{"id":90432,"date":"2026-01-08T06:16:14","date_gmt":"2026-01-07T21:16:14","guid":{"rendered":"https:\/\/www.marketresearch.co.jp\/insights\/buy-now-pay-later-services-market-mordor\/"},"modified":"2026-04-03T14:06:40","modified_gmt":"2026-04-03T05:06:40","slug":"buy-now-pay-later-services-market-mordor","status":"publish","type":"post","link":"https:\/\/www.marketresearch.co.jp\/insights\/buy-now-pay-later-services-market-mordor\/","title":{"rendered":"\u5f8c\u6255\u3044\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u5e02\u5834\u898f\u6a21\u30fb\u30b7\u30a7\u30a2\u5206\u6790\uff1a\u6210\u9577\u30c8\u30ec\u30f3\u30c9\u3068\u4e88\u6e2c\uff082025-2030\u5e74\uff09"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/www.marketresearch.co.jp\/insights\/wp-content\/uploads\/2026\/01\/buy-now-pay-later-services-market-1748960741984-major-players.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/www.marketresearch.co.jp\/insights\/wp-content\/uploads\/2026\/01\/buy-now-pay-later-services-market-size-image-1764066079213.webp\" alt=\"Chart\" class=\"aligncenter size-full\" \/><\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-0\">1. \u306f\u3058\u3081\u306b<\/p>\n<ul>\n<li class=\"toc-level-2\">1.1 \u8abf\u67fb\u306e\u524d\u63d0\u3068\u5e02\u5834\u306e\u5b9a\u7fa9<\/li>\n<li class=\"toc-level-2\">1.2 \u8abf\u67fb\u7bc4\u56f2<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-1\">2. \u8abf\u67fb\u65b9\u6cd5<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-2\">3. \u30a8\u30b0\u30bc\u30af\u30c6\u30a3\u30d6\u30b5\u30de\u30ea\u30fc<\/p>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-3\">4. \u5e02\u5834\u6982\u6cc1<\/p>\n<ul>\n<li class=\"toc-level-2\">4.1 \u5e02\u5834\u6982\u8981<\/li>\n<li class=\"toc-level-2\">4.2 \u5e02\u5834\u306e\u63a8\u9032\u8981\u56e0\n<ul>\n<li class=\"toc-level-3\">4.2.1 \u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u7fa9\u52d9\u5316\u304c\u9280\u884c\u3068\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306eBNPL\u76f8\u4e92\u904b\u7528\u6027\u3092\u4fc3\u9032\u3002<\/li>\n<li class=\"toc-level-3\">4.2.2 \u30a4\u30b9\u30e9\u30e0\u6cd5\u306b\u6e96\u62e0\u3057\u305fBNPL\u306e\u5c55\u958b\u304cGCC\u5c0f\u58f2\u696d\u5168\u4f53\u3067\u306e\u30c1\u30a7\u30c3\u30af\u30a2\u30a6\u30c8\u5c0e\u5165\u3092\u52a0\u901f\u3002<\/li>\n<li class=\"toc-level-3\">4.2.3 \u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u304a\u3088\u3073\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u30c7\u30fc\u30bf\u30d5\u30a3\u30fc\u30c9\u304c\u3001POS BNPL\u306e\u30d8\u30eb\u30b9\u30b1\u30a2\u304a\u3088\u3073\u305d\u306e\u4ed6\u306e\u898f\u5236\u5bfe\u8c61\u5206\u91ce\u3078\u306e\u62e1\u5927\u3092\u53ef\u80fd\u306b\u3002<\/li>\n<li class=\"toc-level-3\">4.2.4 \u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u7d71\u5408\u578b\u30b9\u30fc\u30d1\u30fc\u30a2\u30d7\u30ea\u304c\u3001\u30e9\u30a4\u30c9\u30d8\u30a4\u30ea\u30f3\u30b0\u304a\u3088\u3073\u30d5\u30fc\u30c9\u30c7\u30ea\u30d0\u30ea\u30fc\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u5185\u3067\u30de\u30a4\u30af\u30ed\u30c1\u30b1\u30c3\u30c8BNPL\u3092\u4e3b\u6d41\u5316\u3002<\/li>\n<li class=\"toc-level-3\">4.2.5 \u96c7\u7528\u4e3b\u304c\u7d66\u4e0e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u5185\u3067BNPL\u3068\u7a3c\u5f97\u8cc3\u91d1\u30a2\u30af\u30bb\u30b9\u3092\u30d0\u30f3\u30c9\u30eb\u3057\u3001\u6642\u9593\u7d66\u52b4\u50cd\u8005\u306e\u30ea\u30d4\u30fc\u30c8\u8cfc\u5165\u983b\u5ea6\u3092\u5411\u4e0a\u3002<\/li>\n<li class=\"toc-level-3\">4.2.6 \u30e9\u30a4\u30d6\u30b9\u30c8\u30ea\u30fc\u30e0\u30b3\u30de\u30fc\u30b9\u306e\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u306b\u304a\u3051\u308bBNPL\u30dc\u30bf\u30f3\u306e\u30b7\u30fc\u30e0\u30ec\u30b9\u306a\u7d44\u307f\u8fbc\u307f\u304c\u3001\u5e73\u5747\u53d6\u5f15\u984d\u3092\u5411\u4e0a\u3002<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.3 \u5e02\u5834\u306e\u963b\u5bb3\u8981\u56e0\n<ul>\n<li class=\"toc-level-3\">4.3.1 EU\u6d88\u8cbb\u8005\u4fe1\u7528\u6307\u4ee4\u306e\u5ef6\u6ede\u6599\u4e0a\u9650\u304cBNPL\u306e\u30de\u30fc\u30b8\u30f3\u3092\u5727\u8feb\u3002<\/li>\n<li class=\"toc-level-3\">4.3.2 \u91d1\u5229\u4e0a\u6607\u304c\u8a3c\u5238\u5316\u304a\u3088\u3073\u8cc7\u91d1\u8abf\u9054\u30b3\u30b9\u30c8\u3092\u4e0a\u6607\u3002<\/li>\n<li class=\"toc-level-3\">4.3.3 \u6025\u6210\u9577\u3059\u308bE\u30b3\u30de\u30fc\u30b9\u5e02\u5834\u306b\u304a\u3051\u308b\u5408\u6210ID\u8a50\u6b3a\u306e\u5897\u52a0\u304c\u3001BNPL\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u306e\u30c1\u30e3\u30fc\u30b8\u30d0\u30c3\u30af\u304a\u3088\u3073\u56de\u53ce\u30b3\u30b9\u30c8\u3092\u81a8\u5f35\u3002<\/li>\n<li class=\"toc-level-3\">4.3.4 \u7279\u5b9a\u306e\u65b0\u8208\u5e02\u5834\u306b\u304a\u3051\u308b\u901a\u8ca8\u306e\u5909\u52d5\u3068\u9ad8\u30a4\u30f3\u30d5\u30ec\u304c\u3001\u8cc7\u91d1\u8abf\u9054\u30b3\u30b9\u30c8\u306e\u30b9\u30d7\u30ec\u30c3\u30c9\u3092\u62e1\u5927\u3057\u3001BNPL\u306e\u53ce\u76ca\u6027\u3092\u640d\u306a\u3046\u3002<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">4.4 \u30d0\u30ea\u30e5\u30fc\/\u30b5\u30d7\u30e9\u30a4\u30c1\u30a7\u30fc\u30f3\u5206\u6790<\/li>\n<li class=\"toc-level-2\">4.5 \u898f\u5236\u306e\u898b\u901a\u3057<\/li>\n<li class=\"toc-level-2\">4.6 \u6280\u8853\u306e\u898b\u901a\u3057<\/li>\n<li class=\"toc-level-2\">4.7 \u30dd\u30fc\u30bf\u30fc\u306e5\u3064\u306e\u529b\n<ul>\n<li class=\"toc-level-3\">4.7.1 \u65b0\u898f\u53c2\u5165\u306e\u8105\u5a01<\/li>\n<li class=\"toc-level-3\">4.7.2 \u4f9b\u7d66\u8005\u306e\u4ea4\u6e09\u529b<\/li>\n<li class=\"toc-level-3\">4.7.3 \u8cb7\u3044\u624b\u306e\u4ea4\u6e09\u529b<\/li>\n<li class=\"toc-level-3\">4.7.4 \u4ee3\u66ff\u54c1\u306e\u8105\u5a01<\/li>\n<li class=\"toc-level-3\">4.7.5 \u7af6\u4e89\u4e0a\u306e\u5bfe\u7acb<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-4\">5. \u5e02\u5834\u898f\u6a21\u3068\u6210\u9577\u4e88\u6e2c\uff08\u91d1\u984d\uff09<\/p>\n<ul>\n<li class=\"toc-level-2\">5.1 \u30c1\u30e3\u30cd\u30eb\u5225\n<ul>\n<li class=\"toc-level-3\">5.1.1 \u30aa\u30f3\u30e9\u30a4\u30f3<\/li>\n<li class=\"toc-level-3\">5.1.2 POS (\u5e97\u8217\u5185)<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.2 \u6700\u7d42\u7528\u9014\u7523\u696d\u5225\n<ul>\n<li class=\"toc-level-3\">5.2.1 \u5bb6\u5ead\u7528\u96fb\u5316\u88fd\u54c1<\/li>\n<li class=\"toc-level-3\">5.2.2 \u30d5\u30a1\u30c3\u30b7\u30e7\u30f3\uff06\u30a2\u30d1\u30ec\u30eb<\/li>\n<li class=\"toc-level-3\">5.2.3 \u30d8\u30eb\u30b9\u30b1\u30a2\uff06\u30a6\u30a7\u30eb\u30cd\u30b9<\/li>\n<li class=\"toc-level-3\">5.2.4 \u4f4f\u5b85\u6539\u4fee<\/li>\n<li class=\"toc-level-3\">5.2.5 \u65c5\u884c\uff06\u30ec\u30b8\u30e3\u30fc<\/li>\n<li class=\"toc-level-3\">5.2.6 \u30e1\u30c7\u30a3\u30a2\uff06\u30a8\u30f3\u30bf\u30fc\u30c6\u30a4\u30e1\u30f3\u30c8<\/li>\n<li class=\"toc-level-3\">5.2.7 \u305d\u306e\u4ed6\u306e\u6700\u7d42\u7528\u9014\u7523\u696d<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.3 \u5e74\u9f62\u5c64\u5225\n<ul>\n<li class=\"toc-level-3\">5.3.1 \u30b8\u30a7\u30cd\u30ec\u30fc\u30b7\u30e7\u30f3Z (18-28\u6b73)<\/li>\n<li class=\"toc-level-3\">5.3.2 \u30df\u30ec\u30cb\u30a2\u30eb\u4e16\u4ee3 (29-44\u6b73)<\/li>\n<li class=\"toc-level-3\">5.3.3 \u30b8\u30a7\u30cd\u30ec\u30fc\u30b7\u30e7\u30f3X (45-60\u6b73)<\/li>\n<li class=\"toc-level-3\">5.3.4 \u30d9\u30d3\u30fc\u30d6\u30fc\u30de\u30fc (61-79\u6b73)<\/li>\n<li class=\"toc-level-3\">5.3.5 \u30b5\u30a4\u30ec\u30f3\u30c8\u30b8\u30a7\u30cd\u30ec\u30fc\u30b7\u30e7\u30f3 (80\u6b73\u4ee5\u4e0a)<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.4 \u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u5225\n<ul>\n<li class=\"toc-level-3\">5.4.1 \u30d5\u30a3\u30f3\u30c6\u30c3\u30af<\/li>\n<li class=\"toc-level-3\">5.4.2 \u9280\u884c<\/li>\n<li class=\"toc-level-3\">5.4.3 \u305d\u306e\u4ed6<\/li>\n<\/ul>\n<\/li>\n<li class=\"toc-level-2\">5.5 \u5730\u57df\u5225\n<ul>\n<li class=\"toc-level-3\">5.5.1 \u5317\u7c73<\/li>\n<li class=\"toc-level-4\">5.5.1.1 \u30a2\u30e1\u30ea\u30ab\u5408\u8846\u56fd<\/li>\n<li class=\"toc-level-4\">5.5.1.2 \u30ab\u30ca\u30c0<\/li>\n<li class=\"toc-level-4\">5.5.1.3 \u30e1\u30ad\u30b7\u30b3<\/li>\n<li class=\"toc-level-3\">5.5.2 \u5357\u7c73<\/li>\n<li class=\"toc-level-4\">5.5.2.1 \u30d6\u30e9\u30b8\u30eb<\/li>\n<li class=\"toc-level-4\">5.5.2.2 \u30a2\u30eb\u30bc\u30f3\u30c1\u30f3<\/li>\n<li class=\"toc-level-4\">5.5.2.3 \u30c1\u30ea<\/li>\n<li class=\"toc-level-4\">5.5.2.4 \u30da\u30eb\u30fc<\/li>\n<li class=\"toc-level-4\">5.5.2.5 \u305d\u306e\u4ed6\u306e\u5357\u7c73\u8af8\u56fd<\/li>\n<li class=\"toc-level-3\">5.5.3 \u30e8\u30fc\u30ed\u30c3\u30d1<\/li>\n<li class=\"toc-level-4\">5.5.3.1 \u30a4\u30ae\u30ea\u30b9<\/li>\n<li class=\"toc-level-4\">5.5.3.2 \u30c9\u30a4\u30c4<\/li>\n<li class=\"toc-level-4\">5.5.3.3 \u30d5\u30e9\u30f3\u30b9<\/li>\n<li class=\"toc-level-4\">5.5.3.4 \u30b9\u30da\u30a4\u30f3<\/li>\n<li class=\"toc-level-4\">5.5.3.5 \u30a4\u30bf\u30ea\u30a2<\/li>\n<li class=\"toc-level-4\">5.5.3.6 \u30d9\u30cd\u30eb\u30af\u30b9 (\u30d9\u30eb\u30ae\u30fc\u3001\u30aa\u30e9\u30f3\u30c0\u3001\u30eb\u30af\u30bb\u30f3\u30d6\u30eb\u30af)<\/li>\n<li class=\"toc-level-4\">5.5.3.7 \u5317\u6b27\u8af8\u56fd (\u30b9\u30a6\u30a7\u30fc\u30c7\u30f3\u3001\u30ce\u30eb\u30a6\u30a7\u30fc\u3001\u30c7\u30f3\u30de\u30fc\u30af\u3001\u30d5\u30a3\u30f3\u30e9\u30f3\u30c9\u3001\u30a2\u30a4\u30b9\u30e9\u30f3\u30c9)<\/li>\n<li class=\"toc-level-4\">5.5.3.8 \u305d\u306e\u4ed6\u306e\u30e8\u30fc\u30ed\u30c3\u30d1\u8af8\u56fd<\/li>\n<li class=\"toc-level-3\">5.5.4 \u30a2\u30b8\u30a2\u592a\u5e73\u6d0b<\/li>\n<li class=\"toc-level-4\">5.5.4.1 \u4e2d\u56fd<\/li>\n<li class=\"toc-level-4\">5.5.4.2 \u30a4\u30f3\u30c9<\/li>\n<li class=\"toc-level-4\">5.5.4.3 \u65e5\u672c<\/li>\n<li class=\"toc-level-4\">5.5.4.4 \u97d3\u56fd<\/li>\n<li class=\"toc-level-4\">5.5.4.5 \u30aa\u30fc\u30b9\u30c8\u30e9\u30ea\u30a2<\/li>\n<li class=\"toc-level-4\">5.5.4.6 \u6771\u5357\u30a2\u30b8\u30a2 (\u30b7\u30f3\u30ac\u30dd\u30fc\u30eb\u3001\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u3001\u30de\u30ec\u30fc\u30b7\u30a2\u3001\u30bf\u30a4\u3001\u30d9\u30c8\u30ca\u30e0\u3001\u30d5\u30a3\u30ea\u30d4\u30f3)<\/li>\n<li class=\"toc-level-4\">5.5.4.7 \u305d\u306e\u4ed6\u306e\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df<\/li>\n<li class=\"toc-level-3\">5.5.5 \u4e2d\u6771\u304a\u3088\u3073\u30a2\u30d5\u30ea\u30ab<\/li>\n<li class=\"toc-level-4\">5.5.5.1 \u30a2\u30e9\u30d6\u9996\u9577\u56fd\u9023\u90a6<\/li>\n<li class=\"toc-level-4\">5.5.5.2 \u30b5\u30a6\u30b8\u30a2\u30e9\u30d3\u30a2<\/li>\n<li class=\"toc-level-4\">5.5.5.3 \u5357\u30a2\u30d5\u30ea\u30ab<\/li>\n<li class=\"toc-level-4\">5.5.5.4 \u30ca\u30a4\u30b8\u30a7\u30ea\u30a2<\/li>\n<li class=\"toc-level-4\">5.5.5.5 \u305d\u306e\u4ed6\u306e\u4e2d\u6771\u304a\u3088\u3073\u30a2\u30d5\u30ea\u30ab\u8af8\u56fd<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-5\">6. \u7af6\u5408\u60c5\u52e2<\/p>\n<ul>\n<li class=\"toc-level-2\">6.1 \u5e02\u5834\u96c6\u4e2d\u5ea6<\/li>\n<li class=\"toc-level-2\">6.2 \u6226\u7565\u7684\u52d5\u5411<\/li>\n<li class=\"toc-level-2\">6.3 \u5e02\u5834\u30b7\u30a7\u30a2\u5206\u6790<\/li>\n<li class=\"toc-level-2\">6.4 \u4f01\u696d\u30d7\u30ed\u30d5\u30a1\u30a4\u30eb (\u30b0\u30ed\u30fc\u30d0\u30eb\u30ec\u30d9\u30eb\u306e\u6982\u8981\u3001\u5e02\u5834\u30ec\u30d9\u30eb\u306e\u6982\u8981\u3001\u4e3b\u8981\u30bb\u30b0\u30e1\u30f3\u30c8\u3001\u5229\u7528\u53ef\u80fd\u306a\u8ca1\u52d9\u60c5\u5831\u3001\u6226\u7565\u7684\u60c5\u5831\u3001\u4e3b\u8981\u4f01\u696d\u306e\u5e02\u5834\u30e9\u30f3\u30ad\u30f3\u30b0\/\u30b7\u30a7\u30a2\u3001\u88fd\u54c1\u304a\u3088\u3073\u30b5\u30fc\u30d3\u30b9\u3001\u304a\u3088\u3073\u6700\u8fd1\u306e\u52d5\u5411\u3092\u542b\u3080)\n<ul>\n<li class=\"toc-level-3\">6.4.1 Klarna AB<\/li>\n<li class=\"toc-level-3\">6.4.2 Afterpay Ltd (Block Inc.)<\/li>\n<li class=\"toc-level-3\">6.4.3 Affirm Holdings Inc.<\/li>\n<li class=\"toc-level-3\">6.4.4 PayPal Holdings Inc.<\/li>\n<li class=\"toc-level-3\">6.4.5 Zip Co Ltd<\/li>\n<li class=\"toc-level-3\">6.4.6 Sezzle Inc.<\/li>\n<li class=\"toc-level-3\">6.4.7 Splitit Payments Ltd<\/li>\n<li class=\"toc-level-3\">6.4.8 Revolut Ltd<\/li>\n<li class=\"toc-level-3\">6.4.9 LazyPay<\/li>\n<li class=\"toc-level-3\">6.4.10 Scalapay S.r.l.<\/li>\n<li class=\"toc-level-3\">6.4.11 Tabby FZ-LLC<\/li>\n<li class=\"toc-level-3\">6.4.12 Tamara<\/li>\n<li class=\"toc-level-3\">6.4.13 Openpay Group Ltd<\/li>\n<li class=\"toc-level-3\">6.4.14 Sunbit Inc.<\/li>\n<li class=\"toc-level-3\">6.4.15 Uplift Inc.<\/li>\n<li class=\"toc-level-3\">6.4.16 ChargeAfter Inc.<\/li>\n<li class=\"toc-level-3\">6.4.17 Alma SAS<\/li>\n<li class=\"toc-level-3\">6.4.18 Zilch Technology Ltd<\/li>\n<li class=\"toc-level-3\">6.4.19 ZestMoney<\/li>\n<li class=\"toc-level-3\">6.4.20 Simpl<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p class=\"toc-level-1 toc-content-heading\" id=\"toc-content-heading-6\">7. \u5e02\u5834\u6a5f\u4f1a &amp; \u5c06\u6765\u5c55\u671b<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u300cBuy Now Pay Later\uff08BNPL\uff09\u30b5\u30fc\u30d3\u30b9\u5e02\u5834\u300d\u306e\u6982\u8981\u306b\u3064\u3044\u3066\u3001\u8a73\u7d30\u3092\u307e\u3068\u3081\u3055\u305b\u3066\u3044\u305f\u3060\u304d\u307e\u3059\u3002<\/p>\n<p>\u5e02\u5834\u898f\u6a21\u3068\u6210\u9577\u4e88\u6e2c<\/p>\n<p>Buy Now Pay Later\uff08BNPL\uff09\u30b5\u30fc\u30d3\u30b9\u5e02\u5834\u306f\u30012025\u5e74\u306b\u306f0.64\u5146\u7c73\u30c9\u30eb\u3068\u63a8\u5b9a\u3055\u308c\u3066\u304a\u308a\u30012030\u5e74\u307e\u3067\u306b1.43\u5146\u7c73\u30c9\u30eb\u306b\u9054\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u4e88\u6e2c\u671f\u9593\uff082025\u5e74\uff5e2030\u5e74\uff09\u306b\u304a\u3051\u308b\u5e74\u5e73\u5747\u6210\u9577\u7387\uff08CAGR\uff09\u306f17.45%\u3068\u898b\u8fbc\u307e\u308c\u3066\u3044\u307e\u3059\u3002\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u304c\u6700\u3082\u6025\u901f\u306b\u6210\u9577\u3057\u3001\u6700\u5927\u306e\u5e02\u5834\u3068\u306a\u308b\u898b\u8fbc\u307f\u3067\u3059\u3002\u5e02\u5834\u306e\u96c6\u4e2d\u5ea6\u306f\u4e2d\u7a0b\u5ea6\u3067\u3059\u3002<\/p>\n<p>\u3053\u306e\u6210\u9577\u306f\u3001\u7d44\u307f\u8fbc\u307f\u578b\u30af\u30ec\u30b8\u30c3\u30c8API\u3001\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u5411\u3051\u30b9\u30fc\u30d1\u30fc\u30a2\u30d7\u30ea\u3001\u30ea\u30a2\u30eb\u30bf\u30a4\u30e0\u306e\u4fe1\u7528\u60c5\u5831\u30c7\u30fc\u30bf\u30b9\u30c8\u30ea\u30fc\u30e0\u306e\u6025\u5897\u306b\u652f\u3048\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u4e3b\u8981\u306a\u30d7\u30ec\u30a4\u30e4\u30fc\u306f\u3001\u88c1\u91cf\u7684\u652f\u51fa\u3068\u5fc5\u9700\u54c1\u652f\u51fa\u306e\u4e21\u65b9\u306e\u30ab\u30c6\u30b4\u30ea\u30fc\u3067\u52a0\u76df\u5e97\u306e\u53d7\u3051\u5165\u308c\u3092\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u5730\u57df\u306f\u3001\u9280\u884c\u53e3\u5ea7\u3092\u6301\u305f\u306a\u3044\u4eba\u53e3\u304c\u591a\u3044\u3053\u3068\u3084\u3001\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u30a8\u30b3\u30b7\u30b9\u30c6\u30e0\u3092\u63a8\u9032\u3059\u308b\u898f\u5236\u306e\u52d5\u304d\u306b\u5f8c\u62bc\u3057\u3055\u308c\u3001\u53d6\u5f15\u91cf\u3068\u901f\u5ea6\u306e\u4e21\u9762\u3067\u30ea\u30fc\u30c0\u30fc\u30b7\u30c3\u30d7\u3092\u78ba\u7acb\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5e02\u5834\u30bb\u30b0\u30e1\u30f3\u30c6\u30fc\u30b7\u30e7\u30f3<\/p>\n<p>BNPL\u30b5\u30fc\u30d3\u30b9\u5e02\u5834\u306f\u3001\u4ee5\u4e0b\u306e\u4e3b\u8981\u306a\u30bb\u30b0\u30e1\u30f3\u30c8\u306b\u5206\u985e\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>1.  \u30c1\u30e3\u30cd\u30eb\u5225:<br \/>\n    *   \u30aa\u30f3\u30e9\u30a4\u30f3: 2024\u5e74\u306b\u306fBNPL\u5e02\u5834\u30b7\u30a7\u30a2\u306e65.2%\u3092\u5360\u3081\u3001\u5f15\u304d\u7d9a\u304d\u4e3b\u8981\u306a\u30c1\u30e3\u30cd\u30eb\u3067\u3059\u3002<br \/>\n    *   POS\uff08\u5e97\u8217\u5185\uff09: 2030\u5e74\u307e\u3067\u306b27.6%\u306eCAGR\u3067\u62e1\u5927\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u304a\u308a\u3001\u6025\u901f\u306a\u6210\u9577\u304c\u898b\u8fbc\u307e\u308c\u307e\u3059\u3002\u5c0f\u58f2\u696d\u8005\u304cQR\u30b3\u30fc\u30c9\u3084NFC\u306b\u3088\u308b\u5206\u5272\u6255\u3044\u30dc\u30bf\u30f3\u3092\u5c0e\u5165\u3059\u308b\u3053\u3068\u3067\u3001\u30b3\u30f3\u30d0\u30fc\u30b8\u30e7\u30f3\u7387\u304c30%\u5411\u4e0a\u3057\u305f\u3068\u5831\u544a\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>2.  \u30a8\u30f3\u30c9\u30e6\u30fc\u30b6\u30fc\u30bf\u30a4\u30d7\u5225:<br \/>\n    *   \u30d5\u30a1\u30c3\u30b7\u30e7\u30f3\uff06\u30a2\u30d1\u30ec\u30eb: 2024\u5e74\u306b\u306fBNPL\u5e02\u5834\u306e29.6%\u3092\u5360\u3081\u3001\u5f15\u304d\u7d9a\u304d\u6700\u5927\u306e\u30bb\u30b0\u30e1\u30f3\u30c8\u3067\u3059\u3002<br \/>\n    *   \u30d8\u30eb\u30b9\u30b1\u30a2\uff06\u30a6\u30a7\u30eb\u30cd\u30b9: 2030\u5e74\u307e\u3067\u306b29.7%\u306eCAGR\u3067\u6700\u3082\u901f\u304f\u6210\u9577\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u9078\u629e\u7684\u533b\u7642\u8cbb\u306e\u5897\u52a0\u3084\u9ad8\u984d\u306a\u81ea\u5df1\u8ca0\u62c5\u984d\u304c\u3001\u900f\u660e\u6027\u306e\u9ad8\u3044\u5206\u5272\u6255\u3044\u30d7\u30e9\u30f3\u3078\u306e\u9700\u8981\u3092\u62bc\u3057\u4e0a\u3052\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>3.  \u5e74\u9f62\u5c64\u5225:<br \/>\n    *   \u30df\u30ec\u30cb\u30a2\u30eb\u4e16\u4ee3: 2024\u5e74\u306b\u306fBNPL\u5e02\u5834\u898f\u6a21\u306e42.4%\u3092\u5360\u3081\u3001\u6700\u5927\u306e\u30b7\u30a7\u30a2\u3092\u4fdd\u6301\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n    *   Z\u4e16\u4ee3: 2030\u5e74\u307e\u3067\u306b28.2%\u306eCAGR\u3067\u6700\u3082\u901f\u304f\u6210\u9577\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002Z\u4e16\u4ee3\u306f\u30e2\u30d0\u30a4\u30eb\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u309271%\u304c\u597d\u307f\u3001\u5e73\u5747926\u7c73\u30c9\u30eb\u306e\u5206\u5272\u6255\u3044\u30d7\u30e9\u30f3\u3092\u5229\u7528\u3057\u3066\u304a\u308a\u3001\u5ef6\u6ede\u30ea\u30b9\u30af\u304c\u4f4e\u3044\u50be\u5411\u306b\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>4.  \u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u5225:<br \/>\n    *   \u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d: 2024\u5e74\u306b\u306fBNPL\u5e02\u5834\u898f\u6a21\u306e69.7%\u3092\u5360\u3081\u3001\u5f15\u304d\u7d9a\u304d\u5e02\u5834\u3092\u30ea\u30fc\u30c9\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n    *   \u9280\u884c: 2030\u5e74\u307e\u3067\u306b25.8%\u306eCAGR\u3067\u6700\u3082\u901f\u304f\u6210\u9577\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u9280\u884c\u306f\u9810\u91d1\u306b\u3088\u308b\u5b89\u4fa1\u306a\u8cc7\u91d1\u8abf\u9054\u3068\u898f\u5236\u9075\u5b88\u306e\u5bb9\u6613\u3055\u3092\u6d3b\u7528\u3057\u3001\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u30ec\u30fc\u30eb\u306b\u5206\u5272\u6255\u3044\u3092\u7d44\u307f\u8fbc\u3080\u3053\u3068\u3067\u5e02\u5834\u30b7\u30a7\u30a2\u3092\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>5.  \u5730\u57df\u5225:<br \/>\n    *   \u30a2\u30b8\u30a2\u592a\u5e73\u6d0b: 2024\u5e74\u306b\u306fBNPL\u5e02\u5834\u30b7\u30a7\u30a2\u306e32.5%\u3092\u5360\u3081\u30012030\u5e74\u307e\u3067\u306b26.9%\u306eCAGR\u3067\u6210\u9577\u3059\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002Grab\u3084Lazada\u306e\u3088\u3046\u306a\u30b9\u30fc\u30d1\u30fc\u30a2\u30d7\u30ea\u304cBNPL\u6a5f\u80fd\u3092\u65e5\u5e38\u751f\u6d3b\u306b\u7d44\u307f\u8fbc\u307f\u3001\u30d9\u30c8\u30ca\u30e0\u3084\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u3067\u306f\u5e74\u9593\u53d6\u5f15\u91cf\u304c3\u6841\u306e\u4f38\u3073\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n    *   \u5317\u7c73: \u30b7\u30a7\u30a2\u3067\u306f\u30a2\u30b8\u30a2\u592a\u5e73\u6d0b\u306b\u6b21\u3050\u3082\u306e\u306e\u3001\u88fd\u54c1\u9769\u65b0\u3092\u727d\u5f15\u3057\u3066\u3044\u307e\u3059\u3002BNPL\u30e6\u30fc\u30b6\u30fc\u306b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3068\u540c\u7b49\u306e\u7d1b\u4e89\u89e3\u6c7a\u6a29\u3092\u4ed8\u4e0e\u3059\u308b\u898f\u5236\u306e\u52d5\u304d\u304c\u3042\u308a\u3001\u71c3\u6599\u3084\u98df\u6599\u54c1\u3078\u306e\u5229\u7528\u304c\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002<br \/>\n    *   \u6b27\u5dde: EU\u6d88\u8cbb\u8005\u4fe1\u7528\u6307\u4ee4\uff08CCD2\uff09\u306b\u3088\u308b\u9006\u98a8\u306b\u76f4\u9762\u3057\u3066\u3044\u307e\u3059\u304c\u3001e\u30b3\u30de\u30fc\u30b9\u306e\u9700\u8981\u3068\u5373\u6642\u4fe1\u7528\u6587\u5316\u304c\u9700\u8981\u3092\u652f\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5e02\u5834\u306e\u30c8\u30ec\u30f3\u30c9\u3068\u6d1e\u5bdf<\/p>\n<p>\u6210\u9577\u3092\u4fc3\u9032\u3059\u308b\u8981\u56e0\uff08\u30c9\u30e9\u30a4\u30d0\u30fc\uff09:<\/p>\n<p>*   \u30b0\u30ed\u30fc\u30d0\u30eb\u306a\u30aa\u30fc\u30d7\u30f3\u30d0\u30f3\u30ad\u30f3\u30b0\u7fa9\u52d9\u5316\u306b\u3088\u308b\u9280\u884c\u3068\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306eBNPL\u76f8\u4e92\u904b\u7528\u6027\u306e\u5411\u4e0a: 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