u5b9a\u7fa9<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          1.2 \u8abf\u67fb\u306e\u7bc4\u56f2<\/p>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">\n    2. \u8abf\u67fb\u65b9\u6cd5<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">\n    3. \u30a8\u30b0\u30bc\u30af\u30c6\u30a3\u30d6\u30b5\u30de\u30ea\u30fc<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">\n    4. \u5e02\u5834\u6982\u89b3<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          4.1 \u5e02\u5834\u6982\u8981<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.2 \u5e02\u5834\u306e\u63a8\u9032\u8981\u56e0<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.2.1 OEM\u642d\u8f09\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30ab\u30fc\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e\u666e\u53ca\u62e1\u5927<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.2 \u8cbb\u7528\u3092\u91cd\u8996\u3059\u308b\u82e5\u5e74\u5c64\u30c9\u30e9\u30a4\u30d0\u30fc\u3092\u60f9\u304d\u3064\u3051\u308b\u4f4e\u4fdd\u967a\u6599\uff08\u4e3b\u6d41\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.3 \u8d70\u884c\u8ddd\u96e2\u5225\u4fdd\u967a\u3092\u30d0\u30f3\u30c9\u30eb\u3059\u308b\u30d5\u30ea\u30fc\u30c8\u7ba1\u7406\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\uff08\u904e\u5c0f\u5831\u544a\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.4 \u914d\u8eca\u30a2\u30d7\u30ea\u5185\u306e\u7d44\u307f\u8fbc\u307f\u578b\u4fdd\u967aAPI\uff08\u904e\u5c0f\u5831\u544a\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.2.5 \u640d\u5931\u7387\u6539\u5584\u306b\u5831\u3044\u308b\u5909\u52d5\u6599\u7387\u518d\u4fdd\u967a\u5951\u7d04<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.3 \u5e02\u5834\u306e\u963b\u5bb3\u8981\u56e0<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.3.1 \u5f37\u5316\u3055\u308c\u305f\u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u898f\u5236\uff08GDPR\u3001CPRA\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.2 \u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u306e\u307f\u306e\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u306b\u304a\u3051\u308b\u4e0d\u5747\u4e00\u306a\u4fdd\u967a\u6570\u7406\u5b9f\u7e3e\uff08\u4e3b\u6d41\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.3 OEM\u30c7\u30fc\u30bf\u30a2\u30af\u30bb\u30b9\u6599\u306b\u3088\u308b\u30b3\u30b9\u30c8\u30d9\u30fc\u30b9\u306e\u81a8\u5f35\uff08\u904e\u5c0f\u5831\u544a\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.3.4 ADAS\u666e\u53ca\u7387\u306e\u4e0a\u6607\u306b\u3088\u308b\u30ea\u30b9\u30af\u30d7\u30fc\u30eb\u306e\u7e2e\u5c0f\uff08\u904e\u5c0f\u5831\u544a\uff09<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          4.4 \u30d0\u30ea\u30e5\u30fc\/\u30b5\u30d7\u30e9\u30a4\u30c1\u30a7\u30fc\u30f3\u5206\u6790<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.5 \u898f\u5236\u74b0\u5883<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.6 \u6280\u8853\u7684\u5c55\u671b<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          4.7 \u30dd\u30fc\u30bf\u30fc\u306e5\u3064\u306e\u529b<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          4.7.1 \u65b0\u898f\u53c2\u5165\u8005\u306e\u8105\u5a01<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.2 \u8cb7\u3044\u624b\u306e\u4ea4\u6e09\u529b<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.3 \u4f9b\u7d66\u8005\u306e\u4ea4\u6e09\u529b<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.4 \u4ee3\u66ff\u54c1\u306e\u8105\u5a01<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          4.7.5 \u7af6\u4e89\u4e0a\u306e\u5bfe\u6297\u95a2\u4fc2<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">\n    5. \u5e02\u5834\u898f\u6a21\u3068\u6210\u9577\u4e88\u6e2c\uff08\u4fa1\u5024\u300110\u5104\u7c73\u30c9\u30eb\uff09<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          5.1 \u30d1\u30c3\u30b1\u30fc\u30b8\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.1.1 \u8d70\u884c\u8ddd\u96e2\u9023\u52d5\u578b\u4fdd\u967a (PAYD)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.1.2 \u904b\u8ee2\u884c\u52d5\u9023\u52d5\u578b\u4fdd\u967a (PHYD)<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.1.3 \u904b\u8ee2\u7ba1\u7406\u578b (MHYD)<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.2 \u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.2.1 OBD-II\u30c9\u30f3\u30b0\u30eb<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.2 \u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.3 \u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\/\u30a2\u30d5\u30bf\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u30c7\u30d0\u30a4\u30b9<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.2.4 \u7d44\u307f\u8fbc\u307f\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9 (OEM)<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.3 \u8eca\u4e21\u30bf\u30a4\u30d7\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.3.1 \u4e57\u7528\u8eca<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.3.2 \u5546\u7528\u8eca<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">\n          5.4 \u5730\u57df\u5225<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          5.4.1 \u5317\u7c73<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.1.1 \u7c73\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.1.2 \u30ab\u30ca\u30c0<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.1.3 \u30e1\u30ad\u30b7\u30b3<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.2 \u5357\u7c73<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.2.1 \u30d6\u30e9\u30b8\u30eb<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.2.2 \u30da\u30eb\u30fc<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.2.3 \u30c1\u30ea<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.2.4 \u30a2\u30eb\u30bc\u30f3\u30c1\u30f3<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.2.5 \u305d\u306e\u4ed6\u306e\u5357\u7c73\u8af8\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.3 \u30e8\u30fc\u30ed\u30c3\u30d1<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.3.1 \u30c9\u30a4\u30c4<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.3.2 \u30a4\u30ae\u30ea\u30b9<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.3.3 \u30d5\u30e9\u30f3\u30b9<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.3.4 \u30a4\u30bf\u30ea\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.3.5 \u30b9\u30da\u30a4\u30f3<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.3.6 \u30d9\u30cd\u30eb\u30af\u30b9 (\u30d9\u30eb\u30ae\u30fc\u3001\u30aa\u30e9\u30f3\u30c0\u3001\u30eb\u30af\u30bb\u30f3\u30d6\u30eb\u30af)<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.3.7 \u5317\u6b27\u8af8\u56fd (\u30b9\u30a6\u30a7\u30fc\u30c7\u30f3\u3001\u30ce\u30eb\u30a6\u30a7\u30fc\u3001\u30c7\u30f3\u30de\u30fc\u30af\u3001\u30d5\u30a3\u30f3\u30e9\u30f3\u30c9)<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.3.8 \u305d\u306e\u4ed6\u306e\u30e8\u30fc\u30ed\u30c3\u30d1\u8af8\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.4 \u30a2\u30b8\u30a2\u592a\u5e73\u6d0b<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.4.1 \u4e2d\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.4.2 \u30a4\u30f3\u30c9<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.4.3 \u65e5\u672c<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.4.4 \u97d3\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.4.5 \u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.4.6 \u6771\u5357\u30a2\u30b8\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.4.7 \u30a4\u30f3\u30c9\u30cd\u30b7\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.4.8 \u305d\u306e\u4ed6\u306e\u30a2\u30b8\u30a2\u8af8\u56fd<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          5.4.5 \u4e2d\u6771\u30fb\u30a2\u30d5\u30ea\u30ab<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.5.1 \u30a2\u30e9\u30d6\u9996\u9577\u56fd\u9023\u90a6<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.5.2 \u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.5.3 \u5357\u30a2\u30d5\u30ea\u30ab<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.5.4 \u30ca\u30a4\u30b8\u30a7\u30ea\u30a2<\/p>\n<\/li>\n<li class=\"toc-level-4\">\n          5.4.5.5 \u305d\u306e\u4ed6\u306e\u4e2d\u6771\u8af8\u56fd<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">\n    6. \u7af6\u5408\u60c5\u52e2<\/p>\n<ul>\n<li class=\"toc-level-2\">\n          6.1 \u5e02\u5834\u96c6\u4e2d\u5ea6<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.2 \u6226\u7565\u7684\u52d5\u304d<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.3 \u5e02\u5834\u30b7\u30a7\u30a2\u5206\u6790<\/p>\n<\/li>\n<li class=\"toc-level-2\">\n          6.4 \u4f01\u696d\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\uff08\u30b0\u30ed\u30fc\u30d0\u30eb\u30ec\u30d9\u30eb\u306e\u6982\u8981\u3001\u5e02\u5834\u30ec\u30d9\u30eb\u306e\u6982\u8981\u3001\u4e3b\u8981\u30bb\u30b0\u30e1\u30f3\u30c8\u3001\u5229\u7528\u53ef\u80fd\u306a\u8ca1\u52d9\u60c5\u5831\u3001\u6226\u7565\u7684\u60c5\u5831\u3001\u4e3b\u8981\u4f01\u696d\u306e\u5e02\u5834\u30e9\u30f3\u30af\/\u30b7\u30a7\u30a2\u3001\u88fd\u54c1&amp;\u30b5\u30fc\u30d3\u30b9\u3001\u304a\u3088\u3073\u6700\u8fd1\u306e\u52d5\u5411\u3092\u542b\u3080\uff09<\/p>\n<ul>\n<li class=\"toc-level-3\">\n          6.4.1 \u30d7\u30ed\u30b0\u30ec\u30c3\u30b7\u30d6\u30fb\u30b3\u30fc\u30dd\u30ec\u30fc\u30b7\u30e7\u30f3<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.2 \u30aa\u30fc\u30eb\u30b9\u30c6\u30fc\u30c8\u30fb\u30b3\u30fc\u30dd\u30ec\u30fc\u30b7\u30e7\u30f3<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.3 \u30b9\u30c6\u30fc\u30c8\u30d5\u30a1\u30fc\u30e0\u4fdd\u967a<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.4 \u30ea\u30d0\u30c6\u30a3\u30fb\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb\u4fdd\u967a<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.5 \u30a2\u30d3\u30d0 plc<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.6 \u30b8\u30a7\u30cd\u30e9\u30ea\u30fb\u30b0\u30eb\u30fc\u30d7<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.7 \u30a2\u30af\u30a2\u30fb\u30b0\u30eb\u30fc\u30d7<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.8 \u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u4fdd\u967a\u30b0\u30eb\u30fc\u30d7<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.9 \u30c7\u30b8\u30e3\u30eb\u30c0\u30f3\u4fdd\u967a<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.10 \u30de\u30c3\u30d7\u30d5\u30ec S.A.<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.11 \u30e1\u30c8\u30ed\u30de\u30a4\u30eb\u4fdd\u967a<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.12 \u30eb\u30fc\u30c8\u4fdd\u967a<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.13 \u30cd\u30fc\u30b7\u30e7\u30f3\u30ef\u30a4\u30c9\u30fb\u30df\u30e5\u30fc\u30c1\u30e5\u30a2\u30eb<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.14 USAA<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.15 \u30a2\u30ea\u30a2\u30f3\u30c4 SE<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.16 \u30dc\u30fc\u30c0\u30d5\u30a9\u30f3\u30fb\u30aa\u30fc\u30c8\u30e2\u30fc\u30c6\u30a3\u30d6<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.17 \u30aa\u30af\u30c8\u30fb\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.18 \u30b1\u30f3\u30d6\u30ea\u30c3\u30b8\u30fb\u30e2\u30d0\u30a4\u30eb\u30fb\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.19 \u30a4\u30f3\u30b7\u30e5\u30a2\u30fb\u30b6\u30fb\u30dc\u30c3\u30af\u30b9\uff08\u3042\u3044\u304a\u3044NTT\uff09<\/p>\n<\/li>\n<li class=\"toc-level-3\">\n          6.4.20 \u30d0\u30a4\u30fb\u30de\u30a4\u30eb\u30ba<\/p>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">\n    7. \u5e02\u5834\u6a5f\u4f1a &amp; \u5c06\u6765\u5c55\u671b<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4f7f\u7528\u91cf\u9023\u52d5\u578b\u4fdd\u967a\uff08UBI\uff09\u5e02\u5834\u306e\u6982\u8981\uff1a\u6210\u9577\u30c8\u30ec\u30f3\u30c9\u3068\u4e88\u6e2c\uff082025\u5e74\uff5e2030\u5e74\uff09<\/p>\n<p># \u5e02\u5834\u6982\u8981<\/p>\n<p>\u4e16\u754c\u306e\u4f7f\u7528\u91cf\u9023\u52d5\u578b\u4fdd\u967a\uff08Usage-Based Insurance, UBI\uff09\u5e02\u5834\u306f\u30012025\u5e74\u306b\u306f303.1\u5104\u7c73\u30c9\u30eb\u3068\u8a55\u4fa1\u3055\u308c\u30012030\u5e74\u306b\u306f609.1\u5104\u7c73\u30c9\u30eb\u306b\u9054\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u304a\u308a\u3001\u4e88\u6e2c\u671f\u9593\u4e2d\u306e\u5e74\u5e73\u5747\u6210\u9577\u7387\uff08CAGR\uff09\u306f15.02%\u3068\u898b\u8fbc\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u6210\u9577\u306f\u3001\u898f\u5236\u5f53\u5c40\u304c\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u3092\u4e2d\u6838\u30a4\u30f3\u30d5\u30e9\u3068\u898b\u306a\u3057\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u9759\u7684\u306a\u4fdd\u967a\u6570\u7406\u8868\u304b\u3089\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u884c\u52d5\u5206\u6790\u3078\u3068\u79fb\u884c\u305b\u3056\u308b\u3092\u5f97\u306a\u3044\u72b6\u6cc1\u306b\u3088\u3063\u3066\u52a0\u901f\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5546\u7528\u8eca\u30d5\u30ea\u30fc\u30c8\u3001\u7d44\u307f\u8fbc\u307f\u578b\u4fdd\u967aAPI\u3001\u304a\u3088\u3073OEM\u642d\u8f09\u306e\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30ab\u30fc\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u304c\u9023\u643a\u3057\u3066\u30c7\u30fc\u30bf\u91cf\u3092\u62e1\u5927\u3057\u3001\u4fdd\u967a\u5f15\u53d7\u4f1a\u793e\u304c\u3053\u308c\u307e\u3067\u306b\u306a\u3044\u7cbe\u5ea6\u3067\u4fdd\u967a\u6599\u3092\u8abf\u6574\u3067\u304d\u308b\u3088\u3046\u652f\u63f4\u3057\u3066\u3044\u307e\u3059\u3002\u518d\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u640d\u5bb3\u7387\u306e\u6539\u5584\u3092\u5831\u5968\u3059\u308b\u5909\u52d5\u6599\u7387\u5951\u7d04\u3068\u3068\u3082\u306b\u65b0\u305f\u306a\u8cc7\u672c\u3092\u6295\u5165\u3057\u3001\u6210\u719f\u5e02\u5834\u304a\u3088\u3073\u65b0\u8208\u5e02\u5834\u5168\u4f53\u3067UBI\u5e02\u5834\u3092\u3055\u3089\u306b\u6d3b\u6027\u5316\u3055\u305b\u3066\u3044\u307e\u3059\u3002\u540c\u6642\u306b\u3001\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u898f\u5236\u3084\u5148\u9032\u904b\u8ee2\u652f\u63f4\u30b7\u30b9\u30c6\u30e0\uff08ADAS\uff09\u306e\u666e\u53ca\u306f\u3001\u7ba1\u8f44\u533a\u57df\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u5b9f\u884c\u30ea\u30b9\u30af\u3092\u3082\u305f\u3089\u3057\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u3068\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u53d6\u308b\u3088\u3046\u4fc3\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4e3b\u8981\u306a\u5e02\u5834\u30c7\u30fc\u30bf\uff082025\u5e74\uff5e2030\u5e74\uff09:<br \/>\n*   \u8abf\u67fb\u671f\u9593: 2019\u5e74\uff5e2030\u5e74<br \/>\n*   \u5e02\u5834\u898f\u6a21\uff082025\u5e74\uff09: 303.1\u5104\u7c73\u30c9\u30eb<br \/>\n*   \u5e02\u5834\u898f\u6a21\uff082030\u5e74\uff09: 609.1\u5104\u7c73\u30c9\u30eb<br \/>\n*   \u6210\u9577\u7387\uff082025\u5e74\uff5e2030\u5e74\uff09: 15.02% CAGR<br \/>\n*   \u6700\u3082\u6210\u9577\u306e\u901f\u3044\u5e02\u5834: \u30a2\u30b8\u30a2\u592a\u5e73\u6d0b<br \/>\n*   \u6700\u5927\u306e\u5e02\u5834: \u30e8\u30fc\u30ed\u30c3\u30d1<br \/>\n*   \u5e02\u5834\u96c6\u4e2d\u5ea6: \u4e2d\u7a0b\u5ea6<\/p>\n<p># \u4e3b\u8981\u30ec\u30dd\u30fc\u30c8\u30dd\u30a4\u30f3\u30c8<\/p>\n<p>*   \u30d1\u30c3\u30b1\u30fc\u30b8\u30bf\u30a4\u30d7\u5225: Pay-How-You-Drive\uff08PHYD\uff09\u304c2024\u5e74\u306b\u4e16\u754c\u306eUBI\u5e02\u5834\u30b7\u30a7\u30a2\u306e34.2%\u3092\u5360\u3081\u3001Manage-How-You-Drive\uff08MHYD\uff09\u306f2030\u5e74\u307e\u3067\u306b13.45%\u306eCAGR\u3067\u6210\u9577\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u8eca\u4e21\u30bf\u30a4\u30d7\u5225: \u5546\u7528\u8eca\u304c2024\u5e74\u306b\u4e16\u754c\u306eUBI\u5e02\u5834\u898f\u6a21\u306e22.5%\u3092\u5360\u3081\u30012025\u5e74\u304b\u30892030\u5e74\u306e\u9593\u306b16.76%\u306eCAGR\u3067\u62e1\u5927\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u5225: OBD-II\u30c7\u30d0\u30a4\u30b9\u304c2024\u5e74\u306b35.3%\u306e\u53ce\u76ca\u30b7\u30a7\u30a2\u3067\u30ea\u30fc\u30c9\u3057\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9\u306e\u30b7\u30b9\u30c6\u30e0\u306f2030\u5e74\u307e\u3067\u306b14.52%\u306eCAGR\u3067\u6700\u3082\u901f\u3044\u6210\u9577\u3092\u9042\u3052\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u5730\u57df\u5225: \u30e8\u30fc\u30ed\u30c3\u30d1\u304c2024\u5e74\u306b26.8%\u306e\u53ce\u76ca\u30b7\u30a7\u30a2\u3092\u7dad\u6301\u3057\u307e\u3057\u305f\u304c\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u306f2030\u5e74\u307e\u3067\u306b17.89%\u306eCAGR\u3067\u6210\u9577\u3059\u308b\u3068\u4e88\u60f3\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p># \u30b0\u30ed\u30fc\u30d0\u30eb\u4f7f\u7528\u91cf\u9023\u52d5\u578b\u4fdd\u967a\u5e02\u5834\u306e\u30c8\u30ec\u30f3\u30c9\u3068\u6d1e\u5bdf<\/p>\n<p> \u63a8\u9032\u8981\u56e0\uff08Drivers\uff09<\/p>\n<p>UBI\u5e02\u5834\u306e\u6210\u9577\u3092\u727d\u5f15\u3059\u308b\u4e3b\u306a\u8981\u56e0\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<p>*   OEM\u642d\u8f09\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30ab\u30fc\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e\u666e\u53ca\uff08CAGR\u3078\u306e\u5f71\u97ff: +2.8%\uff09<br \/>\n    *   \u81ea\u52d5\u8eca\u30e1\u30fc\u30ab\u30fc\u306f\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30ab\u30fc\u3092\u6a19\u6e96\u88c5\u5099\u3068\u3057\u3066\u51fa\u8377\u3057\u3001EU\u30c7\u30fc\u30bf\u6cd5\u306b\u57fa\u3065\u304d\u8a73\u7d30\u306a\u904b\u8ee2\u30c7\u30fc\u30bf\u3092\u4fdd\u967a\u4f1a\u793e\u3068\u5171\u6709\u3057\u3066\u3044\u307e\u3059\u3002EU\u306e\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30ab\u30fc\u53f0\u6570\u306f2030\u5e74\u307e\u3067\u306b1\u51047,700\u4e07\u53f0\u306b\u9054\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u304a\u308a\u3001\u5e38\u306b\u30ea\u30b9\u30af\u3092\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u3059\u308b\u3053\u3068\u3067\u9867\u5ba2\u7372\u5f97\u30b3\u30b9\u30c8\u3092\u524a\u6e1b\u3057\u3001\u5951\u7d04\u8005\u306e\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u3092\u9ad8\u3081\u308b\u9053\u3092\u958b\u3044\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30b3\u30b9\u30c8\u610f\u8b58\u306e\u9ad8\u3044\u82e5\u5e74\u5c64\u30c9\u30e9\u30a4\u30d0\u30fc\u3092\u60f9\u304d\u3064\u3051\u308b\u4f4e\u4fdd\u967a\u6599\uff08CAGR\u3078\u306e\u5f71\u97ff: +2.1%\uff09<br \/>\n    *   \u30a4\u30f3\u30d5\u30ec\u3068\u8cc3\u91d1\u505c\u6ede\u306b\u3088\u308a\u3001\u65b0\u898f\u5951\u7d04\u8005\u306f\u52a0\u5165\u6642\u306b5\uff5e20%\u3001\u826f\u597d\u306a\u518d\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u6642\u306b\u306f\u6700\u592750%\u306e\u5272\u5f15\u3092\u6c42\u3081\u3066\u3044\u307e\u3059\u30022024\u5e74\u306b\u306f\u3001\u7c73\u56fd\u306e\u65b0\u898f\u81ea\u52d5\u8eca\u4fdd\u967a\u5951\u7d04\u306e26%\u304c\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u9023\u52d5\u578b\u4fdd\u967a\u3092\u63a1\u7528\u3057\u3001\u5f93\u6765\u306e\u88fd\u54c1\u3068\u6bd4\u8f03\u3057\u3066\u6e80\u8db3\u5ea6\u304c\u5411\u4e0a\u3057\u307e\u3057\u305f\u3002\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u306f\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u30b3\u30b9\u30c8\u3092\u6392\u9664\u3057\u3001\u4fa1\u683c\u306b\u654f\u611f\u306a\u30c9\u30e9\u30a4\u30d0\u30fc\u306e\u53c2\u5165\u969c\u58c1\u3092\u4e0b\u3052\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30d5\u30ea\u30fc\u30c8\u7ba1\u7406\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306b\u3088\u308b\u8d70\u884c\u8ddd\u96e2\u9023\u52d5\u578b\u4fdd\u967a\u306e\u30d0\u30f3\u30c9\u30eb\uff08CAGR\u3078\u306e\u5f71\u97ff: +1.9%\uff09<br \/>\n    *   \u5546\u7528\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30d9\u30f3\u30c0\u30fc\u306f\u3001\u3059\u3067\u306b\u30eb\u30fc\u30c6\u30a3\u30f3\u30b0\u3001\u71c3\u6599\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3092\u6700\u9069\u5316\u3057\u3066\u3044\u308b\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9\u306b\u3001\u4f7f\u7528\u91cf\u9023\u52d5\u578b\u4fdd\u967a\u6599\u3092\u76f4\u63a5\u7d71\u5408\u3057\u3066\u3044\u307e\u3059\u3002\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3068\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u306e\u30d5\u30ea\u30fc\u30c8\u7ba1\u7406\u30e6\u30cb\u30c3\u30c8\u306f\u30012024\u5e74\u306e160\u4e07\u53f0\u304b\u30892028\u5e74\u306b\u306f270\u4e07\u53f0\u306b\u5897\u52a0\u3057\u3001\u5546\u7528\u8eca\u306e\u63a1\u7528\u3092\u5f8c\u62bc\u3057\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30e9\u30a4\u30c9\u30d8\u30a4\u30ea\u30f3\u30b0\u30a2\u30d7\u30ea\u5185\u306e\u7d44\u307f\u8fbc\u307f\u578b\u4fdd\u967aAPI\uff08CAGR\u3078\u306e\u5f71\u97ff: +1.4%\uff09<br \/>\n    *   \u30e2\u30d3\u30ea\u30c6\u30a3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001\u624b\u52d5\u3067\u306e\u767b\u9332\u306a\u3057\u306b\u3001\u30c1\u30a7\u30c3\u30af\u30a2\u30a6\u30c8\u6642\u306b\u4fdd\u967a\u6599\u3092\u7d71\u5408\u3057\u3001\u4e57\u5ba2\u3092\u4fdd\u8b77\u3057\u307e\u3059\u3002Cover Genius\u306f\u30018,000\u4e07\u7c73\u30c9\u30eb\u306e\u30b7\u30ea\u30fc\u30baE\u8cc7\u91d1\u8abf\u9054\u5f8c\u3001\u53ce\u76ca\u306e25%\u3092\u30e2\u30d3\u30ea\u30c6\u30a3\u30d7\u30ed\u30b0\u30e9\u30e0\u306b\u5272\u308a\u5f53\u3066\u3066\u304a\u308a\u3001\u6295\u8cc7\u5bb6\u306e\u4fe1\u983c\u3092\u5f37\u8abf\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u640d\u5bb3\u7387\u306b\u5fdc\u3058\u305f\u5909\u52d5\u6599\u7387\u518d\u4fdd\u967a\u5951\u7d04\uff08CAGR\u3078\u306e\u5f71\u97ff: +1.2%\uff09<br \/>\n    *   \u518d\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u640d\u5bb3\u7387\u306e\u6539\u5584\u3092\u5831\u5968\u3059\u308b\u5909\u52d5\u6599\u7387\u5951\u7d04\u3092\u901a\u3058\u3066\u3001UBI\u5e02\u5834\u306b\u65b0\u305f\u306a\u8cc7\u672c\u3092\u4f9b\u7d66\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u30ea\u30b9\u30af\u7ba1\u7406\u3092\u5f37\u5316\u3057\u3001\u3088\u308a\u7af6\u4e89\u529b\u306e\u3042\u308b\u4fdd\u967a\u6599\u3092\u63d0\u4f9b\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002<br \/>\n*   \u8eca\u8f09\u30a4\u30d9\u30f3\u30c8\u30c7\u30fc\u30bf\u30ec\u30b3\u30fc\u30c0\u30fc\u306e\u653f\u5e9c\u7fa9\u52d9\u5316\uff08CAGR\u3078\u306e\u5f71\u97ff: +1.8%\uff09<br \/>\n    *   \u653f\u5e9c\u306b\u3088\u308b\u8eca\u8f09\u30a4\u30d9\u30f3\u30c8\u30c7\u30fc\u30bf\u30ec\u30b3\u30fc\u30c0\u30fc\u306e\u7fa9\u52d9\u5316\u306f\u3001\u7279\u306b\u30e8\u30fc\u30ed\u30c3\u30d1\u3067\u5373\u5ea7\u306b\u3001\u5317\u7c73\u3067\u3082\u4eca\u5f8c\u5c0e\u5165\u3055\u308c\u308b\u4e88\u5b9a\u3067\u3042\u308a\u3001UBI\u5e02\u5834\u306b\u65b0\u305f\u306a\u30c7\u30fc\u30bf\u30b9\u30c8\u30ea\u30fc\u30e0\u3092\u3082\u305f\u3089\u3057\u3001\u30ea\u30b9\u30af\u8a55\u4fa1\u306e\u7cbe\u5ea6\u5411\u4e0a\u306b\u8ca2\u732e\u3057\u307e\u3059\u3002<\/p>\n<p> \u6291\u5236\u8981\u56e0\uff08Restraints\uff09<\/p>\n<p>UBI\u5e02\u5834\u306e\u6210\u9577\u3092\u59a8\u3052\u308b\u4e3b\u306a\u8981\u56e0\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<p>*   \u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u898f\u5236\u306e\u5f37\u5316\uff08GDPR\u3001CPRA\uff09\uff08CAGR\u3078\u306e\u5f71\u97ff: -1.8%\uff09<br \/>\n    *   \u6b27\u5dde\u30c7\u30fc\u30bf\u4fdd\u8b77\u59d4\u54e1\u4f1a\uff08EDPB\uff09\u306b\u3088\u308b\u660e\u793a\u7684\u306a\u540c\u610f\u3001\u73fe\u5730\u51e6\u7406\u3001\u30c7\u30fc\u30bf\u6700\u5c0f\u5316\u306e\u7fa9\u52d9\u5316\u306f\u3001\u5730\u57df\u3067\u4e8b\u696d\u3092\u5c55\u958b\u3059\u308b\u4fdd\u967a\u4f1a\u793e\u306e\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30b3\u30b9\u30c8\u3092\u5897\u52a0\u3055\u305b\u3066\u3044\u307e\u3059\u3002\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u306eCPRA\u3082\u8ffd\u52a0\u7684\u306a\u5730\u57df\u7684\u65ad\u7247\u5316\u3092\u3082\u305f\u3089\u3057\u3001\u4fdd\u967a\u4f1a\u793e\u306f\u7570\u306a\u308b\u898f\u5236\u8981\u4ef6\u306b\u5bfe\u5fdc\u3059\u308b\u305f\u3081\u306b\u4e26\u884c\u3057\u305f\u540c\u610f\u30d5\u30ec\u30fc\u30e0\u30ef\u30fc\u30af\u3092\u78ba\u7acb\u305b\u3056\u308b\u3092\u5f97\u307e\u305b\u3093\u3002<br \/>\n*   \u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u306e\u307f\u306e\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u306b\u304a\u3051\u308b\u4e0d\u5b89\u5b9a\u306a\u4fdd\u967a\u6570\u7406\u5b9f\u7e3e\uff08CAGR\u3078\u306e\u5f71\u97ff: -1.2%\uff09<br \/>\n    *   \u30bb\u30f3\u30b5\u30fc\u306e\u7570\u8cea\u6027\u3001\u30d0\u30c3\u30c6\u30ea\u30fc\u7ba1\u7406\u3001\u30e6\u30fc\u30b6\u30fc\u884c\u52d5\u304c\u30e2\u30fc\u30b7\u30e7\u30f3\u30c7\u30fc\u30bf\u3092\u6b6a\u3081\u3001OBD-II\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u3068\u6bd4\u8f03\u3057\u3066\u4e88\u6e2c\u529b\u3092\u5f31\u3081\u308b\u30ce\u30a4\u30ba\u3092\u5c0e\u5165\u3057\u3066\u3044\u307e\u3059\u3002\u4fdd\u967a\u6570\u7406\u58eb\u306f\u3001\u30e2\u30c7\u30eb\u304c\u5b89\u5b9a\u3059\u308b\u307e\u3067\u3001\u4e00\u8cab\u6027\u306e\u306a\u3044\u640d\u5bb3\u7387\u6539\u5584\u3092\u6307\u6458\u3057\u3001\u30d6\u30ec\u30f3\u30c9\u3055\u308c\u305f\u30c7\u30fc\u30bf\u6226\u7565\u3092\u63a8\u5968\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   OEM\u30c7\u30fc\u30bf\u30a2\u30af\u30bb\u30b9\u6599\u306b\u3088\u308b\u30b3\u30b9\u30c8\u30d9\u30fc\u30b9\u306e\u81a8\u5f35\uff08CAGR\u3078\u306e\u5f71\u97ff: -0.9%\uff09<br \/>\n    *   \u81ea\u52d5\u8eca\u30e1\u30fc\u30ab\u30fc\uff08OEM\uff09\u304b\u3089\u306e\u30c7\u30fc\u30bf\u30a2\u30af\u30bb\u30b9\u6599\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u306e\u30b3\u30b9\u30c8\u30d9\u30fc\u30b9\u3092\u81a8\u5f35\u3055\u305b\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u7279\u306b\u30d7\u30ec\u30df\u30a2\u30e0\u30d6\u30e9\u30f3\u30c9\u3067\u306f\u3053\u306e\u50be\u5411\u304c\u9855\u8457\u3067\u3042\u308a\u3001\u4fdd\u967a\u4f1a\u793e\u306fOEM\u3068\u306e\u30c7\u30fc\u30bf\u5171\u6709\u5951\u7d04\u306b\u304a\u3044\u3066\u614e\u91cd\u306a\u30a2\u30d7\u30ed\u30fc\u30c1\u3092\u53d6\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n*   ADAS\u666e\u53ca\u306b\u3088\u308b\u30ea\u30b9\u30af\u30d7\u30fc\u30eb\u306e\u7e2e\u5c0f\uff08CAGR\u3078\u306e\u5f71\u97ff: -0.7%\uff09<br \/>\n    *   \u5148\u9032\u904b\u8ee2\u652f\u63f4\u30b7\u30b9\u30c6\u30e0\uff08ADAS\uff09\u306e\u666e\u53ca\u306f\u3001\u4e8b\u6545\u306e\u767a\u751f\u7387\u3092\u4f4e\u4e0b\u3055\u305b\u308b\u3053\u3068\u3067\u3001\u4fdd\u967a\u4f1a\u793e\u306e\u30ea\u30b9\u30af\u30d7\u30fc\u30eb\u3092\u7e2e\u5c0f\u3055\u305b\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u4fdd\u967a\u6599\u53ce\u5165\u304c\u6e1b\u5c11\u3057\u3001UBI\u5e02\u5834\u306e\u6210\u9577\u306b\u9577\u671f\u7684\u306a\u5f71\u97ff\u3092\u4e0e\u3048\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p># \u30bb\u30b0\u30e1\u30f3\u30c8\u5206\u6790<\/p>\n<p> \u30d1\u30c3\u30b1\u30fc\u30b8\u5225\uff1a\u884c\u52d5\u5206\u6790\u304c\u5e02\u5834\u9032\u5316\u3092\u727d\u5f15<\/p>\n<p>Pay-How-You-Drive\uff08PHYD\uff09\u306f\u30012024\u5e74\u306b\u4e16\u754c\u306eUBI\u5e02\u5834\u30b7\u30a7\u30a2\u306e34.2%\u3092\u5360\u3081\u3066\u304a\u308a\u3001\u8d70\u884c\u8ddd\u96e2\u3068\u904b\u8ee2\u884c\u52d5\u306b\u57fa\u3065\u3044\u305f\u4fdd\u967a\u6599\u8a2d\u5b9a\u306b\u5bfe\u3059\u308b\u4fdd\u967a\u4f1a\u793e\u306e\u4fe1\u983c\u3092\u53cd\u6620\u3057\u3066\u3044\u307e\u3059\u3002\u30d6\u30ec\u30fc\u30ad\u30f3\u30b0\u3001\u52a0\u901f\u3001\u901f\u5ea6\u306b\u95a2\u9023\u3059\u308b\u4fdd\u967a\u6599\u5272\u5f15\u306f\u3001\u3088\u308a\u5b89\u5168\u306a\u904b\u8ee2\u3092\u4fc3\u3057\u3001\u8acb\u6c42\u306e\u6df1\u523b\u5ea6\u3092\u4f4e\u4e0b\u3055\u305b\u307e\u3059\u3002Manage-How-You-Drive\uff08MHYD\uff09\u306f13.45%\u306eCAGR\u3067\u6210\u9577\u3057\u3066\u304a\u308a\u3001\u30a2\u30d7\u30ea\u901a\u77e5\u3084\u8eca\u8f09\u30d7\u30ed\u30f3\u30d7\u30c8\u3092\u901a\u3058\u3066\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u30b3\u30fc\u30c1\u30f3\u30b0\u3092\u63d0\u4f9b\u3057\u3001\u4e8b\u6545\u3092\u5358\u306b\u4fa1\u683c\u8a2d\u5b9a\u3059\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u672a\u7136\u306b\u9632\u3050\u3053\u3068\u306b\u7126\u70b9\u3092\u5f53\u3066\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u540c\u6642\u306b\u3001\u8d70\u884c\u8ddd\u96e2\u306e\u5c11\u306a\u3044\u30c9\u30e9\u30a4\u30d0\u30fc\u3084\u90fd\u5e02\u90e8\u306e\u901a\u52e4\u8005\u306f\u3001\u660e\u78ba\u306a\u8d70\u884c\u8ddd\u96e2\u3054\u3068\u306e\u6599\u91d1\u3092\u512a\u5148\u3057\u3001Pay-As-You-Drive\uff08PAYD\uff09\u306b\u4fa1\u5024\u3092\u898b\u51fa\u3057\u7d9a\u3051\u3066\u3044\u307e\u3059\u3002\u4fdd\u967a\u4f1a\u793e\u306f\u73fe\u5728\u3001\u8d70\u884c\u8ddd\u96e2\u3068\u884c\u52d5\u6307\u6a19\u3092\u7d71\u5408\u3055\u308c\u305f\u30a4\u30f3\u30c7\u30c3\u30af\u30b9\u306b\u7d44\u307f\u8fbc\u307f\u3001\u9006\u9078\u629e\u3092\u6291\u5236\u3057\u3001\u5b89\u5168\u3067\u8cac\u4efb\u3042\u308b\u904b\u8ee2\u3092\u5831\u5968\u3059\u308b\u3053\u3068\u3067\u3001\u3088\u308a\u6df1\u3044\u9867\u5ba2\u30a8\u30f3\u30b2\u30fc\u30b8\u30e1\u30f3\u30c8\u3092\u4fc3\u9032\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p> \u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u5225\uff1a\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30b7\u30b9\u30c6\u30e0\u304c\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u306e\u512a\u4f4d\u6027\u306b\u6311\u6226<\/p>\n<p>OBD-II\u30c9\u30f3\u30b0\u30eb\u306f\u30012024\u5e74\u306b\u4e16\u754c\u306eUBI\u5e02\u5834\u898f\u6a21\u306e35.3%\u3092\u5360\u3081\u307e\u3057\u305f\u3002\u3053\u308c\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u6210\u719f\u3057\u305f\u30d5\u30a1\u30fc\u30e0\u30a6\u30a7\u30a2\u3068\u30a8\u30f3\u30b8\u30f3\u30d0\u30b9\u30a2\u30af\u30bb\u30b9\u3092\u6d3b\u7528\u3057\u3001\u4fe1\u983c\u6027\u306e\u9ad8\u3044\u30c7\u30fc\u30bf\u3092\u53d6\u5f97\u3057\u3066\u3044\u308b\u305f\u3081\u3067\u3059\u3002\u3053\u308c\u3089\u306e\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u30e6\u30cb\u30c3\u30c8\u306f\u3001\u904e\u9177\u306a\u30a4\u30d9\u30f3\u30c8\u304b\u3089\u306e\u30c6\u30ec\u30e1\u30c8\u30ea\u30fc\u3092\u6355\u6349\u3057\u3001\u30a8\u30f3\u30b8\u30f3\u8a3a\u65ad\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3001\u30d5\u30ea\u30fc\u30c8\u3068\u9ad8\u30ea\u30b9\u30af\u30c9\u30e9\u30a4\u30d0\u30fc\u306e\u4e21\u65b9\u306b\u5bfe\u3057\u3066\u8a73\u7d30\u306a\u30ea\u30b9\u30af\u30bb\u30b0\u30e1\u30f3\u30c6\u30fc\u30b7\u30e7\u30f3\u3092\u53ef\u80fd\u306b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u306f14.52%\u306eCAGR\u3067\u6025\u5897\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u6210\u9577\u306f\u3001\u8a2d\u7f6e\u30b3\u30b9\u30c8\u306e\u6392\u9664\u3068\u3001\u30b8\u30e3\u30a4\u30ed\u30b9\u30b3\u30fc\u30d7\u304a\u3088\u3073GPS\u4fe1\u53f7\u306b\u30cd\u30a4\u30c6\u30a3\u30d6\u30bb\u30f3\u30b5\u30fc\u3092\u5229\u7528\u3067\u304d\u308b\u3053\u3068\u306b\u8d77\u56e0\u3057\u3066\u304a\u308a\u3001\u65e5\u5e38\u306e\u6d88\u8cbb\u8005\u306b\u3068\u3063\u3066\u3088\u308a\u30a2\u30af\u30bb\u30b9\u3057\u3084\u3059\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002BMW\u3001Kia\u3001Hyundai\u306a\u3069\u306e\u81ea\u52d5\u8eca\u30e1\u30fc\u30ab\u30fc\u306f\u3001\u7d44\u307f\u8fbc\u307f\u578b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9API\u3092\u5c55\u958b\u3057\u3066\u304a\u308a\u3001\u30a2\u30d5\u30bf\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u30c7\u30d0\u30a4\u30b9\u306a\u3057\u3067\u8eca\u4e21\u306e\u30d8\u30c3\u30c9\u30e6\u30cb\u30c3\u30c8\u304b\u3089\u6697\u53f7\u5316\u3055\u308c\u305f\u30c7\u30fc\u30bf\u30d1\u30b1\u30c3\u30c8\u3092\u76f4\u63a5\u9001\u4fe1\u3057\u3001\u4fdd\u967a\u4f1a\u793e\u306b\u3088\u308b\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u3092\u53ef\u80fd\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001OEM\u306e\u6599\u91d1\u4f53\u7cfb\u304c\u307e\u3060\u6d41\u52d5\u7684\u3067\u3042\u308b\u305f\u3081\u3001\u4fdd\u967a\u4f1a\u793e\u306fOBD-II\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u3001OEM\u304b\u3089\u306e\u4fe1\u53f7\u3092\u7d71\u5408\u3057\u305f\u30de\u30eb\u30c1\u30bd\u30fc\u30b9\u30a2\u30fc\u30ad\u30c6\u30af\u30c1\u30e3\u3092\u63a1\u7528\u3057\u3001\u6226\u7565\u7684\u306a\u67d4\u8edf\u6027\u3092\u7dad\u6301\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p> \u8eca\u4e21\u30bf\u30a4\u30d7\u5225\uff1a\u5546\u7528\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u304c\u6210\u9577\u3092\u727d\u5f15<\/p>\n<p>2024\u5e74\u3001\u5546\u7528\u30d5\u30ea\u30fc\u30c8\u306f\u4e16\u754c\u306eUBI\u5e02\u5834\u306e22.5%\u3092\u5360\u3081\u307e\u3057\u305f\u3002\u30ed\u30b8\u30b9\u30c6\u30a3\u30af\u30b9\u3001\u5b89\u5168\u6027\u3001\u304a\u3088\u3073\u30ab\u30d0\u30ec\u30c3\u30b8\u306e\u305f\u3081\u306b\u7d71\u5408\u3055\u308c\u305f\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9\u3092\u30aa\u30da\u30ec\u30fc\u30bf\u30fc\u304c\u307e\u3059\u307e\u3059\u63a1\u7528\u3057\u3066\u3044\u308b\u305f\u3081\u3001\u3053\u306e\u30bb\u30b0\u30e1\u30f3\u30c8\u306f16.76%\u306eCAGR\u3067\u5805\u8abf\u306a\u6210\u9577\u3092\u7d4c\u9a13\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u5c02\u9580\u7684\u306a\u30c9\u30e9\u30a4\u30d0\u30fc\u8a13\u7df4\u3068\u56fa\u5b9a\u30eb\u30fc\u30c8\u3092\u901a\u3058\u3066\u9054\u6210\u3055\u308c\u308b\u30c7\u30fc\u30bf\u306e\u4e00\u8cab\u6027\u306e\u5411\u4e0a\u306f\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u30ea\u30b9\u30af\u8a55\u4fa1\u3092\u8fc5\u901f\u306b\u6d17\u7df4\u3057\u3001\u4fdd\u967a\u63d0\u4f9b\u3092\u6700\u9069\u5316\u3059\u308b\u3053\u3068\u3092\u53ef\u80fd\u306b\u3057\u307e\u3059\u3002\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001\u4fdd\u967a\u6599\u306e20%\u524a\u6e1b\u3068\u4e8b\u6545\u95a2\u9023\u8cbb\u7528\u306e19%\u524a\u6e1b\u3068\u3044\u3046\u8ca1\u52d9\u4e0a\u306e\u5229\u70b9\u3092\u5f37\u8abf\u3057\u3001\u5546\u7528\u30d5\u30ea\u30fc\u30c8\u306eUBI\u5e02\u5834\u306b\u304a\u3051\u308b\u512a\u4f4d\u6027\u3092\u78ba\u56fa\u305f\u308b\u3082\u306e\u306b\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4e57\u7528\u8eca\u306f\u81a8\u5927\u306a\u6570\u306e\u70b9\u3067\u5927\u304d\u306a\u6f5c\u5728\u529b\u3092\u6301\u3063\u3066\u3044\u307e\u3059\u304c\u3001\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u306b\u95a2\u3059\u308b\u61f8\u5ff5\u3068\u898f\u5236\u74b0\u5883\u306e\u65ad\u7247\u5316\u304c\u4fdd\u967a\u5e02\u5834\u3067\u306e\u63a1\u7528\u3092\u6291\u5236\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u30bb\u30b0\u30e1\u30f3\u30c8\u3092\u30bf\u30fc\u30b2\u30c3\u30c8\u3068\u3059\u308b\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u30c7\u30fc\u30bf\u5171\u6709\u306e\u61f8\u5ff5\u3092\u8efd\u6e1b\u3059\u308b\u305f\u3081\u306b\u3001\u900f\u660e\u6027\u306e\u9ad8\u3044\u30aa\u30d7\u30c8\u30a4\u30f3\u30dd\u30ea\u30b7\u30fc\u3068\u30b2\u30fc\u30df\u30d5\u30a3\u30b1\u30fc\u30b7\u30e7\u30f3\u6226\u7565\u3092\u512a\u5148\u3057\u3066\u3044\u307e\u3059\u3002ADAS\u306e\u7d71\u5408\u304c\u9032\u3080\u306b\u3064\u308c\u3066\u3001\u4e57\u7528\u8eca\u4fdd\u967a\u30dd\u30ea\u30b7\u30fc\u306f\u30a4\u30d9\u30f3\u30c8\u30d9\u30fc\u30b9\u306e\u30de\u30a4\u30af\u30ed\u30d7\u30ec\u30df\u30a2\u30e0\u30e2\u30c7\u30eb\u3078\u3068\u9032\u5316\u3057\u3001\u8eca\u4e21\u30bb\u30f3\u30b5\u30fc\u30a2\u30e9\u30fc\u30c8\u3068\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u4fa1\u683c\u8a2d\u5b9a\u3092\u30b7\u30fc\u30e0\u30ec\u30b9\u306b\u878d\u5408\u3055\u305b\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p># \u5730\u57df\u5206\u6790<\/p>\n<p>*   \u30e8\u30fc\u30ed\u30c3\u30d1: 2024\u5e74\u306b\u306f\u3001EU\u306e\u30a4\u30d9\u30f3\u30c8\u30c7\u30fc\u30bf\u30ec\u30b3\u30fc\u30c0\u30fc\u7fa9\u52d9\u5316\u306b\u3088\u308a\u3001\u30e8\u30fc\u30ed\u30c3\u30d1\u306fUBI\u5e02\u5834\u306726.8%\u306e\u30b7\u30a7\u30a2\u3092\u7dad\u6301\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u7fa9\u52d9\u5316\u306b\u3088\u308a\u3001\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u304c\u65b0\u8eca\u306e\u6a19\u6e96\u6a5f\u80fd\u3068\u306a\u308a\u3001\u5e83\u7bc4\u306a\u63a1\u7528\u3092\u4fc3\u9032\u3057\u3066\u3044\u307e\u3059\u3002GDPR\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306e\u9ad8\u3044\u30b3\u30b9\u30c8\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u3053\u306e\u5730\u57df\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306b\u7cbe\u901a\u3057\u305f\u6d88\u8cbb\u8005\u306f\u3001\u5272\u5f15\u306e\u305f\u3081\u306b\u559c\u3093\u3067\u30c7\u30fc\u30bf\u3092\u4ea4\u63db\u3057\u3066\u304a\u308a\u3001\u4e00\u8cab\u3057\u305f\u9700\u8981\u3092\u78ba\u4fdd\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30a2\u30b8\u30a2\u592a\u5e73\u6d0b: \u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u306f\u30012030\u5e74\u307e\u3067\u4fdd\u967a\u6599\u306e\u4e0a\u6607\u306b\u8ca2\u732e\u3057\u300117.89%\u306e\u5805\u8abf\u306aCAGR\u3067\u6210\u9577\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u5730\u57df\u306e\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u306e\u6025\u901f\u306a\u666e\u53ca\u3068\u3001\u30b7\u30f3\u30ac\u30dd\u30fc\u30eb\u3084\u30a4\u30f3\u30c9\u306e\u3088\u3046\u306a\u30e2\u30d0\u30a4\u30eb\u4e2d\u5fc3\u306e\u4fdd\u967a\u30aa\u30f3\u30dc\u30fc\u30c7\u30a3\u30f3\u30b0\u304a\u3088\u3073\u9069\u5fdc\u6027\u306e\u3042\u308b\u898f\u5236\u74b0\u5883\u304c\u3001\u4fdd\u967a\u4f1a\u793e\u304c\u30ea\u30b9\u30af\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u3092\u52b9\u679c\u7684\u306b\u30c6\u30b9\u30c8\u3059\u308b\u3053\u3068\u3092\u53ef\u80fd\u306b\u3057\u3066\u3044\u307e\u3059\u3002\u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2\u3068\u30cb\u30e5\u30fc\u30b8\u30fc\u30e9\u30f3\u30c9\u3067\u306f\u3001\u30d5\u30ea\u30fc\u30c8\u7ba1\u7406\u306e\u63a1\u7528\u304c2028\u5e74\u307e\u3067\u306b26.6%\u304b\u308939.5%\u306b\u6025\u5897\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u304a\u308a\u3001\u5546\u7528\u8eca\u306e\u76e3\u8996\u3068\u6700\u9069\u5316\u306b\u5bfe\u3059\u308b\u9700\u8981\u306e\u5897\u52a0\u304c\u727d\u5f15\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u5317\u7c73: \u5317\u7c73\u306f\u3001Progressive\u3001Allstate\u3001State Farm\u306a\u3069\u306e\u5927\u624b\u4f01\u696d\u304c\u5168\u56fd\u7684\u306a\u30a4\u30cb\u30b7\u30a2\u30c1\u30d6\u3092\u5c55\u958b\u3057\u3001\u4e00\u8cab\u3057\u305f\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u6cd5\u3092\u63d0\u5531\u3057\u3066\u3044\u308b\u6210\u719f\u3057\u305f\u5e02\u5834\u3067\u3059\u30022026\u5e74\u304b\u30892029\u5e74\u306b\u4e88\u5b9a\u3055\u308c\u3066\u3044\u308b\u98f2\u9152\u904b\u8ee2\u9632\u6b62\u30b7\u30b9\u30c6\u30e0\u306e\u9023\u90a6\u7fa9\u52d9\u5316\u306f\u3001\u65b0\u305f\u306a\u30c7\u30fc\u30bf\u30b9\u30c8\u30ea\u30fc\u30e0\u3092\u5c0e\u5165\u3057\u3001\u3088\u308a\u6b63\u78ba\u306a\u30ea\u30b9\u30af\u8a55\u4fa1\u3092\u53ef\u80fd\u306b\u3059\u308b\u3053\u3068\u3067UBI\u5e02\u5834\u3092\u5f8c\u62bc\u3057\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u5dde\u30ec\u30d9\u30eb\u306e\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u898f\u5236\u306e\u65ad\u7247\u5316\u304c\u554f\u984c\u3092\u8907\u96d1\u306b\u3057\u3001\u6a5f\u654f\u306a\u540c\u610f\u7ba1\u7406\u3068\u5730\u57df\u306b\u5408\u308f\u305b\u305f\u4fa1\u683c\u6226\u7565\u304c\u5fc5\u8981\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p># \u7af6\u4e89\u74b0\u5883<\/p>\n<p>\u4e16\u754c\u306e\u4f7f\u7528\u91cf\u9023\u52d5\u578b\u4fdd\u967a\u5e02\u5834\u306f\u4e2d\u7a0b\u5ea6\u306e\u65ad\u7247\u5316\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002\u4e0a\u4f4d5\u793e\u304c\u4fdd\u967a\u6599\u53ce\u5165\u306e\u534a\u5206\u5f37\u3092\u5360\u3081\u3066\u304a\u308a\u3001\u30a4\u30f3\u30b7\u30e5\u30a2\u30c6\u30c3\u30af\u306e\u65b0\u898f\u53c2\u5165\u8005\u304c\u9769\u65b0\u3057\u3001\u5e02\u5834\u30b7\u30a7\u30a2\u3092\u7372\u5f97\u3059\u308b\u305f\u3081\u306e\u4f59\u5730\u304c\u751f\u307e\u308c\u3066\u3044\u307e\u3059\u3002Progressive\u306f\u3001270\u5104\u30de\u30a4\u30eb\u306b\u53ca\u3076Snapshot\u30c7\u30fc\u30bf\u30bb\u30c3\u30c8\u3092\u6d3b\u7528\u3057\u3066\u6a5f\u68b0\u5b66\u7fd2\u30e2\u30c7\u30eb\u3092\u5f37\u5316\u3057\u3001\u4fdd\u967a\u5f15\u53d7\u4e0a\u306e\u512a\u4f4d\u6027\u3092\u5927\u5e45\u306b\u9ad8\u3081\u3001\u3088\u308a\u6b63\u78ba\u306a\u30ea\u30b9\u30af\u8a55\u4fa1\u3092\u53ef\u80fd\u306b\u3057\u3066\u3044\u307e\u3059\u3002Root Insurance\u306f\u3001\u76f4\u63a5API\u914d\u4fe1\u306b\u3088\u308a\u5f93\u6765\u306e\u30d6\u30ed\u30fc\u30ab\u30fc\u3092\u8fc2\u56de\u3057\u3001\u9867\u5ba2\u7372\u5f97\u30b3\u30b9\u30c8\u3092\u524a\u6e1b\u3057\u306a\u304c\u3089\u30d7\u30ed\u30bb\u30b9\u3092\u5408\u7406\u5316\u3059\u308b\u3068\u3044\u3046\u3001\u6d41\u901a\u6226\u7565\u306e\u5909\u5316\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5f93\u6765\u306e\u4fdd\u967a\u4f1a\u793e\u306f\u3001\u9032\u5316\u3059\u308b\u5e02\u5834\u3067\u306e\u7af6\u4e89\u529b\u3092\u7dad\u6301\u3059\u308b\u305f\u3081\u306b\u3001\u72ec\u81ea\u306e\u5206\u6790\u306b\u6ce8\u529b\u3057\u3066\u3044\u307e\u3059\u3002Allstate\u306f\u3001\u7279\u8a31\u53d6\u5f97\u6e08\u307f\u306e\u6a5f\u68b0\u5b66\u7fd2\u99c6\u52d5\u578b\u30c9\u30e9\u30a4\u30d0\u30fc\u652f\u63f4\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u5c55\u958b\u3057\u3001\u5951\u7d04\u8005\u306b\u30d1\u30fc\u30bd\u30ca\u30e9\u30a4\u30ba\u3055\u308c\u305f\u30d5\u30a3\u30fc\u30c9\u30d0\u30c3\u30af\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u4e00\u65b9\u3001Munich Re\u3084Swiss Re\u306e\u3088\u3046\u306a\u518d\u4fdd\u967a\u5927\u624b\u306f\u3001\u30cb\u30c3\u30c1\u306aUBI\u5c02\u9580\u4f01\u696d\u3092\u652f\u63f4\u3057\u3066\u3044\u307e\u3059\u3002OEM\u3084\u30e2\u30d3\u30ea\u30c6\u30a3\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306f\u3001\u30ea\u30fc\u30b9\u3084\u30e9\u30a4\u30c9\u30d8\u30a4\u30ea\u30f3\u30b0\u30b5\u30fc\u30d3\u30b9\u306b\u4fdd\u967a\u3092\u76f4\u63a5\u7d44\u307f\u8fbc\u3080\u3053\u3068\u3067\u7af6\u4e89\u3092\u6fc0\u5316\u3055\u305b\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3001\u30af\u30e9\u30a6\u30c9\u51e6\u7406\u3001\u30c7\u30fc\u30bf\u30b9\u30c8\u30ec\u30fc\u30b8\u306e\u30b3\u30b9\u30c8\u304c\u4e0a\u6607\u3059\u308b\u306b\u3064\u308c\u3066\u3001\u5e02\u5834\u3067\u306f\u7d71\u5408\u306e\u6ce2\u304c\u62bc\u3057\u5bc4\u305b\u3066\u3044\u307e\u3059\u3002\u4e2d\u5805\u306e\u4fdd\u967a\u4f1a\u793e\u306f\u3001Cambridge Mobile Telematics\u3084Octo Telematics\u306a\u3069\u306e\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30d9\u30f3\u30c0\u30fc\u3068\u306e\u5354\u696d\u3092\u691c\u8a0e\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u4e88\u6e2c\u671f\u9593\u4e2d\u3001\u898f\u6a21\u306e\u7d4c\u6e08\u3068\u30c7\u30fc\u30bf\u30b5\u30a4\u30a8\u30f3\u30b9\u306e\u6df1\u3055\u3092\u6d3b\u7528\u3059\u308b\u80fd\u529b\u304c\u3001UBI\u5206\u91ce\u3067\u306e\u751f\u304d\u6b8b\u308a\u306e\u9375\u3068\u306a\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p># \u4e3b\u8981\u30d7\u30ec\u30a4\u30e4\u30fc<\/p>\n<p>\u4e3b\u8981\u30d7\u30ec\u30a4\u30e4\u30fc\u306f\u9806\u4e0d\u540c\u3067\u3059\u3002<\/p>\n<p>*   Progressive Corporation<br \/>\n*   Allstate Corporation<br \/>\n*   State Farm Insurance<br \/>\n*   Liberty Mutual Insurance<br \/>\n*   Aviva plc<\/p>\n<p># \u6700\u8fd1\u306e\u696d\u754c\u52d5\u5411<\/p>\n<p>*   2025\u5e742\u6708: Allianz Partners\u3068Cosmo Connected\u306f\u3001Cosmo Fusion\u30d8\u30eb\u30e1\u30c3\u30c8\u306b\u500b\u4eba\u50b7\u5bb3\u4fdd\u967a\u3092\u7d44\u307f\u8fbc\u3093\u3060\u6708\u984d10.40\u7c73\u30c9\u30eb\u306e\u30de\u30a4\u30af\u30ed\u30e2\u30d3\u30ea\u30c6\u30a3\u30d7\u30e9\u30f3\u3092\u958b\u59cb\u3057\u307e\u3057\u305f\u3002<br \/>\n*   2025\u5e741\u6708: USAA\u306f\u3001\u30b9\u30bf\u30f3\u30c9\u30a2\u30ed\u30f3\u306ePay As You Drive\u30d7\u30ed\u30b0\u30e9\u30e0\u3092\u7d42\u4e86\u3057\u3001\u7d71\u5408\u578b\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u30d0\u30f3\u30c9\u30eb\u3078\u306e\u8ee2\u63db\u3092\u793a\u5506\u3057\u307e\u3057\u305f\u3002<br \/>\n*   2025\u5e741\u6708: Qantev\u3068InsureMO\u306f\u3001AI\u99c6\u52d5\u578b\u8acb\u6c42\u6700\u9069\u5316\u3068\u4fdd\u967a\u30df\u30c9\u30eb\u30a6\u30a7\u30a2\u3092\u7d71\u5408\u3059\u308b\u30b0\u30ed\u30fc\u30d0\u30eb\u30a2\u30e9\u30a4\u30a2\u30f3\u30b9\u3092\u7d50\u6210\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u63d0\u643a\u306f\u3001\u9ad8\u5ea6\u306aAI\u6a5f\u80fd\u3068\u30df\u30c9\u30eb\u30a6\u30a7\u30a2\u30bd\u30ea\u30e5\u30fc\u30b7\u30e7\u30f3\u3092\u6d3b\u7528\u3057\u3066\u3001\u4fdd\u967a\u696d\u754c\u306e\u904b\u7528\u52b9\u7387\u3092\u5411\u4e0a\u3055\u305b\u3001\u30d7\u30ed\u30bb\u30b9\u3092\u5408\u7406\u5316\u3059\u308b\u3053\u3068\u3092\u76ee\u7684\u3068\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n*   2024\u5e7412\u6708: Viasat\u3068Yolo\u306f\u3001\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30ab\u30fc\u30b5\u30fc\u30d3\u30b9\u306b\u4f7f\u7528\u91cf\u9023\u52d5\u578b\u4fdd\u967a\u3092\u7d71\u5408\u3059\u308b\u305f\u3081\u306b\u63d0\u643a\u3057\u307e\u3057\u305f\u3002\u3053\u306e\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u306f\u3001\u4f7f\u7528\u30d1\u30bf\u30fc\u30f3\u306b\u57fa\u3065\u3044\u305f\u30ab\u30b9\u30bf\u30de\u30a4\u30ba\u3055\u308c\u305f\u4fdd\u967a\u30aa\u30d7\u30b7\u30e7\u30f3\u3092\u63d0\u4f9b\u3059\u308b\u3053\u3068\u3067\u3001\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30ab\u30fc\u30b5\u30fc\u30d3\u30b9\u306e\u6a5f\u80fd\u3092\u5f37\u5316\u3057\u3001\u30e6\u30fc\u30b6\u30fc\u306e\u67d4\u8edf\u6027\u3068\u52b9\u7387\u6027\u3092\u9ad8\u3081\u308b\u3053\u3068\u3092\u76ee\u6307\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u30ec\u30dd\u30fc\u30c8\u306f\u3001\u8eca\u4e21\u304b\u3089\u53ce\u96c6\u3055\u308c\u305f\u30c7\u30fc\u30bf\u306b\u57fa\u3065\u3044\u3066\u4fdd\u967a\u6599\u3092\u6c7a\u5b9a\u3059\u308b\u81ea\u52d5\u8eca\u4fdd\u967a\u3067\u3042\u308b\u300c\u5229\u7528\u30d9\u30fc\u30b9\u4fdd\u967a\uff08Usage-Based Insurance, UBI\uff09\u300d\u5e02\u5834\u306e\u8a73\u7d30\u306a\u5206\u6790\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u672c\u5831\u544a\u66f8\u306f\u3001UBI\u5e02\u5834\u306e\u52d5\u5411\u3001\u5404\u30bb\u30b0\u30e1\u30f3\u30c8\u304a\u3088\u3073\u5730\u57df\u5e02\u5834\u306b\u304a\u3051\u308b\u65b0\u305f\u306a\u30c8\u30ec\u30f3\u30c9\u3001\u69d8\u3005\u306a\u88fd\u54c1\u304a\u3088\u3073\u30a2\u30d7\u30ea\u30b1\u30fc\u30b7\u30e7\u30f3\u30bf\u30a4\u30d7\u306b\u95a2\u3059\u308b\u6df1\u3044\u6d1e\u5bdf\u306b\u7126\u70b9\u3092\u5f53\u3066\u3001\u4e3b\u8981\u30d7\u30ec\u30a4\u30e4\u30fc\u3068\u7af6\u4e89\u74b0\u5883\u3092\u5305\u62ec\u7684\u306b\u5206\u6790\u3059\u308b\u3053\u3068\u3092\u76ee\u7684\u3068\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>UBI\u5e02\u5834\u306f\u3001\u4ee5\u4e0b\u306e\u4e3b\u8981\u306a\u30bb\u30b0\u30e1\u30f3\u30c8\u306b\u5206\u985e\u3055\u308c\u3001\u305d\u308c\u305e\u308c\u306e\u53ce\u76ca\uff08USD\uff09\u306b\u57fa\u3065\u304f\u5e02\u5834\u898f\u6a21\u3068\u5c06\u6765\u4e88\u6e2c\u304c\u63d0\u793a\u3055\u308c\u3066\u3044\u307e\u3059\u3002<br \/>\n*   \u30d1\u30c3\u30b1\u30fc\u30b8\u5225: \u8d70\u884c\u8ddd\u96e2\u9023\u52d5\u578b\u4fdd\u967a\uff08Pay-As-You-Drive, PAYD\uff09\u3001\u904b\u8ee2\u884c\u52d5\u9023\u52d5\u578b\u4fdd\u967a\uff08Pay-How-You-Drive, PHYD\uff09\u3001\u904b\u8ee2\u7ba1\u7406\u9023\u52d5\u578b\u4fdd\u967a\uff08Manage-How-You-Drive, MHYD\uff09<br \/>\n*   \u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u5225: OBD-II\u30c9\u30f3\u30b0\u30eb\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9\u3001\u30d6\u30e9\u30c3\u30af\u30dc\u30c3\u30af\u30b9\/\u30a2\u30d5\u30bf\u30fc\u30de\u30fc\u30b1\u30c3\u30c8\u30c7\u30d0\u30a4\u30b9\u3001\u7d44\u307f\u8fbc\u307f\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\uff08OEM\uff09<br \/>\n*   \u8eca\u4e21\u30bf\u30a4\u30d7\u5225: \u4e57\u7528\u8eca\u3001\u5546\u7528\u8eca<br \/>\n*   \u5730\u57df\u5225: \u5317\u7c73\u3001\u5357\u7c73\u3001\u30e8\u30fc\u30ed\u30c3\u30d1\u3001\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u3001\u4e2d\u6771\u30fb\u30a2\u30d5\u30ea\u30ab\uff08\u5404\u5730\u57df\u306e\u4e3b\u8981\u56fd\u3092\u542b\u3080\uff09<\/p>\n<p>\u30b0\u30ed\u30fc\u30d0\u30ebUBI\u5e02\u5834\u306f\u30012025\u5e74\u306b\u306f303.1\u5104\u7c73\u30c9\u30eb\u306e\u898f\u6a21\u306b\u9054\u3057\u30012030\u5e74\u307e\u3067\u306b\u306f609.1\u5104\u7c73\u30c9\u30eb\u306b\u6210\u9577\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u304a\u308a\u3001\u9855\u8457\u306a\u62e1\u5927\u304c\u898b\u8fbc\u307e\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5e02\u5834\u306e\u6210\u9577\u3092\u727d\u5f15\u3059\u308b\u4e3b\u306a\u8981\u56e0\u3068\u3057\u3066\u306f\u3001\u4ee5\u4e0b\u306e\u70b9\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<br \/>\n*   \u81ea\u52d5\u8eca\u30e1\u30fc\u30ab\u30fc\uff08OEM\uff09\u304c\u5de5\u5834\u51fa\u8377\u6642\u306b\u642d\u8f09\u3059\u308b\u30b3\u30cd\u30af\u30c6\u30c3\u30c9\u30ab\u30fc\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306e\u666e\u53ca\u304c\u52a0\u901f\u3057\u3066\u3044\u308b\u3053\u3068\u3002<br \/>\n*   UBI\u304c\u63d0\u4f9b\u3059\u308b\u4f4e\u5ec9\u306a\u4fdd\u967a\u6599\u304c\u3001\u30b3\u30b9\u30c8\u610f\u8b58\u306e\u9ad8\u3044\u82e5\u5e74\u5c64\u30c9\u30e9\u30a4\u30d0\u30fc\u3092\u4e3b\u6d41\u5e02\u5834\u306b\u5f15\u304d\u4ed8\u3051\u3066\u3044\u308b\u3053\u3068\u3002<br \/>\n*   \u30d5\u30ea\u30fc\u30c8\u7ba1\u7406\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u304c\u3001\u8d70\u884c\u8ddd\u96e2\u306b\u5fdc\u3058\u305f\u4fdd\u967a\uff08Pay-per-mile\uff09\u3092\u65e2\u5b58\u30b5\u30fc\u30d3\u30b9\u306b\u30d0\u30f3\u30c9\u30eb\u3057\u3066\u63d0\u4f9b\u3059\u308b\u30b1\u30fc\u30b9\u304c\u5897\u52a0\u3057\u3066\u3044\u308b\u3053\u3068\u3002<br \/>\n*   \u30e9\u30a4\u30c9\u30d8\u30a4\u30ea\u30f3\u30b0\u30a2\u30d7\u30ea\u5185\u306b\u7d44\u307f\u8fbc\u307f\u578b\u4fdd\u967aAPI\u304c\u5c0e\u5165\u3055\u308c\u3001\u5229\u4fbf\u6027\u304c\u5411\u4e0a\u3057\u3066\u3044\u308b\u3053\u3068\u3002<br \/>\n*   \u640d\u5bb3\u7387\u306e\u6539\u5584\u3092\u8a55\u4fa1\u3057\u3001\u4fdd\u967a\u4f1a\u793e\u306b\u30a4\u30f3\u30bb\u30f3\u30c6\u30a3\u30d6\u3092\u4e0e\u3048\u308b\u5909\u52d5\u6599\u7387\u518d\u4fdd\u967a\u5951\u7d04\u306e\u5b58\u5728\u3002<\/p>\n<p>\u4e00\u65b9\u3067\u3001\u5e02\u5834\u306e\u6210\u9577\u3092\u6291\u5236\u3059\u308b\u8981\u56e0\u3082\u5b58\u5728\u3057\u307e\u3059\u3002<br \/>\n*   GDPR\uff08\u4e00\u822c\u30c7\u30fc\u30bf\u4fdd\u8b77\u898f\u5247\uff09\u3084CPRA\uff08\u30ab\u30ea\u30d5\u30a9\u30eb\u30cb\u30a2\u5dde\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u6a29\u6cd5\uff09\u3068\u3044\u3063\u305f\u30c7\u30fc\u30bf\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u898f\u5236\u306e\u5f37\u5316\u304c\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30b3\u30b9\u30c8\u3092\u5897\u52a0\u3055\u305b\u3001\u30d7\u30ed\u30b0\u30e9\u30e0\u306e\u666e\u904d\u7684\u306a\u5c55\u958b\u3092\u9045\u3089\u305b\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3053\u3068\u3002<br \/>\n*   \u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u306e\u307f\u306b\u3088\u308b\u904b\u8ee2\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u306e\u4fdd\u967a\u6570\u7406\u4e0a\u306e\u5b9f\u7e3e\u304c\u307e\u3060\u78ba\u7acb\u9014\u4e0a\u3067\u3042\u308a\u3001\u4fe1\u983c\u6027\u306b\u8ab2\u984c\u304c\u3042\u308b\u3053\u3068\u3002<br \/>\n*   OEM\u304b\u3089\u306e\u30c7\u30fc\u30bf\u30a2\u30af\u30bb\u30b9\u306b\u304b\u304b\u308b\u8cbb\u7528\u304c\u3001\u4fdd\u967a\u4f1a\u793e\u306e\u30b3\u30b9\u30c8\u30d9\u30fc\u30b9\u3092\u62bc\u3057\u4e0a\u3052\u3066\u3044\u308b\u3053\u3068\u3002<br \/>\n*   \u5148\u9032\u904b\u8ee2\u652f\u63f4\u30b7\u30b9\u30c6\u30e0\uff08ADAS\uff09\u306e\u666e\u53ca\u306b\u3088\u308a\u3001\u4e8b\u6545\u30ea\u30b9\u30af\u304c\u4f4e\u6e1b\u3057\u3001\u7d50\u679c\u3068\u3057\u3066\u4fdd\u967a\u306e\u5bfe\u8c61\u3068\u306a\u308b\u30ea\u30b9\u30af\u30d7\u30fc\u30eb\u304c\u7e2e\u5c0f\u3057\u3066\u3044\u308b\u3053\u3068\u3002<\/p>\n<p>\u5730\u57df\u5225\u5206\u6790\u3067\u306f\u3001\u30e8\u30fc\u30ed\u30c3\u30d1\u304c2024\u5e74\u306b26.8%\u306e\u5e02\u5834\u30b7\u30a7\u30a2\u3092\u5360\u3081\u3001\u6700\u5927\u306e\u5e02\u5834\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306f\u3001\u3059\u3079\u3066\u306e\u65b0\u8eca\u306b\u30a4\u30d9\u30f3\u30c8\u30c7\u30fc\u30bf\u30ec\u30b3\u30fc\u30c0\u30fc\u306e\u642d\u8f09\u304c\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u3044\u308b\u3053\u3068\u304c\u4e3b\u8981\u306a\u8981\u56e0\u3067\u3059\u3002\u30d1\u30c3\u30b1\u30fc\u30b8\u5225\u3067\u306f\u3001\u904b\u8ee2\u7ba1\u7406\u9023\u52d5\u578b\u4fdd\u967a\uff08Manage-How-You-Drive, MHYD\uff09\u304c\u6700\u3082\u6025\u901f\u306b\u6210\u9577\u3057\u3066\u3044\u308b\u30bb\u30b0\u30e1\u30f3\u30c8\u3067\u3042\u308a\u30012030\u5e74\u307e\u3067\u306b\u5e74\u5e73\u5747\u6210\u9577\u7387\uff08CAGR\uff0913.45%\u3092\u8a18\u9332\u3059\u308b\u3068\u4e88\u60f3\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5546\u7528\u30d5\u30ea\u30fc\u30c8\u306b\u304a\u3051\u308bUBI\u306e\u63a1\u7528\u306f\u6025\u901f\u306b\u9032\u3093\u3067\u304a\u308a\u3001\u305d\u306e\u80cc\u666f\u306b\u306f\u3001\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u5c0e\u5165\u306b\u3088\u3063\u3066\u4fdd\u967a\u6599\u304c20.1%\u524a\u6e1b\u3055\u308c\u3001\u4e8b\u6545\u8cbb\u7528\u304c19%\u6e1b\u5c11\u3059\u308b\u3068\u3044\u3046\u660e\u78ba\u306a\u7d4c\u6e08\u7684\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u308c\u306b\u3088\u308a\u3001\u30d5\u30ea\u30fc\u30c8\u904b\u55b6\u8005\u306f\u65e2\u5b58\u306e\u904b\u7528\u30c0\u30c3\u30b7\u30e5\u30dc\u30fc\u30c9\u306b\u4fdd\u967a\u6a5f\u80fd\u3092\u7d71\u5408\u3059\u308b\u5f37\u3044\u52d5\u6a5f\u4ed8\u3051\u3092\u5f97\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u9032\u5316\u3082\u6ce8\u76ee\u3059\u3079\u304d\u70b9\u3067\u3059\u3002\u5f93\u6765\u306eOBD-II\u30c9\u30f3\u30b0\u30eb\u306b\u4ee3\u308f\u308a\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u30d9\u30fc\u30b9\u306e\u30c6\u30ec\u30de\u30c6\u30a3\u30af\u30b9\u3084OEM\u7d44\u307f\u8fbc\u307f\u578bAPI\u304c\u6025\u901f\u306b\u666e\u53ca\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u6280\u8853\u306f\u3001\u30cf\u30fc\u30c9\u30a6\u30a7\u30a2\u30b3\u30b9\u30c8\u306e\u524a\u6e1b\u3068\u9867\u5ba2\u306e\u30aa\u30f3\u30dc\u30fc\u30c7\u30a3\u30f3\u30b0\u30d7\u30ed\u30bb\u30b9\u306e\u52b9\u7387\u5316\u3068\u3044\u3046\u5229\u70b9\u3092\u3082\u305f\u3089\u3057\u307e\u3059\u304c\u3001OEM\u304b\u3089\u306e\u30c7\u30fc\u30bf\u30a2\u30af\u30bb\u30b9\u6599\u3084\u30bb\u30f3\u30b5\u30fc\u30c7\u30fc\u30bf\u306e\u3070\u3089\u3064\u304d\u3068\u3044\u3063\u305f\u8ab2\u984c\u3082\u4f9d\u7136\u3068\u3057\u3066\u5b58\u5728\u3057\u307e\u3059\u3002<\/p>\n<p>\u672c\u30ec\u30dd\u30fc\u30c8\u306f\u3001\u3053\u308c\u3089\u306e\u5e02\u5834\u52d5\u5411\u306b\u52a0\u3048\u3001\u5e02\u5834\u306e\u6a5f\u4f1a\u3068\u5c06\u6765\u306e\u5c55\u671b\u3001\u30d0\u30ea\u30e5\u30fc\u30c1\u30a7\u30fc\u30f3\u5206\u6790\u3001\u898f\u5236\u74b0\u5883\u3001\u6280\u8853\u7684\u5c55\u671b\u3001\u30dd\u30fc\u30bf\u30fc\u306e\u30d5\u30a1\u30a4\u30d6\u30d5\u30a9\u30fc\u30b9\u5206\u6790\u3001\u305d\u3057\u3066Progressive Corporation\u3001Allstate Corporation\u3001Aviva plc\u3001AXA Group\u3001Allianz SE\u3001Octo Telematics\u306a\u3069\u4e3b\u898120\u793e\u306e\u4f01\u696d\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb\u3092\u542b\u3080\u7af6\u5408\u74b0\u5883\u306b\u3064\u3044\u3066\u3082\u8a73\u7d30\u306b\u5206\u6790\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/posts\/84758"}],"collection":[{"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/comments?post=84758"}],"version-history":[{"count":1,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/posts\/84758\/revisions"}],"predecessor-version":[{"id":84761,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/posts\/84758\/revisions\/84761"}],"wp:attachment":[{"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/media?parent=84758"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/categories?post=84758"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.marketresearch.co.jp\/insights\/wp-json\/wp\/v2\/tags?post=84758"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}